Optionality How to Survive and Thrive in a Volatile World 9780473545529 9780473545512 9780473545505.

Options: How to Survive the Odds and Thrive in a Volatile World 9780473545529, 9780473545512, 9780473545505

Contents: Title Page OPTIONALITY Contents Introduction What exactly is freedom of choice? Structure of the book I. EUDAIMONIA Introduction 1. The probability tree 2. Discovering your capabilities 3. Abundance 4. The blind fool god of evolution 5. Hedonism and bliss 6. The four elements of freedom of choice II. Aklesia Introduction 7. Giving direction 8. The siren's song 9. Tied to the mast 10. Man is pregnant, the Lord speaks sarcasm III. Praxis Introduction 13. Asymmetries in economic capital 14. Asymmetries in welfare capital 15. Asymmetries in social capital 16. Asymmetries in knowledge capital IV. RIZIKON Introduction 17. A fate worse than debt 18. The threat and obligation of debt 19. The risk of bankruptcy 20. Nothing to venture, nothing to gain 21. Investments for the lazy 22. Catching the "black swan" 23. Beware the stereotyped nerd V KAIROS Introduction 24. A Time to Explore and a Time to Exploit 25. A Time to Improvise and a Time to Set Intention 26. A Time to Take Risks and a Time to Execute Safely 27. A Time to Submit and a Time to Rebel 28. A Time to Reveal and a Time to Give Skills VI. TELOS Introduction 29. Selfish Selflessness 30. Status Games 31. The Challenge of Simplicity Confinement 10 Laws of Choice for a Changing World Gratitude Tools and Resources Notes

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Options to Bloom and Thrive in an Unstable World

FIRST THALES PRESS Newspaper Copyright © 2020 Richard Meadows Photos and Images by Deborah Pereira Cover Design by Mexelina All Rights Reserved. No part of this book may be reproduced in any form, by any electronic or mechanical means, or by any information storage and retrieval system, without the written permission of the author, except for the use of brief quotations in book reviews. Thales Publishing Electric Book Newspaper: November 2020 Amazon Kindle ISBN: 978-0-473-54552-9 eBook ISBN: 978-0-473-54551-2 Paperback ISBN: 978-0-473-54550-5 www. optionbook.

Preface What exactly are options? Structure of this book

Introduction 1. The Tree of Probability 2. Discovering Your Capabilities 3. Abundance 4. The Blind Fool God of Evolution 5. Hedonism and Bliss 6. The Four Elements of Choice

AKRASIA Introduction 7. Giving Direction 8. The Siren Song 9. Tied to the Mast 10. The Presence of Affection 11. Social Contagion 12. A Man Gets Pregnant, a Lord Sneers

PRAXIS Introduction 13. Asymmetries in Financial Capital 14. Asymmetries in Health Capital 15. Asymmetries in Social Capital 16. Asymmetries in Knowledge Capital

RIZIKON Introduction 17. A Fate Worse Than Debt 18. The Perils and Promise of Leverage 19. The Risk of Falling 20. No Risk, No Gain 21. Investing for the Lazy 22. Chasing Black Swans 23. Beware the Math Geeks

Introduction 24. A Time to Explore and a Time to Exploit 25. A Time to Improvise and a Time to Plan 26. A Time to Take Risks and a Time to Play It 27. A Time to Comply and a Time to Rebel 28. A Time to Discover Opportunities and a Time to Give VI.

TELOS Preface 29. Selfish Selflessness 30. The Status Game 31. Hidden Simplicity Conclusion

Optionality for a Changing World 10 Laws Gratitude Tools and Resources Notes Glossary Links

With each passing day, I become more and more convinced that we are living in a simulated reality. Maybe we are really trapped in an alien junkyard. They got tired of watching us for millennia and decided to rock the couch. This is the only rational explanation for the situation we find ourselves in. This year, I myself was hit by a major earthquake, shivered and sweated from COVID-19, lost my only steady source of income overnight, was quarantined in Mexico, thousands of miles from my home, and had my investment accounts monitored. Possible futures came and went every day, my sense of time became so distorted that I still can't comprehend what happened. A global pandemic, riots and looting, a reality TV star took over the White House, unemployment claims soared like a typo, and California became the set of an apocalyptic movie. The stock market crashed faster than it had ever been, followed by the strongest month in the past 30 years. Oil prices briefly went negative, and traders desperately bought out anyone who could get their hands on oil.

Children, let's welcome real estate in the future. This is not always the case, but it is expected that the high price is higher and the low price is lower. How do you not only endure all the hardships of uncertainty, but also to benefit them? This can be absurd because people die in a dubious way, but people are dead in a suspicious way every day, and apart from that, I actually think about this. It is taken into account whether it is. The Revelation scenario contains all three emotions: fear, appetite, and excitement. On the second day of isolation, I ate all my extra snacks. This is a dissertation for the whole family, for example, focus on "fear." It is not easy to be afraid of the future if you have a decrease in income, a plan to leave, or if you notice that $ 10, 000 is gone from the retirement gold palace at some point. The purpose of this book is that there is no need to worry about what will be waiting in the future. I had been longing for this for a long time, so this year it was an unusual excuse for me. He was waiting for the volatility explosion. In other words, not only did you not have to be blown away, but you were able to end this year with a star. < SPAN> Children, let's welcome real estate in the future. This is not always the case, but it is expected that the high price is higher and the low price is lower. How do you not only endure all the hardships of uncertainty, but also to benefit them? This can be absurd because people die in a dubious way, but people are dead in a suspicious way every day, and apart from that, I actually think about this. It is taken into account whether it is. The Revelation scenario contains all three emotions: fear, appetite, and excitement. On the second day of isolation, I ate all my extra snacks. This is a paper for the whole family, for example, focus on fear. It is not easy to be afraid of the future if you have a decrease in income, a plan to leave, or if you notice that $ 10, 000 is gone from the retirement gold palace at some point. The purpose of this book is that there is no need to worry about what will be waiting in the future. I had been longing for this for a long time, so this year it was an unusual excuse for me. He was waiting for the volatility explosion. In other words, not only did you not have to be blown away, but you were able to end this year with a star. Children, let's welcome real estate in the future. This is not always the case, but it is expected that the high price is higher and the low price is lower. How do you not only endure all the hardships of uncertainty, but also to benefit them? This can be absurd because people die in a dubious way, but people are dead in a suspicious way every day, and apart from that, I actually think about this. It is taken into account whether it is. The Revelation scenario contains all three emotions: fear, appetite, and excitement. On the second day of isolation, I ate all my extra snacks. This is a dissertation for the whole family, for example, focus on "fear." It is not easy to be afraid of the future, especially if you have a decrease in income, a plan to leave, or if you notice that $ 10, 000 has disappeared from the retirement gold palace at some point. The purpose of this book is that there is no need to worry about what will be waiting in the future. I had been longing for this for a long time, so this year it was an unusual excuse for me. He was waiting for the volatility explosion. In other words, not only did you not have to be blown away, but you were able to end this year with a star.

Reading strange books and blogs, giving your own ideas, writing a few thousands of letters from readers, investing social capital to friends and strangers who have not yet granted their talent. Sometimes ridiculous money). So far, this strategy has been working. Mainly not to shoot your feet, you can also systematically discover a chance to open thanks to lucky opportunities. Now, some of these opportunities are making high profits, and the future is no longer so scary. Finally, I was ready to show the entire optio n-based approach. I tested the initial version of these ideas on Deep Dish blog and BUDGET BUSTER WEEKLY FINANCIAL COLUMN. Interviewed with everyone, from the top of the company to the criminal, the billionaire, the single mother, the entrepreneur, the multiple hobbies, and the philosopher. I shuffled all the appropriate books and articles that could only be found on my clumsy forefoot. All of these documents were lined up in the components of the molecules, making it a set of general principles that anyone can follow. It is this book you are now. It is also a collection of failures. The road I arrived here was a long and lon g-turned, frank, pretty stupid. In other words, this is the same sense that Columbus "discovered" the United States, and it can be considered my journey to "discover" many centuries.

What is an optionalz? < SPAN> Reading strange books and blogs, giving your own ideas, writing a few thousands of letters from readers, and investing social capital to friends and strangers who have not yet granted their talent. (Sometimes chilling money). So far, this strategy has been working. Mainly not to shoot your feet, you can also systematically discover a chance to open thanks to lucky opportunities. Now, some of these opportunities are making high profits, and the future is no longer so scary. Finally, I was ready to show the entire optio n-based approach. I tested the initial version of these ideas on Deep Dish blog and BUDGET BUSTER WEEKLY FINANCIAL COLUMN. Interviewed with everyone, from the top of the company to the criminal, the billionaire, the single mother, the entrepreneur, the multiple hobbies, and the philosopher. I shuffled all the appropriate books and articles that could only be found on my clumsy forefoot. All of these documents were lined up in the components of the molecules, making it a set of general principles that anyone can follow. It is this book you are now. It is also a collection of failures. The road I arrived here was a long and lon g-turned, frank, pretty stupid. In other words, this is the same sense that Columbus "discovered" the United States, and it can be considered my journey to "discover" many centuries.

What is an optionalz? Reading strange books and blogs, giving your own ideas, writing a few thousands of letters from readers, investing social capital to friends and strangers who have not yet granted their talent. Sometimes ridiculous money). So far, this strategy has been working. Mainly not to shoot your feet, you can also systematically discover a chance to open thanks to lucky opportunities. Now, some of these opportunities are making high profits, and the future is no longer so scary. Finally, I was ready to show the entire optio n-based approach. I tested the initial version of these ideas on Deep Dish blog and BUDGET BUSTER WEEKLY FINANCIAL COLUMN. Interviewed with everyone, from the top of the company to the criminal, the billionaire, the single mother, the entrepreneur, the multiple hobbies, and the philosopher. I shuffled all the appropriate books and articles that could only be found on my clumsy forefoot. All of these documents were lined up in the components of the molecules, making it a set of general principles that anyone can follow. It is this book you are now. It is also a collection of failures. The road I arrived here was a long and lon g-turned, frank, pretty stupid. In other words, this is the same sense that Columbus "discovered" the United States, and it can be considered my journey to "discover" many centuries.

What is an optionalz?

When there are few choices, life becomes dark. At best, just walk in space. Skills are always inactive, without getting out of boring and disappointment in the template. In an unknown world, it is trapped. I am trapped in the conclusion of leading you to the abyss. Your brain lasts with fear and adrenaline. All conclusions are responsive. This is an unprecedented struggle trying to raise your head from the surface of the water. Selection identifies the probability you believe. You can disappear. Wait, wait, wait-and use the resources that you have been patiently and shake the fat feed with all your might. Opticality is a chance to say no. Consideration can be omitted. See off unprofitable transactions, declare it, and not to actually create something that is against your values. Choose a problem based on your own standards, not the victory with the outsiders. And the problem is no longer horrible. If you have an option, you can study fluidly for yourself. There is insurance to take risks and sell fearless dreams. The system has many weaknesses and has no meaning to break. Dick and Performin g-This is encouraged. Don't worry, just waiting for you in the future. If you may choose, volatility is your friend. In return for the battle against a random accident. < SPAN> Life is dark when there are few choices. At best, just walk in space. Skills are always inactive, without getting out of boring and disappointment in the template. In an unknown world, it is trapped. I am trapped in the conclusion of leading you to the abyss. Your brain lasts with fear and adrenaline. All conclusions are responsive. This is an unprecedented struggle trying to raise your head from the surface of the water. Selection identifies the probability you believe. You can disappear. Wait, wait, wait-and use the resources that you have been patiently and shake the fat feed with all your might. Opticality is a chance to say no. Consideration can be omitted. See off unprofitable transactions, declare it, and not to actually create something that is against your values. Choose a problem based on your own standards, not the victory with the outsiders. And the problem is no longer horrible. If you have an option, you can study fluidly for yourself. There is insurance to take risks and sell fearless dreams. The system has many weaknesses and has no meaning to break. Dick and Performin g-This is encouraged. Don't worry, just waiting for you in the future. If you may choose, volatility is your friend. In return for the battle against a random accident. When there are few choices, life becomes dark. At best, just walk in space. Skills are always inactive, without getting out of boring and disappointment in the template. In an unknown world, it is trapped. I am trapped in the conclusion of leading you to the abyss. Your brain lasts with fear and adrenaline. All conclusions are responsive. This is an unprecedented struggle trying to raise your head from the surface of the water. Selection identifies the probability you believe. You can disappear. Wait, wait, wait-and use the resources that you have been patiently and shake the fat feed with all your might. Opticality is a chance to say no. Consideration can be omitted. See off unprofitable transactions, declare it, and not to actually create something that is against your values. Choose a problem based on your own standards, not the victory with the outsiders. And the problem is no longer horrible. If you have an option, you can study fluidly for yourself. There is insurance to take risks and sell fearless dreams. The system has many weaknesses and has no meaning to break. Dick and Performin g-This is encouraged. Don't worry, just waiting for you in the future. If you may choose, volatility is your friend. In return for the battle against a random accident.

This is a poetic expression. Let's explain more specifically. "Optionality" = Right (not obligatory) to determine the result. Anyone who has taken insurance will already understand the essence of "optional". As a sem i-permanent traveler, I paid a small amount of money to secure the right to contact my insurance company when something happens. Even if you have a small scratch, you can compensate from your pocket, even if your bag gets dirty. You don't have to pass through an insurance company, and you don't usually pass. It's much easier than someone solving it yourself. But if it really doesn't work, there is always a chance to contact your insurance company. Inadvertently collided with someone in a paid car, tropical parasites parasitized the intestinal tract and was hospitalized in the treatment room under treatment. I try to make it a job for others in case my hospital has reached $ 1 million or I have to go abroad by plane. Protecting this asset is very expensive for me. I can't imagine a small prepaid payment. Here, the asymmetry of prices and profits is fundamental. After all, I still have the right to shop online or have McDonald's delivered. < SPAN> This is a poetic expression. Let's explain more specifically. "Optionality" = Right (not obligatory) to determine the result. Anyone who has taken insurance will already understand the essence of "optional". As a sem i-permanent traveler, I paid a small amount of money to secure the right to contact my insurance company when something happens. Even if you have a small scratch, you can compensate from your pocket, even if your bag gets dirty. You don't have to pass through an insurance company, and you don't usually pass. It's much easier than someone solving it yourself. But if it really doesn't work, there is always a chance to contact your insurance company. Inadvertently collided with someone in a paid car, tropical parasites parasitized the intestinal tract and was hospitalized in the treatment room under treatment. I try to make it a job for others in case my hospital has reached $ 1 million or I have to go abroad by plane. Protecting this asset is very expensive for me. I can't imagine a small prepaid payment. Here, the asymmetry of prices and profits is fundamental. After all, I still have the right to shop online or have McDonald's delivered. This is a poetic expression. Let's explain more specifically. "Optionality" = Right (not obligatory) to determine the result. Anyone who has taken insurance will already understand the essence of "optional". As a sem i-permanent traveler, I paid a small amount of money to secure the right to contact my insurance company when something happens. Even if you have a small scratch, you can compensate from your pocket, even if your bag gets dirty. You don't have to pass through an insurance company, and you don't usually pass. It's much easier than someone solving it yourself. But if it really doesn't work, there is always a chance to contact your insurance company. Inadvertently collided with someone in a paid car, tropical parasites parasitized the intestinal tract and was hospitalized in the treatment room under treatment. I try to make it a job for others in case my hospital has reached $ 1 million or I have to go abroad by plane. Protecting this asset is very expensive for me. I can't imagine a small prepaid payment. Here, the asymmetry of prices and profits is fundamental. After all, I still have the right to shop online or have McDonald's delivered.

Milletos's talles is Greece's first philosopher. He wanted to immerse himself in his thoughts, but as Aristotle knew, he was actually a botanist, and everyone smiled about him. "If you're a sage, why aren't you rich?" In winter, Tales used his astronomy knowledge-information for his wisdom-advantage, and found that it would be a huge collection of olives. He raised some funds and purchased the rights of all olive oil stations in Mille in Daian. In the season when olives grow, an unusual collection made the world noise. Tales began squeezing on his own criteria, aiming for a gathering, and letting the hated people accept the fact that there is probably something in all of this philosophy. As Aristotle discovered, Tales' fortun e-telling did not need to be hit. The disadvantage was limited to small deposits on unused olive oilers, and the plus was probably huge. In fact, there is no fresh taste in the concept of options. Collecting portfolios in lif e-a long optio n-we actually call this book "Options" -we have died 2600 years ago and copied a buried Greek philosopher. But we are powerful < SPAN> Milletos talles is Greece's first philosopher. He wanted to immerse himself in his thoughts, but as Aristotle knew, he was actually a botanist, and everyone smiled about him. "If you're a sage, why aren't you rich?" In winter, Tales used his astronomy knowledge-information for his wisdom-advantage, and found that it would be a huge collection of olives. He raised some funds and purchased the rights of all olive oil stations in Mille in Daian. In the season when olives grow, an unusual collection made the world noise. Tales began squeezing on his own criteria, aiming for a gathering, and letting the hated people accept the fact that there is probably something in all of this philosophy. As Aristotle discovered, Tales' fortun e-telling did not need to be hit. The disadvantage was limited to small deposits on unused olive oilers, and the plus was probably huge. In fact, there is no fresh taste in the concept of options. Collecting portfolios in lif e-a long optio n-we actually call this book "Options" -we have died 2600 years ago and copied a buried Greek philosopher. But we are the strongest Milletos Tales is Greece's first philosopher. He wanted to immerse himself in his thoughts, but as Aristotle knew, he was actually a botanist, and everyone smiled about him. "If you're a sage, why aren't you rich?" In winter, Tales used his astronomy knowledge-information for his wisdom-advantage, and found that it would be a huge collection of olives. He raised some funds and purchased the rights of all olive oil stations in Mille in Daian. In the season when olives grow, an unusual collection made the world noise. Tales began squeezing on his own criteria, aiming for a gathering, and letting the hated people accept the fact that there is probably something in all of this philosophy. As Aristotle discovered, Tales' fortun e-telling did not need to be hit. The disadvantage was limited to small deposits on unused olive oilers, and the plus was probably huge. In fact, there is no fresh taste in the concept of options. Collecting portfolios in lif e-a long optio n-we actually call this book "Options" -we have died 2600 years ago and copied a buried Greek philosopher. But we are powerful

One year's abundant harvest, cells that have caused mutations, the mood of a production assistant who happened to read your script. Therefore, I can't say that reading this book can get orgasm, a luxurious like magic, or heals dandruff. Even if everything is correct, there may be no straws. But, as the great novelist Terry Plachet said, if the folded ears of success are sniffing your cuffs, the cut ends of the rope in the collar and pocket will always be useful. Planning for success based on the principle of choice begins with identifying and reducing risks that can impair your life. This allows you to put yourself in a position that you can't lose, and it is considered a great victory. Moon shots are much less lucky, but the option options still give the best chance of winning. Continue searching for asymmetric probability everywhere and always pours oil on the fire. If you're lucky, one of them, or some will eventually make a great fruit. In fact, for example, this is my promise to you.

The structure of this book

That's why your time is valuable, so you want to cover many topics as soon as possible. Instead of introducing six different examples for each concept, we have summarized the list of related documents that can be used to learn each topic more deeply. Access from optionalitybook. com/resources. Important definitions are bold, and where they first appear in large letters. If you do not understand the actual meaning of a specific term, or if you miss the original, there is a collection of terms at the end of the book. The precedents, charts, and research are all posted in the precedent, chart, and research, and some of the information providers that hinder the direction of the language are listed. In addition, I publish the materials that I begged, borrowed, and stolen from 10 regions without mercy. In some cases, you may not remember where you first met a certain idea, or you may not know a clear source. In the unlikely event that I encounter a wise idea, I promise it has nothing to do with it. Books are incredibly inexpensive, but you need to be free from the idea of ​​reading from corner to corner. Before you start reading, read the contents and check if there is something to worry about. Otherwise, throw away the book. And if you can't enjoy two volumes, < Span> your time is precious in the book, so you want to cover many topics as soon as possible. Instead of introducing six different examples for each concept, we have summarized the list of related documents that can be used to learn each topic more deeply. Access from optionalitybook. com/resources. Important definitions are bold, and where they first appear in large letters. If you do not understand the actual meaning of a specific term, or if you miss the original, there is a collection of terms at the end of the book. The precedents, charts, and research are all posted in the precedent, chart, and research, and some of the information providers that hinder the direction of the language are listed. In addition, I publish the materials that I begged, borrowed, and stolen from 10 regions without mercy. In some cases, you may not remember where you first met a certain idea, or you may not know a clear source. In the unlikely event that I encounter a wise idea, I promise it has nothing to do with it. Books are incredibly inexpensive, but you need to be free from the idea of ​​reading from corner to corner. Before you start reading, read the contents and check if there is something to worry about. Otherwise, throw away the book. And if you can't enjoy two volumes, your time is valuable in the book, so you want to cover many topics as soon as possible. Instead of introducing six different examples for each concept, we have summarized the list of related documents that can be used to learn each topic more deeply. Access from optionalitybook. com/resources. Important definitions are bold, and where they first appear in large letters. If you do not understand the actual meaning of a specific term, or if you miss the original, there is a collection of terms at the end of the book. The precedents, charts, and research are all posted in the precedent, chart, and research, and some of the information providers that hinder the direction of the language are listed. In addition, I publish the materials that I begged, borrowed, and stolen from 10 regions without mercy. In some cases, you may not remember where you first met a certain idea, or you may not know a clear source. In the unlikely event that I encounter a wise idea, I promise it has nothing to do with it. Books are incredibly inexpensive, but you need to be free from the idea of ​​reading from corner to corner. Before you start reading, read the contents and check if there is something to worry about. Otherwise, throw away the book. And if you can't enjoy 2 volumes, in the book

What you already understand or not yours. It is recommended to skip paragraphs, managers, and the whole book. This book, "Opty", is composed of six books, and is determined in advance to do more or less independent work. I. What is Odai Monia Odai Monia, "Why? Why are you good? Which is more important? Pleasure pleasure or happiness? Access the underlying main opinion and philosophy. What is Aquaracia Aquaracia? "How? A technology that adopts a conclusion to win based on the host of uncertainty and in disturbing internal and external obstructions. The most important strategy tool. III. What special asymmetry can be applied to relieve the negative and detect positive? A wonderful variety collection for integrating assets, wealth, skills, and public funds. IV. Rigicon rigicon is "what if". An investment strategy through the broken excuse, the discovery of calculated dangers, and the ability to take off and the optional prism. Thoroughly immerse yourself in risk and skills. V. Cairos Cairos is "when?" It is a technique to choose an advantageous stage, especially when to clarify the skills and close it intentionally. A series of constraints are higher than the highest value for selecting individual chains. VI. Telos Telos I

Udai Mony. (Noun) From ancient Greek őőαιμοα: The innocent status of human prosperity. Live a rational and dignified life beyond happiness, good, and prosperity.

Every morning, I get up from the bed and recognize myself. "What do I have to be careful about today?"

In 2016, one piece on a beautiful beach on the Southeast Asian tropical peninsula. < SPAN> What you already understand or not yours. It is recommended to skip paragraphs, managers, and the whole book. This book, "Opty", is composed of six books, and is determined in advance to do more or less independent work. I. What is Odai Monia Odai Monia, "Why? Why are you good? Which is more important? Pleasure pleasure or happiness? Access the underlying main opinion and philosophy. What is Aquaracia Aquaracia? "How? A technology that adopts a conclusion to win based on the host of uncertainty and in disturbing internal and external obstructions. The most important strategy tool. III. What special asymmetry can be applied to relieve the negative and detect positive? A wonderful variety collection for integrating assets, wealth, skills, and public funds. IV. Rigicon rigicon is "what if". An investment strategy through the broken excuse, the discovery of calculated dangers, and the ability to take off and the optional prism. Thoroughly immerse yourself in risk and skills. V. Cairos Cairos is "when?" It is a technique to choose an advantageous stage, especially when to clarify the skills and close it intentionally. A series of constraints are higher than the highest value for selecting individual chains. VI. Telos Telos I

Udai Mony. (Noun) From ancient Greek őőαιμοα: The innocent status of human prosperity. Live a rational and dignified life beyond happiness, good, and prosperity.

Every morning, I get up from the bed and recognize myself. "What do I have to be careful about today?"

In 2016, one piece on a beautiful beach on the Southeast Asian tropical peninsula. What you already understand or not yours. It is recommended to skip paragraphs, managers, and the whole book. This book, "Opty", is composed of six books, and is determined in advance to do more or less independent work. I. What is Odai Monia Odai Monia, "Why? Why are you good? Which is more important? Pleasure pleasure or happiness? Access the underlying main opinion and philosophy. What is Aquaracia Aquaracia? "How? A technology that adopts a conclusion to win based on the host of uncertainty and in disturbing internal and external obstructions. The most important strategy tool. III. What special asymmetry can be applied to relieve the negative and detect positive? A wonderful variety collection for integrating assets, wealth, skills, and public funds. IV. Rigicon rigicon is "what if". An investment strategy through the broken excuse, the discovery of calculated dangers, and the ability to take off and the optional prism. Thoroughly immerse yourself in risk and skills. V. Cairos Cairos is "when?" It is a technique to choose an advantageous stage, especially when to clarify the skills and close it intentionally. A series of constraints are higher than the highest value for selecting individual chains. VI. Telos Telos I

Udai Mony. (Noun) From ancient Greek őőαιμοα: The innocent status of human prosperity. Live a rational and dignified life beyond happiness, good, and prosperity.

Every morning, I get up from the bed and recognize myself. "What do I have to be careful about today?"

In 2016, one piece on a beautiful beach on the Southeast Asian tropical peninsula.

For the first time in my life, I had unconditional willpower. The last 20 years have been an endless freight train of school and work. I felt indescribable happiness, but also guilt at times. Did I somehow fail to register? In fact, I was expecting a big hook to pop out of the sky and lift the elephant's pants leg and bring me back to reality. It actually took me a long time to understand that this kind of life is common. In 2013, I was working as a corporate department at Fairfax Media, where I was tasked with taking regular notes on my money, focusing on a specific topic. One fateful day in the month, I chose the topic "clean value". I became interested in acknowledging my own metrics, and interested in calculating them. After calculating everything, I realized that I was actually looking at negative numbers. Not just big zeros, but even worse. My savings and other assets had been completely destroyed by debt. I was even poorer than a grown adult would be when he noticed a naked, crying baby.

In fact, I knew that almost all other young people in their twenties were on this ship, but that wasn't much comfort. In the difference from them, I lecture to other people about how to handle resources. It's time to check with your own eyes. Journalism was not famous for its highly profitable payment, and I did not welcome a big number. However, the savings began to be left in my bank account. I continued to coordinate my own obsession with funds, and this flow turned into sustainable flow, and it turned into a flow. I started with an electric table to observe my own no n-style status, and I was delighted to follow how this number increased every month. My learning has decreased, and it has disappeared. As a result, I began to dye my investment. At the beginning of 2015, I lived with half of my income. My job was going well, but I even had an experience of spinning in space. The future that was actually spreading in front of me was like a giant flannel with gray, but was sour. I was desperate to get out of my rural islands in one corner of the world, so I swore to myself. When the secret funds reach $ 100, 000, they quit their job, lose everything, and go abroad. As soon as it exceeded $ 90, 000, I approved my retirement and purchased a ticket to overseas. < SPAN> In fact, I knew that almost all other young people in their twenties were on this ship, but that wasn't much comfort. In the difference from them, I lecture to other people about how to handle resources. It's time to check with your own eyes. Journalism was not famous for its highly profitable payment, and I did not welcome a big number. However, the savings began to be left in my bank account. I continued to coordinate my own obsession with funds, and this flow turned into sustainable flow, and it turned into a flow. I started with an electric table to observe my own no n-style status, and I was delighted to follow how this number increased every month. My learning has decreased, and it has disappeared. As a result, I began to dye my investment. At the beginning of 2015, I lived with half of my income. My job was going well, but I even had an experience of spinning in space. The future that was actually spreading in front of me was like a giant flannel with gray, but was sour. I was desperate to get out of my rural islands in one corner of the world, so I swore to myself. When the secret funds reach $ 100, 000, they quit their job, lose everything, and go abroad. As soon as it exceeded $ 90, 000, I approved my retirement and purchased a ticket to overseas. In fact, I knew that almost all other young people in their twenties were on this ship, but that wasn't much comfort. In the difference from them, I lecture to other people about how to handle resources. It's time to check with your own eyes. Journalism was not famous for its highly profitable payment, and I did not welcome a big number. However, the savings began to be left in my bank account. I continued to coordinate my own obsession with funds, and this flow turned into sustainable flow, and it turned into a flow. I started with an electric table to observe my own no n-style status, and I was delighted to follow how this number increased every month. My learning has decreased, and it has disappeared. As a result, I began to dye my investment. At the beginning of 2015, I lived with half of my income. My job was going well, but I even had an experience of spinning in space. The future that was actually spreading in front of me was like a giant flannel with gray, but was sour. I was desperate to get out of my rural islands in one corner of the world, so I swore to myself. When the secret funds reach $ 100, 000, they quit their job, lose everything, and go abroad. As soon as it exceeded $ 90, 000, I approved my retirement and purchased a ticket to overseas.

This was greatly praised by me and British friends. He wanted to talk about all the scenes, like the lowe r-ranked David Atten Bowlo. It was around this time that only an absolute unlimited will came to the conclusion that it might not be the characteristic of the movie. For example, I got bored and escaped from the haze of Sativa in Cambodia and returned to a slightly similar person. The rest of the time after the retirement of the mini spent the time to read books and meet wise people, but rushed into a personal ignorant puddle. For example, I stopped critically in the choice of others' life, and I realized that my beloved miniatureism and caution were the movement of a tribal identity, and the worst was a masochistic battle. Ta. Departing from a close idea about a good life, how, why you make a mistake, and how can you change it? This first book is to answer the question "Why is it an option?", And at the same time to answer the question "Why bliss, means, pleasure or transcendental bliss?" be. It is very important to choose what you want to pursue in advance, which determines the number of compromises we need to deal with. Don't choose

Chance tree

I actually saw my life spreading in front of me, like the green figs that appear in the story. From each branch elite, like a fat purple figure, a beautiful future was inviting and winking. -Sylvia's scarf, "Bell Jug"

What is breakfast this morning? serial? which one? Muesli? Which brand? Did you drink with milk? Is it ful l-fat or 1 %? How did you go to work after breakfast? Bus, car, bicycle? What route did you go to? On the way, what did you pay attention to? Who had lunch with? What kind of telegram did you read? Did you definitely help your boss's silly wish or deceived casually? What kind of website did you pretend to be working? If you always assume all the cheap results for yourself, the conclusion will be a branched tree.

Fig. 1. Transfer tree < Span> This was greatly praised by me and British friends. He wanted to talk about all the scenes, like the lowe r-ranked David Atten Bowlo. It was around this time that only an absolute unlimited will came to the conclusion that it might not be the characteristic of the movie. For example, I got bored and escaped from the haze of Sativa in Cambodia and returned to a slightly similar person. The rest of the time after the retirement of the mini spent the time to read books and meet wise people, but rushed into a personal ignorant puddle. For example, I stopped critically in the choice of others' life, and I realized that my beloved miniatureism and caution were the movement of a tribal identity, and the worst was a masochistic battle. Ta. Departing from a close idea about a good life, how, why you make a mistake, and how can you change it? This first book is to answer the question "Why is it an option?", And at the same time to answer the question "Why bliss, means, pleasure or transcendental bliss?" be. It is very important to choose what you want to pursue in advance, which determines the number of compromises we need to deal with. Don't choose

Chance tree

I actually saw my life spreading in front of me, like the green figs that appear in the story. From each branch elite, a beautiful future was invited and winked like a fat purple figure. -Sylvia's scarf, "Bell Jug"

What is breakfast this morning? serial? which one? Muesli? Which brand? Did you drink with milk? Is it ful l-fat or 1 %? How did you go to work after breakfast? Bus, car, bicycle? What route did you go to? On the way, what did you pay attention to? Who had lunch with? What kind of telegram did you read? Did you definitely help your boss's silly wish or deceived casually? What kind of website did you pretend to be working? If you always assume all the cheap results for yourself, the conclusion will be a branched tree.

Fig. 1. The probability tree This was greatly praised by me and British friends. He wanted to talk about all the scenes, like the lowe r-ranked David Atten Bowlo. It was around this time that only an absolute unlimited will came to the conclusion that it might not be the characteristic of the movie. For example, I got bored and escaped from the haze of Sativa in Cambodia and returned to a slightly similar person. The rest of the time after the retirement of the mini spent the time to read books and meet wise people, but rushed into a personal ignorant puddle. For example, I stopped critically in the choice of others' life, and I realized that my beloved miniatureism and caution were the movement of a tribal identity, and the worst was a masochistic battle. Ta. Departing from a close idea about a good life, how, why you make a mistake, and how can you change it? This first book is to answer the question "Why is it an option?", And at the same time to answer the question "Why bliss, means, pleasure or transcendental bliss?" be. It is very important to choose what you want to pursue in advance, which determines the number of compromises we need to deal with. Don't choose

Chance tree

I actually saw my life spreading in front of me, like the green figs that appear in the story. From each branch elite, a beautiful future was invited and winked like a fat purple figure. -Sylvia's scarf, "Bell Jug"

What is breakfast this morning? serial? which one? Muesli? Which brand? Did you drink with milk? Is it ful l-fat or 1 %? How did you go to work after breakfast? Bus, car, bicycle? What route did you go to? On the way, what did you pay attention to? Who had lunch with? What kind of telegram did you read? Did you definitely help your boss's silly wish or deceived casually? What kind of website did you pretend to be working? If you always assume all the cheap results for yourself, the conclusion will be a branched tree.

Figure 1. Transfer tree

Unfortunately, most of the trees of the probability are composed of dead trees. If you are in a very painful student life and have a poor life, you can choose what you like from 43 kinds of breakfast cereals reduces the range of choices. The same is true if the prison guards can choose what to watch on TV. The quality of the choice is meaningful. The overwhelming varieties we see in everyday life do not show asymmetric patterns we are looking for. Moreover, there is no win.

