How mobile money supercharged Kenya’s sports betting addiction

In Kenya and other African countries, the spread of mobile phones and mobile devices has remained a lot of bad habits of online gambling.

April 14, 2022

Bill Killwa (26 years old) purchased a car with a prize and started working for Ube r-style taxi service, Wasiri. However, he continued gambling, and eventually losing. Brian Otieno

Bill Killwa was hitchhiking in the driver's driver's driver's seat late on Saturday after the afternoon of 2018, but he almost forgot to bet. The bet on that day is a risky thing that in order to win, in the four soccer games held in three continents, you must correctly predict which team will lead at the end of breaks and half time. It was. On the way, Kirva was absorbed in searching for a lift, and couldn't find the first three games as expected.

Lorenzo Insinhe released a wild shot in Rome's Studio Olympico, 8, 000 kilometers away, and brought 2-1 victory to Naples. Kirba did not make a mistake this time. When the truck he picked up ran through the highlands in western Kenya, an alert sounded on his Infinix mobile phone. He was about to shout, but he changed his mind when he saw the driver. "I didn't want to be aware of this young man." I've never seen this much money. "

Currently, the 2 6-yea r-old Killwa is able to use the prize money to buy a car and work as a taxi transport Uber service in the next large city, Erdre, and work as a driver of Wasiri. However, he continued gambling, and eventually losing. In just a few years, he canceled his personal profit.

Brian Ochueno Brian Ochueno

Mobile media has expanded his money options in Kenya. Thanks to that, the betting of sports, which is still being held at ordinary stores, has become even easier.

Kilva's experience is hard to say. From the middle of the last decade, hig h-ranking officials, public figures, and scholars, who have been elected in Kenya and the entire African continent, have been warning on the spread of sports gambling. This custom brought a much larger welfare situation than Kirba, but at the same time destroyed the family, absorbed research in the research institute, and even driven suicide. < SPAN> Kenya and other African countries have a strong habit of online gambling with the spread of mobile phones and mobile devices.

April 14, 2022

Bill Killwa (26 years old) purchased a car with a prize and started working for Ube r-style taxi service, Wasiri. However, he continued gambling, and eventually losing. Brian Otieno

Bill Killwa was hitchhiking in the driver's driver's driver's seat late on Saturday after the afternoon of 2018, but he almost forgot to bet. The bet on that day is a risky thing that in order to win, in the four soccer games held in three continents, you must correctly predict which team will lead at the end of breaks and half time. It was. On the way, Kirva was absorbed in searching for a lift, and couldn't find the first three games as expected.

Lorenzo Insinhe released a wild shot in Rome's Studio Olympico, 8, 000 kilometers away, and brought 2-1 victory to Naples. Kirba did not make a mistake this time. When the truck he picked up ran through the highlands in western Kenya, an alert sounded on his Infinix mobile phone. He was about to shout, but he changed his mind when he saw the driver. "I didn't want to be aware of this young man." I've never seen this much money. "

When financial inclusion isn’t enough

Currently, the 2 6-yea r-old Killwa is able to use the prize money to buy a car and work as a taxi transport Uber service in the next large city, Erdre, and work as a driver of Wasiri. However, he continued gambling, and eventually losing. In just a few years, he canceled his personal profit.

Brian Ochueno

Mobile media has expanded his money options in Kenya. Thanks to that, the betting of sports, which is still being held at ordinary stores, has become even easier.

Kilva's experience is hard to say. From the middle of the last decade, hig h-ranking officials, public figures, and scholars, who have been elected in Kenya and the entire African continent, have been warning on the spread of sports gambling. This custom brought a much larger welfare situation than Kirba, but at the same time destroyed the family, absorbed research in the research institute, and even driven suicide. In Kenya and other African countries, the spread of mobile phones and mobile devices has remained a lot of bad habits of online gambling.

April 14, 2022

Bill Killwa (26 years old) purchased a car with a prize and started working for Ube r-style taxi service, Wasiri. However, he continued gambling, and eventually losing. Brian Otieno

Betting becomes the hustle

Bill Killwa was hitchhiking in the driver's driver's driver's seat late on Saturday after the afternoon of 2018, but he almost forgot to bet. The bet on that day is a risky thing that in order to win, in the four soccer games held in three continents, you must correctly predict which team will lead at the end of breaks and half time. It was. On the way, Kirva was absorbed in searching for a lift, and couldn't find the first three games as expected.

