How gambling operators can utilize identity to protect players from harm

In 2022, the profits of the gambling market in Europe will reach 108. 5 billion euros, 23% higher than in 2021, thanks in part to the reopening of land-based casinos and gambling businesses after the pandemic.

But the gamblers who flocked to online casinos during the Covid-19 closures, combined with technological advances that allow access to "virtual casinos" on their mobile phones 24 hours a day, are also contributing to the rise of the iGaming industry. The size of this market is expected to reach US$92. 9 billion worldwide by the end of 2023, almost twice the size of 2019.

In Europe, iGaming currently accounts for 35% of the total market share. In this case, country differences are very noticeable. Sweden has the highest share of online gamers (80% of the total market size), followed by Latvia (75%), Lithuania (67%), Romania (65%) and the United Kingdom (65%).

As the market grows, operators have a responsibility to protect players from potential harms related to gambling. However, the incidence of serious problem gambling remains moderate and relatively low (0, 1 - 0, 6%).

In this note, we will look at how serious operators protect their users from potential harms using KYC conclusions aimed at preventing the occurrence of problem gambling in the first place.

Regional variations in approaches to reducing gambling harm: Current regulations and forthcoming legislation

United Kingdom

The United Kingdom is considered home to the most important gambling market in Europe.

Gambling companies are required by law to take specific measures to prevent harms, and the UK is at the forefront of the fight to introduce technologies that promote more harmless gambling.

In 2018, the country introduced the self-exclusion program "Gamstop", which encourages people who recognize the existence of a duty to autonomously exclude themselves from various gambling sites with the support of a single registration. So far, more than 315. 000 people have registered for the program, and providers are working with a wide range of services to ensure the best protection for buyers.

The English Gambling Commission is currently using evolving artificial intelligence and machine learning to identify problematic behavior and urge operators to take appropriate action.

Forecasted gambling reform bills in England are likely to include measures such as forcing operators to pay for addiction treatment and giving the Gambling Commission more power to fine operators deemed not to protect consumers from risk.

Netherlands

In real time, the Netherlands follows the same pattern as the UK. The KRUKS sel f-exrression system is used to identify and support risky players using advanced technology.

However, in September 2023, a Dutch addicted state reporter (NRA), a Dutch addicted state reporter (NRA), provided 22 hints to the Ministry of Justice to reduce and prevent online gambling. The hint is as follows:

• Construction of a qualitative prediction system to optimally tracks online games and gamblin g-related harm
• Introduction of responsibility when business operators do not comply with their obligations
• Introduction of restrictions on players
• Further restrictions on advertising and marketing (may be completely prohibited)
• Limit or prohibition of "hig h-risk games", such as games where betting and short time from betting, or games that players cannot control, such as slot machines, such as slot machines.

NRA also advocates a unique duty to players. In real time, each online gambling company is obliged to comply with laws and regulations. The Cabinet is expected to be decided by the end of 2023, but the service sharing may be legislated.

Sweden

Sweden, like the Netherlands and the United Kingdom, has introduced a SPELPAUS sel f-exclusion system, and has restricted risks on risks. Similar to the Netherlands, Sweden also imposes a duty to the game carrier.

In October this year, Sweden's online gambling industry groups said that gambling businesses would not allow gambling to advertise a third party loan to customers who want to gamble.

However, at the end of 2022, the Swedish parliament rejected a proposal to strengthen advertising regulations on hig h-risk gambling products, and opposed it as similar to an attempt to establish a ste p-based regulation system.

Belgium

Belgium is strengthening the fight against damage caused by gambling addiction. In October of this year, the Belgian Federal Council of the Belgian Council has emerged a new regulation to strengthen the struggle of minor gambling and electrically examined the identity of all players.

In July, Belgium introduced the ban on gambling ads and effectively eliminated television and radio advertising and sports sponsors.

All businesses were obliged to link the precautionary news that "gambling is an addiction" with all the messages of the company and mention the Belgian gambling sel f-exclusion program.

Germany

In Germany, the national registration OASIS for sel f-exclusion is active, emphasizing players who have the opportunity to access or access web online games. The laws passed in 2021 also impose specific restrictions. For example, 1 euro per spin is limited in slots, saying that players do not have all opportunities to bring more than 1. 000 euros per month for deposits. A unified base, the data store this information about the name, date of birth, address, and deposit amount. Live casino games, slots with progressive jackpots, and live burns are also prohibited.

Italy

The second largest gambling market in Europe is Italy. In real time, a bill on gambling reform has passed the Italian Congress, and a path to improve the defense and stereotype of players will be built. In this reform, it seems that the amount of bet and prize money, inefficient training for dealers and operators to reduce damages, and sel f-determination.

Denmark

Denmark is seriously concerned about gambling and uses data experts to predict gambling. Operators must provide data to Denmark's gambling control, and the data is used to identify a model with a high possibility of gambling.