The probability tree has been lost so that it is impossible to conclude the "optimal" conclusion. This is not a coincidence. The consumerism was created for this purpose. To make us illusions as if there were huge options while trapping us in a small part of the probability of trees. The branch confusion entangles our monkeys and deprives valuable resources such as money, time, and care. As a result, we spend almost all effort into a specific variety set in advance to create the best variety set for choices. The only way to "solve" unresolved problems is to deny the guess. Alexander Great faced the very difficult job of solving Goldias's knot, taking out the knife and cut half. For example, instead of being entangled with a branch like a maze with a probability, we can take out pruning scissors themselves and cut off at the trunk. The years I spent as a helper in the orchard were finally rewarded! It turns out that pruning trees is not an elegant and luxurious appearance, but an improvement of the quality of the fruit. If you do not cut off most of the branches relentlessly, you will have 1 million poorly shaped fruits during the harvest time. As a result, < Span> Unfortunately, most of the trees of the probability are composed of dead trees. If you are in a very painful student life and have a poor life, you can choose what you like from 43 kinds of breakfast cereals reduces the range of choices. The same is true if the prison guards can choose what to watch on TV. The quality of the choice is meaningful. The overwhelming varieties we see in everyday life do not show asymmetric patterns we are looking for. Moreover, there is no win.

The probability tree has been lost so that it is impossible to conclude the "optimal" conclusion. This is not a coincidence. The consumerism was created for this purpose. To make us illusions as if there were huge options while trapping us in a small part of the probability of trees. The branch confusion entangles our monkeys and deprives valuable resources such as money, time, and care. As a result, we spend almost all effort into a specific variety set in advance to create the best variety set for choices. The only way to "solve" unresolved problems is to deny the guess. Alexander Great faced the very difficult job of solving Goldias's knot, taking out the knife and cut half. For example, instead of being entangled with a branch like a maze with a probability, we can take out pruning scissors themselves and cut off at the trunk. The years I spent as a helper in the orchard were finally rewarded! It turns out that pruning trees is not an elegant and luxurious appearance, but an improvement of the quality of the fruit. If you do not cut off most of the branches relentlessly, you will have 1 million poorly shaped fruits during the harvest time. Unfortunately, most of the trees of the probability are composed of dead trees. If you are in a very painful student life and have a poor life, you can choose what you like from 43 kinds of breakfast cereals reduces the range of choices. The same is true if the prison guards can choose what to watch on TV. The quality of the choice is meaningful. The overwhelming varieties we see in everyday life do not show asymmetric patterns we are looking for. Moreover, there is no win.

The probability tree has been lost so that it is impossible to conclude the "optimal" conclusion. This is not a coincidence. The consumerism was created for this purpose. To make us illusions as if there were huge options while trapping us in a small part of the probability of trees. The branch confusion entangles our monkeys and deprives valuable resources such as money, time, and care. As a result, we spend almost all effort into a specific variety set in advance to create the best variety set for choices. The only way to solve a solution problem is to deny its guess. Alexander Great faced the very difficult job of solving Goldias's knot, taking out the knife and cut half. For example, instead of being entangled with a branch like a maze with a probability, we can take out pruning scissors themselves and cut off at the trunk. The years I spent as a helper in the orchard were finally rewarded! It turns out that pruning trees is not an elegant and luxurious appearance, but an improvement of the quality of the fruit. If you do not cut off most of the branches relentlessly, you will have 1 million poorly shaped fruits during the harvest time. And the result

What is more important for you? Miniatureism, Christianity, diet pareo, but basically all actual philosophy is connected with almost the same compromise. By making this and not making it, you can faster retirement, lose weight, and get out of heaven. The firs t-round trimming is important to improve the quality of the highly probable tree options. In exchange for hard to understand, spray a lilac fruit on the top of each branch. These are the choices of succulents we want to collect.

Figure 1. 2. The probability trees subsequently pruning the branches produced by purple and fat fruits.

Creating the best options is much more important than being a perfect person who accepts the conclusion. However, if he did not collect this figure, he would have been rotten to the branches and rotten. We continue to increase the number of "possibilities" and do not die now. As a result, the following two constraints are required.

Realize the probability. These are tools for choosing risk management and advantageous phases, and will be described in more detail in this book.

Life courses are the strongest way to see their abilities in life. A healthy bank balance that allocates the complexity of a simple taste and a great freedom. Just as a result, the theme of this book is considered to be frugal practice. She created her way to smuggle, like spinach in optional deposits. Just don't look at this face! But the caution is reminiscent of the stolen of ketchup from Burgarking, which was once the most generous virtue. The advanced version of what Romans called Frugalitas are actually possessed by delusions. Frugal is unrelated to greed. Resources are only one of many valuable monetary units of life, such as time, good evidence, intellectual ability, energy, social status, pleasure, meaning, etc.

Figure 1. 3. Money units of life.

All these things can be traded for one another, more or less. If you smoke a cigarette, you trade a dollar and a little bit of health capital for a few minutes of stimulation. If you smoke a cigarette to cycle in high school, you may gain social standing among your peers, the easily shocked adolescents. If you smoke a cigarette in a restaurant, you are socially rejected. Frugality starts with paying attention to the exchange rates of these currencies. Some trades are more profitable than others. But frugality is not about calculating all solutions explicitly. Trying to calculate every life choice quickly becomes overwhelming because there are so many aspects to consider. This is the same mistake as trying to unravel a tree of opportunities.

Rather, we should think of compromise as the enemy. Compromise makes us unhappy because it takes up a lot of time and makes us think about what we are rejecting. We would like to be more thoughtful when choosing compromises, but we try to compromise as little as possible. Approval of the perfect decision is overrated. The information needed to make the "right" decision is always worth having, such as the time and energy spent modeling hopelessly complex compromises. For example, the time and energy spent modeling hopelessly complicated compromises. If that information is more expensive than it is now, rational solutions remain in blissful ignorance. Economics demands that we first decide what is worth discussing, that is, what to choose.

Roll Playing Game's Minimum Max is a strategy that is quite frustrating if someone ignores almost any of his character and brings all points to one branch of the skilled tree. As a result, you are ashamed that a druid full of wounds is ignorant of Alkan Arts. This is called a minimax, and if everything is made correctly, instance priority is essential. In return for subtly reducing the probability structure, we are obliged to attach it to all the enthusiasm of the drunk and drunk hands of Edward. Thinking lies to avoid, avoid, avoid, avoid, and rarely see beautiful transactions that occur every day in our intentions. We are not talking about sel f-denial. We optimize the process to get more than that, including relentlessly cut off all unstable transactions and not considering it. As a result, the problem is not what to reduce. In fact, we talk about it because we have to be cut off and have the right to return to the discussion. What is the problem?

Some prefer to minimize funds. Focus on storing funds and do not choose any means to get more funds. Also, some people run on more time, money, and effort, but to increase their pits. There are also those who are enthusiastic about public relations activities and refine their intelligence so that everyone can enjoy it. The claim of this book is that in this return, we have the right to all the valuable currency units of our lives, and the derivatives that enable compromise between them and our own families are optional. There is a fact that it is a footprint. The funds are worth while continuing to give us the ability to choose, but will be less valuable thereafter. Goodwill, public funds, and everything else are the same. We will see examples of all of these luggag e-like people facing the point of growing, and sometimes restricting our choices. The calculation is the best scheme for regular search for the best compromise, including asymmetry that creates optional. However, we only have a very high options when we are in the initial value. Lee is frugal and black aspects: If you do not understand how to own options, you can inadvertently maintain it.

When I first counted my personal failed capital, I interviewed a strange Internet person, Mr. Monitorary Musache. In his blog, he had quit his job until the age of 30, introduced his family, and shared the strategy used to raise the appropriate funds for barren income from his own investment. He protected his simple life style and reduced his active life to nine years. While doing housework, I found that Mr. Calensy's beard was like a Canadian engineer storm, Pete Adenia. He was not only a real, but also an unofficial popular underground movement to propose economic freedom and injury retirement (dismissal). In fact, it caused a rebellion all over the world.

These are those who have been impatiently denied consumerism. They smiled at the company for 40 years and retired for decades earlier than their colleagues. By the time this interview was announced, I was a member of the Mustiatian Order. The biggest discovery for me was the "shocking and unpredictable arithmetic of the injured retirement". How does it make sense to break down a few minutes of salary? Universally recognized advice says you are very good if you can cancel 15 % of your salary paying taxes. According to normal advice, the normal result of 40 to 50 years of hard work will be obtained. The enthusiastic fans of the injured retired were able to cancel up to 50 % of their payments, and they were retired for 17 years. Some have pursued a cheap life to the utmost and retired. The fun moment of arithmetic is that basically, at a specific stage, it has not been done as important as you get. The cluster ratio is important. If you can cancel half of your-year-year-old $ 50, you can retire 20 years earlier than 90 % of your salary of $ 150. Figure 1. 4 shows how all kinds of sexual intercourse that is universally recognized affects the results after retirement, regardless of the income.

Figure 1. 4. A general recognized scale of savings compared to the period of the pension. < SPAN> When I first counted my personal failed capital, I interviewed a strange Internet, Mr. Monitorie Musache. In his blog, he had quit his job until the age of 30, introduced his family, and shared the strategy used to raise the appropriate funds for barren income from his own investment. He protected his simple life style and reduced his active life to nine years. While doing housework, I found that Mr. Calensy's beard was like a Canadian engineer storm, Pete Adenia. He was not only a real, but also an unofficial popular underground movement to propose economic freedom and injury retirement (dismissal). In fact, it caused a rebellion all over the world.

These are those who have been impatiently denied consumerism. They smiled at the company for 40 years and retired for decades earlier than their colleagues. By the time this interview was announced, I was a member of the Mustiatian Order. The biggest discovery for me was the "shocking and unpredictable arithmetic of the injured retirement". How does it make sense to break down a few minutes of salary? Universally recognized advice says you are very good if you can cancel 15 % of your salary paying taxes. According to normal advice, the normal result of 40 to 50 years of hard work will be obtained. The enthusiastic fans of the injured retired were able to cancel up to 50 % of their payments, and they were retired for 17 years. Some have pursued a cheap life to the utmost and retired. The fun moment of arithmetic is that basically, at a specific stage, it has not been done as important as you get. The cluster ratio is important. If you can cancel half of your-year-year-old $ 50, you can retire 20 years earlier than 90 % of your salary of $ 150. Figure 1. 4 shows how all kinds of sexual intercourse that is universally recognized affects the results after retirement, regardless of the income.

Figure 1. 4. A general recognized scale of savings compared to the period of the pension. When I first counted my personal failed capital, I interviewed a strange Internet person, Mr. Monitorary Musache. In his blog, he had quit his job until the age of 30, introduced his family, and shared the strategy used to raise the appropriate funds for barren income from his own investment. He protected his simple life style and reduced his active life to nine years. While doing housework, I found that Mr. Calensy's beard was like a Canadian engineer storm, Pete Adenia. He was not only a real, but also an unofficial popular underground movement to propose economic freedom and injury retirement (dismissal). In fact, it caused a rebellion all over the world.

These are those who have been impatiently denied consumerism. They smiled at the company for 40 years and retired for decades earlier than their colleagues. By the time this interview was announced, I was a member of the Mustiatian Order. The biggest discovery for me was the "shocking and unpredictable arithmetic of the injured retirement". How does it make sense to break down a few minutes of salary? Universally recognized advice says you are very good if you can cancel 15 % of your salary paying taxes. According to normal advice, the normal result of 40 to 50 years of hard work will be obtained. The enthusiastic fans of the injured retired were able to cancel up to 50 % of their payments, and they were retired for 17 years. Some have pursued a cheap life to the utmost and retired. The fun moment of arithmetic is that basically, at a specific stage, it has not been done as important as you get. The cluster ratio is important. If you can cancel half of your-year-year-old $ 50, you can retire 20 years earlier than 90 % of your salary of $ 150. Figure 1. 4 shows how all kinds of sexual intercourse that is universally recognized affects the results after retirement, regardless of the income.

Figure 1. 4. A general recognized scale of savings compared to the period of the pension.

This usual small table could equalize the probability of a chapter with a hig h-looking and ordinary scrap between me, and pierced me like a lightning. If you continue to work without a change, you will need 10 years left for Sparta's "retirement age". It was possible to connect all variables, such as partners, sons, and the living space after retirement, but as a whole would have understood. Is there anyone who has become an adult and doesn't want to throw out work for 35 years? They are lazy car clowns, they are consumer ducks, they are flocks animals, they are treated poorly in resources, for example, they hit the right face. Need, endlessly: Brand enthusiasts are ranked up to overview of no n-adapted expressions. A preacher with only a lip, such as Mr. Calensy Musache, is a more interesting novelist than Adena's weak paleant kids.

But there is a grain of truth in this. Individually, people are rational. But in groups, they are ready for some very interesting mental feats of stupidity. We will distinguish in two books some of the herds: the "copycat" in the context of the desire for imitation, the random public contagion as part of the Matthew effect, the blind snowflake in the context of information cascades, and also the nightmare of compulsory conformism as part of prejudice. Meanwhile, huge cultural, public and biological forces conspire to make the right compromise choice rather difficult. There is no smoke without fire, and indeed some of these varieties are so arrogant, so vindictive, that in fact you have to be reckless to follow in their footsteps. For example, you have heard the saying, "A penny saved is a penny earned." I would like to devise a more correct paraphrase. Imagine you bought a chocolate bar at the gas station for 1 bucks. As soon as you put it in your mouth, the chocolate and the bucks are gone forever. What other occasions were there to settle with this dollar? This is basically what economists call "substitution value." Bucks are little bricks. Collect them, give them time to hang out there, one by one, and they start to work.

The Fire exercise can buy back your freedom one by one. It is not listed in shopping malls or glossy catalogs, but is always sold. Pete Adenie: "I'm free to be free and have this big TV, which is better? I sometimes choose a big TV, but at least I think about what I will give up." While wanting chocolate and big TVs, I also love the idea of ​​retiring early, and I wonder why it ends mediocre. But the other point is to minimize everything in order to pursue distant happiness. Eigh t-yea r-old, did I spend my pocket money eagerly investing in my old age, but buying a Lego set? i don't think so. Some Fire followers are traps that emphasize the results of the distant future and are trapped at the expense of their immediate experiences. They escaped from the limited selection of consumerism, but were trapped in the restricted choices of their ideology movements. There was no such problem with the traditional frugal frugality. Frugal in the Roman era was regarded as a mother of all virtue and belonged to justice, honestly, the same panteon as mercy. The < Span> Fire exercise can buy back your freedom one by one. It is not listed in shopping malls or glossy catalogs, but is always sold. Pete Adenie: "I'm free to be free and have this big TV, which is better? I sometimes choose a big TV, but at least I think about what I will give up." While wanting chocolate and big TVs, I also love the idea of ​​retiring early, and I wonder why it ends mediocre. But the other point is to minimize everything in order to pursue distant happiness. Eigh t-yea r-old, did I spend my pocket money eagerly investing in my old age, but buying a Lego set? i don't think so. Some Fire followers are traps that emphasize the results of the distant future and are trapped at the expense of their immediate experiences. They escaped from the limited selection of consumerism, but were trapped in the restricted choices of their ideology movements. There was no such problem with the traditional frugal frugality. Frugal in the Roman era was regarded as a mother of all virtue and belonged to justice, honestly, the same panteon as mercy. The FIRE exercise is that you can buy your own freedom one by one. It is not listed in shopping malls or glossy catalogs, but is always sold. Pete Adenie: "I'm free to be free and have this big TV? While wanting chocolate and big TVs, I also love the idea of ​​retiring early, and I wonder why it ends mediocre. But the other point is to minimize everything in order to pursue distant happiness. Eigh t-yea r-old, did I spend my pocket money eagerly investing in my old age, but buying a Lego set? i don't think so. Some Fire followers are trapped in the expense of their immediate experiences, emphasizing the results of the distant future. They escaped from the limited selection of consumerism, but were trapped in the restricted choices of their ideology movements. There was no such problem with the traditional frugal frugality. Frugal in the Roman era was regarded as a mother of all virtue and belonged to justice, honestly, the same panteon as mercy. the

The words of science fiction writer Bruce Stirling are the risk of death to participate in the Fire movement. According to Stirling rules, this is the action that your deceased grea t-grandfather would have done better than you. Do you spend as much money as possible? In this regard, your grandfather has already surpassed you. Is it a dream to escape from work? You will not be able to stay away from work more than your grea t-grandfather. Want to be an absolute minimalist? Yes, grea t-grandfather owns three rusted buttons and rotten shroud. You won't win this. One of the tricks to determine if you or your acquaintance is acting like a dead person is to make sure that their advice is still reasonable or that it is the subject of fetishism. 。 In other words, you can use $ 20 to increase the time to take a shower by 365 minutes. It costs about $ 3 per hour. amazing! What a great deal. The time to take a shower is likely to be longer. While participating in Fire Sect, I heard a lot of this kind of advice. I was looking forward to leaving the house early, and I couldn't think of anything else. I was enthusiastic about calculating how many years left, and checked the numbers over and over again. < SPAN> In the words of science fiction writer Bruce Stirling, participating in the Fire movement is a risk of death. According to Stirling rules, this is the action that your deceased grea t-grandfather would have done better than you. Do you spend as much money as possible? In this regard, your grandfather has already surpassed you. Is it a dream to escape from work? You will not be able to stay away from work more than your grea t-grandfather. Want to be an absolute minimalist? Yes, grea t-grandfather owns three rusted buttons and rotten shroud. You won't win this. One of the tricks to determine if you or your acquaintance is acting like a dead person is to make sure that their advice is still reasonable or that it is the subject of fetishism. 。 In other words, you can use $ 20 to increase the time to take a shower by 365 minutes. It costs about $ 3 per hour. amazing! What a great deal. The time to take a shower is likely to be longer. While participating in Fire Sect, I heard a lot of this kind of advice. I was looking forward to leaving the house early, and I couldn't think of anything else. I was enthusiastic about calculating how many years left, and checked the numbers over and over again. The words of science fiction writer Bruce Stirling are the risk of death to participate in the Fire movement. According to Stirling rules, this is the action that your deceased grea t-grandfather would have done better than you. Do you spend as much money as possible? In this regard, your grandfather has already surpassed you. Is it a dream to escape from work? You will not be able to stay away from work more than your grea t-grandfather. Want to be an absolute minimalist? Yes, grea t-grandfather owns three rusted buttons and rotten shroud. You won't win this. One of the tricks to determine if you or your acquaintance is acting like a dead person is to make sure that their advice is still reasonable or that it is the subject of fetishism. 。 In other words, you can use $ 20 to increase the time to take a shower by 365 minutes. It costs about $ 3 per hour. amazing! What a great deal. The time to take a shower is likely to be longer. While participating in Fire Sect, I heard a lot of this kind of advice. I was looking forward to leaving the house early, and I couldn't think of anything else. I was enthusiastic about calculating how many years left, and checked the numbers over and over again.

Vera's transfer is terrible if I think I'm sincere in my life and keep an eye on my watches. This road will definitely lead to a good life, but some opportunities will be closed forever. This is an opportunity to go on a journey without obligation, work on businesses with ambiguous returns, acquire new skills and interests, and take advantage of youth and mobility. It was supposed to be a mini trip, but it was an invisible long vacation. I still do paid jobs, but only work under my own conditions. I almost care about my physical condition, but it's comfortable. Using this time, I wrote hundreds of financial columns, published a few best journalistic works, launched blogs, supported emerging companies, and wrote this book. He also lived on three different continents, met some close friends and colleagues, and received all kinds of impressions that could not be accessed to ant i-virtual "I". I was inspired by the jumping of the poet philosophy of Henry David Toro, who built a hut on the walden pond. Toro is one of my personal heroes and can see his influence on this page. But he was also a kind of sloppy. He said the public said, "I'm living a quiet despair," but he himself had already eaten a 1 0-tenth of hiking bread in a hut. < SPAN> The transfer of Vera is terrible if I think I am sincere in my life and keep an eye on my clock. This road will definitely lead to a good life, but some opportunities will be closed forever. This is an opportunity to go on a journey without obligation, work on businesses with ambiguous returns, acquire new skills and interests, and take advantage of youth and mobility. It was supposed to be a mini trip, but it was an invisible long vacation. I still do paid jobs, but only work under my own conditions. I almost care about my physical condition, but it's comfortable. Using this time, I wrote hundreds of financial columns, published a few best journalistic works, launched blogs, supported emerging companies, and wrote this book. He also lived on three different continents, met some close friends and colleagues, and received all kinds of impressions that could not be accessed to ant i-virtual "I". I was inspired by the jumping of the poet philosophy of Henry David Toro, who built a hut on the walden pond. Toro is one of my personal heroes and can see his influence on this page. But he was also a kind of sloppy. He said the public said, "I'm living a quiet despair," but he himself had already eaten a 1 0-tenth of hiking bread in a hut. Vera's transfer is terrible if I think I'm sincere in my life and keep an eye on my watches. This road will definitely lead to a good life, but some opportunities will be closed forever. This is an opportunity to go on a journey without obligation, work on businesses with ambiguous returns, acquire new skills and interests, and take advantage of youth and mobility. It was supposed to be a mini trip, but it was an invisible long vacation. I still do paid jobs, but only work under my own conditions. I almost care about my physical condition, but it's comfortable. Using this time, I wrote hundreds of financial columns, published a few best journalistic works, launched blogs, supported emerging companies, and wrote this book. He also lived on three different continents, met some close friends and colleagues, and received all kinds of impressions that could not be accessed to ant i-virtual "I". I was inspired by the jumping of the poet philosophy of Henry David Toro, who built a hut on the walden pond. Toro is one of my personal heroes and can see his influence on this page. But he was also a kind of sloppy. He said the public said, "I'm living a quiet despair," but he himself had already eaten a 1 0-tenth of hiking bread in a hut.

A stunning beard man and ethnic group. His ridicule was wonderful. But he still smiled at him first. Almost all his sermons are created for dramatic effects, often in those languages: he does not accept carpets for his own hut because he explained to the festive fuss. "It's better to ignore the origin from evil." But Toro's critic, every time they missed the moment, saw the reader intentionally not to parody his life like his life. "I am in the world. Try it as if there were many different people, I would not only make a rejection of this, but also hung it. If you notice that the saliva is out, basically tell me what I have in my personal skills and my favorite basics. You can do it, but you have to choose yourself, Henry David Toro, 1856.

The really fun moment of miniatureism is a chance to do it. It is like returning to a small child and looking at the universe of the old days, and all the forgotten views are boiling with a conspiracy and surprise. Old skin is peeled off freely and can be reconstructed as you like. Looking at the kingdom from Lego Kit, trembling fears come to my heart. Calculation is neither an endless accumulation of funds, an abstinence, nor a trial of escape from reality. This is a kind of life of a life, and a great grandfather will always defeat you. Calculation is an opportunity invention.

Open your skills

"Scrooge was shaking, and the ghost replied," Why? " "I surrounded it with my own will and put it on my own will-Charles Dickens" Song of Christmas < Span> Men and Ethnic people. His ridicule was wonderful. But,,,,,, Nevertheless, he smiled at himself for the first time, and in many cases he explained in the festival. He would not accept the carpet for his own hut, "It's better to ignore the origin from evil." But Toro's critic, every time they missed the moment, saw the reader intentionally not to parody his life like his life. "I am in the world. Try it as if there were many different people, I would not only make a rejection of this, but also hung it. If you notice that the saliva is out, basically tell me what I have in my personal skills and my favorite basics. You can do it, but you have to choose yourself, Henry David Toro, 1856.

The really fun moment of miniatureism is a chance to do it. It is like returning to a small child and looking at the universe of the old days, and all the forgotten views are boiling with a conspiracy and surprise. Old skin is peeled off freely and can be reconstructed as you like. Looking at the kingdom from Lego Kit, trembling fears come to my heart. Calculation is neither an endless accumulation of funds, an abstinence, nor a trial of escape from reality. This is a kind of life of a life, and a great grandfather will always defeat you. Calculation is an opportunity invention.

Open your skills

"Scrooge was shaking, and the ghost replied," Why? " "I surrounded it with my own will and put it on my own will-Charles Dickens," Christmas singing man and ethnic groups. His ridicule was wonderful. But still he Almost all his sermon was created for dramatic effects, and in many cases he explained to the festive fuss. You won't accept carpets for your hut, "It's better to ignore the origin from evil." But Toro's critic, every time they missed the moment, saw the reader intentionally not to parody his life like his life. "I am in the world. Try it as if there were many different people, I would not only make a rejection of this, but also hung it. If you notice that the saliva is out, basically tell me what I have in my personal skills and my favorite basics. You can do it, but you have to choose yourself, Henry David Toro, 1856.

The really fun moment of miniatureism is a chance to do it. It is like returning to a small child and looking at the universe of the old days, and all the forgotten views are boiling with a conspiracy and surprise. Old skin is peeled off freely and can be reconstructed as you like. Looking at the kingdom from Lego Kit, trembling fears come to my heart. Calculation is neither an endless accumulation of funds, an abstinence, nor a trial of escape from reality. This is a kind of life of a life, and a great grandfather will always defeat you. Calculation is an opportunity invention.

Open your skills

"Scrooge was shaking, and the ghost replied," Why? " "I surrounded it with my own will and put it on my own will-Charles Dickens" Christmas song

. You are lying in a small room surrounded by locked doors. Don't try to grab the handle. For example, understand that it is actually locked. As you walk back and forth, the shackles tied to your ankles drag on the concrete on the ground. You can't go anywhere. For example, this room is literally the same as the one you woke up in yesterday, the day before yesterday, a week ago, a month ago, a year ago. The only difference is that it is actually getting more and more messy. Every night, another wall closes over you, and every morning, you wake up with panic in your chest. If your debts get tight, you have negative options. It's pretty hard to keep up with the payments. Reinventing your job, inventing a business, or retiring too early could take off with another metaphor of measurement.

One way to get out of this dark video camer a-minimize all costs and process everything to the last dollar to clean the books. It requires you to sell a car, wear clothes cooked during use, and get acquainted with nearby beans and rice, but the last measure ends the wall to get closer to you. Now you have an optio n-for example, not a huge number, everything goes uphill. To start, you have the skills that will not allow you to recover again in this nightmare room. You understand how to save money. As a result, you can abandon your credit card and cancel the postsion. In the meantime, everything you get is exhausted, and no more will be in this room. It is possible here, but everything is cramped and like claustrophobia. In fact, I'm worried about what is behind the other doors, and starts canceling something every time I pay. As your discipline grows, the door begins to swell. The increase in this opportunity occurs immediately in two directions. As your ambitions become easier as your ambitions, you have less things you have to work to cover your own costs, which is actually more time for other activities for you. And assign freedom. At the same time, the growing funds open the door. If you have enough money, you can stop doing bad jobs. You may be blessed with a sudden opportunity.

Economic victory, new friends, lovers, offers of work, success, etc. < SPAN> One way to get out of this dark video camer a-minimize all costs and process everything to the last dollar to clean the books. It requires you to sell a car, wear clothes cooked during use, and get acquainted with nearby beans and rice, but the last measure ends the wall to get closer to you. Now you have an optio n-for example, not a huge number, everything goes uphill. To start, you have the skills that will not allow you to recover again in this nightmare room. You understand how to save money. As a result, you can abandon your credit card and cancel the postsion. In the meantime, everything you get is exhausted, and no more will be in this room. It is possible here, but everything is cramped and like claustrophobia. In fact, I'm worried about what is behind the other doors, and starts canceling something every time I pay. As your discipline grows, the door begins to swell. The increase in this opportunity occurs immediately in two directions. As your ambitions become easier as your ambitions, you have less things you have to work to cover your own costs, which is actually more time for other activities for you. And assign freedom. At the same time, the growing funds open the door. If you have enough money, you can stop doing bad jobs. You may be blessed with a sudden opportunity.

Economic victory, new friends, lovers, offers of work, success, etc. One way to get out of this dark video camer a-minimize all costs and process everything to the last dollar to clean the books. It requires you to sell a car, wear clothes cooked during use, and get acquainted with nearby beans and rice, but the last measure ends the wall to get closer to you. Now you have an optio n-for example, not a huge number, everything goes uphill. To start, you have the skills that will not allow you to recover again in this nightmare room. You understand how to save money. As a result, you can abandon your credit card and cancel the postsion. In the meantime, everything you get is exhausted, and no more will be in this room. It is possible here, but everything is cramped and like claustrophobia. In fact, I'm worried about what is behind the other doors, and starts canceling something every time I pay. As your discipline grows, the door begins to swell. The increase in this opportunity occurs immediately in two directions. As your ambitions become easier as your ambitions, you have less things you have to work to cover your own costs, which is actually more time for other activities for you. And assign freedom. At the same time, the growing funds open the door. If you have enough money, you can stop doing bad jobs. You may be blessed with a sudden opportunity.

Economic victory, new friends, lovers, offers of work, success, etc.

What we usually link to "luck", such as business, excellent investment opportunities, fateful ideas and insights. Unfortunately, most of our time and interest are occupied by infinite variations of low quality options. Consumerism invites us deep in the maze and provides a door and aisle that only turns your eyes away from truly important decisions. These lo w-quality options are dead ends. Sometimes it leads to moderate rewards, but they need a lot of effort for small prey. Even if it gets a dead end, you can at least follow your steps. However, you may open a door that you will never return. It is everything we usually associate with, such as dependence, financial collapse, death ideology spiral, illness, disability, accidents, and investment failures. The dead end, the treasure rotten, and the bottomless swamps have their own characteristics. We are looking for asymmetry in every case, like Fails's olive press scheme. The first time I came across this scheme was Nassima Taleb's series Inkerto. Taleb started his career in the financial market and traded options. < SPAN> Business, excellent investment opportunities, fateful ideas and insights, what we usually connect with "luck". Unfortunately, most of our time and interest are occupied by infinite variations of low quality options. Consumerism invites us deep in the maze and provides a door and aisle that only turns your eyes away from truly important decisions. These lo w-quality options are dead ends. Sometimes it leads to moderate rewards, but they need a lot of effort for small prey. Even if it gets a dead end, you can at least follow your steps. However, you may open a door that you will never return. It is everything we usually associate with, such as dependence, financial collapse, death ideology spiral, illness, disability, accidents, and investment failures. The dead end, the treasure rotten, and the bottomless swamps have their own characteristics. We are looking for asymmetry in every case, like Fails's olive press scheme. The first time I came across this scheme was Nassima Taleb's series Inkerto. Taleb started his career in the financial market and traded options. What we usually link to "luck", such as business, excellent investment opportunities, fateful ideas and insights. Unfortunately, most of our time and interest are occupied by infinite variations of low quality options. Consumerism invites us deep in the maze and provides a door and aisle that only turns your eyes away from truly important decisions. These lo w-quality options are dead ends. Sometimes it leads to moderate rewards, but they need a lot of effort for small prey. Even if it gets a dead end, you can at least follow your steps. However, you may open a door that you will never return. It is everything we usually associate with, such as dependence, financial collapse, death ideology spiral, illness, disability, accidents, and investment failures. The dead end, the treasure rotten, and the bottomless swamps have their own characteristics. We are looking for asymmetry in every case, like Fails's olive press scheme. The first time I came across this scheme was Nassima Taleb's series Inkerto. Taleb started his career in the financial market and traded options.

Do not waste your precious resources on a "safer" or perfectly safe door. Most importantly, do not succumb to the temptation of the door. Sometimes the door leads to a treasure trove, and sometimes it plunges the adventurer into a bottomless pit of doom. Let's look at a concrete example.

The Pitfall of Doom

Figure 1. 5. Narrow Plus + Unlimited Minus = Deep Pitfall.

The pitfalls around the pitfalls show the asymmetry of risk and reward in infidelity: the upper limit is set, the lower limit is infinite. There is practically no guarantee of falling into the pitfall: it is all the same, in fact, the risk of total bankruptcy, no matter how trivial.

The canonical model is a game of Russian roulette. There is a high probability of winning a large sum of hundreds of dollars, but there is also a high probability of switching off your brain once. The likely rewards are limited, and the likely losses are infinite. While we may not consider ourselves reckless enough to trade in literal Russian roulette, we make choices every day that have similar asymmetries. There are actually a lot of positive stories about riding a motorcycle, and you can widen the lanes and save a few gas dollars. But the risk of death is essentially astronomical: 29 deaths per kilometre, one higher than when travelling by car and more than 3. 000 higher than paid flights. Pharmaceuticals that force some recreational drugs have a rather nice response "risk-reward". What you have to be careful of is following in the footsteps of people who have overdosed, become psychotic or addicted. There is no doubt that these drugs evoke pleasure, but they are not without limit. Cybersecurity has to be the most failed person on the planet, so your data is kidnapped the first time you connect to a WiFi social network or leave your personal laptop unprotected. Probably nothing terrible will happen on the 1st or 100th time.

Figure 1. 6. Lift limit + limit = dead end.

Most options do not show significant asymmetry in one direction. There is no prospect of a big loss, but there is no chance to change life. Get a small temporary income source in return for your time and initial investment to work for Uber. There is almost no possibility of becoming a billionaire with Uber driver, and there is almost no possibility that you will be crushed (assuming you have insurance). All the supplementary income of "do one or more work in an hour or more" is in this category. Most listed companies that buy shares are mature companies. There is almost no possibility of returning an investment 10 times, and there is almost no possibility of getting 100 times return. Instead, there is a high possibility that you will receive a reasonable return in exchange for a reasonable risk. watch tv

The advantage of the No. 1 American entertainment is limited: light entertainment can be obtained, but it is unlikely to change your world. The disadvantages are also limited. It is an activity that hinders sleep, but does not literally rot his brain. The options located in the middle are not bad. Uber drivers may be a good choice for some people, and investing in boring index funds is probably the right strategy for most people. "Diminal ends" may be too strict for this kind of choice, but it is important. The dangers of such an intermediate road are to keep us away from the decision to provide opportunities to change life.

Fig. 1. 7 Limited minus + unlimited plus = Ministry of Finance < Span> Most options do not show significant asymmetry in one direction. There is no prospect of a big loss, but there is no chance to change life. Get a small temporary income source in return for your time and initial investment to work for Uber. There is almost no possibility of becoming a billionaire with Uber driver, and there is almost no possibility that you will be crushed (assuming you have insurance). All the supplementary income of "do one or more work in an hour or more" is in this category. Most listed companies that buy shares are mature companies. There is almost no possibility of returning an investment 10 times, and there is almost no possibility of getting 100 times return. Instead, there is a high possibility that you will receive a reasonable return in exchange for a reasonable risk. watch tv

The advantage of the No. 1 American entertainment is limited: light entertainment can be obtained, but it is unlikely to change your world. The disadvantages are also limited. It is an activity that hinders sleep, but does not literally rot his brain. The options located in the middle are not bad. Uber drivers may be a good choice for some people, and investing in boring index funds is probably the right strategy for most people. "Dumb ends" may be too strict for this kind of choice, but it is important. The dangers of such an intermediate road are to keep us away from the decision to provide opportunities to change life.