Lorenzo Insinhe released a wild shot in Rome's Studio Olympico, 8, 000 kilometers away, and brought 2-1 victory to Naples. Kirba did not make a mistake this time. When the truck he picked up ran through the highlands in western Kenya, an alert sounded on his Infinix mobile phone. He was about to shout, but he changed his mind when he saw the driver. "I didn't want to be aware of this young man." I've never seen this much money. "

Currently, the 2 6-yea r-old Killwa is able to use the prize money to buy a car and work as a taxi transport Uber service in the next large city, Erdre, and work as a driver of Wasiri. However, he continued gambling, and eventually losing. In just a few years, he canceled his personal profit.

Brian Ochueno

Brian Otieno

Brian Ochueno

Kilva's experience is hard to say. From the middle of the last decade, hig h-ranking officials, public figures, and scholars, who have been elected in Kenya and the entire African continent, have been warning on the spread of sports gambling. This custom brought a much larger welfare situation than Kirba, but at the same time destroyed the family, absorbed research in the research institute, and even driven suicide.

Related Story

African sports are not absolute digital appearance: completely miserable fleas shops of unmanned young people are some of the long urban forms. Gambling on the Internet that promotes the abandonment of these technologies such as mobile tools, such as mobile phones, online hig h-speed online, online hig h-speed online. Gambling is now literally everywhere. Even in the university campus, in a remote village, Kirva confessed ashamed, and behind the car's handle. Financial powers like Nigeria and South Africa, unfortunate and unstable countries like the Democratic Republic of Congo, and the center of soccer like Senegal, where the African Nations Cup is held in 2021, online has begun to develop. However, it is currently earning 50 % of the number of visitors a year.

Kenya creates the first M-PESA mobile tool on the African continent, and is sometimes called Silicon Savannaya Africa due to its position as a local technical power. However, the mobile fund revolution in the country played a wel l-known role in the introduction of savings and democratization of access to finance. Now, people are in an unstable economic situation and can lower everything on a whim. However, there are various evaluations on the spread of gambling, and in December 2021 by US research firm Geopoll, 84 % of Kenya young people who were investigated are about to bet, and on e-third. He said he was trading every day on the last day. Most of the chatter, like Kirva, is performed on his mobile phone using mobile devices.

84 % of the investigated Kenyan young people tried to make a bet, and on e-third of them actually expressed them to prepare it every day. < SPAN> African sports are not absolute digital appearance: completely miserable flea shops of uninhabited young people are some of the long urban format. Gambling on the Internet that promotes the abandonment of these technologies such as mobile tools, such as mobile phones, online hig h-speed online, online hig h-speed online. Gambling is now literally everywhere. Even in the university campus, in a remote village, Kirva confessed ashamed, and behind the car's handle. Financial powers like Nigeria and South Africa, unfortunate and unstable countries like the Democratic Republic of Congo, and the center of soccer like Senegal, where the African Nations Cup is held in 2021, online has begun to develop. However, it is currently earning 50 % of the number of visitors a year.

Kenya creates the first M-PESA mobile tool on the African continent, and is sometimes called Silicon Savannaya Africa due to its position as a local technical power. However, the mobile fund revolution in the country played a wel l-known role in the introduction of savings and democratization of access to finance. Now, people are in an unstable economic situation and can lower everything on a whim. However, there are various evaluations on the spread of gambling, and in December 2021 by US research firm Geopoll, 84 % of Kenya young people who were investigated are about to bet, and on e-third. He said he was trading every day on the last day. Most of the chatter, like Kirva, is performed on his mobile phone using mobile devices.

84 % of Kenyan young people in the survey tried to make a bet, and on e-third of them actually expressed them to prepare it every day. African sports are not absolute digital appearance: completely miserable fleas shops of unmanned young people are some of the long urban forms. Gambling on the Internet that promotes the abandonment of these technologies such as mobile tools, such as mobile phones, online hig h-speed online, online hig h-speed online. Gambling is now literally everywhere. Even in the university campus, in a remote village, Kirva confessed ashamed, and behind the car's handle. Financial powers like Nigeria and South Africa, unfortunate and unstable countries like the Democratic Republic of Congo, and the center of soccer like Senegal, where the African Nations Cup is held in 2021, online has begun to evolve. However, it is currently earning 50 % of the number of visitors a year.

A habit that’s not easy to kick

Kenya creates the first M-PESA mobile tool on the African continent, and is sometimes called Silicon Savannaya Africa due to its position as a local technical power. However, the mobile fund revolution in the country played a wel l-known role in the introduction of savings and democratization of access to finance. Now, people are in an unstable economic situation and can lower everything on a whim. However, there are various evaluations on the spread of gambling, and in December 2021 by US research firm Geopoll, 84 % of Kenya young people who were investigated are about to bet, and on e-third. He said he was trading every day on the last day. Most of the chatter, like Kirva, is performed on his mobile phone using mobile devices.