In the future, special attention will be paid not only to prevent gambling addiction, but also to restrict the increase in gambling products.

Finland

VEIKKAUS, a Finnish municipality operating company, has launched an innovative initiative to take gambling seriously.

Malta, Gibraltar, Cyprus

In other European jurisdictions such as Malta, Gibraltar, and Cyprus, the serious gambling standards in Igaming are more likely to prevent hig h-risk behavior and prevent highly harmful harm. Increasingly, by doing so, they have come up with the personalized version of the sel f-exclusion scheme, or the development history closely.

What can operators do to promote safer gambling and comply with harm-prevention regulations?

Despite the fact that specific measures used to promote serious gambling dependence are important in different conditions, there are several common topics and countermeasures used in different conditions:

• Space} Sel f-exclusion program that allows you to abandon the role of gambling on your own;
• A tool that players set their costs and charge restrictions and control the time they have all opportunities to satisfy the game;
• Space} Age management measures to prevent access to gambling services for those who are not adults;
• Space} Financial defense measures, for example, save prize money and save the player's funds to separate accounts to ensure the safety of players' deposits;
• Space} Trusted calls, resources, information, and help service for those who have problems with gambling;
• Space} Educational program aimed at enhancing the serious situation of gambling;
• The policy is to identify and support players who are likely to experience problems related to gambling habits.

KYC: the key to harm-prevention

KYC is a related tool for ensuring the safety, faithful and difficulties of accessing crime in gambling. As a result, the introduction of a platform for serious gambling in the database requires a reliable and immutable personality test, authentication, and KYC practice.

By setting different values ​​in the appropriate signals of personality and age tests, you can strongly trust the player's personality and the authority to participate in the Igaming platform.

Age test

With the age test technology based on documents and biometric data implementation, operators can confirm whether the owner of the boy and age account has reached the age of legally set in the role of gambling. 。

Accessibility test

Accessibility verification, in a strategic situation, operators can track the user's cost and revenue patterns, which are actually dangerous attachments to gambling, have botto m-off timeless navigation. It has the ability to buy buyers who are at the most difficult economic state toward the most injured line.

Address certificate

KYC compares the items to check the address with the data from the information source inventory, and live photos provided by players, and the customer has the right to provide and act. Prove that it is considered for.

Research function

With the support of the mite k-verified Identititm (Mivip) platform, operators have all the opportunities to set their own journey and are in the research function. By adding a dedicated form, our clients can collect all information from the final user to collect data that can be useful for evaluating and measurement of the gambling risk moment.

Database test (exclusion list)

The Gamstop scheme is based on the data collected by KYC. If the player's data matches the basics of Gamstop data, the access is quickly blocked, or for six months, or indefinitely according to the selection arranged by the user when registering in Gamstop.

Biometrics authentication

Using a complex combination of biometric data, which is extremely difficult for counterfeiting, a biometric authentication that recognizes faces and voices improves the KYC process and enhances the trust of the user's personality.

Payment card

After confirming that the user is the owner of the card he is trying to pay, the requirements to confirm the individual and the bottom of it can meet the individual.

Geolocation

Context data such as IP addresses and geolocation can be used to check the compliance with the player and its location information.

Video identification

In some European countries, such as Germany and Spain, identification by live videos is an essential item in the KYC process. Video authentication can enhance the trust of the person's personality of the person who is trying to access the service.

The Mitek solution

In the UK, the gambling law is implemented and the operator is responsible for protecting vulnerable players. Now that other European nations are considered to follow British reforms, it is time to confirm that your KYC is reliable, compliant, and promising.

Reliable person confirmation and authentication procedures are the basis for operators who want to manage players through life cycles, protect them from harm, and protect their reputation as responsible gambling operators.

However, KYC measures must be balanced with the expectations of users. Appropriate approaches do not need to compromise on security, compliance with requirements, and convenience.

If you use the Mitek Ferified Identity Platform (MIVIP) platform, you will be responsible for gambling, and you will have a KYC obligation without unnecessary obstacles to the players who want to gamble, check the age during the game entry and the customer life cycle. You can do it. For example, chec k-i n-chec k-in can be performed without taking additional steps when registering. Players can pass through the KYC Fannel with a quick check of the database and documents.

MIVIP was developed in consideration of operators operated by different brands in different jurisdictions. This platform is specially designed so that it can quickly adapt to various legal requirements, including measures aimed at preventing customer damage, and can easily set a playeret.

Mivip also provides flexibility to adapt to KYC and AML practice in response to changes in legal requirements, and protects from the changes in the laws that can be mentioned in this article.

Conclusion

Reliable KYC practice is the basis of a responsible approach to gambling. Introducing personality checks will help consumers to build a safer and more responsible gambling environment, and guarantee operators' legal requirements.

MITEK is proud to work on responsible gambling with his partners, and struggles with no n-safe gambling practices, guaranteeing fairness, safety, and crime in gambling.