Fig. 1. 7 Limited minus + unlimited plus = Most of the Ministry of Finance Most options do not show significant asymmetry in one direction. There is no prospect of a big loss, but there is no chance to change life. Get a small temporary income source in return for your time and initial investment to work for Uber. There is almost no possibility of becoming a billionaire with Uber driver, and there is almost no possibility that you will be crushed (assuming you have insurance). All the supplementary income of "do one or more work in an hour or more" is in this category. Most listed companies that buy shares are mature companies. There is almost no chance of getting a return of investment 10 times, and there is almost no possibility of getting 100 times return. Instead, there is a high possibility that you will receive a reasonable return in exchange for a reasonable risk. watch tv

The advantage of the No. 1 American entertainment is limited: light entertainment can be obtained, but it is unlikely to change your world. The disadvantages are also limited. It is an activity that hinders sleep, but does not literally rot his brain. The options located in the middle are not bad. Uber drivers may be a good choice for some people, and investing in boring index funds is probably the right strategy for most people. "Diminal ends" may be too strict for this kind of choice, but it is important. The dangers of such a middle road are to keep us away from the decision to provide opportunities to change life.

Figure 1. 7 Limited minus + unlimited plus = Ministry of Finance

These are sexy asymmetry that leads to great profits. There is no guarantee that it really bears fruit, and in most cases it does not bear fruit. However, if these open options are planned, you can maximize the possibility of good luck. Haleitable side job-If you can sell products and services over and over again without maximizing revenue, for example, it is no longer connected to linear Uber Drive, such as software, music, art, books, and digital products. 。 This is very complicated and the reward is dismissed. But this creates infinite opportunities. It's a part of my investment portfolio, but these are earl y-stage emerging companies with huge growth. It is unlikely to succeed, but if at least one is on track, it will change your life. Even if I failed, I built a portfolio to keep my loss (I will explain in detail in the fourth book, including important warnings). Most books to read books should not be read. But in this case, the negative is limited: you understand that it is a dummy, and you can leave them as soon as you spend only $ 10. Occasionally, this is an incredibly cheap option, as books that turn your whole world turn over. When sending a letter by introducing a correspondence advice with a stranger, asking for a respected person

This is not a comprehensive list, indicating what is waiting for. The third book is an attractive asymmetric collection, and the fourth book is specialized in risk management through the optional prism. It is very important to make all of these asymmetric available. The creation of optionality is mainly destroying lo w-fly fruits. Inspired readers will have skeptical reactions, but there are no promising conditions for readers who are prepared to consider unusual ideas. < SPAN> These are sexy asymmetry that leads to great profits. There is no guarantee that it really bears fruit, and in most cases it does not bear fruit. However, if these open options are planned, you can maximize the possibility of good luck. Haleitable side job-If you can sell products and services over and over again without maximizing revenue, for example, it is no longer connected to linear Uber Drive, such as software, music, art, books, and digital products. 。 This is very complicated and the reward is dismissed. But this creates infinite opportunities. It's a part of my investment portfolio, but these are earl y-stage emerging companies with huge growth. It is unlikely to succeed, but if at least one gets on track, it will change your life. Even if I failed, I built a portfolio to keep my loss (I will explain in detail in the fourth book, including important warnings). Most books to read books should not be read. But in this case, the negative is limited: you understand that it is a dummy, and you can leave them as soon as you spend only $ 10. Occasionally, this is an incredibly cheap option, as books that turn your whole world turn over. When sending a letter by introducing a correspondence advice with a stranger, asking for a respected person

This is not a comprehensive list, indicating what is waiting for. The third book is an attractive asymmetric collection, and the fourth book is specialized in risk management through the optional prism. It is very important to make all of these asymmetric available. The creation of optionality is mainly destroying lo w-fly fruits. Inspired readers will have skeptical reactions, but there are no promising conditions for readers who are prepared to consider unusual ideas. These are sexy asymmetry that leads to great profits. There is no guarantee that it really bears fruit, and in most cases it does not bear fruit. However, if these open options are planned, you can maximize the possibility of good luck. Haleitable side job-If you can sell products and services over and over again without maximizing revenue, for example, it is no longer connected to linear Uber Drive, such as software, music, art, books, and digital products. 。 This is very complicated and the reward is dismissed. But this creates infinite opportunities. It's a part of my investment portfolio, but these are earl y-stage emerging companies with huge growth. It is unlikely to succeed, but if at least one is on track, it will change your life. Even if I failed, I built a portfolio to keep my loss (I will explain in detail in the fourth book, including important warnings). Most books to read books should not be read. But in this case, the negative is limited: you understand that it is a dummy, and you can leave them as soon as you spend only $ 10. Occasionally, this is an incredibly cheap option, as books that turn your whole world turn over. When sending a letter by introducing a correspondence advice with a stranger, asking for a respected person

This is not a comprehensive list, indicating what is waiting for. The third book is an attractive asymmetric collection, and the fourth book is specialized in risk management through the optional prism. It is very important to make all of these asymmetric available. The creation of optionality is mainly destroying lo w-fly fruits. Inspired readers will have skeptical reactions, but there are no promising conditions for readers who are prepared to consider unusual ideas.

We live in an unimaginable era. Almost all products and phrases must be a weird cheapness in terms of historical criteria, and sometimes they are definitely free. It is possible to create a rich life and leave a large surplus for other purposes. We still have an unprecedented independence in choosing the direction of our lives. Our ancestors have died in a place like megalopolis, who are used to doing the same job, actually married a guardian. Only with the technology and globalization in the last few centuries, we have had the chance to choose from the current numerous types as we are now. Daniel Gilbert, a psychology expert, is now rudimentary, for example, how to buy airplanes in order to defeat the physiological aspects such as the sea, mountains, and deserts. Regarding cultural borders-residence, caste, and religions, there is no choice but to compete with the more open-becoming ideological market, where there are fresh and heretical opinions. we

A bubble like us. To understand the size of the odds, go a little out of the bubble wall and try to throw it with a specific number of views in space.

In general, if you think that if you have the opportunity, and if you have the opportunity in the past, if you think you have actually had a yellow eternity of the joy and richness you have, I have a single text Let's declare: dentistry. -P. J. Orulc

Rome's 1300 years of surgical bookstore welcome (CC by 4. 0). < SPAN> We live in an unimaginable era. Almost all products and phrases must be a weird cheapness in terms of historical criteria, and sometimes they are definitely free. It is possible to create a rich life and leave a large surplus for other purposes. We still have an unprecedented independence in choosing the direction of our lives. Our ancestors have died in a place like megalopolis, who are used to doing the same job, actually married a guardian. Only with the technology and globalization in the last few centuries, we have had the chance to choose from the current numerous types as we are now. Daniel Gilbert, a psychology expert, is now rudimentary, for example, how to buy airplanes in order to defeat the physiological aspects such as the sea, mountains, and deserts. Regarding cultural borders-residence, caste, and religions, there is no choice but to compete with the more open-becoming ideological market, where there are fresh and heretical opinions. we

A bubble like us. To understand the size of the odds, go a little out of the bubble wall and try to throw it with a specific number of views in space.

In general, if you think that if you have the opportunity, and if you have the opportunity in the past, if you think you have actually had a yellow eternity of the joy and richness you have, I have a single text Let's declare: dentistry. -P. J. Orulc

Rome's 1300 years of surgical bookstore welcome (CC by 4. 0). We live in an unimaginable era. Almost all products and phrases must be a weird cheapness in terms of historical criteria, and sometimes they are definitely free. It is possible to create a rich life and leave a large surplus for other purposes. We still have an unprecedented independence in choosing the direction of our lives. Our ancestors have died in a place like megalopolis, who are used to doing the same job, actually married a guardian. Only with the technology and globalization in the last few centuries, we have had the chance to choose from the current numerous types as we are now. Daniel Gilbert, a psychology expert, is now rudimentary, for example, how to buy airplanes in order to defeat the physiological aspects such as the sea, mountains, and deserts. Regarding cultural borders-residence, caste, and religions, there is no choice but to compete with the more open-becoming ideological market, where there are fresh and heretical opinions. we

A bubble like us. To understand the size of the odds, go a little out of the bubble wall and try to throw it with a specific number of views in space.

In general, if you think that if you have the opportunity, and if you have the opportunity in the past, if you think you have actually had a yellow eternity of the joy and richness you have, I have a single text Let's declare: dentistry. -P. J. Orulc

Rome's 1300 years of surgical bookstore welcome (CC by 4. 0).

With his legs in stirrups, the physician's assistant stands on top of him. The iron catheter is already in the urethra, and he has made sure that the urinal is empty. With his fingers, cut and oiled, the physician inserts it first once, then twice into the rectum. With his other hand, he presses on the abdomen, drawing out the firm swelling of the kidneys and directing them towards the neck of the bladder. Having thus calmed him, he makes a certain incision in the bladder, testing the strength and compassion of the villager and the granite.

Put your finger in the rectum and pull it out. If the granite is very large, insert the hook into the urology and shake it back and forth until the granite can be removed. To suppress bleeding and inflammation, sink your tired part in a bath with vinegar and salt. A few centuries ago, it was a common practice to remove pebbles accumulated in the kidneys. Prior to the start of the transmission in 1846, all surgery was conscious, lying in a comfortable and flat place, and suffering from tortur e-like pain. Almost everyone died before the bacterial theory was accepted. The sight was so scary that friends and visitors were often fainted, including the assistant of the doctor. There was no special attraction to make luxury. Lord, like other people, had the opportunity to make a plan with strong sake and a bite of wood nails. Honestly confessing, I had to have dinner because of a precedent for studying this Vinnet. In the 21st century, there is an important scale beyond the scale of the predecessor, including unfortunate us. Of the Yankees who live beyond the poverty line, 99 percent have electricity, water, toilet, and freezers, 95 % have television and 88 % of television. < SPAN> Put your finger in the rectum and pull it out. If the granite is very large, insert the hook into the urology and shake it back and forth until the granite can be removed. To suppress bleeding and inflammation, sink your tired part in a bath with vinegar and salt. A few centuries ago, it was a common practice to remove pebbles accumulated in the kidneys. Prior to the start of the transmission in 1846, all surgery was conscious, lying in a comfortable and flat place, and suffering from tortur e-like pain. Almost everyone died before the bacterial theory was accepted. The sight was so scary that friends and visitors were often fainted, including the assistant of the doctor. There was no special attraction to make luxury. Lord, like other people, had the opportunity to make a plan with strong sake and a bite of wood nails. Honestly confessing, I had to have dinner because of a precedent for studying this Vinnet. In the 21st century, there is an important scale beyond the scale of the predecessor, including unfortunate us. Of the Yankees who live beyond the poverty line, 99 percent have electricity, water, toilet, and freezers, 95 % have television and 88 % of television. Put your finger in the rectum and pull it out. If the granite is very large, insert the hook into the urology and shake it back and forth until the granite can be removed. To suppress bleeding and inflammation, sink your tired part in a bath with vinegar and salt. A few centuries ago, it was a common practice to remove pebbles accumulated in the kidneys. Prior to the start of the transmission in 1846, all surgery was conscious, lying in a comfortable and flat place, and suffering from tortur e-like pain. Almost everyone died before the bacterial theory was accepted. The sight was so scary that friends and visitors were often fainted, including the assistant of the doctor. There was no special attraction to make luxury. Lord, like other people, had the opportunity to make a plan with strong sake and a bite of wood nails. Honestly confessing, I had to have dinner because of a precedent for studying this Vinnet. In the 21st century, there is an important scale beyond the scale of the predecessor, including unfortunate us. Of the Yankees who live beyond the poverty line, 99 percent have electricity, water, toilet, and freezers, 95 % have television and 88 % of television.

Maintain your personal lifestyle. Only powerful rulers can dream of such power and wealth. In fact, it is one of the most rich and happy groups since everyone reading this sentence crawled out of the barbarians. Each of us has an invisible slave corps who works with sweating to make our lives comfortable. All the wisdom accumulated by the global mankind can be accessed from a rectangular glass rectangle that fits in pockets, has higher calculation capabilities than the machine that sends humans on a month, and any ancient scientists can pop out. I'm worried about whether it's a rectangular rectangle of the latest version of the emoji of the shit. Nevertheless, some people disagree that their relationship with the elderly dead is not very educated. Such a terrible surgical laughter may be just trying to keep an eye on the current situation. In a world that is ineque and dominated by the elite, is it really lucky for today's standards?

You are the 1% Jakarta afternoon. Big Dorian! A smell and big fruit with honey dripping, rotten, and 10 million souls. The driver dropped us at the appropriate Campon, because there was nothing to create, other than the way to get lost in this hell. Despite the city center, foreigners are sometimes passed by. The grandmother's face is smiling and invites us home. Cheerful children are flocking to welcome us, showing off their obscene hands and showing their fake soccer shirts. Eventually, the aides of the barefoot children who follow our footprints like a pided piper will gather. No one will sell something to us, and at least one rupee is required. One of my friends laughed in Bahasa, saying, "They are asking for marriage." < SPAN> maintains personal lifestyle that can no longer be translated. Only powerful rulers can dream of such power and wealth. In fact, it is one of the most rich and happy groups since everyone reading this sentence crawled out of the barbarians. Each of us has an invisible slave corps who works with sweating to make our lives comfortable. All the wisdom accumulated by the global mankind can be accessed from a rectangular glass rectangle that fits in pockets, has higher calculation capabilities than the machine that sends humans on a month, and any ancient scientists can pop out. I'm worried about whether it's a rectangular rectangle of the latest version of the emoji of the shit. Nevertheless, some people disagree that their relationship with the elderly dead is not very educated. Such a terrible surgical laughter may be just trying to keep an eye on the current situation. In a world that is ineque and dominated by the elite, is it really lucky for today's standards?

You are the 1% Jakarta afternoon. Big Dorian! A smell and big fruit with honey dripping, rotten, and 10 million souls. The driver dropped us at the appropriate Campon, because there was nothing to create, other than the way to get lost in this hell. Despite the city center, foreigners are sometimes passed by. The grandmother's face is smiling and invites us home. Cheerful children are flocking to welcome us, showing off their obscene hands and showing their fake soccer shirts. Eventually, the aides of the barefoot children who follow our footprints like a pided piper will gather. No one will sell something to us, and at least one rupee is required. One of my friends laughed in Bahasa, saying, "They are asking for marriage." Raw text is no longer translated personal lifestyle. Only powerful rulers can dream of such power and wealth. In fact, it is one of the most rich and happy groups since everyone reading this sentence crawled out of the barbarians. Each of us has an invisible slave corps who works with sweating to make our lives comfortable. All the wisdom accumulated by the global mankind can be accessed from a rectangular glass rectangle that fits in pockets, has higher calculation capabilities than the machine that sends humans on a month, and any ancient scientists can pop out. I'm worried about whether it's a rectangular rectangle of the latest version of the emoji of the shit. Nevertheless, some people disagree that their relationship with the elderly dead is not very educated. Such a terrible surgical laughter may be just trying to keep an eye on the current situation. In a world that is ineque and dominated by the elite, is it really lucky for today's standards?

You are the 1% Jakarta afternoon. Big Dorian! A smell and big fruit with honey dripping, rotten, and 10 million souls. The driver dropped us at the appropriate Campon, because there was nothing to create, other than the way to get lost in this hell. Despite the city center, foreigners are sometimes passed by. The grandmother's face is smiling and invites us home. Cheerful children are flocking to welcome us, showing off their fake soccer shirts. Eventually, the aides of the barefoot children who follow our footprints like a pided piper will gather. No one will sell something to us, and at least one rupee is required. One of my friends laughed in Bahasa, saying, "They are asking for marriage." I can no longer translate my life text

Is provided. I have never received a service, but that doesn't mean I get arrogant. The women want to quit, and they can easily understand why. In one house, four people sleep in a black room made of concrete boards and push friends and friends. A large amount of garbage is scattered on the shores of the river where people bathe. In the morning, it became a catastrophe and a catastrophe. After approaching the rich apartment balcony on the top floor of the 5 0-story ensemble Chiptra World, you can see the exciting appearance spread on the horizon of Jakarta. For example, I don't notice the digging hut around the skyscrapers at first. Here, I have a hotel room for $ 800 and see the people who don't weld so much all year round. This is an unnatural and restless look, but similar sharp comparison can be seen everywhere in these cities. On that day in Jakarta, I was remembered as a day when I was aware of the unimaginable privilege for the first time, and I was convinced many times on the subsequent journey. Perhaps you will not experience any more success. However, reading this book means that there is enough culture to understand these sentences, and there is a free time and a certain cost. It provides < Span>. I have never received a service, but that doesn't mean I get arrogant. The women want to quit, and they can easily understand why. In one house, four people sleep in a black room made of concrete boards and push friends and friends. A large amount of garbage is scattered on the shores of the river where people bathe. In the morning, it became a catastrophe and a catastrophe. After approaching the rich apartment balcony on the top floor of the 5 0-story ensemble Chiptra World, you can see the exciting appearance spread on the horizon of Jakarta. For example, I don't notice the digging hut around the skyscrapers at first. Here, I have a hotel room for $ 800 and see the people who don't weld so much all year round. This is an unnatural and restless look, but similar sharp comparison can be seen everywhere in these cities. On that day in Jakarta, I was remembered as a day when I was aware of the unimaginable privilege for the first time, and I was convinced many times on the subsequent journey. Perhaps you will not experience any more success. However, reading this book means that there is enough culture to understand these sentences, and there is a free time and a certain cost. Is provided. I have never received a service, but that doesn't mean I get arrogant. The women want to quit, and they can easily understand why. In one house, four people sleep in a black room made of concrete boards and push friends and friends. A large amount of garbage is scattered on the shores of the river where people bathe. In the morning, it became a catastrophe and a catastrophe. After approaching the rich apartment balcony on the top floor of the 5 0-story ensemble Chiptra World, you can see the exciting appearance spread on the horizon of Jakarta. For example, I don't notice the digging hut around the skyscrapers at first. Here, I have a hotel room for $ 800 and see the people who don't weld so much all year round. This is an unnatural and restless look, but similar sharp comparison can be seen everywhere in these cities. On that day in Jakarta, I was remembered as a day when I was aware of the unimaginable privilege for the first time, and I was convinced many times on the subsequent journey. Perhaps you will not experience any more success. However, reading this book means that there is enough culture to understand these sentences, and there is a free time and a certain cost.

If we want to erase the excess from the lavish life we ​​already enjoy, it will give us the opportunity to do so. To the inhabitants of our bubble, this life may not seem so luxurious, but to those out on the street, noses pressed against the window in the cold, and to the billions of our ancestors who lived before us, this is an incomprehensible standard of living, a dreamlike sleep.

When paradise was lost in the early days of the Great Depression, economist John Minerd Keynes wrote a great essay. In contrast to the general dismay, Keynes predicted that the accelerating progress of science and technology would lead to the dawn of a new age of abundance. In his view, by 2030 the "economic problem" would be essentially solved, our standard of living would increase eightfold, and we would live a life of indolence with 15-hour work weeks. In this glorious land, Keynes's milk and honey was most painful about the fact that we would not know what to do with ourselves, and that a nervous breakdown might occur in society because we would not have to worry about income. The wealth of developed countries has really increased eightfold, matching the most optimistic predictions, and the rest of the world will soon catch up (Figure 1. 8).

Figure 1. 8. World GDP per capita from 1820 to 2020.

Consumer capitalism has lifted billions of people out of poverty and enriched our lives in many ways. And while this is of course the greatest achievement of our time, the side effects of the shock have not been the most pleasant. The 15-hour work week never materialized, but we suffered a nervous breakdown on a society-wide scale. A tenth of adults in the United States now take antidepressants. The suicide rate in my native New Zealand is at an all-time high. The obesity and diabetes epidemic is a slow-moving bomb. While we made incredible progress, life expectancy began to decline in parts of the developed world. We had to be chosen. Why couldn't we make the prophecy come true?

Keynes was right because he only got the middle of the puzzle piece. In fact, he knew that human nature was attracted to the highest and best, but did not realize how abnormal the root of the action was. After all, what is that waste our imagination? A lov e-filled view of nature is to see everything as part of a large story. In the real world, cellists will bite the internal organs of the 3rd violin before the end of the first act. Our musicals are endles s-t o-end n o-collaborative sounds like monsters, with no script or ending. In the attic, the gene that draws our yarn does not care about the happiness of the hanging dolls. There is no compassion in this show. According to Elliezel Yudkovsky's book, which studies the origin of artificial intelligence, evolution is rather "a blind fool, cooking randomly in all the center." In order to realize Keynes's prophecy, we must meet our developers.

Blind of evolution

What is a book that the vicious priest wrote about natural, waste, unreasonable, terrible and inhuman creations! -Charles Darwin

I am really surprised just by riding a business class for the first time. I couldn't refuse a free gift, so I filled my stomach with pastry and nuts in the passenger lounge. When the boarding gate opens, I overtake others to the priority lanes beyond the red velvet rope. By the time the general public enters the plane, I have already sitting in my more comfortable seats and preparing printed publications in one hand. As a result of the heartfelt collective hospitality, I use business class flights in a relatively short time in six times. When it comes to the fourth or fifth flight, everything becomes commonplace. I miss the welcome foam that makes me recognize myself. No matter how much French text is packed in distribution, the i n-flight meal remains i n-flight meals. At the same time, he began to look sideways at the farmers heading to the back seat of the plane, and he was skeptical that he was not a hacker in a cheap suit, but a pretty important businessman. From one day to the next day, business class has become a new normal. < SPAN> Keynes was right because he only got the middle of the puzzle piece. In fact, he knew that human nature was attracted to the highest and best, but did not realize how abnormal the root of the action was. After all, what is that waste our imagination? A lov e-filled view of nature is to see everything as part of a large story. In the real world, cellists will bite the internal organs of the 3rd violin before the end of the first act. Our musicals are endles s-t o-end n o-collaborative sounds like monsters, with no script or ending. In the attic, the gene that draws our yarn does not care about the happiness of the hanging dolls. There is no compassion in this show. According to Elliezel Yudkovsky's book, which studies the origin of artificial intelligence, evolution is rather "a blind fool, cooking randomly in all the center." In order to realize Keynes's prophecy, we must meet our developers.

Blind of evolution

What is a book that the vicious priest wrote about natural, waste, unreasonable, terrible and inhuman creations! -Charles Darwin

I am really surprised just by riding a business class for the first time. I couldn't refuse a free gift, so I filled my stomach with pastry and nuts in the passenger lounge. When the boarding gate opens, I overtake others to the priority lanes beyond the red velvet rope. By the time the general public enters the plane, I have already sitting in my more comfortable seats and preparing printed publications in one hand. As a result of the heartfelt collective hospitality, I use business class flights in a relatively short time in six times. When it comes to the fourth or fifth flight, everything becomes commonplace. I miss the welcome foam that makes me recognize myself. No matter how much French text is packed in distribution, the i n-flight meal remains i n-flight meals. At the same time, he began to look sideways at the farmers heading to the back seat of the plane, and he was skeptical that he was not a hacker in a cheap suit, but a pretty important businessman. From one day to the next day, business class has become a new normal. Keynes was right because he only got the middle of the puzzle piece. In fact, he knew that human nature was attracted to the highest and best, but did not realize how abnormal the root of the action was. After all, what is that waste our imagination? A lov e-filled view of nature is to see everything as part of a large story. In the real world, cellists will bite the internal organs of the 3rd violin before the end of the first act. Our musicals are endles s-t o-end n o-collaborative sounds like monsters, with no script or ending. In the attic, the gene that draws our yarn does not care about the happiness of the hanging dolls. There is no compassion in this show. According to Elliezel Yudkovsky's book, which studies the origin of artificial intelligence, evolution is rather "a blind fool, cooking randomly in all the center." In order to realize Keynes's prophecy, we must meet our developers.

Blind of evolution

What is a book that the vicious priest wrote about natural, waste, unreasonable, terrible and inhuman creations! -Charles Darwin

I am really surprised just by riding a business class for the first time. I couldn't refuse a free gift, so I filled my stomach with pastry and nuts in the passenger lounge. When the boarding gate opens, I overtake others to the priority lanes beyond the red velvet rope. By the time the general public enters the plane, I have already sitting in my more comfortable seats and preparing printed publications in one hand. As a result of the heartfelt collective hospitality, I use business class flights in a relatively short time in six times. When it comes to the fourth or fifth flight, everything becomes commonplace. I miss the welcome foam that makes me recognize myself. No matter how much French text is packed in distribution, the i n-flight meal remains i n-flight meals. At the same time, he began to look sideways at the farmers heading to the back seat of the plane, and he was skeptical that he was not a hacker in a cheap suit, but a pretty important businessman. From one day to the next day, business class has become a new normal.

Apparently, it was once a bit of magic to ride an iron bird that looks like an ocean or a mountain, cutting into the stratosphere and overcoming what would have vanished a few months ago. Now I duly received a leg-support laceration, a charity note, and a glass of fermented grape juice from a unique canton in northeastern France. Millions of years of evolution have made me sort it out. We are slaves to our personal biology, programmed at the cellular level. More possessions, more resources, more Facebook friends, more plausible homes, popular meals, fresh and cool hobbies, attractive romantic partners, the latest fitness tracks. We are all running on the treadmill of hedonism. As soon as we reach the object of our desire, breathless with excitement, the treadmill starts to rotate at an even greater incline, moving the gatepost further and further. Satisfaction dangles before our eyes, always remaining out of reach. Historian Yuval Harari calls hedonistic adaptation one of the few steel laws in this situation. And we start making plans for it. And then

The trouble of pleasure adaptation is that it acts on both. How will the quality of life change if the lottery is hit? Dance in the house for the first night and drink Moe directly from the bottle. However, one year or two, on average, I will be a little happy than before the jackpot. Whether it's a busines s-class flight, a designer handbag, a gourmet meal, it will always return to the average as well. When fun enters your life, we begin to think that it is inevitable and move your appetite into a larger and better pleasure. This makes sense, given that the blind driving force of evolution does not care about your happiness, except for the chance to inherit the gene. If humans did not experience pleasure adaptation, we would have died in the water. After tasting the fruit for the first time, you will not seek more delicious, more calorie fruit on higher branches. After the mating with one partner, we were so immersed in the bliss of orgasm forever, and we did not think we would sow the wild wheat any more. Savannah had no abundant calories that caused obesity crisis, online shopping that could be purchased with on e-click or credit cards that would fall into debt hell. Savanna had constant efforts to get more things.

At least according to Kanye West, Kanye West is the world's largest rock star. Personally, I defend this statement and defend me crazy, but I'm not the only one: This man has sold more than 32 million albums, surprisingly expensive white T-shirts. Only God knows how many copies were sold. However, Kanye had a debt of $ 53 million in the peak of success. < SPAN> The trouble of pleasure adaptation is that it works both. How will the quality of life change if the lottery is hit? Dance in the house for the first night and drink Moe directly from the bottle. However, one year or two, on average, I will be a little happy than before the jackpot. Whether it's a busines s-class flight, a designer handbag, a gourmet meal, it will always return to the average as well. When fun enters your life, we begin to think that it is inevitable and move your appetite into a larger and better pleasure. This makes sense, given that the blind driving force of evolution does not care about your happiness, except for the chance to inherit the gene. If humans did not experience pleasure adaptation, we would have died in the water. After tasting the fruit for the first time, you will not seek more delicious, more calorie fruit on higher branches. After the mating with one partner, we were so immersed in the bliss of orgasm forever, and we did not think we would sow the wild wheat any more. Savannah had no abundant calories that caused obesity crisis, online shopping that could be purchased with on e-click or credit cards that would fall into debt hell. Savanna had constant efforts to get more things.

At least according to Kanye West, Kanye West is the world's largest rock star. Personally, I defend this statement and defend me crazy, but I'm not the only one: This man has sold more than 32 million albums, surprisingly expensive white T-shirts. Only God knows how many copies were sold. However, Kanye had a debt of $ 53 million in the peak of success. The trouble of pleasure adaptation is that it acts on both. How will the quality of life change if the lottery is hit? Dance in the house for the first night and drink Moe directly from the bottle. However, one year or two, on average, I will be a little happy than before the jackpot. Whether it's a busines s-class flight, a designer handbag, a gourmet meal, it will always return to the average as well. When fun enters your life, we begin to think that it is inevitable and move your appetite into a larger and better pleasure. This makes sense, given that the blind driving force of evolution does not care about your happiness, except for the chance to inherit the gene. If humans did not experience pleasure adaptation, we would have died in the water. After tasting the fruit for the first time, you will not seek more delicious, more calorie fruit on higher branches. After the mating with one partner, we were so immersed in the bliss of orgasm forever, and we did not think we would sow the wild wheat any more. Savannah had no abundant calories that caused obesity crisis, online shopping that could be purchased with on e-click or credit cards that would fall into debt hell. Savanna had constant efforts to get more things.

At least according to Kanye West, Kanye West is the world's largest rock star. Personally, I defend this statement and defend me crazy, but I'm not the only one: This man has sold more than 32 million albums, surprisingly expensive white T-shirts. Only God knows how many copies were sold. However, Kanye had a debt of $ 53 million in the peak of success.

"Please pray that we can confirm," he wrote to his admirers. After I recovered from the initial shock, I started collecting candles and incense. And he basically said that he still had very little money to buy "fleece and a house" for his family. Hehe! And yet he has been asking Mark Zuckerberg at every opportunity to invest $1 billion in his idea and use the money to open secondary schools in Africa. When someone wears a headband for begging and welding in a developed country with a GDP smaller than the GDP, it means something unusual is going on. Let me say where Kanye's currency problem started. It could be due to the 150 Christmas gifts he bought his wife Kim Kardashian, the fur coat, or the armor manufacturer's punishment, insulting his luxury model with whale skin. Barack Obama once said that the Kardashian-youth lifestyle was basically a sign of turmoil, which is everything that is not in American culture. He went on to call Kanye a "f***er" twice more. However young I am, I can't help but agree with the former president on this issue. Even so, there is nothing special about Kanye's failure. Every week, an unimaginably reliable athlete, artist, or entrepreneur appears,

Lifestyle inflation starts to get out of control when costs precede the dancing. Eventually consumption becomes completely detached from income, and credit cards, overdrafts, personal loans, and more are carried away to find a parade of sexy dance partners who are only too happy to dance into the night. When the music finally stops and the lights come on, the sight is not pleasant. Hedonistic adaptation is one of the main factors that cause lifestyle inflation, but this is not the only way biology has worked against us. Evolution also drives us to demonstrate our attractiveness and social status to our peers, even at great personal cost. Never mind that we are not behind the Kardashians. Most of us are just fighting the johns.

The sight of a peacock tail pen makes me nauseous, a beautiful, beautiful, utterly stupid view of a peacock tail - Charles Darwin

Two men pull into a parking lot. The number one driver steps out of a European sports car in an Armani suit and designer sunglasses. The number two driver steps out of his beat-up Toyota Corolla, beret in hand, swinging his worn-out legs. Who is financially more successful? At first glance, the number one driver wins by a large margin. But there is something you don't see. The shocking friend has missed three payments on his car and it is about to be repossessed. His best clothes were bought on credit. Shadows hide his red, tear-swollen eyes. All the household cards are crumbling. But there is something you don't see about this guy. He owes no one anything, he is a self-made millionaire, and he lives his own lifestyle.

A company colleague. His Birken's socks are worn for all wonderful adventures with a great family. Following Jones is smoke and mirror, that's why it's an important game. The latest gadgets, gorgeous vacations, and all of these feeds from social networks are meaningless. People who are desperate to show them to be successful are often unhappy and drowned in debt. When Darwin investigated the mystery of Kujak, he was tired of this kind of behavior. Our fellow friends show off their beautiful tails. It is a fascinating color dance, which is one and a half meter long, but is very unrealistic. Kujak's work is difficult and oversized, so it is difficult to fly in the sky or escape from predators, and its appearance is a lot of irreplaceable energy. It's fun to watch, but it's not so humorous. This, of course, is inconsistent with the doctrine of natural selection. Darwin's breakthrough was an insight that this inefficient is the key to exercise. Powerful feathers are a way to make a male understood a potential mating partner that he has the ability to spend valuable resources on expensive and decorative feathers. The more ridiculous you are, the stronger the sign will be. This dramatic waste is a feature that is seen in many appearance, but he is the only

goal. The important thing is not to intentionally lie on the true intentions, but that we are very good at deceiving themselves. In the world of animals with limited resources, signal behavior has severe restrictions. In most of the history of mankind, our species was so. The total amount of wealth did not change, and the luxury goods accounted for many exclusive wealth. If you own a cloak with a purple slime with a rare seafood slime, it really differentiated you from the lower layers. Although fashionable things are still a standard way to show you, this signal is losing reliability. The double flow of globalization and loan does not impair the exclusiveness of material richness, and anyone now has a pulse can make a loan. It is unusual to buy a car with a credit, buy a house at almost no initial cost, and buy a trip to Baghams with a credit card. As I saw in the previous example, even if you look at it, you can't say anything about the person's economic situation. The wealth of fake is a proof of an unstable middle class, and the true elite has already shifted to a more complex signal. This is an unpleasant truth that brings terrible results. We not only use livestock, but also < Span> goals. The important thing is not to intentionally lie on the true intentions, but that we are very good at deceiving themselves. In the world of animals with limited resources, signal behavior has severe restrictions. In most of the history of mankind, our species was so. The total amount of wealth did not change, and the luxury goods accounted for many exclusive wealth. If you own a cloak with a purple slime with a rare seafood slime, it really differentiated you from the lower layers. Although fashionable things are still a standard way to show you, this signal is losing reliability. The double flow of globalization and loan does not impair the exclusiveness of material richness, and anyone now has a pulse can make a loan. It is unusual to buy a car with a credit, buy a house at almost no initial cost, and buy a trip to Baghams with a credit card. As I saw in the previous example, even if you look at it, you can't say anything about the person's economic situation. The wealth of fake is a proof of an unstable middle class, and the true elite has already shifted to a more complex signal. This is an unpleasant truth that brings terrible results. We do not only use livestock, but also goal. The important thing is not to intentionally lie on the true intentions, but that we are very good at deceiving themselves. In the world of animals with limited resources, signal behavior has severe restrictions. In most of the history of mankind, our species was so. The total amount of wealth did not change, and the luxury goods accounted for many exclusive wealth. If you own a cloak with a purple slime with a rare seafood slime, it really differentiated you from the lower layers. Although fashionable things are still a standard way to show you, this signal is losing reliability. The double flow of globalization and loan does not impair the exclusiveness of material richness, and anyone now has a pulse can make a loan. It is unusual to buy a car with a credit, buy a house at almost no initial cost, and buy a trip to Baghams with a credit card. As I saw in the previous example, even if you look at it, you can't say anything about the person's economic situation. The wealth of fake is a proof of an unstable middle class, and the true elite has already shifted to a more complex signal. This is an unpleasant truth that brings terrible results. We not only use livestock

Fertile technology. But do these pleasure people understand what we don't know? It may be that this leader as a whole was just the accumulation of esoteric rationalization to justify my personal miserable existence. In order to end such fears, we must answer the essential question, "Will funds make us happy?"