84 % of Kenyan young people in the survey tried to make a bet, and on e-third of them actually expressed them to prepare it every day.

"Most people who bet in Kenya are doing it because they want to make money, not to enjoy," said Fabio Ogachi, who has a psychology in Kenyatta Research Institute in Nairobi. say. According to Ogachi's book, a significant percentage of Kenians who bet is gambling poisoning. They bet to return the losing method, bet on a lot of money, and lie on their habits. Since we have been using mobile for many years, mobile has become indispensable for our business. When the online gambling began to attract attention, it turned out that this perfect system already existed. "

It is thought that mobile media has become so useless in Africa, of course, because of the coincidence of history that was indispensable for gambling trends. This development is due to the fact that in 2006, the telecommunications company Bodapone (UK) and Safalicom (Kenya) have found a way to expand financial access to those who have been excluded from conventional bank services.

Brian Ochueno

rumor

The initial idea was to use a phone call for microfinance loans and repayments. However, members of the Kenya pilot program began using mobile phones for another purpose. In this country, where young people continue to leave their farms in a small town, mobile tools are filling important niches. Previously, it was possible to send money by bus or mail to support the family, but it was actually low and expensive. Safalicom made a large amount of investment to build a network of an ATM's role, so that the recipient could take cash from his digital wallet. Eventually, this system, which is called M-PESA (M and MOBILE M and Swahili, added a text meaning "money"), expanded to many other payments and credit services, and the final. Was completely in cash. Safalicom currently has a 30 million M-PESA account, almost comparable to Kenya's adult population. In 12 months until March 2021, M-PESA processed a 193 billion dollar transaction, almost twice the Kenya GDP.

Experience shows that the arrival of M-Pesa has brought tangible benefits. According to the Central Bank of Kenya, in 2006, only 27% of adult Kenyans had access to formal cash services, such as savings, loans, and non-cash payments. Thanks to M-Pesa, 84% now have access to similar services. A study published in 2016 by economists Tavnit Suri and William Jack showed that access to M-Pesa has undoubtedly helped the last 2% of Kenyan households to get out of need. Studies carried out in states where mobile assets are distributed have proven that their introduction increases stability against financial shocks and encourages the growth of household savings. According to the Mobile Telecommunications Association, by 2020, 310 mobile services with 300 million centralized accounts will be available in 96 countries around the world, with more than 50% of them in sub-Saharan African countries. M-Pesa was a huge success, but it did not become a magic tool to handle Kenya's broader financial operations. However, in the 15 years leading up to the pandemic, the state's GDP actually doubled, which could put it in the category of states with below-average income in the systemization of global banks, and residents will have long before the fact that this fresh feature does not trickle down. Most people blame the recent violent formation of infrastructure, such as the construction of fresh highways, the massive expansion of the power system, and the metal road to the coast at a cost of $3. 6 billion built by China. Observation - According to the authorities, the budgets of these plans were inflated due to rollbacks. This led to an increase in municipal debt, the weakening of the Kenyan shilling, the issuance of new taxes, and actually led to an increase in the price of living.

Finding a job is not easy. According to government statistics, Kenya with a population of 54 million, only 31 million workers were officially paid in 2019. Nearly 2 million people will be immediately lost by 2020 due to the regulations of the pandemic (global trends). However, before the corona virus occurred, increasing the number of workplaces every year was only necessary to delay high school or university graduates who are looking for jobs. Graduates from Kenya's expensive educational institutions often have no chance to get the best job for years. The rise of social networking has given the opportunity to be convinced that peers in other countries live better than anyone. "People will be dating not only their neighbors but also everyone, including strangers around the world," says Ogachi. "This makes the disappointment even bigger.

Now that almost everyone has a chance to find a job, young Kenya young people are more reluctant to find a job, and they are probably literally more literally, as they start, or almost everyone calls them so. I'm looking at it. Kirva started working in 2017, but abandoned her intention of becoming a teacher. It was not easy to pay the tuition at the school, so he quit the school, had the remaining money, had a kiosk that could access the desktop computer and use M-PESA to withdraw money. Opened. In order to get further money, he began to sell prints that printed out overseas soccer game information. In fact, he discovered that consumers are more and more obsessed with their mobile phones to bet on Kenyan's favorite games.