Hedonism and bliss

I understand the desire to own millions of dollars. However, if you exceed this framework, you will have to say that a hamburger is basically like that. -Bill Gates

In the quegment of the news site, anyone who lives in a economy must be a communist, waste, and a hermit who jumps into the waste tank. I feel angry. I use a deodorant every time to hide the scent of waste liquid. The existence of element s-This does not mean that it is a certain kind of rally that is not enough. My skills speak on that back: If you have everything in your life, your funds are not closely related to happiness. The best baggage in life is really free or ultimately cheap. In fact, I have seen both sides of the abyss of pleasure, so I can see that they have an extraordinary view. In my previous business reporter life, I got a great pleasure from communication at external costs. A solid airline manager, when he visited his first dream regular ship, treated me directly with Domperignon. At the time of sports events, there were many endless dinner at luxury restaurants, luxury hotels, and company houses. And I resigned, and I rested on the tropical islands and spent as much as I could. It would be a lie if all of these luggage provided many pleasures. On the other hand, it does not evoke pleasure over the long term, and for example, like a deadly chewing gum, it will lose personal flavor in no time. < SPAN> Fertility technology. But do these pleasure people understand what we don't know? It may be that this leader as a whole was just the accumulation of esoteric rationalization to justify my personal miserable existence. In order to end such fears, we must answer the essential question, "Will funds make us happy?"

Hedonism and bliss

I understand the desire to own millions of dollars. However, if you exceed this framework, you will have to say that a hamburger is basically like that. -Bill Gates

In the quegment of the news site, anyone who lives in a economy must be a communist, waste, and a hermit who jumps into the waste tank. I feel angry. I use a deodorant every time to hide the scent of waste liquid. The existence of element s-This does not mean that it is a certain kind of rally that is not enough. My skills speak on that back: If you have everything in your life, your funds are not closely related to happiness. The best baggage in life is really free or ultimately cheap. In fact, I have seen both sides of the abyss of pleasure, so I can see that they have an extraordinary view. In my previous business reporter life, I got a great pleasure from communication at external costs. A solid airline manager, when he visited his first dream regular ship, treated me directly with Domperignon. At the time of sports events, there were many endless dinner at luxury restaurants, luxury hotels, and company houses. And I resigned, and I rested on the tropical islands and spent as much as I could. It would be a lie if all of these luggage provided many pleasures. On the other hand, it does not evoke pleasure over the long term, and for example, like a deadly chewing gum, it will lose personal flavor in no time. Fertile technology. But do these pleasure people understand what we don't know? It may be that this leader as a whole was just the accumulation of esoteric rationalization to justify my personal miserable existence. In order to end such fears, we must answer the essential question, "Will funds make us happy?"

Hedonism and bliss

I understand the desire to own millions of dollars. However, if you exceed this framework, you will have to say that a hamburger is basically like that. -Bill Gates

In the quegment of the news site, anyone who lives in a economy must be a communist, waste, and a hermit who jumps into the waste tank. I feel angry. I use a deodorant every time to hide the scent of waste liquid. The existence of element s-This does not mean that it is a certain kind of rally that is not enough. My skills speak on that back: If you have everything in your life, your funds are not closely related to happiness. The best baggage in life is really free or ultimately cheap. In fact, I have seen both sides of the abyss of pleasure, so I can see that they have an extraordinary view. In my previous business reporter life, I got a great pleasure from communication at external costs. A solid airline manager, when he visited his first dream regular ship, treated me directly with Domperignon. At the time of sports events, there were many endless dinner at luxury restaurants, luxury hotels, and company houses. And I resigned, and I rested on the tropical islands and spent as much as I could. It would be a lie if all of these luggage provided many pleasures. On the other hand, it does not evoke pleasure over the long term, and for example, like a deadly chewing gum, it will lose personal flavor in no time.

Occasionally, I teach the rich behavior of the rich and trap myself in the right framework. The latest test was that I went to buy a fashionable nightclub, which exceeded the on e-week income of most local people. French literary agents and Bollywood-poses for glittering photos, and very successful Canada foreign exchange brokers shake with his feet, but he does not succumb to the sadness that he has no friends. I bought it. It was fun, but it was about 100 times cheaper and higher than a typical dive bar full of Rixch drivers. During my stay abroad, I repeatedly noticed the same common theme. It means that very hig h-paying bankers and lawyers are unhappy and are trying to find themselves in a spiritual oriental, or are trying to escape from reality as much as possible on a tw o-week vacation. So I felt the life of the ballerinas, but in my opinion, this was not done continuously. Of course, my anecdote experience is not special. Fortunately, there is no need to swallow my words.

Million dollars and money make money happy? In the history of meaningless questions, this question is comparable to bear poop habits. To put it simply, it is "Jesus". I would like to thank God for several generations of scientists to solve this important problem with great resources and big brains. Next question: Is the Pope Roma Catholic? A long answer. Longer. The relationship between income and happiness begins a lot. If you can't afford to warm up the house, you may buy your child's shoes or put food on the table, which is likely to make you sad. There is a simple decision to cheer for those who have fallen into such a situation. If you meet the most basic desire to survive, the next is security. It is unlikely that a struggling family will be hungry or lost, but balancing at the bottom of an economic abyss is not the most fun activity. Everyone < Span>, occasionally, I teach the rich outrageous behavior so that I trap myself in the right framework. The latest test was that I went to buy a fashionable nightclub, which exceeded the on e-week income of most local people. French literary agents and Bollywood-poses for glittering photos, and very successful Canada foreign exchange brokers shake with his feet, but he does not succumb to the sadness that he has no friends. I bought it. It was fun, but it was about 100 times cheaper and higher than a typical dive bar full of Rixch drivers. During my stay abroad, I repeatedly noticed the same common theme. It means that very hig h-paying bankers and lawyers are unhappy and are trying to find themselves in a spiritual oriental, or are trying to escape from reality as much as possible on a tw o-week vacation. So I felt the life of the ballerinas, but in my opinion, this was not done continuously. Of course, my anecdote experience is not special. Fortunately, there is no need to swallow my words.

Million dollars and money make money happy? In the history of meaningless questions, this question is comparable to bear poop habits. To put it simply, it is "Jesus". I would like to thank God for several generations of scientists to solve this important problem with great resources and big brains. Next question: Is the Pope Roma Catholic? A long answer. Longer. The relationship between income and happiness begins a lot. If you can't afford to warm up the house, you may buy your child's shoes or put food on the table, which is likely to make you sad. There is a simple decision to cheer for those who have fallen into such a situation. If you meet the most basic desire to survive, the next is security. It is unlikely that a struggling family will be hungry or lost, but balancing at the bottom of an economic abyss is not the most fun activity. When all people, when I am, I teach the rich outrageous behavior so that I can trap myself in the right framework. The latest test was that I went to buy a fashionable nightclub, which exceeded the on e-week income of most local people. French literary agents and Bollywood-poses for glittering photos, and very successful Canada foreign exchange brokers shake with his feet, but he does not succumb to the sadness that he has no friends. I bought it. It was fun, but it was about 100 times cheaper and higher than a typical dive bar full of Rixch drivers. During my stay abroad, I repeatedly noticed the same common theme. It means that very hig h-paying bankers and lawyers are unhappy and are trying to find themselves in a spiritual oriental, or are trying to escape from reality as much as possible on a tw o-week vacation. So I felt the life of the ballerinas, but in my opinion, this was not done continuously. Of course, my anecdotive experience is not special. Fortunately, there is no need to swallow my words.

Million dollars and money make money happy? In the history of meaningless questions, this question is comparable to bear poop habits. To put it simply, it is "Jesus". I would like to thank God for several generations of scientists to solve this important problem with great resources and big brains. Next question: Is the Pope Roma Catholic? A long answer. Longer. The relationship between income and happiness begins a lot. If you can't afford to warm up the house, buy your child's shoes or put food on the table, which is likely to make you sad. There is a simple decision to cheer for those who have fallen into such a situation. If you meet the most basic desire to survive, the next is security. It is unlikely that a struggling family will be hungry or lost, but balancing at the bottom of an economic abyss is not the most fun activity. All people

Those who have debts or have unstable work schedules should understand this feeling well. Again, just passing a lot of money to an unhappy person is incredibly healthy. In fact, it is reasonable that a certain amount of money is important to overcome all the hardships and feel that they are protected to some extent. Pay an invoice, eat a simple but healthy meal, gets a kind of luxury, and you need this amount to be able to sleep all night without waking up with sweat. The most prominent is that the relevance of income and happiness starts to become ambiguous from this stage. Until recently, it was thought that there was no superiority if it exceeded a specific number of $ 70, 000, which is often used as a magic number. However, a lot of additional research was conducted for more than 140 countries and hundreds of thousands of people, and it turned out that it was a mistake. If you graph income and happiness, you can literally clarify that there is a complete gap between them. At least if the X axis is scaled in the logarithm and the income is doubled in each step (Fig. 1. 9). 1

Figure 1. Relationship between happiness and income (logarithm).

We do not notice it, even if a strike occurs and the income no longer correlates with the rise in happiness. In other words, the richer you, the more money you need to increase the value of happiness. Each time the income is doubled, the level of satisfaction in life increases only half of the scales from 1 to 10. In contrast to intuition, the difference in happiness is quite small between earning 750, 000 euros and 150, 000 euros. Even those who get a huge salary of $ 500, 000 have only one point of satisfaction in life than ordinary Yankees are paid. If this problem is displayed on a graph with a more general linear X axis, it can be seen more clearly (Fig. 1. 10). Happiness continues to increase with income, but the rate of increase is increasing, and eventually starts to decline more or less.

Figure 1. Relationship between happiness and income (straight scale). < SPAN> People who have debts or have unstable work schedules should understand this feeling well. Again, just passing a lot of money to an unhappy person is incredibly healthy. In fact, it is reasonable that a certain amount of money is important to overcome all the hardships and feel that they are protected to some extent. Pay an invoice, eat a simple but healthy meal, gets a kind of luxury, and you need this amount to be able to sleep all night without waking up with sweat. The most prominent is that the relevance of income and happiness starts to become ambiguous from this stage. Until recently, it was thought that there was no superiority if it exceeded a specific number of $ 70, 000, which is often used as a magic number. However, a lot of additional research was conducted for more than 140 countries and hundreds of thousands of people, and it turned out that it was a mistake. If you graph income and happiness, you can literally clarify that there is a complete gap between them. At least if the X axis is scaled in the logarithm and the income is doubled in each step (Fig. 1. 9). 1

Figure 1. Relationship between happiness and income (logarithm).

We do not notice it, even if a strike occurs and the income no longer correlates with the rise in happiness. In other words, the richer you, the more money you need to increase the value of happiness. Each time the income is doubled, the level of satisfaction in life increases only half of the scales from 1 to 10. In contrast to intuition, the difference in happiness is quite small between earning 750, 000 euros and 150, 000 euros. Even those who get a huge salary of $ 500, 000 have only one point of satisfaction in life than ordinary Yankees are paid. If this problem is displayed on a graph with a more general linear X axis, it can be seen more clearly (Fig. 1. 10). Happiness continues to increase with income, but the rate of increase is increasing, and eventually starts to decline more or less.

Figure 1. Relationship between happiness and income (straight scale). Those who have debts or have unstable work schedules should understand this feeling well. Again, just passing a lot of money to an unhappy person is incredibly healthy. In fact, it is reasonable that a certain amount of money is important to overcome all the hardships and feel that they are protected to some extent. Pay an invoice, eat a simple but healthy meal, gets a kind of luxury, and you need this amount to be able to sleep all night without waking up with sweat. The most prominent is that the relevance of income and happiness starts to become ambiguous from this stage. Until recently, it was thought that there was no superiority if it exceeded a specific number of $ 70, 000, which is often used as a magic number. However, a lot of additional research was conducted for more than 140 countries and hundreds of thousands of people, and it turned out that it was a mistake. If you graph income and happiness, you can literally clarify that there is a complete gap between them. At least if the X axis is scaled in the logarithm and the income is doubled in each step (Fig. 1. 9). 1

Figure 1. Relationship between happiness and income (logarithm).

We do not notice it, even if a strike occurs and the income no longer correlates with the rise in happiness. In other words, the richer you, the more money you need to increase the value of happiness. Each time the income is doubled, the level of satisfaction in life increases only half of the scales from 1 to 10. In contrast to intuition, the difference in happiness is quite small between earning 750, 000 euros and 150, 000 euros. Even those who get a huge salary of $ 500, 000 have only one point of satisfaction in life than ordinary Yankees are paid. If this problem is displayed on a graph with a more general linear X axis, it can be seen more clearly (Fig. 1. 10). Happiness continues to increase with income, but the rate of increase is increasing, and eventually starts to decline more or less.

Figure 1. Relationship between happiness and income (straight scale).

This is nothing unusual. For someone with only a superficial income, an extra $1000 can be life-changing. If you make six figures, another $1000 is a nice, but not a significant event. If you make seven figures, a $1000 boost is equivalent to a 0. 1% raise, not to mention a noticeable impact on your satisfaction with life. This is the law of diminishing returns: if everything else remains constant, extending the first of the moment (in the case of money) has the least impact on the desired outcome (happiness), and so far, in practice, it has been done effectively, and sometimes at times has done more harm than good. This is nothing unusual. This is nothing unusual. If you make six figures, another $1000 is a nice, but not a significant event. If you make seven figures, a $1000 boost is equivalent to a 0. 1% raise, not to mention a noticeable impact on your satisfaction with life. This is the law of diminishing returns.

If you don't believe the research, just ask your peace-loving billionaire neighbor. Ray Dalio is the founder of Bridgewater Associates, one of the world's leading hedge funds. Thanks to his own efforts, he has built a $17 billion position. However, in his book "Principles," Dalio says that he never intended to make a lot of money. "If that were the case, I would have quit a long time ago because of the law of diminishing returns." Why does Dalio continue to wander into work every day, ignoring the fact that he is incredibly rich and long retired? There is no denying that resources are meaningless. It is simply an accidental by-product of him having things that he likes. Dalio says that if he had the chance to win, he would rather be a lazy guy exploring the world than earn a fat salary at a job he doesn't like. "For me, having more money is not so much more important than having anything else, but having enough to satisfy my basic needs. This is due to the fact that the best things in life for me - conscious work, important skills, good food, sleep, music, ideas, sex, and other basic needs and pleasures - are not always significantly enhanced by having a lot of money." What I have described so far is the relationship between income and happiness. This is not acknowledging that:

Forget fur and jet skiing. If you earn enough to pay your living expenses, elements other than money, such as health, human relationships, and purpose consciousness, will be much more important than money. It is not a coincidence that these fields of life are most resistant to pleasure adjustment. We recover from many health problems, including major trials, but it is much more difficult to adapt to chronic pain and regression diseases. Every time the waves of worsening and new pain come one after another, you can get enough "newness" to prevent poisoning. Similarly, you don't get used to the lack of control. Loud sounds, long travel times, intimidating bosses, etc. are as bad as the first day on a thousand days. Avoiding negative things greatly improves our lives, but has many possibilities in the positive aspects of books. The important thing is to find what the indigenous researchers, Sonia Ryubomia Ski, call them "intentional choices." As Ryubomia skiing pointed out, the new beautiful sofa looks beautiful. However, a few days later, it will be literally a part of furniture. Except for lint and accessories behind the cushion, the sofa is not surprising or novel. There is no hardship, no difficulties. < SPAN> Forget fur and jet skiing. If you earn enough to pay your living expenses, elements other than money, such as health, human relationships, and purpose consciousness, will be much more important than money. It is not a coincidence that these fields of life are most resistant to pleasure adjustment. We recover from many health problems, including major trials, but it is much more difficult to adapt to chronic pain and regression diseases. Every time the waves of worsening and new pain come one after another, you can get enough "newness" to prevent poisoning. Similarly, you don't get used to the lack of control. Loud sounds, long travel times, intimidating bosses, etc. are as bad as the first day on a thousand days. Avoiding negative things greatly improves our lives, but has many possibilities in the positive aspects of books. The important thing is to find what the indigenous researchers, Sonia Ryubomia Ski, call them "intentional choices." As Ryubomia skiing pointed out, the new beautiful sofa looks beautiful. However, a few days later, it will be literally a part of furniture. Except for lint and accessories behind the cushion, the sofa is not surprising or novel. There is no hardship, no difficulties. Forget fur and jet skiing. If you earn enough to pay your living expenses, elements other than money, such as health, human relationships, and purpose consciousness, will be much more important than money. It is not a coincidence that these fields of life are most resistant to pleasure adjustment. We recover from many health problems, including major trials, but it is much more difficult to adapt to chronic pain and regression diseases. Every time the waves of worsening and new pain come one after another, you can get enough "newness" to prevent poisoning. Similarly, you don't get used to the lack of control. Loud sounds, long travel times, intimidating bosses, etc. are as bad as the first day on a thousand days. Avoiding negative things greatly improves our lives, but has many possibilities in the positive aspects of books. The important thing is to find what the indigenous researchers, Sonia Ryubomia Ski, call them "intentional choices." As Ryubomia skiing pointed out, the new beautiful sofa looks beautiful. However, a few days later, it will be literally a part of furniture. Except for lint and accessories behind the cushion, the sofa is not surprising or novel. There is no hardship, no difficulties.

For life. 2. In fact, Ryubomia Sky claims that the happy people who participated in her research spend a lot of time in human relationships. A great psychologist Daniel Kerneman concludes, "It's a bit exaggerated to say that happiness is to be able to spend with your favorite people and those who yearn for yourself." Freud said that the foundation of the world population was "love and work." Work and dedication are everything. " Does this actually should refrain from pursuing money? From Jesus Christ to Paul McCartney, all the prophets say that these sacred ones, dedication, associations, and meanings are not sold to ethnic wisdom. Ta. It seems to be right at the technical level, but lacks imagination.

There is no guarantee that you can buy happiness, happiness, and bliss. Think of it as a poker game. Poker games are always inevitable, but experienced players with a fairly large bankroll that can compromise on multiple games are almost always good. As a result, it is reckless to continue the same strategies of footprints, when the accumulation of material wealth has reached less harvested. Instead, veteran gamers will start looking for more investment games. This turning point begins with about half of the desire hierarchy (Figure 1. 11) of Abraham Maslow, a famous model of human sel f-realization, which was first proposed in 1943.

Figure 1. The desire hierarchy that is usually assumed.

Maslow's theory is almost proven. Research between different cultures has shown that bliss correlates with the satisfaction of the five wide categories of physical, security, security, love and adaptation, and sel f-realization. However, a pyrami d-type hierarchy (designed by a business consultant and nothing in Maslow) is incorrect. We literally know that out of the five desires, we have a high ability to fully fulfill the two needs, survival and safety. And everything depends on how to use it. To understand how we can buy happiness, let's follow the family flowing in five categories. Let's introduce the Jones and his wife! After that, a hole has been opened in the structure of the universe, and there is probably some relationship with the sentence "quantum".

The parallel version of this pair goes down to the different legs of the "Bridge of Time" (Figure 1. 12).

Sketch 1 12. The Jones and his wife are seen in another reality after falling from the different ends of the time pants.

In Space A, the Jones and his wife are paid for middl e-class classes and buy middl e-class luggage, such as suburban houses, luxury appliances, and the latest cars. < SPAN> Sketch 1 12. The Jones and his wife are seen in another reality after falling from the different ends of the time pants.

In Space A, the Jones and his wife are paid for middl e-class classes and buy middl e-class luggage, such as suburban houses, luxury appliances, and the latest cars. Sketch 1 12. The Jones and his wife are seen in another reality after falling from the different ends of the time pants.

In Space A, the Jones and his wife are paid for middl e-class classes and buy middl e-class luggage, such as suburban houses, luxury appliances, and the latest cars.

In Universe B, Mr. and Mrs. Jones buy a used car, get their house ready, and live in a small house within biking distance of their workplace. With a lower cost of living, Mrs. Jones's personal income is incomplete, and the wives continue to save and invest. In both worlds, the family comfortably meets their basic physical and survival needs: food on the table, a roof over their head, a safe place to live, and some degree of financial security. The third universal need, love and adjustment, is what drives the couple crazy. In Universe A, Mr. and Mrs. Jones have a large mortgage, significant credit card debt, and have no choice but to work long, honest hours. They meet occasionally, and their children are raised by nannies and caretakers. When they get home from work, they are too tired to make anything. In Bea Jones's world, there is a lot of buddy time with the boys, friends, and society. They organize get-togethers in the neighborhood, and sometimes with their families. Mrs. Jones coaches the school soccer team, and Mr. Jones volunteers at the local library. The fourth universal need is status. In Universe A, Mr. and Mrs. Jones go out of their way to buy a nice house, a sleeker car, and a more luxurious place. They raise their children to

Expand. Mr. Jones masters the jazz guitar, Mr. Jones opens an online business. Of their own free will, they contribute to society, do charity work, have many attractive friends, and are considered the best guards. The B. Jones Galaxy has managed to make a good life for themselves. They simply spend their money differently than their contemporaries. One could even say that they are buying into the right areas. There are two important caveats. First of all, these are exaggerated caricatures of how happiness can be "bought." One can simply imagine an alternative scenario in which the Joneses of Universe A achieve status and fulfillment by working hard on themselves, while the scaly commoners of Universe B move towards a life of death. And the Joneses of Universe B haven't had it all in their eyes. They tended to their gardens for hours until their necks burned and the folds of their palms filled with territory. Mrs. Jones had the chance to crack a walnut between her thighs, but the first time she pedaled a bike she thought she would die of lactic acid. Mr. Jones's lilting jazz lines are the result of countless frustrations that have left his fingers as sore as his wife's eardrums. Women who have endured sleepless nights raising children.

Jeremy Bantham's severed head begins to hit

There are only two disasters in the world: one that doesn't give you what you want, and one that does. - Oscar Wilde

Press the lever over and over again, so the forefoot of the rat continues to move constantly and sometimes stunned. Once, twice, 10 times, 100 times, 5000 times within one hour. Each time the electrode is pressed, the electrode sends an electric shock to the mouse cerebellum. The rat keeps pushing the lever for up to 24 hours. There is no eating, sleeping, or trying to get out of stainless steel cages. If the people wearing a white coat do not turn off the power, she will stimulate herself and die. In 1954, science discovered the brain pleasure center. It's a happy era! Excited researchers have repeated experiments with monkeys, rediscovered that they could go directly to the hypothalamus to light up like a Christmas tree, and change the subjects into blissful automatic dolls. This paper concludes that these results are "highly possible." The lever is pressed over and over again, so the forefoot of the rat moves constantly and sometimes becomes stunned. Once, twice, 10 times, 100 times, 5000 times within one hour. Each time the electrode is pressed, the electrode sends an electric shock to the mouse cerebellum. The rat keeps pushing the lever for up to 24 hours. There is no eating, sleeping, or trying to get out of stainless steel cages. If the people wearing a white coat do not turn off the power, she will stimulate herself and die. In 1954, science was just discovering the pleasure center. < SPAN> Press the lever over and over again, so the forefoot of the rat continues to move constantly and sometimes stunned. Once, twice, 10 times, 100 times, 5000 times within one hour. Each time the electrode is pressed, the electrode sends an electric shock to the mouse cerebellum. The rat keeps pushing the lever for up to 24 hours. There is no eating, sleeping, or trying to get out of stainless steel cages. If the people wearing a white coat do not turn off the power, she will stimulate herself and die. In 1954, science discovered the brain pleasure center. It's a happy era! Excited researchers have repeated experiments with monkeys, rediscovered that they could go directly to the hypothalamus to light up like a Christmas tree, and change the subjects into blissful automatic dolls. This paper concludes that these results are "highly possible." The lever is pressed over and over again, so the forefoot of the rat is constantly moving and sometimes stunned. Once, twice, 10 times, 100 times, 5000 times within one hour. Each time the electrode is pressed, the electrode sends an electric shock to the mouse cerebellum. The rat keeps pushing the lever for up to 24 hours. There is no eating, sleeping, or trying to get out of stainless steel cages. If the people wearing a white coat do not turn off the power, she will stimulate herself and die. In 1954, science was just discovering the pleasure center. Press the lever over and over again, so the forefoot of the rat continues to move constantly and sometimes stunned. Once, twice, 10 times, 100 times, 5000 times within one hour. Each time the electrode is pressed, the electrode sends an electric shock to the mouse cerebellum. The rat keeps pushing the lever for up to 24 hours. There is no eating, sleeping, or trying to get out of stainless steel cages. If the people wearing a white coat do not turn off the power, she will stimulate herself and die. In 1954, science discovered the brain pleasure center. It's a happy era! Excited researchers have repeated experiments with monkeys, rediscovered that they could go directly to the hypothalamus to light up like a Christmas tree, and change the subjects into blissful automatic dolls. This paper concludes that these results are "highly possible." The lever is pressed over and over again, so the forefoot of the rat moves constantly and sometimes becomes stunned. Once, twice, 10 times, 100 times, 5000 times within one hour. Each time the electrode is pressed, the electrode sends an electric shock to the mouse cerebellum. The rat keeps pushing the lever for up to 24 hours. There is no eating, sleeping, or trying to get out of stainless steel cages. If the people wearing a white coat do not turn off the power, she will stimulate herself and die. In 1954, science was just discovering the pleasure center.

It has the ability to be summed up by people eventually - with changes, of course. Of course. This time, Jeremy Bentham will be removed to give us a chance to see his legacy in his mummified head. Bentham, the nimble and eccentric Englishman, is the grandfather of the progressive science of bliss. Noting that suffering is "evil" and pleasure is "good," Bentham derived a mathematical formula for maximizing pleasure and minimizing pain. It was a form of moral philosophy that had a chance to help everyone, and hedonistic calculus soon became a central pillar of ethics and human education. But take the Bentham recipe to its orderly conclusion - a state of unimpeachable pleasure and virtually no pain - and you become a rat in a cell. This position of exalted existence is known as wireheading, and is considered the uncensored theme of anti-outtopic fantasy. Imagine if you were offered a drug that filled your brain with pleasure to the exclusion of all other work, the equivalent of an uncensored heroine high or endless orgasms. If you are like me, not only will you not take this drug, but you will rebel against it on a deep level. Why? The French have a wonderful euphemism for orgasm: the little death is the delay of existence.

Prosperity, it includes not only joy, but also work, inspiration and charm. Eudai Monia plays instruments of people seeking happiness in cheerful hell. It's amazing, but in a good life often gives up pleasure or intentional suffering. Immerse yourself in an ankle in a filthy diaper, you can't get enough sleep, deprive you of social life, and withstand tortur e-like violin. Nevertheless, almost everyone says that childbirth is one of the most successful experiments in his life. This is a person who has climbed the mountains, has fought for goals, has been running a marathon, has started a business, or opens a very stubborn cucumber bottle If you have ever done something, it's not surprising. Everything that is worth creating is likely to get sick, no longer safe, or hated, but this is more difficult than eating sweets in a safe room. It gives you a much longer satisfaction.

In Greek mythology, a chimera is an amazing creature consisting of an incompatible part, such as the corpse of the lion, the head of a goat that blows the fire, and the crime of a snake. The wel l-known blissful ideas are also chimera. A gathering of weakly tied elements is sewn, and some of them are inconsistent with each other, and do not exist in a consistent form. This mythical animal is an eas y-t o-change animal that adapts to the surrounding environment, and never stays in one space. It is nothing more than our expectations, friends, and past skills. < SPAN> prosperity, which includes not only joy but also work, inspiration and charm. Eudai Monia plays instruments of people seeking happiness in cheerful hell. It's amazing, but in a good life often gives up pleasure or intentional suffering. Immerse yourself in an ankle in a filthy diaper, you can't get enough sleep, deprive you of social life, and withstand tortur e-like violin. Nevertheless, almost everyone says that childbirth is one of the most successful experiments in his life. This is a person who has climbed the mountains, has fought for goals, has been running a marathon, has started a business, or opens a very stubborn cucumber bottle If you have ever done something, it's not surprising. Everything that is worth creating is likely to get sick, no longer safe, or hated, but this is more difficult than eating sweets in a safe room. It gives you a much longer satisfaction.

In Greek mythology, a chimera is an amazing creature consisting of an incompatible part, such as the corpse of the lion, the head of a goat that blows the fire, and the crime of a snake. The wel l-known blissful ideas are also chimera. A gathering of weakly tied elements is sewn, and some of them are inconsistent with each other, and do not exist in a consistent form. This mythical animal is an eas y-t o-change animal that adapts to the surrounding environment, and never stays in one space. It is nothing more than our expectations, friends, and past skills. Prosperity, it includes not only joy, but also work, inspiration and charm. Eudai Monia plays instruments of people seeking happiness in cheerful hell. It's amazing, but in a good life often gives up pleasure or intentional suffering. Immerse yourself in an ankle in a filthy diaper, you can't get enough sleep, deprive you of social life, and withstand tortur e-like violin. Nevertheless, almost everyone says that childbirth is one of the most successful experiments in his life. This is a person who has climbed the mountains, has fought for goals, has been running a marathon, has started a business, or opens a very stubborn cucumber bottle If you have ever done something, it's not surprising. Everything that is worth creating is likely to get sick, no longer safe, or hated, but this is more difficult than eating sweets in a safe room. It gives you a much longer satisfaction.

In Greek mythology, a chimera is an amazing creature consisting of an incompatible part, such as the corpse of the lion, the head of a goat that blows the fire, and the crime of a snake. The wel l-known blissful ideas are also chimera. A gathering of weakly tied elements is sewn, and some of them are inconsistent with each other, and do not exist in a consistent form. This mythical animal is an eas y-t o-change animal that adapts to the surrounding environment, and never stays in one space. It is nothing more than our expectations, friends, and past skills.

To reach the sanctuary on the mountain top where the chimera nests. In reality, it is a constant process. It is a device that determines the distance to every possible reference point, considers our victory in relative terms, and drives us forward when the counter is very low. The Greeks believed that seeing a chimera was an omen of failure. Imagine if you could go directly to the Chimera's lair by helicopter. Once you reach the top of the mountain, there is nowhere to fly. That is why the worst of the three Chinese curses is disguised as a delicate courtesy: "May the gods grant you everything you ask for." 4 The specially enormous drama lies in the fact that those who dedicate their lives to hunting down the chimera are the least likely to find it. As psychiatrist Viktor Frankl warns, it is impossible to pursue happiness head-on. Happiness will be found, but only as an unintended by-product of a nobler goal. Instead, it is the pursuit of a mirage, of reaching the sanctuary on the mountain top where the chimera nests. In reality, it is a constant process. It is a device that determines the distance to every possible reference point, considers our victory in relative terms, and propels us forward when the counter is very low. The Greeks believed that seeing a chimera was an omen of failure. Imagine if you could go directly to the Chimera's lair by helicopter. Once you reach the top of the mountain, there is nowhere to fly. That is why the worst of the three Chinese curses is disguised as the delicate courtesy "May the gods grant you everything you ask for." 4 The specially enormous drama lies in the fact that those who dedicate their lives to hunting down the chimera are the least likely to find it. As psychiatrist Viktor Frankl warns, it is impossible to pursue happiness head-on. Happiness will be found, but only as an unintended by-product of a nobler goal. Instead, it is to chase the mirage, to reach the sanctuary on the mountain top where the chimera nests. In reality, it is a constant process; it is a device that determines the distance to every possible reference point, considers our victory in relative terms, and drives us forward when the counter is very low. The Greeks believed that seeing a chimera was an omen of failure. Imagine if you could go directly to the Chimera's lair by helicopter. Once you reach the top of the mountain, there is nowhere to fly. That is why the worst of the three Chinese curses is disguised as the delicate courtesy "May the gods grant you everything you ask for." 4 The particularly enormous drama lies in the fact that those who dedicate their lives to hunting down the chimera are the least likely to find it. As psychiatrist Viktor Frankl warns, it is impossible to pursue happiness head-on. Happiness will be found, but only as an unintended by-product of a nobler goal. Instead, it is to chase the mirage,

We can only create the conditions for it if we keep our eyes on the goal. The two representative heroes who came closest to eliminating the happiness chimera are Nobel Prize-winning economist Amartya Sen and philosopher Martha Nussbaum. Sen is the founder of the opportunity-based reading and a contributor to welfare economics, which has been highly influential since the 1980s. Instead of crude monetary properties and gullible hedonism, Sen explained that the highest good is the will to choose life, something that one has reason to value: the probability of the choice, that is, the probability of existing in a meaningful way. Bliss is a terrifying measure that results from the fact that one adapts to the most horrible events, overriding any improvement in one's fair view of life. It would not be uncommon to admit that we are much less happy than our village ancestors, but that means nothing. Our lives are better thanks to vaccinations, clean water, and education, even if our stupid biology would not accept it. It is very important to understand this point, so let's put forward some hypotheses to hammer it into your head. 1. Why were some, if not all, of our peasant ancestors as happy as we are? If bliss is the desired outcome, we can only create the conditions for it if we keep our eyes on the goal. The two representative heroes who came closest to eliminating the happiness chimera are Nobel Prize-winning economist Amartya Sen and philosopher Martha Nussbaum. Sen is the founder of the opportunity-based reading and a contributor to welfare economics, which has been highly influential since the 1980s. Instead of crude monetary properties and gullible hedonism, Sen explained that the highest good is the will to choose life, something that one has reason to value: the probability of the choice, that is, the probability of existing in a meaningful way. Bliss is a terrifying measure that results from the fact that one adapts to the most horrible events, overriding any improvement in a fair view of life. It would not be unusual to admit that we are much less happy than our village ancestors, but that means nothing. Our lives are better thanks to vaccinations, clean water, and education, even if our stupid biology would not accept it. This point is very important to understand, so let's present some hypotheses to hammer home in our minds. 1. Why were some, if not all, of our peasant ancestors as happy as we are? If bliss is the desired outcome, we can create the conditions for it by always keeping our eyes on the goal. The two representative heroes who came closest to eliminating the happiness chimera are Nobel Prize-winning economist Amartya Sen and philosopher Martha Nussbaum. Sen is the founder of the opportunity-based reading and a contributor to welfare economics, which has been highly influential since the 1980s. Instead of crude monetary properties and gullible hedonism, Sen explained that the highest good is the will to choose life, something that one has reason to value: the probability of the choice, that is, the probability of it existing in a meaningful way. Bliss is a terrible measure that results from the fact that one adapts to the most terrible events, overriding any improvement in one's fair view of life. It would not be uncommon to admit that we are much less happy than our village ancestors, but that means nothing. Our lives are better thanks to vaccinations, clean water, and education, even if stupid biology refuses to accept it. This is so important to understand that I'll present a few hypotheses to hammer home: 1. Why were some, if not all, of our peasant ancestors as happy as we are? If bliss is a desirable outcome,

With a shrug. If selectability is a desirable outcome, it is very unpleasant for people to be run over by trucks or otherwise not have a chance to make the most of their opportunities. 6 4. What if, for example, both the inhabitants of world A, where most people never reach adolescence, and the inhabitants of world B, where everyone lives to adulthood, would be happy if they could live to 103 years of age? From the perspective of happiness, no. From the perspective of selectability, the universe B is beyond important: one of the many challenges of selective voting on bliss is that the dead do not have any chance to fulfill it. Destroy is the irretrievable destroyer of optionality. As co-author Henna Marta Nussbaum points out, this is no wonder, and in fact "life" is the number one major opportunity valued in different cultures. Other dominant skills include good certification, security, freedom of association, control of the environment, study and thinking, sensual habits, and play. But all these options are generally presentable, and in line with probabilities that are absolutely not subject to such. Anyone who spends more than five minutes. In certain corners of the online world, he realizes that people actually happen in different colorful

It is attached to the page. A true human happiness is a small and troublesome creature. Even if you rush straight toward it, you can only escape. 8 Most moral philosophers have abandoned Bensham's pleasure calculations, and support models that embody the various values ​​of humans in all noble strange things. In economics, the equation based on the opportunity is to transcend the characteristics of a stupid production basis such as GDP per capita, which does not include leisure, child education, volunteer activities, study, sel f-improvement, and environmental losses. It has had a big impact. The most wel l-known recent skil l-based indicators are the human development index developed by Sen and widely accepted by the United Nations, which is equivalent to the three variables of education, average life expectancy, and income. I am. It is pointed out that this was a big breakthrough because of its faithfulness. It is impossible to create a true richness indicator. This is because you have to measure the value of all human beings and decide what authority to give each. I don't think I'm envious of the economist who concludes this problem. The good news is that this is much easier at the individual level. If we

4 optional elements

Wealth does not own many property, but to own many options. -It attached to Chris Rock < Span> page. A true human happiness is a small and troublesome creature. Even if you rush straight toward it, you can only escape. 8 Most moral philosophers have abandoned Bensham's pleasure calculations, and support models that embody the various values ​​of humans in all noble strange things. In economics, the equation based on the opportunity is to transcend the characteristics of a stupid production basis such as GDP per capita, which does not include leisure, child education, volunteer activities, study, sel f-improvement, and environmental losses. It has had a big impact. The most wel l-known recent skil l-based indicators are the human development index developed by Sen and widely accepted by the United Nations, which is equivalent to the three variables of education, average life expectancy, and income. I am. It is pointed out that this was a big breakthrough because of its faithfulness. It is impossible to create a true richness indicator. This is because you have to measure the value of all human beings and decide what authority to give each. I don't think I'm envious of the economist who concludes this problem. The good news is that this is much easier at the individual level. If we

4 optional elements

Wealth does not own many property, but to own many options. -It is attached to the Chris Rock page. A true human happiness is a small and troublesome creature. Even if you rush straight toward it, you can only escape. 8 Most moral philosophers have abandoned Bensham's pleasure calculations, and support models that embody the various values ​​of humans in all noble strange things. In economics, the equation based on the opportunity is to transcend the characteristics of a stupid production basis such as GDP per capita, which does not include leisure, child education, volunteer activities, study, sel f-improvement, and environmental losses. It has had a big impact. The most wel l-known recent skil l-based indicators are the human development index developed by Sen and widely accepted by the United Nations, which is equivalent to the three variables of education, average life expectancy, and income. I am. It is pointed out that this was a big breakthrough because of its faithfulness. It is impossible to create a true richness indicator. This is because you have to measure the value of all human beings and decide what authority to give each. I don't think I'm envious of the economist who concludes this problem. The good news is that this is much easier at the individual level. If we

4 optional elements

Wealth does not own many property, but to own many options. -Chris rock

The first step to a more effective compromise is to understand why. For example, on the trading platform, optional trading is clearly like a beak on the face. The price updated every day is lined up on the screen. You control your model according to these numbers and then decide whether to buy an option. I like options between Wall Streets and have important requirements for that. The crows are placed on the hanger and mistakes on the hanger on the door to the real world. How Nashim Taleb, obvious currency options, are often expensive. Volume 4 briefly explains optional transactions and employee promotion, but it is not easy to find a lo w-flying fruit in these fields. Every life is a big trading platform. The difference is that the currency unit of the course cannot be read, or it is not mentioned by subtle conversation themes. What expenses do you appoint for the pair of the functioning kidney? This problem has probably never happened unless you communicate with the inappropriate people. And these are your precious assets! One majority does not think about it until this time. The first step toward a more effective compromise is to understand why. For example, on the trading platform, optional trading is clearly like a beak on the face. The price updated every day is lined up on the screen. You control your model according to these numbers and then decide whether to buy an option. I like options between Wall Streets and have important requirements for that. The crows are placed on the hanger and mistakes on the hanger on the door to the real world. How Nashim Taleb, obvious currency options, are often expensive. Volume 4 briefly explains optional transactions and employee promotion, but it is not easy to find a lo w-flying fruit in these fields. Every life is a big trading platform. The difference is that the currency unit of the course cannot be read, or it is not mentioned by subtle conversation themes. What expenses do you appoint for the pair of the functioning kidney? This problem has probably never happened unless you communicate with the inappropriate people. And these are your precious assets! One majority does not think about it until this time. The first step to a more effective compromise is to understand why. For example, on the trading platform, optional trading is clearly like a beak on the face. The price updated every day is lined up on the screen. You control your model according to these numbers and then decide whether to buy an option. I like options between Wall Streets and have important requirements for that. The crows are placed on the hanger and mistakes on the hanger on the door to the real world. How Nashim Taleb, obvious currency options, are often expensive. Volume 4 briefly explains optional transactions and employee promotion, but it is not easy to find a lo w-flying fruit in these fields. Every life is a big trading platform. The difference is that the currency unit of the course cannot be read, or it is not mentioned by subtle conversation themes. What expenses do you appoint for the pair of the functioning kidney? This problem has probably never happened unless you communicate with the inappropriate people. And these are your precious assets! One majority does not think about it until this time.~Last night, a stranger approached me in a bar. To their credit, funders often apply the option model to education: What doors can an Ivy League degree open, and is it worth paying for? What doors can an Ivy League degree open, and is it worth paying for? This is a good start, but the model applies to any skill or knowledge, no matter how general. If you learn basic maintenance on a car, you don't have to pay someone else to do it. This opportunity is worth it. How much? How much will it cost to receive? Do the math and you can decide if this is something you want to do. There's still social capital. Friends, family, communication open doors in life and give you security in bad times. How much would you pay to not die alone? Having certain names in your contact book, you can always ask for help. All these possessions are almost priceless, so much so that even talking about them in monetary terms seems vulgar. The strangest thing is that this is not reflected in our behavior at all. If the most valuable assets are non-financial, then so are the most difficult liabilities. Think of how much stress a typical leader accumulates to get a bonus, how little time they spend with family and friends, how much they degrade their body at a premium. The result is an option in one narrow domain and a destruction in all others.

The strength and number of relationships with friends, family, colleagues, and society. 3. Capital of all knowledge, such as your skills, educational background, degree, work skills, and other work. 4. Good capital is your physical configuration, mental health, mobility, and energy. Think about what kind of asymmetry you are looking for. Nice options include fixed negative and potentially unlimited plus. The fou r-equal cash works on both sides, and at the same time reduces the risk of falling (stable), reveals skills (growth).

Table 1. The fourth moment of the option and the aspect of the appearance.

The aspect of the appearance is more sexy: it simply creates a successful startup, finishing on a platform, and a hot date. However, the aspect of the resistance is

It's always important. Why? In any field, bad things are more difficult.

Bad is stronger than good

Psychologist Paul Rogin found that cockroaches completely destroy the charm of cherries, but cherries do not match the cockroach dishes. -Daniel Kaneman

Asymmetry "Tarakan and Cherry" is a recycling song in investment, asset defense, and human relationships. Losing $ 10 is much worse than winning the same amount. If you declare one partner, you need five good deeds before being released from the ken hut. Being alive is to keep preventing vegetables faster than eating vegetables eagerly. This asymmetry explains why we often adapt to positive events rather than bad. Five lottery winners returned to the first happiness earlier than the lower body paralysis. More < Span> strength and number of relationships with friends, family, colleagues, and society. 3. Capital of all knowledge, such as your skills, educational background, degree, work skills, and other work. 4. Good capital is your physical configuration, mental health, mobility, and energy. Think about what kind of asymmetry you are looking for. Nice options include fixed negative and potentially unlimited plus. The fou r-equal cash works on both sides, and at the same time reduces the risk of falling (stable), reveals skills (growth).

Table 1. The fourth moment of the option and the aspect of the appearance.

The aspect of the appearance is more sexy: it simply creates a successful startup, finishing on a platform, and a hot date. However, the aspect of the resistance is

It's always important. Why? In any field, bad things are more difficult.

Bad is stronger than good

Psychologist Paul Rogin found that cockroaches completely destroy the charm of cherries, but cherries do not match the cockroach dishes. -Daniel Kaneman

Asymmetry "Tarakan and Cherry" is a recycling song in investment, asset defense, and human relationships. Losing $ 10 is much worse than winning the same amount. If you declare one partner, you need five good deeds before being released from the ken hut. Being alive is to keep preventing vegetables faster than eating vegetables eagerly. This asymmetry explains why we often adapt to positive events rather than bad. Five lottery winners returned to the first happiness earlier than the lower body paralysis. The strength and number of friends, family, colleagues, and society. 3. Capital of all knowledge, such as your skills, educational background, degree, work skills, and other work. 4. Good capital is your physical configuration, mental health, mobility, and energy. Think about what kind of asymmetry you are looking for. Nice options include fixed negative and potentially unlimited plus. The fou r-equal cash works on both sides, and at the same time reduces the risk of falling (stable), reveals skills (growth).

Table 1. The fourth moment of the option and the aspect of the appearance.

The aspect of the appearance is more sexy: it simply creates a successful startup, finishing on a platform, and a hot date. However, the aspect of the resistance is

It's always important. Why? In any field, bad things are more difficult.

Bad is stronger than good

Psychologist Paul Rogin found that cockroaches completely destroy the charm of cherries, but cherries do not match the cockroach dishes. -Daniel Kaneman

Asymmetry "Tarakan and Cherry" is a recycling song in investment, asset defense, and human relationships. Losing $ 10 is much worse than winning the same amount. If you declare one partner, you need five good deeds before being released from the ken hut. Being alive is to keep preventing vegetables faster than eating vegetables eagerly. This asymmetry explains why we often adapt to positive events rather than bad. Five lottery winners returned to the first happiness earlier than the lower body paralysis. twist

From an evolutionary perspective, this makes perfect sense. One great victory makes the day great, but one unpleasant surprise and life is over. As we will see in Volume 4, this also makes sense from a mathematical perspective. This principle is succinctly explained in the famous psychology paper "The Bad Thing Outweighs the Good" by Roy Baumeister and colleagues. The implication is that instead of adding more and more cherries to the bowl, we should focus on systematically eradicating the life-giving cockroaches. 2 Simply striving for a cockroach-free existence does not fit with the popular idea of ​​success. Self-help gurus tell us that if we just work hard and put on the right face while reciting our affirmations in the mirror, we can achieve our wildest dreams. This is a hoax created to sell motivational tapes. Not everyone can be the next J. K. Rowling, solve a major scientific problem, or win the Boston Marathon. The options system teaches you how to maximize the chances of those rare successes, but there's no guarantee that your number will make the list. The reality of the day is that winning means that you rarely lose. Think of the counterintelligence teams working tirelessly behind the scenes to thwart terrorist plots. If they do their job well, we don't notice anything. Most risks are The first $100, 000 is a breeze, but you have to do it. Even if it means walking everywhere and not eating anything except coupons. After this, you can use less gas.

It took about three years to achieve the cluster's goal, which triggered a mini retirement. Three years have passed since then, but this stage was completely different. In the first place, I didn't do much work. At the same time, my own portfolio was quite weak. He was ready to rely on his savings, but the failed funds have increased significantly without a special effort. What is this difference? This time it's my momentum. This book "IV" is packed with a strategy for drawing out no n-linear reactions from cash and preparing for infinite rise. But the small ones that are accumulated are not the only funds. This is good intention, affection, knowledge, fame, literally all. And the fund providers know the importance of composition more than anyone, but they often have no opportunity to use this theory other than their narrow knowledge. Let's look at an example of no discussion from the field of money.

Figure 1. 13. The impact of the amount of exercise in the excavation book of the mine operation.

Rice. 1. 13 "This is a sel f-portrait photo from the bathroom, where I arranged lightly light. I am absolutely not a fitness model, but it is not enough job, so I maintain such a physique. I might be surprised I always received a lot of urge to be made a few years ago: I get drunk, the whole chocolate and a sweet bomb box. This may not be a big deal for years, and my muscles will definitely be "memories" and will definitely help you return to it. 。 In the third book, we talk about a little filthy secrets of slim and muscular people, explain how to gain difficult interest in our own thoughts, and explain why famous brands and emotions are especially equivalent to herpes. do. In the meantime, you will see the unnatural results of personal connections. In every field of life, people who do not need the most in their personal connections have the best qualities. This paradox is popular as a "Matthew effect". Matthew is a cumulative superiority after the decision of the Kagen's Talanto story. Also, those who do not have it are given what they actually have. It took about three years to achieve the < Span> cluster's goal, which triggered a mini retirement. Three years have passed since then, but this stage was completely different. In the first place, I didn't do much work. At the same time, my own portfolio was quite weak. He was ready to rely on his savings, but the failed funds have increased significantly without a special effort. What is this difference? This time it's my momentum. This book "IV" is packed with a strategy for drawing out no n-linear reactions from cash and preparing for infinite rise. But the small ones that are accumulated are not the only funds. This is good intention, affection, knowledge, fame, literally all. And the fund providers know the importance of composition more than anyone, but they often have no opportunity to use this theory other than their narrow knowledge. Let's look at an example of no discussion from the field of money.

Figure 1. 13. The impact of the amount of exercise in the excavation book of the mine operation.

Rice. 1. 13 "This is a sel f-portrait photo from the bathroom, where I arranged lightly light. I am absolutely not a fitness model, but it is not enough job, so I maintain such a physique. I might be surprised I always received a lot of urge to be made a few years ago: I get drunk, the whole chocolate and a sweet bomb box. This may not be a big deal for years, and my muscles will definitely be "memories" and will definitely help you return to it. 。 In the third book, we talk about a little filthy secrets of slim and muscular people, explain how to gain difficult interest in our own thoughts, and explain why famous brands and emotions are especially equivalent to herpes. do. In the meantime, you will see the unnatural results of personal connections. In every field of life, people who do not need the most in their personal connections have the best qualities. This paradox is popular as a "Matthew effect". Matthew is a cumulative superiority after the decision of the Kagen's Talanto story. Also, those who do not have it are given what they actually have. It took about three years to achieve the cluster's goal, which triggered a mini retirement. Three years have passed since then, but this stage was completely different. In the first place, I didn't do much work. At the same time, my own portfolio was quite weak. He was ready to rely on his savings, but the failed funds have increased significantly without a special effort. What is this difference? This time it's my momentum. This book "IV" is packed with a strategy for drawing out no n-linear reactions from cash and preparing for infinite rise. But the small ones that are accumulated are not the only funds. This is good intention, affection, knowledge, fame, literally all. And the fund providers know the importance of composition more than anyone, but they often have no opportunity to use this theory other than their narrow knowledge. Let's look at an example of no discussion from the field of money.

Figure 1. 13. The impact of the amount of exercise in the excavation book of the mine operation.

Rice. 1. 13 "This is a sel f-portrait photo from the bathroom, where I arranged lightly light. I am absolutely not a fitness model, but it is not enough job, so I maintain such a physique. I might be surprised I always received a lot of urge to be made a few years ago: I get drunk, the whole chocolate and a sweet bomb box. This may not be a big deal for years, and my muscles will definitely be "memories" and will definitely help you return to it. 。 In the third book, we talk about a little filthy secrets of slim and muscular people, explain how to gain difficult interest in our own thoughts, and explain why famous brands and emotions are especially equivalent to herpes. do. In the meantime, you will see the unnatural results of personal connections. In every field of life, people who do not need the most in their personal connections have the best qualities. This paradox is popular as a "Matthew effect". Matthew is a cumulative superiority after the decision of the Kagen's Talanto story. Also, those who do not have it are given what they actually have.

The Matthew effect is a law of nature that creates everything from the tall trunks of redwoods to income disparities to the position of the stars in the night sky. Our sun was born this way, and complex life was born from clay. In a split second, we can resist the inexorable flow of entropy and create a defiant bastion of order and beauty in the chaos of the universe. In the micro-industries of relationships - wealth, waistlines, popularity, power - the Matthew effect is terrifying. The 1% of people control half of all wealth, a handful of start-ups achieve astronomical success, and most albums are sold by Justin Bieber. But this is not the worst of it. The Matthew effect can make us stronger or break us. If fit people have muscle memory, overweight people can have "fat memory". Even if you successfully lose weight, it takes years to restructure your endocrine system and metabolism to a new level. The big man on the treadmill is engaged in a heroic struggle worthy of Sisyphus. Every day, he has to push a boulder up a hill. Any slight oversight will send him further and further back, until he finds himself back at his feet. The moment always works against him. In the same way, blame begets more blame.

For convenience, our model separates the options into four components. But the Matthew effect refuses to stay that way! Because everything is hopelessly intertwined with everything else, life does not get worse in an orderly way, but accelerates in a downward spiral until it falls off a cliff. The lowest point in my life began when I was prescribed immunosuppressants, which made me depressed, made me less willing to exercise, affected my sleep, sapped my energy, reduced my productivity, exacerbated my existing health problems, and so on. I was only able to get out of this downward spiral because I had already “accumulated” a lot of health capital, social capital, and deeply ingrained habits. This confusion also explains why the debt trap is so destructive. Not only the interest on the loan balance, but also the side effects on health, mental workload, and cognitive performance make it increasingly difficult to keep paying until the debtor is caught in a feedback loop of escalating misery. This interdependence works in your favor when momentum is on your side. Having a buffer of cash in the bank means you don't have to stress.

All the geometric progress humanity desires will eventually collapse on a finite earth if we choose a high growth rate. - Charlie Munger

The laws of nature are not taken into account. The sequoia will have the ability to increase itself, so high, in fact, by requiring more energy to pump water from its roots than its fresh needles will be able to collect in sunlight. Athletes conquer the severe limits of the human body every day, and as a result, the followers of sports are definitely the side that assumes my suspicion of anger to keep themselves in "easy" form, if there is a trigger for you. Do not hit me in the face! The difference is that, as a supporter, I can attach small efforts, get a huge fraction of the cost and end this. Visa, being an expert, must tear the 5th point to achieve the most insignificant period. Including where there are no strict physical limitations, excellent qualities that are achieved every time begin. Famous people receive more services than they have any opportunity to claim a certain number of life, and we have already analyzed that each help-earning baches reduces the benefits - if you are already rich, like Bill Gates, this is all that burger. The same applies to all other components of optionality. In fact, anthropologists believe that the maximum number of social ties we can support is built within 150 people.

Figure 1. 14. Sigmoid curve of the option line.~What does this mean? Depending on where you are on the S-curve, each of the four option moments will give you a different maximum payoff. In fact, we know that each of these synergizes with the others. If you use them strategically, you can focus your efforts on what will generate the greatest response at any given moment. At some moments, this means focusing on learning and mastering skills. At other times, you might be more likely than anyone to raise cool funding. At other times, you might prefer new emotions, make social connections, and work on your psychological or physical well-being. You are more likely to be aware of serious issues that are holding you back in one area or the first symptoms of neglect that should be stopped in the womb. You will be able to strategically shift your efforts from one area to another.~This brings us to the final cumulative attribute of the four option moments: they are all based on asymmetries that can be applied.~A tw o-member economist is walking on the street. The petite turns down and puts a trace of $ 20 on the pavement. "Hey, $ 20 bill!" -I talk to. An ol d-fashioned colleague answered "stupid" without looking at him. If a $ 20 bill has fallen on the road, someone has been picking it up. " The meaning of this old joke is that A) economists are not interesting at all, B) the $ 20 bills are really falling on the sidewalk. Regarding money, all European and American middl e-class representatives are extraordinarily rich in historical and geographical standards. We only need to reduce the wasted money than the bubble brothers, so we can loosen the surplus of enormous poverty from above. But that. Few people cook this. On the contrary, the cost is inevitably rising in proportion to income, almost everyone has a desperate debt, and almost everyone cannot get out of this flashy consumption game. Regarding public resources, we are no longer limited to communication with a handful of people who grew up in one village. There are many tools that are close to magic to meet and communicate with people around the world. You can find groups of all niche interests and hobbies in the sun. Literally, you can send an email to anyone in the world, and you will get an email from the other party. < SPAN> A duo economist is walking on the street. The petite turns down and puts a trace of $ 20 on the pavement. "Hey, $ 20 bill!" -I talk to. An ol d-fashioned colleague answered "stupid" without looking at him. If a $ 20 bill has fallen on the road, someone has been picking it up. " The meaning of this old joke is that A) economists are not interesting at all, B) the $ 20 bills are really falling on the sidewalk. Regarding money, all European and American middl e-class representatives are extraordinarily rich in historical and geographical standards. We only need to reduce the wasted money than the bubble brothers, so we can loosen the surplus of enormous poverty from above. But that. Few people cook this. On the contrary, the cost is inevitably rising in proportion to income, almost everyone has a desperate debt, and almost everyone cannot get out of this flashy consumption game. Regarding public resources, we are no longer limited to communication with a handful of people who grew up in one village. There are many tools that are close to magic to meet and communicate with people around the world. You can find groups of all niche interests and hobbies in the sun. Literally, you can send an email to anyone in the world, and you will get an email from the other party. A tw o-member economist is walking on the street. The petite turns down and puts a trace of $ 20 on the pavement. "Hey, $ 20 bill!" -I talk to. An ol d-fashioned colleague answered "stupid" without looking at him. If a $ 20 bill has fallen on the road, someone has been picking it up. " The meaning of this old joke is that A) economists are not interesting at all, B) the $ 20 bills are really falling on the sidewalk. Regarding money, all European and American middl e-class representatives are extraordinarily rich in historical and geographical standards. We only need to reduce the wasted money than the bubble brothers, so we can loosen the surplus of enormous poverty from above. But that. Few people cook this. On the contrary, the cost is inevitably rising in proportion to income, almost everyone has a desperate debt, and almost everyone cannot get out of this flashy consumption game. For the first time in this situation, we are no longer limited to communication with a handful of people who grew up in one village. There are many tools that are close to magic to meet and communicate with people around the world. You can find groups of all niche interests and hobbies in the sun. Literally, you can send an email to anyone in the world, and you will get an email from the other party.

But almost everyone is unhealthy. The average life expectancy is shorter in the United States and the United Kingdom, and there are occasional people who survive to adults without physiological and psychological diseases. As a financial knowledge resource, there are millions of books in public libraries, and can be confiscated for temporary use. YouTube has a theme you can think of and a tutorial with a theme that is not. There is an online charity course, mostly provided by elite education institutions. All the knowledge that the earthlings have accumulated are obtained by a single button. But that's it. On e-quarter of the adult Yankee has not read a book in the past year. Television and public networks occupy most of their lives, and medical care is desperately subdivided. Like the computer scientist Cal Newport, the ability to do a certain work is becoming more and more rare when it is becoming more and more important.~This is a really surprising asymmetry. What is going on? According to a certain observation, the fruits of the low altitude flight are not visible unless there is a desire to see the universe from a different angle, such as a "magic eye" puzzle. Most people, like senior economists, do not see them. Rather than ignoring older "wise" friends, it is difficult to notice $ 20 cash and get arrested in hand. I have tried to change this possibility by giving a general view of the money units of life and their interactions. However, even if you agree with everything, it is highly likely that you will face weakness. Seeing that the $ 20 bill is rolling there, I really want it, but I still can't get it. This is a problem of Aquarathia (a person who works, despite personal understanding). To some extent, Aquarathia is rooted in the contested subjents in our brain, but the struggle to pick up the $ 20 bill is the fact that we are programmed as supe r-social primates. Is also related. < SPAN> But ... almost everyone is unhealthy. The average life expectancy is shorter in the United States and the United Kingdom, and there are occasional people who survive to adults without physiological and psychological diseases. As a financial knowledge resource, there are millions of books in public libraries, and can be confiscated for temporary use. YouTube has a theme you can think of and a tutorial with a theme that is not. There is an online charity course, mostly provided by elite education institutions. All the knowledge that the earthlings have accumulated are obtained by a single button. But that's it. On e-quarter of the adult Yankee has not read a book in the past year. Television and public networks occupy most of their lives, and medical care is desperately subdivided. Like the computer scientist Cal Newport, the ability to do a certain work is becoming more and more rare when it is becoming more and more important.

This is a really surprising asymmetry. What is going on? According to a certain observation, the fruits of the low altitude flight are not visible unless there is a desire to see the universe from a different angle, such as a "magic eye" puzzle. Most people, like senior economists, do not see them. Rather than ignoring older "wise" friends, it is difficult to notice $ 20 cash and get arrested in hand. I have tried to make a change in such possibilities by giving a general view of the monetary of life and its interaction. However, even if you agree with everything, it is highly likely that you will face weakness. Seeing that the $ 20 bill is rolling there, I really want it, but I still can't get it. This is a problem of Aquacia (in spite of personal understanding, a state in which people are working). To some extent, Aquarathia is rooted in the contested subjents in our brain, but the struggle to pick up the $ 20 bill is the fact that we are programmed as supe r-social primates. Is also related. But almost everyone is unhealthy. The average life expectancy is shorter in the United States and the United Kingdom, and there are occasional people who survive to adults without physiological and psychological diseases. As a financial knowledge resource, there are millions of books in public libraries, and can be confiscated for temporary use. YouTube has a theme you can think of and a tutorial with a theme that is not. There is an online charity course, mostly provided by elite education institutions. All the knowledge that the earthlings have accumulated are obtained by a single button. But that's it. On e-quarter of the adult Yankee has not read a book in the past year. Television and public networks occupy most of their lives, and medical care is desperately subdivided. Like the computer scientist Cal Newport, the ability to do a certain work is becoming more and more rare when it is becoming more and more important.~This is a really surprising asymmetry. What is going on? According to a certain observation, the fruits of the low altitude flight are not visible unless there is a desire to see the universe from a different angle, such as a "magic eye" puzzle. Most people, like senior economists, do not see them. Rather than ignoring older "wise" friends, it is difficult to notice $ 20 cash and get arrested in hand. I have tried to change this possibility by giving a general view of the money units of life and their interactions. However, even if you agree with everything, it is highly likely that you will face weakness. Seeing that the $ 20 bill is rolling there, I really want it, but I still can't get it. This is a problem of Aquacia (in spite of personal understanding, a state in which people are working). To some extent, Aquarathia is rooted in the contested subjents in our brain, but the struggle to pick up the $ 20 bill is the fact that we are programmed as supe r-social primates. Is also related.

Suppose an alien anthropologist actually visited Earth and laid out the items we are actually competing for. He would conclude that the prized treasure in human society is a glittering handbag made from cowhide by a man named Louis Vuitton, and that small prizes like our will and prosperity mean little. If the French Aristocrat, René Girard, was still on Earth, he would explain to the confused anthropologist that the tension of competition does not actually speak to the fundamental values ​​between our looks. In return, we borrow our ambitions from others. A baby tries to master a toy that it never showed any interest in until its friends let it join the game, and we can never shake this tendency. It sounds like a tautology, but almost all familiar baggage is in demand because it is in demand. Girard called this process mimesis. In the writings of his student Peter Till, rivals are often created by competitors who harm their self-proclaimed goals. "When people get angry and compete for meaningless baggage, and start fighting, they fight harder. If you've ever seen 20-year-olds playing soccer, you've seen what this herd behavior looks like. Meanwhile, the whole crowd is running after the ball, pushing and being pushed.~We started with a basic definition of optionality. We supplemented it with a model for evaluating the application of the same option: one with a small, fixed negative and one with a huge, unlimited positive. We then outlined the optionality of goods such as economic capital, public capital, honey capital, and knowledge capital, and discussed their joint properties.

Of the fourth moments, economic capital has the shortest inner meaning, but the greatest utility. You can't cut off a piece of your money and turn it into something else. Frozen, funds are relatively easy to convert into other monetary units of life - straight up or indirectly, redeem personal time. They practically told us that means are the "root of all evil", but this peripatetic good-spending chestnut has been distorted over the centuries: the original scriptures tell us that in fact devotion to money is the root of all evil. This seemingly banal difference reveals the essence of this book. Resources are nothing more than shiny pieces of metal or zeros and units on a computer server. In our day and age, resources only have meaning if you exchange them for something. For example, what are you going to exchange your resources for? Those who desire wealth as an end in itself are destined to enrich and inject their lives on hedonistic fumie. A means to think about good life choices: with its help you can buy freedom, spend time with loved ones, find a more needed job, free yourself from stress and negative influences, expand your own skills and interests, and also change the lives of the poorest people.

Or a temporary difficulty to withstand to pursue your favorite. They are prizes. The random rich and Instagram gorgeous children did not choose a personal kind of life. They were deprived of the ability to bring virtues such as design, diligence, and appeal to difficult objects. The door remains closed forever. Similarly, the fate of retrograde teaches people who believe that the attractiveness, struggle and struggle should be eliminated from human life. The life made on the mountains in a meditation bliss is not to fall down because it is a bath in a water bottle with an electrode attached to the skull. This is done by another technique to pretend to be dead. More than my grea t-grandfather, it is not measured from the circle of suffering and is not separated. The journey is made in this way. As a compensation, we must plan the route on its own, make a certain number of ways, and suffer a certain number of wounds to find a shortcut to the top of the mountain. But this does not mean that you have to create everything that can make your journey complex. For example, we are in a humorous, absurd position, a sel f-conscious spirit born in the most unusual foam, as the situation reminiscent of the habitat of ancestors is decreasing. 。 As a general rule, we are ourselves

Aquacia. (Noun) Derived from ancient Greek ἀασία: A position in which people function despite common sense, no sel f-control, powerlessness.

Am I hostile to myself? During this time, I am inconsistent with myself. -Walt Whitman

"Fool's ship", 1494. Bookstore welcome (CC by 4. 0).

< SPAN> or a temporary difficulty that should withstand < Span> on a fool's ship. They are prizes. The random rich and Instagram gorgeous children did not choose a personal kind of life. They were deprived of the ability to bring virtues such as design, diligence, and appeal to difficult objects. The door remains closed forever. Similarly, the fate of retrograde teaches people who believe that the attractiveness, struggle and struggle should be eliminated from human life. The life made on the mountains in a meditation bliss is not to fall down because it is a bath in a water bottle with an electrode attached to the skull. This is done by another technique to pretend to be dead. More than my grea t-grandfather, it is not measured from the circle of suffering and is not separated. The journey is made in this way. As a compensation, we must plan the route on its own, make a certain number of ways, and suffer a certain number of wounds to find a shortcut to the top of the mountain. But this does not mean that you have to create everything that can make your journey complex. For example, we are in a humorous, absurd position, a sel f-conscious spirit born in the most unusual foam, as the situation reminiscent of the habitat of ancestors is decreasing. 。 As a general rule, we are ourselves

Aquacia. (Noun) Derived from ancient Greek ἀασία: A position in which people function despite common sense, no sel f-control, powerlessness.

Am I hostile to myself? During this time, I am inconsistent with myself. -Walt Whitman

"Fool's ship", 1494. Bookstore welcome (CC by 4. 0).~Temporary difficulties that should withstand on a fool's ship or pursue his favorite. They are prizes. The random rich and Instagram gorgeous children did not choose a personal kind of life. They were deprived of the ability to bring virtues such as design, diligence, and appeal to difficult objects. The door remains closed forever. Similarly, the fate of retrograde teaches people who believe that the attractiveness, struggle and struggle should be eliminated from human life. The life made on the mountains in a meditation bliss is not to fall down because it is a bath in a water bottle with an electrode attached to the skull. This is done by another technique to pretend to be dead. More than my grea t-grandfather, it is not measured from the circle of suffering and is not separated. The journey is made in this way. As a compensation, we must plan the route on its own, make a certain number of ways, and suffer a certain number of wounds to find a shortcut to the top of the mountain. But this does not mean that you have to create everything that can make your journey complex. For example, we are in a humorous, absurd position, a sel f-conscious spirit born in the most unusual foam, as the situation reminiscent of the habitat of ancestors is decreasing. 。 As a general rule, we are ourselves

Aquacia. (Noun) Derived from ancient Greek ἀασία: A position in which people function despite common sense, no sel f-control, powerlessness.

Am I hostile to myself? During this time, I am inconsistent with myself. -Walt Whitman

"Fool's ship", 1494. Bookstore welcome (CC by 4. 0).

On a fool's ship

Sea bathing day. The ship is happily floating under the huge blue Dali. The exciting voice spreads underwater and occasionally turns into a scream. The ship is so close that you can read the title "Fool's Ship" on the bow.

The inside of the ship is noisy. Several crews are fighting on oar. The monkey runs along the outfitting and is untouched. An antique covered with leather cover the deck. The team avoids the terrible nails. Unfortunate captain stands in front of the rudder and fights to hold the rudder. Every time his generous sensation is dull with alcohol or drugs, the team rebelled and pushed the ship control. Behind the captain, an elder, similar to the founder, whispering vulgar lyrics in his ears and reminds him of his worries. And the breast continues as led and as guided.

T '' '. Psychology experts have spoken to us about this for over 100 years, but we still sit inside the skull and vibrate the lever, and look at our eyes. He has established Homunculus in himself. Each of us is actually like a mixture of competing desires and devils, and is active in almost all of these ancient and animals, and sometimes different consciousness. According to a satire writer, Terry Plumpett, each of us is the committee. They joined the brain before civilization developed. And the part related to the composite thinking had the opportunity to fight in the darkness of the brain for definitive remarks! What I like composite thinking is the captain, that is, "you". The captain wants to hold the key ...

They are helpless narrators and can only supervise the development of events. In fact, when recording the day's actions in the boarding magazine, they convince themselves that they were all intended. Captain's many years of counselor is an old man who plays an important role behind them. The old man is a time traveler from the future, and every time he makes money for a dark day and recommends him to cancel. The monkey swayed by the outfitting is an innocent imitator and a shameful powerful. This is a very social part of us, liking competition and cooperation, and is obsessed with the desire to reach his colleagues. However, it includes monkeys and reptiles. The old sailor boarded the ship long before the world's population increased. She doesn't think about the future, she doesn't try to create emotion s-she doesn't think, Busta. Reptiles control terrifying appetite, and when scarlet haze comes down, she takes everything in her hand. These characters are not here to eliminate reality. Similar to Freud's ID, ego, and supe r-ego concept. No matter how you lay out conversations on intelligence, you will find a division of different desires, strengths and weaknesses. < SPAN> They are helpless narrators and can only supervise the development of events. In fact, when recording the day's actions in the boarding magazine, they convince themselves that they were all intended. Captain's many years of counselor is an old man who plays an important role behind them. The old man is a time traveler from the future, and every time he makes money for a dark day and recommends him to cancel. The monkey swayed by the outfitting is an innocent imitator and a shameful powerful. This is a very social part of us, liking competition and cooperation, and is obsessed with the desire to reach his colleagues. However, it includes monkeys and reptiles. The old sailor boarded the ship long before the world's population increased. She doesn't think about the future, she doesn't try to create emotion s-she doesn't think, Busta. Reptiles control terrifying appetite, and when scarlet haze comes down, she takes everything in her hand. These characters are not here to eliminate reality. Similar to Freud's ID, ego, and supe r-ego concept. No matter how you lay out conversations on intelligence, you will find a division of different desires, strengths and weaknesses. They are helpless narrators and can only supervise the development of events. In fact, when recording the day's actions in the boarding magazine, they convince themselves that they were all intended. Captain's many years of counselor is an old man who plays an important role behind them. The old man is a time traveler from the future, and every time he makes money for a dark day and recommends him to cancel. The monkey swayed by the outfitting is an innocent imitator and a shameful powerful. This is a very social part of us, liking competition and cooperation, and is obsessed with the desire to reach his colleagues. However, it includes monkeys and reptiles. The old sailor boarded the ship long before the world's population increased. She doesn't think about the future, she doesn't try to create emotion s-she doesn't think, Busta. Reptiles control terrifying appetite, and when scarlet haze comes down, she takes everything in her hand. These characters are not here to eliminate reality. Similar to Freud's ID, ego, and supe r-ego concept. No matter how you lay out conversations on intelligence, you will find a division of different desires, strengths and weaknesses.

Trying to achieve something with the power of will is like a boat toward the wind. The challenge in this book is that the vortex behind us, connect our various "self", pull us in one direction, and have enough space for obstructions and destroyers. It is to create a system to give. During this time, and during this time, we can row in earnest.

Map direction

The price of baggage is the number of things that are exchanged for baggage immediately or in the long term, that is, the number of things I call life. -Torea

And every time we cancel our satisfaction, the elderly pride us. But the recommendations they recognize, of course, are, often, in many cases. "While pouring vodka bottles into a tub with mayonnaise, South American traders say." I'm not jealous of this guy! " Called. The benefits and the meaning of punishment are greatly influenced by when you want to experience it. There is no problem if you are asked to accept a conclusion that means trading off in a distant future. However, if we talk about something right now, we often choose shor t-term ones without wanting to reward. The deferred compensation is not considered in the actual thing. If you are four years old, you will not be able to make a simple compromise, but I am impressed that I often read this book. In the famous Stanford Marshmallow Test, small children were left in the room with small sweet sweets. There are many opportunities to eat immediately, but he was told that he would give two sweets in return if he waited for 15 minutes until the explorer returns. However, if you wait 15 minutes, you will have two sweets. < SPAN> trying to achieve something with the power of will is just like a boat toward the wind. The challenge in this book is that the vortex behind us, connect our various "self", pull us in one direction, and have enough space for obstructions and destroyers. It is to create a system to give. During this time, and during this time, we can row in earnest.

Map direction

The price of baggage is the number of things that are exchanged for baggage immediately or in the long term, that is, the number of things I call life. -Torea

And every time we cancel our satisfaction, the elderly pride us. But the recommendations they recognize, of course, are, often, in many cases. "While pouring vodka bottles into a tub with mayonnaise, South American traders say." I'm not jealous of this guy! " Called. The benefits and the meaning of punishment are greatly influenced by when you want to experience it. There is no problem if you are asked to accept a conclusion that means trading off in a distant future. However, if we talk about something right now, we often choose shor t-term ones without wanting to reward. The deferred compensation is not considered in the actual thing. If you are four years old, you will not be able to make a simple compromise, but I am impressed that I often read this book. In the famous Stanford Marshmallow Test, small children were left in the room with small sweet sweets. There are many opportunities to eat immediately, but he was told that he would give two sweets in return if he waited for 15 minutes until the explorer returns. However, if you wait 15 minutes, you will have two sweets. Trying to achieve something with the power of will is like a boat toward the wind. The challenge in this book is that the vortex behind us, connect our various "self", pull us in one direction, and have enough space for obstructions and destroyers. It is to create a system to give. During this time, and during this time, we can row in earnest.

Map direction

The price of baggage is the number of things that are exchanged for baggage immediately or in the long term, that is, the number of things I call life. -Torea

And every time we cancel our satisfaction, the elderly pride us. But the recommendations they recognize, of course, are, often, in many cases. "While pouring vodka bottles into a tub with mayonnaise, South American traders say." I'm not jealous of this guy! " Called. The benefits and the meaning of punishment are greatly influenced by when you want to experience it. There is no problem if you are asked to accept a conclusion that means trading off in a distant future. However, if we talk about something right now, we often choose shor t-term ones without wanting to reward. The deferred compensation is not considered in the actual thing. If you are four years old, you will not be able to make a simple compromise, but I am impressed that I often read this book. In the famous Stanford Marshmallow Test, small children were left in the room with small sweet sweets. There are many opportunities to eat immediately, but he was told that he would give two sweets in return if he waited for 15 minutes until the explorer returns. However, if you wait 15 minutes, you will have two sweets.

As soon as the reflector rotated, some absorbed the marshmallow. Scientists have observed boys throughout their lives and have noted that, basically, those who know how to cancel pleasantly perform best in all areas of life. But not long ago, a familiar conclusion was shown among the variations: it turns out that children who did not expect it are often immigrants from homes where adults do not have standards of reliability. They will not trust strangers to control their sentences. When you grow up to standards of competition and risk, you start to take what you can get. These children were not Baldocks. 1 Lazulenie Covered in real life is in no way comparable to the sterile conditions of the laboratory. In the real world, it would be necessary to take into account the possibility that something like receiving a really distant reward could happen. Where does the aristocracy of actually living to retirement come from? It could be that the next day you could drive a bus for many years, or that your preferences have changed over the years, in this case, over other things that are firmly present at present. Thus, it is absolutely correct to discount the future. But the root cause of it being called "hyperbolic" is that it uses the discount rate randomly over time. Thus

While the crew hauls out the barrels of rum and pays with an American Express. Learning to negotiate with your future self always pays off. The Matthew effect of cumulative gains makes such temporary compromises especially attractive. If every dollar you save now equals $10 your future self doesn't have to earn, your initial small effort will pay off for the rest of your life. If you've ever wished you could go back in time and do something differently, you're here now. Every moment is a chance to change your future. All you need to do is cultivate an unnatural tendency within yourself to be kind to strange old people who share your name. This is the ability to mentally time travel. While our bodies plod along by the second, our minds are not bound by the boundaries of time and space. The ability to create huge, hyper-detailed simulations of the past and future is the closest thing we have to a superpower. Or what we usually call "goal setting."

GOALS Gone Wild There is a huge amount of evidence behind the practice of goal setting. That's why all the LinkedIn influencers and self-help authors want to keep quiet about it. In the beautifully titled book "Goals Gone Wild," Lisa Ordóñez and her co-authors at Harvard Business School take a slightly different view.

They don't care if goals don't work. They're afraid they're working too well. As Ordóñez et al. point out, goal setting is touted as a benign, over-the-counter remedy for boosting motivation. But in reality, it's a prescription drug that "requires careful dosing, caution against harmful side effects, and careful monitoring." How do goals lead us astray?

The fact that the goal restricts our focus-focus is mainly prepared for these strong. These unfortunate results are considered to be blind to us to all others; BDS M-like those horses that are passionate about buyers. We can proceed with trots with trots. But with a special signal, you can skip a sweet dried grass, or a fascinating horse, or a fascinating horses outside of our eyes. However, the most likely abilities are not passing by us. You can't notice danger. Without a view, you won't notice the pickups that cut it and send our fate to the adhesive factory. This is not a contradiction. If we have only one job that should be quite possible for life, and all others may fall into hell. But humans (and horses) are different. We have values, often different from friends. Do we want to hurry, have dried grass, or ignore the collision with Nampa? The correct answer is "all above". There is no point in a shor t-circuited precaution that focuses on one goal at the expense of other valuable results. But in real life, only this happens. The narrow direction of creating wealth and climbing the stairs of success is considered to be a traditional mistake with other factors. < SPAN> The fact that the goal limits our focus-focus is mainly prepared for this strong. These unfortunate results are considered to be blind to us to all others; BDS M-like those horses that are passionate about buyers. We can proceed with trots with trots. But with a special signal, you can skip a sweet dried grass, or a fascinating horse, or a fascinating horses outside of our eyes. However, the most likely abilities are not passing by us. You can't notice danger. Without a view, you won't notice the pickups that cut it and send our fate to the adhesive factory. This is not a contradiction. If we have only one job that should be quite possible for life, and all others may fall into hell. But humans (and horses) are different. We have values, often different from friends. Do we want to hurry, have dried grass, or ignore the collision with Nampa? The correct answer is "all above". There is no point in a shor t-circuited precaution that focuses on one goal at the expense of other valuable results. But in real life, only this happens. The narrow direction of creating wealth and climbing the stairs of success is considered to be a traditional mistake with other factors. The fact that the goal restricts our focus-focus is mainly prepared for these strong. These unfortunate results are considered to be blind to us to all others; BDS M-like those horses that are passionate about buyers. We can proceed with trots with trots. But with a special signal, you can skip a sweet dried grass, or a fascinating horse, or a fascinating horses outside of our eyes. However, the most likely abilities are not passing by us. You can't notice danger. Without a view, you won't notice the pickups that cut it and send our fate to the adhesive factory. This is not a contradiction. If we have only one job that should be quite possible for life, and all others may fall into hell. But humans (and horses) are different. We have values, often different from friends. Do we want to hurry, have dried grass, or ignore the collision with Nampa? The correct answer is "all above". There is no point in a shor t-circuited precaution that focuses on one goal at the expense of other valuable results. But in real life, only this happens. The narrow direction of creating wealth and climbing the stairs of success is considered to be a traditional mistake with other factors.

As a result of the program, the breeders released the creeping barriers to nature and worsened their original problems. 2 This is an example of the good heart law. "If the goal is to take measures, it will no longer be a good countermeasure." It is not unusual for people to use a cunning strategy to use the system for their own benefits. Surprisingly, it's very easy to freeze yourself with a good heart. Again, it should be more careful about handling data in the economic sphere. The funds are shining metal pieces and 1 and 0 on a computer server. It is very easy to accumulate it, but it should be a means. If you spend most of your life to achieve an arbitrary and beautiful price without thinking about what the amount really means, it will confuse the means and the purpose. 3. Masturbation clearly visualized tasks are effective for those who are not confident. Masturbation is the introduction of vulnerabilities in the brain, and it is difficult to distinguish between brain simulation and real life. Once a specific vision is recognized in consciousness, it is deemed to be executed in the world outside the skull, which affects all other influence without noticing. With the unrecognizable distinction between fantasy and reality, we can no longer distinguish between reality and fantasy. As a result of the < SPAN> program, the breeders released the creeping barriers into nature and worsened their original problems. 2 This is an example of the good heart law. "If the goal is to take measures, it will no longer be a good countermeasure." It is not unusual for people to use a cunning strategy to use the system for their own benefits. Surprisingly, it's very easy to freeze yourself with a good heart. Again, it should be more careful about handling data in the economic sphere. The funds are shining metal pieces and 1 and 0 on a computer server. It is very easy to accumulate it, but it should be a means. If you spend most of your life to achieve an arbitrary and beautiful price without thinking about what the amount really means, it will confuse the means and the purpose. 3. Masturbation clearly visualized tasks are effective for those who are not confident. Masturbation is the introduction of vulnerabilities in the brain, and it is difficult to distinguish between brain simulation and real life. Once a specific vision is recognized in consciousness, it is deemed to be executed in the world outside the skull, which affects all other influence without noticing. With the unrecognizable distinction between fantasy and reality, we can no longer distinguish between reality and fantasy. As a result of the program, the breeders released the creeping barriers to nature and worsened their original problems. 2 This is an example of the good heart law. "If the goal is to take measures, it will no longer be a good countermeasure." It is not unusual for people to use a cunning strategy to use the system for their own benefits. Surprisingly, it's very easy to freeze yourself with a good heart. Again, it should be more careful about handling data in the economic sphere. The funds are shining metal pieces and 1 and 0 on a computer server. It is very easy to accumulate it, but it should be a means. If you spend most of your life to achieve an arbitrary and beautiful price without thinking about what the amount really means, it will confuse the means and the purpose. 3. Masturbation clearly visualized tasks are effective for those who are not confident. Masturbation is the introduction of vulnerabilities in the brain, and it is difficult to distinguish between brain simulation and real life. Once a specific vision is recognized in consciousness, it is deemed to be executed in the world outside the skull, which affects all other influences without noticing. With the unrecognizable distinction between fantasy and reality, we can no longer distinguish between reality and fantasy.

And also, visualization is a brilliant tool that helps our brain move seemingly impossible tasks into the category of "possible" contrivances. Only when we no longer doubt that we can achieve something does the motivation to act weaken. 4. A false prediction, if we really simulate it correctly, becomes a chance, as do all the other false predictions. But what if the first simulation is wrong? The mental journey through time is more of an art than a lesson. The human brain is unimaginably strong for a few kilos of grayish slime. In fact, in this fascinating simulation, it is surprisingly vivid and alive. In fact, the problem is that we have to start the simulation with incomplete information. In computer science terms, it is "garbage and distortion". This is not contradicted by ordinary modeling of what actually happens, like jumping off a huge cliff without a parachute. In an uncertain world, the laws of physics and the elasticity of the human body prompt constants. But there are two unstable variables that always lead our internal simulator to d. Dynamic Understanding in an Unstable World "What is your project in 10 years?" - an unnatural question. I literally would not trust an 18-year-old to settle things for me. What in fact should I make a straight line at this point? That the young man is stupid. Why should I, for example, think that my "me" now includes the right to basically regulate what will become another, more mature version of me? This time Rich has the chance to be a stranger. His tastes and ambitions, for example, will literally be foreign to me now.

In my life, there was a time when I enjoyed eating mud and fupo tank. There, there is no fine dust of the fixed, measured "you". There is only a relevant series of mental engraving. The continuity between these conditions is more durable than it looks. Our reminiscence is produced like a new one, but most of the detailed details have been forged. Except for the no n-educational things that the formation is delayed, we are more like a different person in the same corpse, rather than a systematized "me". Perhaps you don't really believe that a person is a matter of degree. However, in this case, unplanned ignorance is maintained. As Dr. Daniel Gilbert of the Harvard Laboratory explains in "Stumping Happiness", we only experience what or what other stories we experience in ourselves. I just don't know how to predict. It is quite difficult to guess the moment, as well as the moment of the future, a few years or decades. Not to mention the moment, several decades away, it is quite difficult to estimate the moment. If you are far away, all look more sexy, as the time is more time to spread the generous film of Vaseline throughout our intelligence lenses. When approaching quite close to see wrinkles and pores, everything becomes invisible through this cuteness. The contradiction with the fact we believe makes us perfection.

This is bad enough, but the "there" we are trying to reach is also a moving goal. < SPAN> My life had a time when I enjoyed eating mud and fuucus tanks. There, there is no fine dust of the fixed, measured "you". There is only a relevant series of mental engraving. The continuity between these conditions is more durable than it looks. Our reminiscence is produced like a new one, but most of the detailed details have been forged. Except for the no n-educational things that the formation is delayed, we are more like a different person in the same corpse, rather than a systematized "me". Perhaps you don't really believe that a person is a matter of degree. However, in this case, unplanned ignorance is maintained. As Dr. Daniel Gilbert of the Harvard Laboratory explains in "Stumping Happiness", we only experience what or what other stories we experience in ourselves. I just don't know how to predict. It is quite difficult to guess the moment, as well as the moment of the future, a few years or decades. Not to mention the moment, several decades away, it is quite difficult to estimate the moment. If you are far away, all look more sexy, as the time is more time to spread the generous film of Vaseline throughout our intelligence lenses. When approaching quite close to see wrinkles and pores, everything becomes invisible through this cuteness. The contradiction with the fact we believe makes us perfection.

This is bad enough, but the "there" we are trying to reach is also a moving goal. In my life, there was a time when I enjoyed eating mud and fupo tank. There, there is no fine dust of the fixed, measured "you". There is only a relevant series of mental engraving. The continuity between these conditions is more durable than it looks. Our reminiscence is produced like a new one, but most of the detailed details have been forged. Except for the no n-educational things that the formation is delayed, we are more like a different person in the same corpse, rather than a systematized "me". Perhaps you don't really believe that a person is a matter of degree. However, in this case, unplanned ignorance is maintained. As Dr. Daniel Gilbert of the Harvard Laboratory explains in "Stumping Happiness", we only experience what or what other stories we experience in ourselves. I just don't know how to predict. It is quite difficult to guess the moment, as well as the moment of the future, a few years or decades. Not to mention the moment, several decades away, it is quite difficult to estimate the moment. If you are far away, all look more sexy, as the time is more time to spread the generous film of Vaseline throughout our intelligence lenses. When approaching quite close to see wrinkles and pores, everything becomes invisible through this cuteness. The contradiction with the fact we believe makes us perfection.

This is bad enough, but the "there" we are trying to reach is also a moving goal.

In most cases, the situation was almost. You were a pig farmer, your founder was a pig farmer, your grandfather was a pig farmer. This makes it very easy to create a watchdog of the relatively future opportunities of pig farming: you are guaranteed to be as happy as a pig in fertilizer, that is, not happy. Only a few hundred years ago, that is, the last 0. 1 percent of the existence of our species, the rate of change was accelerating. And now, that rate of change is accelerating to the point of making us sick of it. Volume 5 outlines the best strategies for navigating an ever-changing world. Every young person is faced with a job or career choice at some point, which often means sticking to a particular path. Leaves disappear before our eyes and new leaves appear in their spaces. Some people are in jobs that they didn't have when they visited their school counselor. Imagine that the thing you're trying to liken to your great-grandmother is actually Instagram. This is exactly why the first rule of planning a venture capitalist's career, say, the Andreessen stigma, is counterintuitive: create these. I can't feel at ease. What would a time traveler create?

The most misleading paraphrasing of the task of goal setting is quite right. We are obliged to create a set of the most likely outcomes for all our true and future "selves" based on the extremely uninspiring information that we actually look forward to in the future. Fortunately, there is a regular arrangement for managing this, and it is called the "probability of choice". While it is impossible to literally aristocratize your future aspirations from appearing, it is possible to conquer with one hundred percent confidence that they will actually be thanked to you because you have actually given them quality options: financial status, health, valued relationships, necessary skills and abilities. By having a wide range of skills and resources at your disposal, you have the chance to realize anything at any time. The deceptive view of optionality lies in the fact that it means aimless driving in life, rejects goal setting, monitoring, commitments, and generally embodies your own family of infinite ¯ _ (ツ) _/¯. In fact, we can strategically move back and forth between the stage of opening up probability and the stage of executing it. I will talk about comfortable times for "studying" and "using" in the fifth book. In the meantime, think of the price of options as fun.

The creators of the "Goal Book" warn, in fact, the goal is a recipe for recipes: strong and often not safe. The option is rather a versatile tonic, supporting us healthy and prepares at least any possibilities. There are no side effects, overdose, or misdiagnosis. The planning layout based on the principle of options is summarized as wel l-known maxims, "Idle is better than literally wrong." Most of the disappearance is SOR, and some are active damage. But this doesn't mean that the target must be completely abandoned. It's a rudimentary thing, but only one or two can be applied.

The final goals and tools are considered the ultimate goal. Other goals are tools. We want it because it brings us close to what we really want. However, we often behave as if we get money! -When collecting paper cuts with a certain deceased's face, it is worth the paper to which the paper runs out only when replacing the paper out of the paper with a inner value luggage. If the job only causes another problem, it can be said to be a tool. Do you want to achieve the specific value of happiness? Great, why? Want to reach your life as soon as possible? Great, what do you really want to optimize? If the funds are not tasks, how do you spend time? The ultimate task is like "prosperity" or "live well", as described in one book, but here shifts the abstraction at once. The ultimate goal is to buy a house. For example, I am trying to visit Italy, "or" I am trying to arrange people with interplanetary looks. " It is thought that the ultimate goal feature is that its essence is specific and rewarded. When I worked hard to achieve my first goal of saving money, I didn't make a lot of zero on the calculator for myself. Instead, I dreamed like this. The creators of < SPAN> Goal Books "warn, in fact, the goal is a recipe for recipes: strong and often not safe. The option is rather a versatile tonic, supporting us healthy and prepares at least any possibilities. There are no side effects, overdose, or misdiagnosis. The planning layout based on the principle of options is summarized as wel l-known maxims, "Idle is better than literally wrong." Most of the disappearance is SOR, and some are active damage. But this doesn't mean that the target must be completely abandoned. It's a rudimentary thing, but only one or two can be applied.

The final goals and tools are considered the ultimate goal. Other goals are tools. We want it because it brings us close to what we really want. However, we often behave as if we get money! -When collecting paper cuts with a certain deceased's face, it is worth the paper to which the paper runs out only when replacing the paper out of the paper with a inner value luggage. If the job only causes another problem, it can be said to be a tool. Do you want to achieve the specific value of happiness? Great, why? Want to reach your life as soon as possible? Great, what do you really want to optimize? If the funds are not tasks, how do you spend time? The ultimate task is like "prosperity" or "live well", as described in one book, but here shifts the abstraction at once. The ultimate goal is to buy a house. For example, I am trying to visit Italy, "or" I am trying to arrange people with interplanetary looks. " It is thought that the ultimate goal feature is that its essence is specific and rewarded. When I worked hard to achieve my first goal of saving money, I didn't make a lot of zero on the calculator for myself. Instead, I dreamed like this. The creators of the "Goal Book" warn, in fact, the goal is a recipe for recipes: strong and often not safe. The option is rather a versatile tonic, supporting us healthy and prepares at least any possibilities. There are no side effects, overdose, or misdiagnosis. The planning layout based on the principle of options is summarized as wel l-known maxims, "Idle is better than literally wrong." Most of the disappearance is SOR, and some are active damage. But this doesn't mean that the target must be completely abandoned. It's a rudimentary thing, but only one or two can be applied.

The final goals and tools are considered the ultimate goal. Other goals are tools. We want it because it brings us close to what we really want. However, we often behave as if we get money! -When collecting paper cuts with a certain deceased's face, it is worth the paper to which the paper runs out only when replacing the paper out of the paper with a inner value luggage. If the job only causes another problem, it can be said to be a tool. Do you want to achieve the specific value of happiness? Great, why? Want to reach your life as soon as possible? Great, what do you really want to optimize? If the funds are not tasks, how do you spend time? The ultimate task is like "prosperity" or "live well", as described in one book, but here shifts the abstraction at once. The ultimate goal is to buy a house. For example, I am trying to visit Italy, "or" I am trying to arrange people with interplanetary looks. " It is thought that the ultimate goal feature is that its essence is specific and rewarded. When I worked hard to achieve my first goal of saving money, I didn't make a lot of zero on the calculator for myself. Instead, I dreamed like this.

As I found out later, in the completely free and lazy days, I made a mistake in the details-this inner simulator has ruined everything again, but the work is over. 。 The temporary compromise that was made at the deposited stage was not only painful, but also useful. Every time I postpone some kind of expenditure, I experienced a little trembling with my expectations for the future plan. The ultimate goal is a wonderful source to motivate, but it is not enough to just think about what you want to reach the goal. Therefore, a tool goal helps. When participating in a great race, various airplanes, buses, and trains sit to go to the next control point. Unlike the end of the end of the prize money, these goals can be measured and tracked. There is a schedule list that should be carefully examined, and you can find GPS coordinates. Traveling by bus or train is not the goal of practice, but it helps you reach the place you want to go. You can use the order of the instrument's goal to reach the last point, but it is not recommended to try to reach many goals at once. For example, when I wrote a column about the budget buster, I always experienced a little awkwardness. The budget is a complex ball of the instrumental goal, < Span>, but in the completely free and lazy days, I made a mistake in the details-this inner simulator will ruin everything again. I did it, but my work was over. The temporary compromise that was made at the deposited stage was not only painful, but also useful. Every time I postpone some kind of expenditure, I experienced a little trembling with my expectations for the future plan. The final goal is a wonderful source to motivate, but it is not enough to just think about what you want to reach the goal. Therefore, a tool goal helps. When participating in a great race, various airplanes, buses, and trains sit to go to the next control point. Unlike the end of the end of the prize money, these goals can be measured and tracked. There is a schedule list that should be carefully examined, and you can find GPS coordinates. Traveling by bus or train is not the goal of practice, but it helps you reach the place you want to go. You can use the order of the instrument's goal to reach the last point, but it is not recommended to try to reach many goals at once. For example, when I wrote a column about the budget buster, I always experienced a little awkwardness. The budget was a complex ball of the instrumental goal, but in the completely free and lazy days, I made a mistake in the details-this inside the simulator ruined everything again. That's it, but the work is still over. The temporary compromise that was made at the deposited stage was not only painful, but also useful. Every time I postpone some kind of expenditure, I experienced a little trembling with my expectations for the future plan. The ultimate goal is a wonderful source to motivate, but it is not enough to just think about what you want to reach the goal. Therefore, a tool goal helps. When participating in a great race, various airplanes, buses, and trains sit to go to the next control point. Unlike the end of the end of the prize money, these goals can be measured and tracked. There is a schedule list that should be carefully examined, and you can find GPS coordinates. Traveling by bus or train is not the goal of practice, but it helps you reach the place you want to go. You can use the order of the instrument's goal to reach the last point, but it is not recommended to try to reach many goals at once. For example, when I wrote a column about the budget buster, I always experienced a little awkwardness. The budget is a complex ball of the instrumental goal

End goals and instrumental goals are complementary. End goals are what motivate you, while instrumental goals are what you measure. Once you have an end goal, it is very easy to track its growth and determine the corresponding instrumental goals. Table 2.

Table 2. Converting End Goals Back to Instrumental Goals

If you don't have a specific vision, it is perfectly reasonable to optimize for "creating optionality". In a sense, optionality is the mother of all instrumental value. It is literally a tool you have in your hands to open up as many desirable paths as possible. But having optionality is also an ultimate good, even if you choose not to use options. Consider the important difference between fasting and starving. The biggest problem with "building optionality" as an end goal is that it is too abstract and uninvigorating. I suggest choosing an end goal that has the side effect of increasing your options in one or more of the four areas. If you can predict what your future self will want, great! If you're wrong, you're in a better position.

This happened to me. My ultimate goal was to "save enough money to quit my job and go traveling." But not sure how to use my regained freedom, I abandoned most of the half-baked ideas I had when I left home. In the end, all the projects I ended up working on were born organically when I had the opportunity to explore and walk through interesting doors. There is a lot of value in moving forward with lots of small experiments and creating space for serendipity. When in doubt, there are two instrumental goals that are great for creating optionality and that I recommend to almost everyone: net cost and expense ratio.

Pure Prices: A Superior Sensor for Heresy In a world of cheap signals, pure prices are a superior sensor for lies. They are sophisticated, cut through the gimmicks and ostentation, and reveal your true financial state. Others can flaunt and play around as much as they like, but you can’t lie to yourself. If you don’t understand your quantities, find out now. You can get my clear price list at optionalitybook. com/resources. Before you do that, make a list of everything you own. This includes cash, bank balances, investments, retirement accounts, real estate, cars, and any other type of assets that are worth mentioning. Then put everything in a separate column: credit card statements, student debt, mortgage balances, car loans, overdrafts, outstanding library fines, even that $50 you borrowed from your cousin for last Christmas. This should give you two intermediate results. Subtract your liabilities from your assets to get your net worth. This exercise may be uncomfortable. When I did the math for the first time, I realized I had less than a penny. But this was the right sign to take action. Don't panic if you're in the red. There's no point in being a buster.

A step in the right direction. Paying off your debt and having a net worth of $0 is much better than saving the same amount. Once you have calculated your net worth, you can set a goal to increase it by a certain amount in a certain period of time. This can be paying off debt, saving, investing, selling unwanted items, finding another source of income, or whatever makes the most sense at the time for your situation. Each of these actions can increase the number by a significant amount. Net worth is always easy to maintain, and even fun. I continue to do this exercise even after I have achieved my goal. It only takes 15 minutes, and it gives me an instant view of my financial situation. But there is a big drawback. Once you start investing in earnest, fluctuations in asset values ​​will begin to drown out the effects of your savings habits. 5 Emerging markets can give you a false sense of security and hide the fact that your contributions are declining. Conversely, even if you have been saving diligently, you may feel disappointed in yourself if your asset balance declines. If this is a problem, you are already doing a good job. At this point, consider setting an instrumental goal. That way you can keep trying and it will better reflect your actual efforts.

Expense Ratio: The Greatest Measure of Sustainability The ultimate measure of financial sustainability is what percentage of your income you can live on. During the savings phase, I managed to live on half my paycheck, but early retirement enthusiasts regularly reduce this number even further. As a rule of thumb, most people spend close to 100% of their salary (or more if you include consumer debt) and an expense ratio of 85% is considered "good." Remember, this number will automatically decrease over time if you can keep your expenses in check even as your income increases (i. e., don't succumb to lifestyle inflation).

The easiest way to measure the expense is to transfer all income to the current account, see what remains at the end of each month, and transfer it to a savings account or investment account. If you divide the balance with your first income and apply 100, the following numbers will be as follows. 2000 dollars 1 month income 2000 dollar at the end of $ 423 2000 -$ 2000 -$ 423 = $ 1577 $ 1577 / $ 2000 = 79 0. 79 * 100 = 79% If you want to know more detailed information There are all kinds of software tools for classifying expenditures, and some bank accounts are automatically scraped and classified. I like to record expenditures on the spreadsheet, and I've been doing so for the past few years. When the expenditure can no longer be controlled, the cell lights up in a furious red color, and as you go as planned, it turns into a soothing green. 6 This daily monitoring doesn't look like a routine work, but I'm one of the weirders whose knees have weakened by looking at the wel l-pignic pivot tables. If you have a mental room, it is more important than collecting and classifying everything according to the latest receipts, but it is recommended to try it for one or two months. By doing so, you will be able to accurately grasp the destinations of all money and quickly track fields that are considered needed. Notes

Consider all of these elements, and give yourself freedom of action to take the most great impact at that time. But if you are more motivated to repay a student loan, you should be strictly the best strategy. As usual, you should ask "Is this effective?" < SPAN> The easiest way to spend money is to transfer all income to the current deposit, see what remains at the end of every month, and transfer it to a savings account or investment account. If you divide the balance with your first income and apply 100, the following numbers will be as follows. 2000 dollars 1 month income 2000 dollar at the end of $ 423 2000 -$ 2000 -$ 423 = $ 1577 $ 1577 / $ 2000 = 79 0. 79 * 100 = 79% If you want to know more detailed information There are all kinds of software tools for classifying expenditures, and some bank accounts are automatically scraped and classified. I like to record expenditures on the spreadsheet, and I've been doing so for the past few years. When the expenditure can no longer be controlled, the cell lights up in a furious red color, and as you go as planned, it turns into a soothing green. 6 This daily monitoring doesn't look like a routine work, but I'm one of the weirders whose knees have weakened by looking at the wel l-pignic pivot tables. If you have a mental room, it is more important than collecting and classifying everything according to the latest receipts, but it is recommended to try it for one or two months. By doing so, you will be able to accurately grasp the destinations of all money and quickly track fields that are considered needed. Notes

Consider all of these elements, and give yourself freedom of action to take the most great impact at that time. But if you are more motivated to repay a student loan, you should be strictly the best strategy. As usual, you should ask "Is this effective?" The easiest way to measure the expense is to transfer all income to the current account, see what remains at the end of each month, and transfer it to a savings account or investment account. If you divide the balance with your first income and apply 100, the following numbers will be as follows. 2000 dollars 1 month income 2000 dollar at the end of $ 423 2000 -$ 2000 -$ 423 = $ 1577 $ 1577 / $ 2000 = 79 0. 79 * 100 = 79% If you want to know more detailed information There are all kinds of software tools for classifying expenditures, and some bank accounts are automatically scraped and classified. I like to record expenditures on the spreadsheet, and I've been doing so for the past few years. When the expenditure can no longer be controlled, the cell lights up in a furious red color, and as you go as planned, it turns into a soothing green. 6 This daily monitoring doesn't look like a routine work, but I'm one of the weirders whose knees have weakened by looking at the wel l-pignic pivot tables. If you have a mental room, it is more important than collecting and classifying everything according to the latest receipts, but it is recommended to try it for one or two months. By doing so, you will be able to accurately grasp the destinations of all money and quickly track fields that are considered needed. Notes

Consider all of these elements, and give yourself freedom of action to take the most great impact at that time. But if you are more motivated to repay a student loan, you should be strictly the best strategy. As usual, you should ask "Is this effective?"

The positive formula of Good heart law is considered to be the myth of "What Gets Measured Gets Done" (measured is executed). It is thought that the feature of the tool goal is that it is actually measured. Whatever you choose, make sure they actually have three correct functions: 1. Calories, the authority of the bar, or the inappropriate capital cast, you measure them You should be able to find it on the devil. It is not so important whether you use an electric table or use a general software or a napkin used in the freezer. Close and hold the system. 2. 2. Strict turnover cycle set a shor t-term framework for your purpose and divide it into a more shor t-term boundary. That way, you will be able to make a periodic event for your calendar, and if you are lagging behind you, you will be sure to check it regularly. Experiments will be required to find an appropriate break. Most of the goals are that daily progress tests are very simple, but daily predictions are very frequent. If the attachment is rooted, the loop of turnover can be weakened. Until then, I have updated my personal elaborate capital at the end of the month, but only for the strength of attachment. Now, if you can understand your money well, you will probably switch to quarterly or daily updates. 3. The commission is

Repeated tasks are an exception, and they all have the same fun. If you know this is useful, you have to give yourself a bribe and overcome it. < SPAN> The positive formula of Good Heart's law is considered to be the myth of "What Gets Measured Gets Done" (measured is executed). It is thought that the feature of the tool goal is that it is actually measured. Whatever you choose, make sure they actually have three correct functions: 1. Calories, the authority of the bar, or the inappropriate capital cast, you measure them You should be able to find it on the devil. It is not so important whether you use an electric table or use a general software or a napkin used in the freezer. Close and hold the system. 2. 2. Strict turnover cycle set a shor t-term framework for your purpose and divide it into a more shor t-term boundary. That way, you will be able to make a periodic event for your calendar, and if you are lagging behind you, you will be sure to check it regularly. Experiments will be required to find an appropriate break. Most of the goals are that daily progress tests are very simple, but daily predictions are very frequent. If the attachment is rooted, the loop of turnover can be weakened. Until then, I have updated my personal elaborate capital at the end of the month, but only for the strength of attachment. Now, if you can understand your money well, you will probably switch to quarterly or daily updates. 3. The commission is

Repeated tasks are an exception, and they all have the same fun. If you know this is useful, you have to give yourself a bribe and overcome it. The positive formula of Good heart law is considered to be the myth of "What Gets Measured Gets Done" (measured is executed). It is thought that the feature of the tool goal is that it is actually measured. Whatever you choose, make sure they actually have three correct functions: 1. Calories, the authority of the bar, or the inappropriate capital cast, you measure them You should be able to find it on the devil. It is not so important whether you use an electric table or use a general software or a napkin used in the freezer. Close and hold the system. 2. 2. Strict turnover cycle set a shor t-term framework for your purpose and divide it into a more shor t-term boundary. That way, you will be able to make a periodic event for your calendar, and if you are lagging behind you, you will be sure to check it regularly. Experiments will be required to find an appropriate break. Most of the goals are that daily progress tests are very simple, but daily predictions are very frequent. If the attachment is rooted, the loop of turnover can be weakened. Until then, I have updated my personal elaborate capital at the end of the month, but only for the strength of attachment. Now, if you can understand your money well, you will probably switch to quarterly or daily updates. 3. The commission is

Repeated tasks are an exception, and they all have the same fun. If you know this is useful, you have to give yourself a bribe and overcome it.

The fool's ship is the head. The captain has created a position to put together everyone. Elders never tear their hair for themselves. The team had a common mission for the first time. And they have a map to reach there and a device to observe progress, rather than anything else. The ship proceeds to slide through the measured sea. But what is it? On the horizon, you can see the pavilion of the pasture dotted with wildflowers. A big creature sits on the sunny shore and sings with his golden hair. "I like it!" - One of them sings. "Because you actually endure it!" "Let's buy now and pay later!" - The third sings. Honey voice drives madness. The monkey is piercing the body with an ecstatic chest. The reptiles have already passed sideways and in the water. For example, the team is passionate, but it is not actually a spear around the peninsula, like a rock. Is it abilities, did your journey end without time to start? The ship approaches the jagged rocky reef.

I can resist anything and do not count temptation. -Oscar Wild

If an ice cream is at home, put it in a meticulous manner until the spoon rubs the bottom of the container. " Before going to bed, when you start watching netflix and YouTube, the autho r-OLL method will not let you sleep until I have a burning zombie. This is absolutely good. Immediately, I became an inert observer and observed the personal skull bones from the inside. This is the same weak obsession that I have me check for a 1 4-second mobile phone and switch me to a social network. Siren's song mature me on a delicate scale of sel f-control, rather than the enamel of teeth washed in Coc a-Cola. My pathology is not your duty. But if you have felt that someone is pulled by a thread, you'll see that it's not a paranoia. Jeffrey Miller, an expert in evolutionary psychology, is classified as two huge categories, "sel f-stimulated" and "status improvement type". For this reason, sel f-exciting products are provided, pressure on the hot buttons in the very old part of our brain, bypassing the highest function, and changing them directly into reptiles. Why do we pursue fat, salt and sugar? For millions of years, fat, salt and sugar were reliable signals that show the existence of hig h-calorie drugs. and

In other words, in a moment of evolution, this symbol was amplified and unjusted. One apple is 90 kcal, containing dietary fiber, all kinds of vitamins and minerals. A cup of a cup of meg a-spatula gap is 900 kcal, and its nutritional value is almost zero, but our brain does not notice the difference. 1) These products are supe r-irritants and the emotions we are biologically obsessed with. If the sign is considerably distorted, like a rat in Leader 5, we will substantially commit suicide. Drag is the most unmistakable example of primitive wiring, but among the expanded mutant families, the covers of fast food, pornography, reality television, airbrushed magazines, online games, virtual reality, There are immersive video games. The metal law in this situation lies in the fact that pleasure adaptation is constantly progressing. Siren's songs become larger and hypnosis. In other words, we will always want more, the largest number of likes, the new depth of the corruption, and the larger recreational soda glasses (Fig. 2. 1) 。

Figure 2. 1. Change of soft drink glass.

When a rat eats buffet products like Oreo and Doritos, gain more weight than taking sugar and fat. The chemist team is working to make as many sweets as possible to the molecular level. Some people say that all of the work analyzes the perfect crispness of potato chips. A similar optimization process is performed in every field. Behind the innocent user interface of your favorite applications, games, and online streaming services, all pixels are taking the A/B test to get your interest. Google tests 41 colors of blue, investigates which is the most clicked, Facebook's method is more understandable than anyone, and technology companies from the slot machine to give users dopamine. I borrow a design element. < SPAN>, that is, in the moment of evolution, this symbol was amplified and unjusted. One apple is 90 kcal, containing dietary fiber, all kinds of vitamins and minerals. A cup of a cup of meg a-spatula gap is 900 kcal, and its nutritional value is almost zero, but our brain does not notice the difference. 1) These products are supe r-irritants and the emotions we are biologically obsessed with. If the sign is considerably distorted, like a rat in Leader 5, we will substantially commit suicide. Drag is the most unmistakable example of primitive wiring, but among the expanded mutant families, the covers of fast food, pornography, reality television, airbrushed magazines, online games, virtual reality, There are immersive video games. The metal law in this situation lies in the fact that pleasure adaptation is constantly progressing. Siren's songs become larger and hypnosis. In other words, we will always want more, the largest number of likes, the new depth of the corruption, and the larger recreational soda glasses (Fig. 2. 1) 。

Figure 2. 1. Change of soft drink glass.

When a rat eats buffet products like Oreo and Doritos, gain more weight than taking sugar and fat. The chemist team is working to make as many sweets as possible to the molecular level. Some people say that all of the work analyzes the perfect crispness of potato chips. A similar optimization process is performed in every field. Behind the innocent user interface of your favorite applications, games, and online streaming services, all pixels are taking the A/B test to get your interest. Google tests 41 colors of blue, investigates which is the most clicked, Facebook's method is more understandable than anyone, and technology companies from the slot machine to give users dopamine. I borrow a design element. In other words, in a moment of evolution, this symbol was amplified and unjusted. One apple is 90 kcal, containing dietary fiber, all kinds of vitamins and minerals. A cup of a cup of meg a-spatula gap is 900 kcal, and its nutritional value is almost zero, but our brain does not notice the difference. 1) These products are supe r-irritants and the emotions we are biologically obsessed with. If the sign is considerably distorted, like a rat in Leader 5, we will substantially commit suicide. Drag is the most unmistakable example of primitive wiring, but among the expanded mutant families, the covers of fast food, pornography, reality television, airbrushed magazines, online games, virtual reality, There are immersive video games. The metal law in this situation lies in the fact that pleasure adaptation is constantly progressing. Siren's songs become larger and hypnosis. In other words, we will always want more, the largest number of likes, the new depth of the corruption, and the larger recreational soda glasses (Fig. 2. 1) 。

Figure 2. 1. Change of soft drink glass.

When a rat eats buffet products like Oreo and Doritos, gain more weight than taking sugar and fat. The chemist team is working to make as many sweets as possible to the molecular level. Some people say that all of the work analyzes the perfect crispness of potato chips. A similar optimization process is performed in every field. Behind the innocent user interface of your favorite applications, games, and online streaming services, all pixels are taking the A/B test to get your interest. Google tests 41 colors of blue, investigates which is the most clicked, Facebook's method is more understandable than anyone, and technology companies from the slot machine to give users dopamine. I borrow a design element.

At the perfect time interval. The best minds of an entire generation will use their mighty brain technology to tap into the functions that make us human. Reptilia is a simple creature with simple desires. Only four "F's" light up her lizard brain: fight, flight, eat, mate. But the reptilian crew is not just about the siren's little song. Monkey - here she is, on the far board, trazzit with joy. Unlike reptiles, monkeys are social mammals, and what other monkeys think of her is very important to them. 2 The second category of temptations, "sirens," or status-seeking goods, are aimed directly at this drive. They are designed to help the monkey fulfill a function she desires and gain status among her peers--or at least that's the promise. In Conscious Consumption, Jeffrey Miller used to calculate the "cost density" of various products and goods and found that the most important of life's necessities - food, water, air, clothing - are usually less than $5 per kilogram. The conclusion is that "life is not expensive, but show is." Cost density of a silver ingot ($500 per kilogram)We are in what Miller calls the "magic kingdom of consumer narcissism." Here we have cosmetics, diet tablets, branded electronics, and other products that are meant to stimulate the self or to show or simulate physical form. Above the price density of gold are diamond-studded jewelry, Ivy League diplomas, and designer sunglasses. For people who buy products in this position, the high price is a benefit, not a cost. This is not so much to show off wealth, but to draw attention to desirable characteristics that make the person a good partner or ally. Like a peacock's tail, a demonstration of conspicuous consumption suggests that you have resources to burn. And it works! All other things being equal, at a party

A Lamborghini will improve your chances of inviting someone to your house, especially if you have the option to sit on the back of a scooter. You can also spend money to show off your taste and sophistication. Visitors to your flat will be impressed by the many leather-bound books and delighted by the rich red wood scent. Unfortunately, the most popular traits - attractiveness, physical and mental health, and intelligence - can't be faked in the long run. When an elated visitor asks you what translation of Virgil you prefer, the image of neatness that a well-arranged bookshelf creates begins to take hold. Similarly, your companion may be disappointed to learn that a muscular, powerful Lamborghini doesn't necessarily correlate with efficiency in bed. As Miller points out, we have, over countless generations, developed our ability to assess fitness using ordinary means - the simple entertainment we enjoy with each other. Billboard-printed products and services can create glamorous illusions, but they don't stand up to serious tests. The poor alien anthropologist must already be hopelessly confused. Why do these monkeys think that if they wear this T-shirt, everyone will want to sleep with them? Or why do they have to drink a certain brand of sugar water bought in neon to become a professional athlete? Without mass hypnosis, we would laugh at the fools who would buy such transparent frauds.

In the 1980s, the Wall Street idiots swung. Now we have a model where the bloodless in the corner is better. And with age, compromises only get worse. Getting quality shoes makes life better. Getting a pair of shoes with a certain logo doesn't improve convenience or performance, but costs 10 more expensive. What about at this time, when we added the 47th pair to our dressing room, we already had a point of diminishing returns, in fact, that this is no longer interesting. Demonstrative use is a game of bad status due to the fact that this is a game with negative quantities: we have no choice, not considering how to spend resources more and more irrationally, creating a competitive spiral of increasing costs, leading to the impoverishment of all. Of course, no one is forcing us to drink mega-thirst gas water, nor are we pointing revolvers at the heads of those lining up to buy the latest iPhone. We love to choose. Of course, it doesn't hurt to have more to choose from, right? In economics terms, MTV, Mountain Dew Arctic Burst, painkillers are "identified hobbies" according to the recipe. The idea lies in the fact that people, then, patronize that all understand the individual's personal intelligence, and that everyone is obliged to build mountain peasants and recite Aristotle. There is undoubtedly a condemnation: in fact, ridicule and cultural summit every time, that the lower classes love bread and circuses. But the point is not only this. In recent years, economists have folded their heads over research work, showing that in fact it is not every time more likely. If someone invites you to make option B for them, and it matches your preferences differently from option A, which is better, the phenomenon of "like comes against our intuition! If you like to delay option A, there is nothing to be afraid of - you are in front of what the situation is actually. How do you think it is bad to have more options?

The simple answer is that, most of the time. The fact that some people become a little nervous when choosing a jam flavor do not mention the importance of choosing hig h-quality products. This phenomenon, for example, is very likely, including the fact that many people have not talked about the choice at a low level, are not reproduced, and met a-analysis is a huge fat zero. The effects of all kinds of research have been averaged. Recently, scientists have made a concrete progress to elucidate specific things that make vast varieties more attractive or not more attractive, but frankly. Did you do it? But frankly, that doesn't matter. Studies in considering how many basses should have a base washing powder brand are not just interesting. The phenomenon of choice still has some important impact, even if it is not done in consumer psychology research. In the good old days of Homo Economics, people were considered to be perfect and separated artists, as they jumped out of Ain Land novels. We know that rationality is now "restricted" by the time it can be used for use, brain processing capacity, and conclusions. This has made it quite difficult to make a clear preference. First of all, the simple answer is that most of the time is not. The fact that some people become a little nervous when choosing a jam flavor do not mention the importance of choosing hig h-quality products. This phenomenon, for example, is very likely, including the fact that many people have not talked about the choice at a low level, are not reproduced, and met a-analysis is a huge fat zero. The effects of all kinds of research have been averaged. Recently, scientists have made a concrete progress to elucidate specific things that make vast varieties more attractive or not more attractive, but frankly. Did you do it? But frankly, that doesn't matter. Studies in considering how many basses should have a base washing powder brand are not just interesting. The phenomenon of choice still has some important impact, even if it is not done in consumer psychology research. In the good old days of Homo Economics, people were considered to be perfect and separated artists, as they jumped out of Ain Land novels. We know that rationality is now "restricted" by the time it can be used for use, brain processing capacity, and conclusions. This has made it quite difficult to make a clear preference. First of all, the simple answer is that, most of the time. The fact that some people become a little nervous when choosing a jam flavor do not mention the importance of choosing hig h-quality products. This phenomenon, for example, is very likely, including the fact that many people have not talked about the choice at a low level, are not reproduced, and met a-analysis is a huge fat zero. The effects of all kinds of research have been averaged. Recently, scientists have made a concrete progress to elucidate specific things that make vast varieties more attractive or not more attractive, but frankly. Did you do it? But frankly, that doesn't matter. Studies in considering how many basses should have a base washing powder brand are not just interesting. The phenomenon of choice still has some important impact, even if it is not done in consumer psychology research. In the good old days of Homo Economics, people were considered to be perfect and separated artists, as they jumped out of Ain Land novels. We know that rationality is now "restricted" by the time it can be used for use, brain processing capacity, and conclusions. This has made it quite difficult to make a clear preference. first of all

I followed it to reduce.

Ridiculous. I was never forced to choose a rudimentary one from among them, even if I was offered another 20. I'm happy to have more than one marinara sauce. But in that case, the first few varieties wouldn't change my world if I was offered another 20. Basically, there's virtually no chance that the supplementary option will be my turning point in pasta, but each new option imposes a supplementary cost to explore. I'm holding on to the last vestiges of mental energy to weigh the efficacy of tomatoes vs. Italian herbs. This is a proportion that is not easy to capture in the phenomenon of studying choice: the relevant reference class here is not "marinara sauce" - this is the locus of a fascinating or highly effective conclusion, using the limited resources of all interests. We can choose from thousands of flakes for breakfast. But why flakes? It's probably because plain carbs are not the best way to start the day. It took me a long time to realize that not only do I have another job when I go out in the morning, but that "breakfast is the most important way I eat my day!" He was practically improvised, invented by medical Kelllog. 3 I followed along to reduce that, not that.

Ridiculous. I never had the opportunity to force myself to choose a rudimentary one from among them, including to appreciate the absurdity of history. I'm happy to have multiple marinara sauces. But in that case, the first few varieties wouldn't change my world if I were offered another 20 varieties. Basically, there's virtually no chance that a supplementary option will be the turning point of my pasta, but each new option imposes a supplementary cost to explore. I'm still holding on to the last remnants of mental energy for a comparative consideration of the efficacy of tomatoes and Italian herbs. This is a proportion that is not easy to capture in the phenomenon of studying choice: the relevant reference class here is not "marinara sauce" - this is the trajectory of a fascinating or highly effective conclusion, using the limited resources of all interest. We can choose from thousands of flakes for breakfast. But why flakes? It's because plain carbs aren't the best way to start the day. It took me a long time to realize that breakfast is the most important meal of the day, not just that I have another job when I go out in the morning. He was practically improvised, invented by medical Kelllog. 3 I followed along to reduce , not that.

Ridiculous. I was never forced to choose a rudimentary one from among them, including the absurdity of history. I'm happy to have multiple marinara sauces. But in that case, the first few varieties wouldn't change my world if I was offered another 20 varieties. Basically, there's virtually no chance that a supplementary option would be a turning point for my pasta, but each new option imposes a supplementary cost to explore. I'm still holding onto the last vestiges of mental energy to weigh the potencies of tomatoes and Italian herbs. This is a proportion that is not easy to capture in the phenomenon of studying choice: the relevant reference class here is not "marinara sauce" - this is the trajectory of a seductive or highly effective conclusion, using the limited resources of all interests. We can choose from thousands of flakes for breakfast. But why flakes? It's probably because plain carbohydrates are not the best way to start the day. It took me a long time to realize that "breakfast is the most important way to eat a day!" Not only that I have another job to do when I go out in the morning, but that "breakfast is the most important way to eat a day!" He practically ad libbed, invented by medical Kelllog. 3 Not that

We cannot limit ourselves to a narrow field of probability sites and draw a really meaningful conclusion. The options to be considered are relatively few with positive asymmetry. Is plus huge or infinite? Most of the consume r-consume r-consume r-consumer products will try to increase themselves and get status almost every time. If they are unstable, they throw us into the holes without the bottom of their fate. Super wing, bonds and signaling games that lead to financial failure. In the safest version, this is a dead end that takes our time and attention, postpon us into the maze, and lead us from the detected door. When the information is more expensive than the price, the only winning method is to warn your ignorance. Rationality is not to adopt an inexperienced conclusion. That is what to actually choose. No one can find 43 stamps on a representative list of human probability compiled by Malta Nusbaum.~Sunny Clearing of Salen is full of skeletons. Some of the most miserable deaths fall into the title of the printing mediu m-in fact they are soaked in virtual worlds so that they infringe food and dipping. However, the victim occasionally crashes, for example, dramatically in the mountains. In the host, this is a cunning process of slow suicide: Young people are afraid of increasing personal Instagram, hardening arteries, and credit cards. It is wrong to ignore this and regard the siren as "evil". They have subordinated the device of consumerism into the blind foolishness of evolution. These objective and ruthless Optimizers do all the wonderful things that exist in the world, in fact, all disgusting things. In fact, the consumerism is wonderful, but it is only the case if it obts to its own will, not the opposite. In fact, this is an unsightly struggle. We are naked monkeys, are thrown in parachute into a foreign environment that has no preparation, and the ant i-resistance is not only excellent scientists, advertisers, and billionaire. < SPAN> We cannot limit ourselves to a narrow field of probability sites and draw a really meaningful conclusion. The options to be considered are relatively few with positive asymmetry. Is plus huge or infinite? Most of the consume r-consume r-consume r-consumer products will try to increase themselves and get status almost every time. If they are unstable, they throw us into the holes without the bottom of their fate. Super wing, bonds and signaling games that lead to financial failure. In the safest version, this is a dead end that takes our time and attention, postpon us into the maze, and lead us from the detected door. When the information is more expensive than the price, the only winning method is to warn your ignorance. Rationality is not to adopt an inexperienced conclusion. That is what to actually choose. No one can find 43 stamps on a representative list of human probability compiled by Malta Nusbaum.~Sunny Clearing of Salen is full of skeletons. Some of the most miserable deaths fall into the title of the printing mediu m-in fact they are soaked in virtual worlds so that they infringe food and dipping. However, the victim occasionally crashes, for example, dramatically in the mountains. In the host, this is a cunning process of slow suicide: Young people are afraid of increasing personal Instagram, hardening arteries, and credit cards. It is wrong to ignore this and regard the siren as "evil". They have subordinated the device of consumerism into the blind foolishness of evolution. These objective and ruthless Optimizers do all the wonderful things that exist in the world, in fact, all disgusting things. In fact, the consumerism is wonderful, but it is only the case if it obts to its own will, not the opposite. In fact, this is an unsightly struggle. We are naked monkeys, are thrown in parachute into a foreign environment that has no preparation, and the ant i-resistance is not only excellent scientists, advertisers, and billionaire. We cannot limit ourselves to a narrow field of probability sites and draw a really meaningful conclusion. The options to be considered are relatively few with positive asymmetry. Is plus huge or infinite? Most of the consume r-consume r-consume r-consumer products will try to increase themselves and get status almost every time. If they are unstable, they throw us into the holes without the bottom of their fate. Super wing, bonds and signaling games that lead to financial failure. In the safest version, this is a dead end that takes our time and attention, postpon us into the maze, and lead us from the detected door. When the information is more expensive than the price, the only winning method is to warn your ignorance. Rationality is not to adopt an inexperienced conclusion. That is what to actually choose. No one can find 43 stamps on a representative list of human probability compiled by Malta Nusbaum.

Sunny Clearing of Salen is full of skeletons. Some of the most miserable deaths fall into the title of the printing mediu m-in fact they are soaked in virtual worlds so that they infringe food and dipping. However, the victim occasionally crashes, for example, dramatically in the mountains. In the host, this is a cunning process of slow suicide: Young people are afraid of increasing personal Instagram, hardening arteries, and credit cards. It is wrong to ignore this and regard the siren as "evil". They have subordinated the device of consumerism into the blind foolishness of evolution. These objective and ruthless Optimizers do all the wonderful things that exist in the world, in fact, all disgusting things. In fact, the consumerism is wonderful, but it is only the case if it obts to its own will, not the opposite. In fact, this is an unsightly struggle. We are naked monkeys, are thrown in parachute into a foreign environment that has no preparation, and the ant i-resistance is not only excellent scientists, advertisers, and billionaire.

Dollar companies and DNA are spreading to every corner of our body cells. The principle of impulses means that it is more difficult to make a rut into a rut just by taking a little wrong action and get out of it. Every day, algorithms are improved, molecules become cleaner, games become more addictive, and companies are further attracting our attention. The hurdles of resistance are getting higher every day. Every day, all the power of technology is pouring into a wonderful modern project, a transformation of human beings into passive lumps. Once the wire of our reward chain is ignited, it is unlikely that you will pull it out like a rat in a cage. We, living in developed countries, already have money for anesthesia 24 hours a day. Gaining shor t-term pleasure and eliminating shor t-term pains are as simple as ever. O n-demand, you can get everything with a single button, home delivery, and 1 million H D-quality channels. As the song of this siren grows more and more, as everything is consumed, the future will be divided into those who are sel f-stimulated and consumed, and those who resist their appeal. It is almost impossible to try to rescue society from this stalemic equilibrium, and it is a morally dangerous job. It is much more reasonable.

Agoy. We can set up a cunning trap to all malicious sabers. If you try to become a hero, you may die. However, although the hero has a hero, the hero has a hero. To get inspired, we look at Odysseia.

< SPAN> dollar companies and DNA are tied to masts to every corner of our body cells. The principle of impulses means that it is more difficult to make a rut into a rut just by taking a little wrong action and get out of it. Every day, algorithms are improved, molecules become cleaner, games become more addictive, and companies are further attracting our attention. The hurdles of resistance are getting higher every day. Every day, all the power of technology is pouring into a wonderful modern project, a transformation of human beings into passive lumps. Once the wire of our reward chain is ignited, it is unlikely that you will pull it out like a rat in a cage. We, living in developed countries, already have money for anesthesia 24 hours a day. Gaining shor t-term pleasure and eliminating shor t-term pains are as simple as ever. O n-demand, you can get everything with a single button, home delivery, and 1 million H D-quality channels. As the song of this siren grows more and more, as everything is consumed, the future will be divided into those who are sel f-stimulated and consumed, and those who resist their appeal. It is almost impossible to try to rescue society from this stalemic equilibrium, and it is a morally dangerous job. It is much more reasonable.~Agoy. We can set up a cunning trap to all malicious sabers. If you try to become a hero, you may die. However, although the hero has a hero, the hero has a hero. To get inspired, we look at Odysseia.

Dollar companies and DNAs tied to masts are spreading to every corner of our cells. The principle of impulses means that it is more difficult to make a rut into a rut just by taking a little wrong action and get out of it. Every day, algorithms are improved, molecules become cleaner, games become more addictive, and companies are further attracting our attention. The hurdles of resistance are getting higher every day. Every day, all the power of technology is pouring into a wonderful modern project, a transformation of human beings into passive lumps. Once the wire of our reward chain is ignited, it is unlikely that you will pull it out like a rat in a cage. We, living in developed countries, already have money for anesthesia 24 hours a day. Gaining shor t-term pleasure and eliminating shor t-term pains are as simple as ever. O n-demand, you can get everything with a single button, home delivery, and 1 million H D-quality channels. As the song of this siren grows more and more, as everything is consumed, the future will be divided into those who are sel f-stimulated and consumed, and those who resist their appeal. It is almost impossible to try to rescue society from this stalemic balance, which is a morally dangerous job. It is much more reasonable.

Agoy. We can set up a cunning trap to all malicious sabers. If you try to become a hero, you may die. However, although the hero has a hero, the hero has a hero. To get inspired, we look at Odysseia.

Tied up by a mast

You may feel this threat, but it is safe because there is another way over the slope. Find another way tied to a mast like Odasseus. -Trair

It exists to listen to the song siren and convey it. He was a tough warrior, but only his cunning rat trial-his mesciso-he made him glorious. Odysseus used a shady tactic to deceive the opponent at all steps in return to the opponent. As his ship approached the siren island, Odysseus ordered the sailor's ears to apply bee wax to the mast. For example, when Motley sailed underwater, he put his effort into his flesh and asked his colleagues to release him. However, his team was only feasible to close his ears and row until the water became splashed and snow and white, and the threat was not over. However, Odyssey's misfortune often lamented that he was the direct consequence of his personal and terrible pride, but nevertheless, he indicated an impressive sel f-awareness. Most of us are unconditionally convinced that they can swim in a funny way to meet sirens and confront the siren, but this unwavering confidence is an important view.

In a physical "excitement" state, it underestimates how ambition changes when blood gets hot. In my own way, I am basically planning a measured night. In the future, I know that it's already 3:00 am, my wallet is empty, and the barbecue is in my face. It is a rudimentary to do it, including when our intentions are perfectly organized and not all in the water in the water that can be seen in the runaway goal. As a return to trust the power of will, we provide a system that does not require effort in the direction of the goal, and the impulsive and faint future "I" does not interfere with our efforts. There is an obligation to do. < SPAN> You may feel this threat, but it is safe because there is another way over the slope. Find another way tied to a mast like Odasseus. -Trair

It exists to listen to the song siren and convey it. He was a tough warrior, but only his cunning rat trial-his mesthia-made him glorious. Odysseus used a shady tactic to deceive the opponent at all steps in return to the opponent. As his ship approached the siren island, Odysseus ordered the sailor's ears to apply bee wax to the mast. For example, when Motley sailed underwater, he put his effort into his flesh and asked his colleagues to release him. However, his team was only feasible to close his ears and row until the water became splashed and snow and white, and the threat was not over. However, Odyssey's misfortune often lamented that he was the direct consequence of his personal and terrible pride, but nevertheless, he indicated an impressive sel f-awareness. Most of us are unconditionally convinced that they can swim in a funny way to meet sirens and confront the siren, but this unwavering confidence is an important view.

In a physical "excitement" state, it underestimates how ambition changes when blood gets hot. In my own way, I am basically planning a measured night. In the future, I know that it's already 3:00 am, my wallet is empty, and the barbecue is in my face. It is a rudimentary to do it, including if our intentions are perfectly organized and that they do not contain all pebbles in the water that can be seen in the runaway goal. As a return to trust the power of will, we provide a system that does not require effort in the direction of the goal, and the impulsive and faint future "I" does not interfere with our efforts. There is an obligation to do. You may feel this threat, but it is safe because there is another way over the slope. Find another way tied to a mast like Odasseus. -Trair

It exists to listen to the song siren and convey it. He was a tough warrior, but only his cunning rat trial-his mesthia-made him glorious. Odysseus used a shady tactic to deceive the opponent at all steps in return to the opponent. As his ship approached the siren island, Odysseus ordered the sailor's ears to apply bee wax to the mast. For example, when Motley sailed underwater, he put his effort into his flesh and asked his colleagues to release him. However, his team was only feasible to close his ears and row until the water became splashed and snow and white, and the threat was not over. However, Odyssey's misfortune often lamented that he was the direct consequence of his personal and terrible pride, but nevertheless, he indicated an impressive sel f-awareness. Most of us are unconditionally convinced that they can swim in a funny way to meet sirens and confront the siren, but this unwavering confidence is an important view.

In a physical "excitement" state, it underestimates how ambition changes when blood gets hot. In my own way, I am basically planning a measured night. In the future, I know that it's already 3:00 am, my wallet is empty, and the barbecue is in my face. It is a rudimentary to do it, including if our intentions are perfectly organized and that they do not contain all pebbles in the water that can be seen in the runaway goal. As a return to trust the power of will, we provide a system that does not require effort in the direction of the goal, and the impulsive and faint future "I" does not interfere with our efforts. There is an obligation to do.

Economicist Richard Turler and scientist lawyer Kas Sans Tine said in his book, sometimes really needed to help himself. As a good livatarian, they do not try to push these conclusions. Instead, the government believes that we have the opportunity to guide us to the best choice without taking the freedom of choice. But we must please the persuasion of others, especially the government. 1. I don't place ice cream or other harmful foods at home. However, for example, every time you eat something, keep a large amount of fruits and nuts at hand. Turler and Sunstin call this the change in "selection architecture" -Frream how to display varieties for themselves. Eliminating unnecessary stimuli is basically the same as blocking your ears with beeswax. Lalara, I can't hear it! Other examples: Delete personal email addresses from marketing lists, use online advertising blockers, delete disciplined applications, do not see the announcement, generally do not run out of sirens. < SPAN> Economic Richard Turler and scientist lawyer Kas Sans Tine stated that they need to help themselves in their books. As a good livatarian, they do not try to push these conclusions. Instead, the government believes that we have the opportunity to guide us to the best choice without taking the freedom of choice. But we must please the persuasion of others, especially the government. 1. I don't place ice cream or other harmful foods at home. However, for example, every time you eat something, keep a large amount of fruits and nuts at hand. Turler and Sunstin call this the change in "selection architecture" -Frream how to display varieties for themselves. Eliminating unnecessary stimuli is basically the same as blocking your ears with beeswax. Lalara, I can't hear it! Other examples: Delete personal email addresses from marketing lists, use online advertising blockers, delete disciplined applications, do not see the announcement, generally do not run out of sirens. Economicist Richard Turler and scientist lawyer Kas Sans Tine said in his book, sometimes really needed to help himself. As a good livatarian, they do not try to push these conclusions. Instead, the government believes that we have the opportunity to guide us to the best choice without taking the freedom of choice. But we must please the persuasion of others, especially the government. 1. I don't place ice cream or other harmful foods at home. However, for example, every time you eat something, keep a large amount of fruits and nuts at hand. Turler and Sunstin call this the change in "selection architecture" -Frream how to display varieties for themselves. Eliminating unnecessary stimuli is basically the same as blocking your ears with beeswax. Lalara, I can't hear it! Other examples: Delete personal email addresses from marketing lists, use online advertising blockers, delete disciplined applications, do not see the announcement, generally do not run out of sirens.

Sing as much as possible. This does not always escape the temptation, but it will be a good opportunity. 2. The trivial inconvenience I can still buy ice cream when I want, but for that I have to wear pants and leave the apartment and walk to Seve n-Eleven. This trivial inconvenience is enough to keep me away. Unfortunately, consumerism always uses a wonderful way to make sel f-stimulation as painless as possible. No n-contact card, credit card automatic input form, on e-click purchase saves our time, which means that there is no way to cancel the purchase. If the drone delivered the ice cream to the entrance of my house, I would over. The idea behind the trivial inconvenience is intentionally introducing friction into the process. The classic trick is that you have to freeze your credit card with ice lumps and wait a few hours to thaw before use. It's not a bad idea, but your card information is already scattered in the four corners of the Internet, and if you're used to online shopping, you'll already know. Instead of checking the payment method stored on each site, it is recommended that you cancel an existing card, order an alternative card with another number, and not remember it. Every time you shop online, you have to crawl out of a warm bed, find a new card, and manually input details. Sing < Span> as much as possible. This does not always escape the temptation, but it will be a good opportunity. 2. The trivial inconvenience I can still buy ice cream when I want, but for that I have to wear pants and leave the apartment and walk to Seve n-Eleven. This trivial inconvenience is enough to keep me away. Unfortunately, consumerism always uses a wonderful way to make sel f-stimulation as painless as possible. No n-contact card, credit card automatic input form, on e-click purchase saves our time, which means that there is no way to cancel the purchase. If the drone delivered the ice cream to the entrance of my house, I would over. The idea behind the trivial inconvenience is intentionally introducing friction into the process. The classic trick is that you have to freeze your credit card with ice lumps and wait a few hours to thaw before use. It's not a bad idea, but your card information is already scattered in the four corners of the Internet, and if you're used to online shopping, you'll already know. Instead of checking the payment method stored on each site, it is recommended that you cancel an existing card, order an alternative card with another number, and not remember it. Every time you shop online, you have to crawl out of a warm bed, find a new card, and manually input details. Sing as much as possible. This does not always escape the temptation, but it will be a good opportunity. 2. The trivial inconvenience I can still buy ice cream when I want, but for that I have to wear pants and leave the apartment and walk to Seve n-Eleven. This trivial inconvenience is enough to keep me away. Unfortunately, consumerism always uses a wonderful way to make sel f-stimulation as painless as possible. No n-contact card, credit card automatic input form, on e-click purchase saves our time, which means that there is no way to cancel the purchase. If the drone delivered the ice cream to the entrance of my house, I would over. The idea behind the trivial inconvenience is intentionally introducing friction into the process. The classic trick is that you have to freeze your credit card with ice lumps and wait a few hours to thaw before use. It's not a bad idea, but your card information is already scattered in the four corners of the Internet, and if you're used to online shopping, you'll already know. Instead of checking the payment method stored on each site, it is recommended that you cancel an existing card, order an alternative card with another number, and not remember it. Every time you shop online, you have to crawl out of a warm bed, find a new card, and manually input details.

If the excitement is low, use this clear brain to connect yourself to the mast. This kind of push is known as a provisional commitment or a Ulyssez contract (Latin name Odyssey). Once you click the large red button, you will not be able to go back. For example, without the software called Freedom, I wouldn't have read this book. It is programmed to prohibit entering sites that are distracted, except for the determined time. Every time I open a new tab, "You are free. You are free. "No matter how much time you want to spend time, it is not allowed. Publishing with the amount of expenses is an example of binding yourself to the mast. You may think that you have to buy what you eat at the bar. If you don't have the money, you'll get back to your personal bank, a glass, and a credit card. No matter how much he wants to set up, he can't open the box to protect you. Install and remember the most famous achievements of Sanjin. If you are low, you will use this clear brain to a mast and click a large red button. If you can't go back, for example, you wouldn't have been able to enter the site that would not be ready to read this book. But every time I open a new tab, "No matter how much you want to use, you are free. You may have to buy a binding example, but if you don't have a taxi, you'll end up. He uses a bank to call a glass, a video game, and he can't open it. Install that all pushes are not designed to protect you from stupid acts, and remember the most famous achievements of Turler and Sanjitine. If you have a good excitement for the future, you can use this kind of excitement. Known as a contract (Latin name Odyssey). Once you click the large red button, you will not be able to go back. For example, without the software called Freedom, I wouldn't have read this book. It is programmed to prohibit entering sites that are distracted, except for the determined time. Every time I open a new tab, "You are free. You are free. "No matter how much time you want to spend time, it is not allowed. Publishing with the amount of expenses is an example of binding yourself to the mast. You may think that you have to buy what you eat at the bar. If you don't have the money, you'll get back to your personal bank, a glass, and a credit card. No matter how much he wants to set up, he can't open the box to protect you. Install and remember the most famous achievements of Tarler and Sanjin.

Set up a suicide payment that transfers funds from each payday to an inviolable Sberbank account. Set up a direct debit to an investment Internet provider and mechanically pump the necessary amount into the bazaar every month. In all these scenarios, you must accept only one conclusion. Between the obvious inconvenience and the Ulysses deal, there is a similar scheme of imposition. Of course, you can always detach yourself from the mast, but that requires cardboard bureaucracy. 5. Trouble price rises It is not easy to find the right compromise when the outcome is abstract or distant in time. For decades, we overwork our bodies and save any unwritten danger before it catches up with us. If we cannot force ourselves to finish the work that is scripted, it does not bother anyone. In such scenarios, you have the ability to arrange outcomes that are more concrete, more patient, or both. One way to increase the bet is to complete one bet with another. If there is no finished version by the end of the month, you have to pay. If your friends are very sweet about forcing you to take responsibility for your own influence, there are specialized quirky services.

The virtuality of the lock is an excellent little thing of the push - they change the natural nature to work at the fifth point of force. We all have to accept only one conclusion: Teninyucare Status

Quo. This basically means that you can tie yourself in this way. In fact, it is necessary to make efforts to loosen them, rather than scooping their shoulders and tracing the footprints of the program. If you join the savings project for each month or postpone your current subscription, you no longer need to think about this. If you have the right system, relax and do nothing. This is not a rudimentary and good strategy, but the best strategy. Push is suggested by the golden average between abstinent and sel f-tapping. They sometimes give us a way to win the "old stock" without rioting other members. If you need to find a compromise, leave many difficult tasks to the nudge. For you, everything needs to include a complex first conclusio n-to choose what to choos e-but, despite all of the above, you don't have to spend your will every day. Once you organize the correct choice architecture, your behavior changes naturally. Again, there is an image of a system that is somewhat difficult to introduce. Ringling and automating the environment, effectively, the friction between you and the goal is alleviated. However, it can rationalize and apply personal personal brain.

The reptiles rose from the water, were swung around on their limbs, and trapped in the bang. The captain blocks his ears with wax. This allows you to remove the clicking sound and howling of monkey's anger, which is currently attached to the mast. When the hypnosis of sirens has lost their power, the team sharply understands that the skeleton is scattered in the light illuminated by the sun. Everyone rushes to the belt. However, the hitting sound is heard from all sides! The broken sailors do not know how to gather. Some are standing in the wrong direction. Their hands are dull and their backs are weak. And now, the "Fool's Ship" is all approaching the steep mountains.

Attachment creatures

Do you create your own system or become an outsider's slave? -Iliam Break < Span> Quo. This basically means that you can tie yourself in this way. In fact, it is necessary to make efforts to loosen them, rather than scooping their shoulders and tracing the footprints of the program. If you join the savings project for each month or postpone your current subscription, you no longer need to think about this. If you have the right system, relax and do nothing. This is not a rudimentary and good strategy, but the best strategy. Push is suggested by the golden average between abstinent and sel f-tapping. They sometimes give us a way to win the "old stock" without rioting other members. If you need to find a compromise, leave many difficult tasks to the nudge. For you, everything needs to include a complex first conclusio n-to choose what to choos e-but, despite all of the above, you don't have to spend your will every day. Once you organize the correct choice architecture, your behavior changes naturally. Again, there is an image of a system that is somewhat difficult to introduce. Ringling and automating the environment, effectively, the friction between you and the goal is alleviated. However, it can rationalize and apply personal personal brain.

The reptiles rose from the water, swung around on the limbs, and trapped in the bang. The captain blocks his ears with wax. This allows you to remove the clicking sound and howling of monkey's anger, which is currently attached to the mast. When the hypnosis of sirens has lost their power, the team sharply understands that the skeleton is scattered in the light illuminated by the sun. Everyone rushes to the belt. However, the hitting sound is heard from all sides! The broken sailors do not know how to gather. Some are standing in the wrong direction. Their hands are dull and their backs are weak. And now, the "Fool's Ship" is all approaching the steep mountains.

Attachment creatures

Do you create your own system or become an outsider's slave? -Iliam Breakko. This basically means that you can tie yourself in this way. In fact, it is necessary to make efforts to loosen them, rather than scooping their shoulders and tracing the footprints of the program. If you join the savings project for each month or postpone your current subscription, you no longer need to think about this. If you have the right system, relax and do nothing. This is not a rudimentary and good strategy, but the best strategy. Push is suggested by the golden average between abstinent and sel f-tapping. They sometimes give us a way to win the "old stock" without rioting other members. If you need to find a compromise, leave many difficult tasks to the nudge. For you, everything needs to include a complex first conclusio n-to choose what to choos e-but, despite all of the above, you don't have to spend your will every day. Once you organize the correct choice architecture, your behavior changes naturally. Again, there is an image of a system that is somewhat difficult to introduce. Ringling and automating the environment, effectively, the friction between you and the goal is alleviated. However, it can rationalize and apply personal personal brain.

The reptiles rose from the water, swung around on the limbs, and trapped in the bang. The captain blocks his ears with wax. This allows you to remove the clicking sound and howling of monkey's anger, which is currently attached to the mast. When the hypnosis of sirens has lost their power, the team sharply understands that the skeleton is scattered in the light illuminated by the sun. Everyone rushes to the belt. However, the hitting sound is heard from all sides! The broken sailors do not know how to gather. Some are standing in the wrong direction. Their hands are dull and their backs are weak. And now, the "Fool's Ship" is all approaching the steep mountains.

Attachment creatures

Do you create your own system or become an outsider's slave? -William Break

If you delete one 4 euro latte from your daily spending, the compounding effect will flow to a small position. On paper, it looks really unimaginabl e-tens of thousands of dollars to your whole life is a small change. In the real world where real people live, it is not easy to come up with a meaningless example than "stopping everyday latte." Want to make money? wonderful! It has been used since I became an adult, causing withdrawal symptoms and worsening functionality. It is considered to be one poisoning that has been woven into social life, does not wear a slight stigma, and has brought enlightenment. And again, catastrophically sweet. So, should we really stop buying this daily latte? That is the purpose of this guide. But it will be far below the list of values ​​as soon as possible.

Unbearable fruits are a boost and a limited conclusion. You cut the code. Sell ​​the surplus cars. Check all utility bills and check for useful conditions. Move near the workplace so that you can walk or bicycle. If you can reduce the apartment, you will be able to save $ 500 every month without touching one finger. I can drink a lot of latte. It's a serious story. Don't specialize in small things. As far as I can judge, lucky luck that could change as much as possible in my life so far, except for my personality, values, environments, friends, or other nuances. I have never been blessed. The famous book flow on the customs published in recent years indicates a completely different situation. By following the specific formula of three simple steps to become a new self, you can put your fingers in your brain and put your finger in the basal nucleus, so that you can program yourself to the robot god. You can. Terminator I read a lot of this kind of book, but in my opinion, I don't teach three steps in my opinion. Some people swear, so let's fit on a few pages. < SPAN> Deleting one 4 euro latte from daily spending, the compounding effect flows to a small position. On paper, it looks really unimaginabl e-tens of thousands of dollars to your whole life is a small change. In the real world where real people live, it is not easy to come up with a meaningless example than "stopping everyday latte." Want to make money? wonderful! It has been used since I became an adult, causing withdrawal symptoms and worsening functionality. It is considered to be one poisoning that has been woven into social life, does not wear a slight stigma, and has brought enlightenment. And again, catastrophically sweet. So, should we really stop buying this daily latte? That is the purpose of this guide. But it will be far below the list of values ​​as soon as possible.

Unbearable fruits are a support and a limited conclusion. You cut the code. Sell ​​the surplus cars. Check all utility bills and check for useful conditions. Move near the workplace so that you can walk or bicycle. If you can reduce the apartment, you will be able to save $ 500 every month without touching one finger. I can drink a lot of latte. It's a serious story. Don't specialize in small things. As far as I can judge, lucky luck that could change as much as possible in my life so far, except for my personality, values, environments, friends, or other nuances. I have never been blessed. The famous book flow on the customs published in recent years indicates a completely different situation. By following the specific formula of three simple steps to become a new self, you can put your fingers in your brain and put your finger in the basal nucleus, so that you can program yourself to the robot god. You can. Terminator I have read a lot of this kind of book, but in my opinion, I don't teach three steps in my opinion. Some people swear, so let's fit on a few pages. If you delete one 4 euro latte from your daily spending, the compounding effect will flow to a small position. On paper, it looks really unimaginabl e-tens of thousands of dollars to your whole life is a small change. In the real world where real people live, it is not easy to come up with a meaningless example than "stopping everyday latte." Want to make money? wonderful! It has been used since I became an adult, causing withdrawal symptoms and worsening functionality. It is considered to be one poisoning that has been woven into social life, does not wear a slight stigma, and has brought enlightenment. And again, catastrophically sweet. So, should we really stop buying this daily latte? That is the purpose of this guide. But it will be far below the list of values ​​as soon as possible.

Unbearable fruits are a boost and a limited conclusion. You cut the code. Sell ​​the surplus cars. Check all utility bills and check for useful conditions. Move near the workplace so that you can walk or bicycle. If you can reduce the apartment, you will be able to save $ 500 every month without touching one finger. I can drink a lot of latte. It's a serious story. Don't specialize in small things. As far as I can judge, lucky luck that could change as much as possible in my life so far, except for my personality, values, environments, friends, or other nuances. I have never been blessed. The famous book flow on the customs published in recent years indicates a completely different situation. By following the specific formula of three simple steps to become a new self, you can put your fingers in your brain and put your finger in the basal nucleus, so that you can program yourself to the robot god. You can. Terminator I read a lot of this kind of book, but in my opinion, I don't teach three steps in my opinion. Some people swear, so let's fit on a few pages.

Cue, Routine, Belonging Most habits are similar to simple tw o-step "if this, the ten that F body = 'dry' THEN BRUSHING YOUR TOOTH, etc. You can find "if" somewhere in the chain of existing habits, activate "THEN" and insert it into the routine. To find out which signal is most effective, you need to try a little, but it's not so difficult to assemble a chain because your brain is constantly doing this unconsciously. < SPAN> Cue, Routine, Belonging Most habits are similar to simple tw o-step "IF THIS, THEN THAT" algorithm Hower IF BODY = 'Dry' the THEN BRUSHING YOUR TOOTH, etc. You can find "if" somewhere in the chain of existing habits, activate "THEN" and insert it into the routine. To find out which signal is most effective, you need to try a little, but it's not so difficult to assemble a chain because your brain is constantly doing this unconsciously. Cue, Routine, Belonging Most habits are similar to simple tw o-step "if this, the ten that F body = 'dry' THEN BRUSHING YOUR TOOTH, etc. You can find "if" somewhere in the chain of existing habits, activate "THEN" and insert it into the routine. To find out which signals are the most effective, you need to try a little, but it's not so difficult to assemble a chain because your brain is constantly doing this unconsciously.

Charles Duhig, the author of The Power of Habit, has added a third substance. When the sign causes a daily routine, you notice the reward to increase the cycle. Depending on the cycle, we will give you the first sign and at the same time teach yourself to experience your desire for expectations. In the case of teeth cleaning, this sign may be a film of dirt on the teeth or a missing path from the daytime shower. The daily routine is the cleaning of the teeth. And the merit is the mint feeling. According to Duk Hig, odor and foam are almost meaningless, and are elements for cutting teeth properly. To acquire new habits, you need to choose appropriate signs and rewards. When you open a laptop in the afternoon and start running, your first cup of coffee a day is my reward. Almost each time, a reward is expected to be a harmful attachment, which is just prepared like a powerful circuit loop. By changing habits, Duhigga's golden rule is the fact that you are obliged to store both old and many years of compensation and place a new routine in the middle. The first step is a revolutionary development of harmful attachments: what is actually considered an existing signal, and what is a reward? Let's say you go to a trading machine at 15:00 every time. Is the time zone considered a prerequisite for this attachment? Low blood sugar level? Feeling stress? Do you need a break? boredom? The fastest, you have no opinion. This is not responsibility. In fact, I remember to change the routine, guess, and implement experiments with something that actually causes the same reward. You are the author of Charles Duhig, the author of < SPAN> The Power of Habit ". When the sign causes a daily routine, you notice the reward to increase the cycle. Depending on the cycle, we will give you the first sign and at the same time teach yourself to experience your desire for expectations. In the case of teeth cleaning, this sign may be a film of dirt on the teeth or a missing path from the daytime shower. The daily routine is the cleaning of the teeth. And the merit is the mint feeling. According to Duk Hig, odor and foam are almost meaningless, and are elements for cutting teeth properly. To acquire new habits, you need to choose appropriate signs and rewards. When you open a laptop in the afternoon and start running, your first cup of coffee a day is my reward. Almost each time, a reward is expected to be a harmful attachment, which is just prepared like a powerful circuit loop. By changing habits, Duhigga's golden rule is the fact that you are obliged to store both old and many years of compensation and place a new routine in the middle. The first step is a revolutionary development of harmful attachments: what is actually considered an existing signal, and what is a reward? Let's say you go to a trading machine at 15:00 every time. Is the time zone considered a prerequisite for this attachment? Low blood sugar level? Feeling stress? Do you need a break? boredom? The fastest, you have no opinion. This is not responsibility. In fact, I remember to change the routine, guess, and implement experiments with something that actually causes the same reward. Charles Duhig, the author of The Power of Habit, has added a third substance. When the sign causes a daily routine, you notice the reward to increase the cycle. Depending on the cycle, we will give you the first sign and at the same time teach yourself to experience your desire for expectations. In the case of teeth cleaning, this sign may be a film of dirt on the teeth or a missing path from the daytime shower. The daily routine is the cleaning of the teeth. And the merit is the mint feeling. According to Duk Hig, odor and foam are almost meaningless, and are elements for cutting teeth properly. To acquire new habits, you need to choose appropriate signs and rewards. When you open a laptop in the afternoon and start running, your first cup of coffee a day is my reward. Almost each time, a reward is expected to be a harmful attachment, which is just prepared like a powerful circuit loop. By changing habits, Duhigga's golden rule is the fact that you are obliged to store both old and many years of compensation and place a new routine in the middle. The first step is a revolutionary development of harmful attachments: what is actually considered an existing signal, and what is a reward? Let's say you go to a trading machine at 15:00 every time. Is the time zone considered a prerequisite for this attachment? Low blood sugar level? Feeling stress? Do you need a break? boredom? The fastest, you have no opinion. This is not responsibility. In fact, I remember to change the routine, guess, and implement experiments with something that actually causes the same reward. you

It is not clear why the use of dental floss is always listed as an example of changing habits. Is it really my dentist who wrote this note? If your only bad thing is not to use floss regularly, I suggest that your name will be sacred. Imagine yourself who has a task set consisting of 12 machines and has decided that you need to start brushing your teeth with a wax floss. In general, Duhig recommends priority to "core" habits and prioritize values. There is a wedg e-like substance at the top of the stone arch, which supports other stones so that the arch can withstand weight. If you remove the main granite, everything will collapse. The same is true of habits, which causes a specific behavioral pattern to have a wave of wavy, which spreads to other areas of life.

Pure price record and cost compliance. There is a precedent of writing these things every day, and it is often enough to change actions. The foundation cannot be easily changed. Another plan is to work on the lightest brick at the bottom of the arc and then fly to the main arc. You can start with a bed making every morning or brush your teeth. It is not clear why the use of dental floss is always listed as an example of a psychologist, the author of the sel f-development book

Here's the mantra of Jordan Peterson. This idea is to achieve some of the few victorys on the board and gain confidence. By fixing trivial mistakes in your life, you will be able to control yourself to some extent. Instead of failing to fail, the spiral of success is born and the ability to naturally start acquiring. At first glance, successful spirals and keystones seem conflicting. Start with the most important thing or the most mediocre? Start with the most important thing. For example, I am interested in meditation, but I have never worked on meditation. After an audience with a monk, he was advised not to meditate for more than 30 seconds. If you do this every morning, you can go for a minute. Then 2 minutes. And 2 minutes. Whatever happens, you can't take meditation to a state where it is difficult, otherwise you will lose your momentum. Instead of lifting the cornerstone at the same time, building it. First, move the solution grain. Next is a small stone. And a big piece. Success Spiral is probably a reconstruction of your expectations, rather than "increasing" your will. 1 Your brain is a huge prediction machine.

How can you protect valuable resources? < SPAN> Jordan Peterson's mantra is: This idea is to achieve some of the few victorys on the board and gain confidence. By fixing trivial mistakes in your life, you will be able to control yourself to some extent. Instead of failing to fail, the spiral of success is born and the ability to naturally start acquiring. At first glance, successful spirals and keystones seem conflicting. Start with the most important thing or the most mediocre? Start with the most important thing. For example, I am interested in meditation, but I have never worked on meditation. After an audience with a monk, he was advised not to meditate for more than 30 seconds. If you do this every morning, you can go for a minute. Then 2 minutes. And 2 minutes. Whatever happens, you can't take meditation to a state where it is difficult, otherwise you will lose your momentum. Instead of lifting the cornerstone at the same time, building it. First, move the solution grain. Next is a small stone. And a big piece. Success Spiral is probably a reconstruction of your expectations, rather than "increasing" your will. 1 Your brain is a huge prediction machine.

How can you protect valuable resources? Here's the mantra of Jordan Peterson. This idea is to achieve some of the few victorys on the board and gain confidence. By fixing trivial mistakes in your life, you can control yourself to some extent. Instead of failing to fail, the spiral of success is born and the ability to naturally start acquiring. At first glance, successful spirals and keystones seem conflicting. Start with the most important thing or the most mediocre? Start with the most important thing. For example, I am interested in meditation, but I have never worked on meditation. After an audience with a monk, he was advised not to meditate for more than 30 seconds. If you do this every morning, you can go for a minute. Then 2 minutes. And 2 minutes. Whatever you do, you can't take meditation in a state of difficulty, and if not, I will lose momentum. Instead of lifting the cornerstone at the same time, it is to build it. First, move the solution grains. Next is a small stone. And a big piece. Success Spiral is probably a reconstruction of your expectations, rather than "increasing" your will. 1 Your brain is a huge prediction machine.

How can you protect valuable resources?

Automate everything: the more we learn about our daily lives, the more we will be able to answer the concerns of automatism than the powers of our highest intelligence will be freed for their personal work. - William James

Just as President Obama dresses once every day, what a suit is, Zuckerberg's infamy is having 17 similar grayish T-shirts in his wardrobe. There lies the thought of deliberately abandoning the trivial conclusions of the day, freeing the passenger capacity of the mind for more important conclusions. These could be orders to stand out in support of drones, or the extraction of infectors to sell people for advertisers to carry out. I quickly made the decision that eating to rent my care three times a day was not that exciting. As a result, I was very attracted to a note in the Atlantic about a significant minority of Britons who have the same dinner for months or turns. The power templates that I currently use, and have repeated 500 times without waste in the last few years, are as follows: 1. A big salad with olive oil and avocado:

Muscil or oatmeal with fruits, seeds and yogurt:

3. A smoothie with greens, berries and random products:

2 minutes per serving 4. 1 time from the finished dish / spin composition of random products

Preparation time: It varies that more than once of these recipes are not frozen in stone. The components change depending on the period, and you don't want to go from your own lunch to dinner with friends as easily. But in the end you are eating the same thing.

80 percent of the time. I found five great things about this layout: 1. Mental passengers, I really try not to think about anything else, I work on autopilot, capacity towards the work day. No need to break your head over the supermarket to run, hand over a request for delivery, or look at the freezer in hopes, and for 10 minutes. Fall down to see if the contents of the freezer have changed. 2. If you set one over and over again, what is the picture, the table, nothing good will happen. Chances are, you won't be invited to fashion week. What about food? Nutritionists quoted in The Atlantic point out that this is absolutely fine (and how people have recovered since ancient times). As repetitive dishes become more voluminous, you will no longer have to remember which ones contain bad fats or painstakingly study labels that tell you diet recipes and calorie drugs. Of course, this is a big "if". I am an admirer of calorie and macro-element calculations, at least as a one-off exercise: this forces you to learn the bottom line of dietology and take the point, how to track your costs, for example, that you are actually literally eating, reveals patterns that you would not be in a position to notice unpleasant. But the task is to be obliged, to forgo tracking faster - by either d.

As a result, it is worth staying at 80/20, where a certain probability is preserved, and also the low level of variation between periodic dishes. 3. 3. When I worked as an absolute proletarian, I used to make a week's worth of dishes at night and put them in containers to distinguish them. Sometimes I would make a two-week's worth of dishes and freeze half of them. Now I make huge salads the same way. There are many bags of chopped greens and fruits in my freezer, ready to add to a smoothie, a blender in support of support for its production, it takes only 2 minutes. Muschels, for example, are prepared and poured into a bowl. I don't need a list, and while I'm dreaming or listening to a podcast, my feet themselves carry me through the aisles on autopilot. The fewer conclusions I have, the less likely I am to buy a lot of junk I don't really need. Another advantage is that I actually decide the rate of the parts I repeat, and if they are resold, I can actually buy them in bulk. 4. Enjoying the people of the San Francisco Bay Area brings a new dimension to like-minded thinking. On a recent visit, I rented a room from the CEO of Meal Squares.

25 minutes to make something more delicious during the day. Businessmen, software developers, lovers of the Good Kitchen, who don't want to take their eyes off their monitors for even a millisecond.~Choose everything for the last luxury ingredients. I like the approach to Soilent without sacrificing the taste of very joy. Fortunately, "cheap", "delicious" and "nutrition" are not necessarily an exclusive concept. For example, green smoothies look unpleasant, but the taste of spinach and cabbage is covered with frozen fruits and other ingredients, and the texture is gained like ice cream. I love everything I eat, otherwise I can't put this menu. 5. When I was a new child, I didn't eat home cooking seven times a year on my family's birthday. As an adult, he regained lost things until the restaurant and cafeteria meals were completely not talked about. Now I like to eat outside several times a week. I don't want to deny myself, but I don't want to go out for dinner or to get Takkyubin from Ubreeze as a daily routine. The 80/20 approach sounds boring, but I think it can enhance the pure experience of newness. Even if it does not lead to pleasure treadmills, you will surely be able to slow down. There are other psychological benefits. If you are 20 % of the newness, you do not need to think about calories, examine the ingredients, or feel guilty. There is no need to think about calories, examine the components, or feel guilty.

With 80 % probability. I learned from my experience that seeking outstanding things would be permanently complaining and responsible. It's much better to reach "this is" and leave everything as it is.

I don't recommend practicing 80/20 diets. If you are a gourmet or chef, it would be particularly stupid. But I recommend doing that. There are two decisive features in the fields that are suitable for automation: diversity (addictivity, it is the essence), and it is stable over time, In other words, you can't make a profit from constant interventions and research.

There is nothing good, such as lying at 9:00 pm, laying down at 3:00 am, lying on the floor on the third day, and hanging from the ceiling on the third day. The same is true. The same applies to work, simple beds, appearance, physiological exercise, and all physical functions. In these fields, experiments are conducted to find if they are actually suitable for you, and the same ability to freeze the attached file by others. However, similar systems are usually presented as hacks to improve productivity, and the choice of personal constraints is much deeper. It is called "in prison" to eat the same thing and wear the same uniform every day. Secondary educational institutions, children's shoes, soldiers, work from 9:00 to 5:00. The significance of life lies in the rights. Turn the restrictions imposed by others into the restrictions imposed on yourself. If you can't make a personal choice architecture, it will be set for you. The brain prefers the effectiveness, and the brain wants to store processing capacity. However, the brain does not depend on what clarifies the routine. When other rags try to launch a harmful script to automate your actions

The fool's ship proceeds on a wide sea surface. As the captain knocks, the water surface turns white like snow as the All rises to the unison and descends. This is a beautiful sight.

But what about it? A fleet can be seen on the horizon. The sailors surrenders the team and threw the waves with a great deal of attention. Some of them catch monkeys from the mast and hook on the boat to release them. They try to persuade the captain, but they argue that his chart is wrong and has a more advantageous space in their heads. Despair monkeys allow them to go with them. The fool's ship is robbed again and turns backwards after their footprints.

People are conceived by a flock, even if they are straightforward. And we proceeded with the hearts of the flock, we only returned to sane slowly, 1. < SPAN> we lie down at 9:00 pm, one day we lay at 3:00 am, and the third day. There is nothing good, such as lying on the floor and hanging from the ceiling on the third day. The same is true. The same applies to work, simple beds, appearance, physiological exercise, and all physical functions. In these fields, experiments are conducted to find if they are actually suitable for you, and the same ability to freeze the attached file by others. However, similar systems are usually presented as hacks to improve productivity, and the choice of personal constraints is much deeper. It is called "in prison" to eat the same thing and wear the same uniform every day. Secondary educational institutions, children's shoes, soldiers, work from 9:00 to 5:00. The significance of life lies in the rights. Turn the restrictions imposed by others into the restrictions imposed on yourself. If you can't make a personal choice architecture, it will be set for you. The brain prefers the effectiveness, and the brain wants to store processing capacity. However, the brain does not depend on what clarifies the routine. When other rags try to launch a harmful script to automate your actions

The fool's ship proceeds on a wide sea surface. As the captain knocks, the water surface turns white like snow as the All rises to the unison and descends. This is a beautiful sight.

But what about it? A fleet can be seen on the horizon. The sailors surrenders the team and threw the waves with a great deal of attention. Some of them catch monkeys from the mast and hook on the boat to release them. They try to persuade the captain, but they argue that his chart is wrong and has a more advantageous space in their heads. Despair monkeys allow them to go with them. The fool's ship is robbed again and turns backwards after their footprints.

People are conceived by a flock, even if they are straightforward. And we proceeded with the hearts of the flock, we only returned to sane slowly, we lay down at 9:00 pm, one day we lay down at 3:00 am, and lied on the floor on the third day. There is nothing good, such as hanging from the ceiling on the third day. The same is true. The same applies to work, simple beds, appearance, physiological exercise, and all physical functions. In these fields, experiments are conducted to find if they are actually suitable for you, and the same ability to freeze the attached file by others. However, similar systems are usually presented as hacks to improve productivity, and the choice of personal constraints is much deeper. It is called "in prison" to eat the same thing and wear the same uniform every day. Secondary educational institutions, children's shoes, soldiers, work from 9:00 to 5:00. The significance of life lies in the rights. Turn the restrictions imposed by others into the restrictions imposed on yourself. If you can't make a personal choice architecture, it will be set for you. The brain prefers the effectiveness, and the brain wants to store processing capacity. However, the brain does not depend on what clarifies the routine. When other rags try to launch a harmful script to automate your actions

The fool's ship proceeds on a wide sea surface. As the captain knocks, the water surface turns white like snow as the All rises to the unison and descends. This is a beautiful sight.

But what about it? A fleet can be seen on the horizon. The sailors surrenders the team and threw the waves with a great deal of attention. Some of them catch monkeys from the mast and hook on the boat to release them. They try to persuade the captain, but they argue that his chart is wrong and has a more advantageous space in their heads. Despair monkeys allow them to go with them. The fool's ship is robbed again and turns backwards after their footprints.

People are conceived by a flock, even if they are straightforward. And we proceed with the spirit of the flock and only returned to sane slowly, 1.

'. You smell something burning. You look around and see smoke coming from the vents in the wall. There are a certain number of people who mark the smoke and go back to their papers. A certain number of mines flow. In fact, the room is basically filled with smoke, making your educational program invisible. It's great, but no one seems to be concerned. You learn what's basically going on from the young man with the visa who is sitting. "I don't know," he mutters, and turns over his paperwork. You start to panic, but no one seems to be scared. In fact, for example, when you sit down to fill out a form, smoke burns in front of you and you calmly fill it in. If you're in front of me, I'll go outside, declare that I'm going to light a fire, and not sit with the other mindless fools. This is what John Darley and Viva Latin actually experienced among the students of the Columbia Institute in the 1960s. The others in the waiting room were idols, ordered to shrug their shoulders and not produce anything. Out of the 10 experiences, only once did someone have any effect:

"The remaining nine subjects were filled with smoke, worked hard in the profile, remained in the si x-minute waiting room while smoking. Coughing, rubbing eyes, and windows. Opened, but when the students were alone, no matter how meaningless they were. This is a variation of a compatible test, which is a psychologist Solomon Ash. But I like the lift test, but when they all go to the wrong direction. However, the bad chimpanzy sticks to your frontal cortex is completely broken in a small box, but you will be near you without breaking the limbs of others. One of the established norms is broken here, and you turn your back on the back of the elevator, of course. Some people come out.

Social reality is a hallucination. When you move your eyes, you can see the awkward picture of the distorted pixel gathering, and there should be a hole in the center of the visibility. Instead, the brain always instructs to see the thre e-dimensional world with no blind spots on the retina, rich in colors, and smoothly drawn. The brain is a predictive machine that pushes the reader's map into a mentally fused mandala. What the brain always asks is not "it" but "it". < SPAN> "The remaining nine subjects were filled with smoke, worked hard with profiles, remained in the si x-minute waiting room while paying for smoke. Coughing and rubbing their eyes. They opened the window, but when they were alone, they did not. This is a variation of a compatible test, as it has discovered a compatible test by Solomon Ash. I like the lift test, but the other passengers are all the idols. There is a feeling of a bad chimpanzy that is completely broken in a narrow box, but it is nearby. One of the established norms to be forgiven, and you turn your back on the back of the elevator, as each creature screams. Some people come out of the lift door.

Social reality is a hallucination. When you move your eyes, you can see the awkward picture of the distorted pixel gathering, and there should be a hole in the center of the visibility. Instead, the brain always instructs to see the thre e-dimensional world with no blind spots on the retina, rich in colors, and smoothly drawn. The brain is a predictive machine that pushes the reader's map into a mentally fused mandala. What the brain always asks is not "it" but "it". "The remaining nine subjects were filled with smoke, worked hard in the profile, remained in the si x-minute waiting room while smoking. Coughing, rubbing eyes, and windows. Opened, but when the students were alone, no matter how meaningless they were. This is a variation of a compatible test, which is a psychologist Solomon Ash. But I like the lift test, but when they all go to the wrong direction. However, the bad chimpanzy sticks to your frontal cortex is completely broken in a small box, but you will be near you without breaking the limbs of others. One of the established norms is broken here, and you turn your back on the back of the elevator, of course. Some people come out.

Social reality is a hallucination. When you move your eyes, you can see the awkward picture of the distorted pixel gathering, and there should be a hole in the center of the visibility. Instead, the brain always instructs to see the thre e-dimensional world with no blind spots on the retina, rich in colors, and smoothly drawn. The brain is a predictive machine that pushes the reader's map into a mentally fused mandala. What the brain always asks is not "it" but "it".

Does this really work? "But the understanding is made at the level of each individual's brain, but the domineering personality of homo sapiens is that our hallucinations are not limited to their own skulls. We understand the world and make them live in a great collective hallucination entitled "Social Reality." The material of social reality is woven from the situation. Each of us can play our own role to maintain a dominant story, manipulate genres skillfully, and step on all necessary paths. As a result of living in a socially constructed reality, it is thought that we are actually borrowing the behavior signals of the surrounding people in almost all areas. This is outstanding that we are much better than no n-social animals. Mimesis allows you to copy what we have to hide and be afraid of what we have to hide and be afraid, much more elasticity and completely more elastic than our natural instinct. Public infection is the power of nature, and, like everything in nature, is absolutely immoral. We call smiles and yawning "infection", but sometimes infected with ambition, happiness, foolish, and thirst for blood. know

With a 40 % probability, everything ends with tears.

If your values ​​are at odds with those of those close to you, they are more likely to freeze up on you. The Stoic philosopher Epictetus uses the metaphor of live and dead coals lying nearby. Either the live coal lights the other, or the dead coal extinguishes your interlocutor. It is a natural disposition. You try to interest others according to your point of view, to light them up with the flame that burns inside you. But as Epictetus warns, it is not enough to be someone with a silver tongue like Socrates. Any attempt to change the universally accepted measures taken in your local version of social reality is dangerous, including when you have no doubt that no one is going to extinguish your fire. Almost every time, submit well-led recommendations to those around you - a bad idea, if they do not need it themselves, then be careful. In return, all you can basically arrange is to keep your mouth shut and live your own best life. If the result is quite convincing, people will become curious and rewrite their personal situations at their own will. We can't "save" anyone.

See Stam

Odysseus first listened to Siren's song and survived, but he was not the first to pass through the Siren graveyard without sound. This honor was given to Jason and Algonote, who sailed the islands to get the golden wool. As a group of heroes approached the mountains, they decided to arrange everything in an ol d-fashioned way. When Siren began to sing, the famous artist Orpheus took out his golden lyre, played this fun song, and actually put it on their spells. In return to boast of yourself and other new actions, it's much easier to parachute a group that distinguishes our ambitions. If you can be surrounded by a hero's team similar to Orpheus, their infectious ballads will turn the siren squeak into a dull. Nothing started when I was going to forcibly get involved with my alumni. One of my special skills was to introduce Olympic athletes and powerlifter adults to the club and focus on a group of "carnivorous". Friendship, knowledge, and attitude toward work were wonderful. If a 7 5-yea r-old bus driver is kneaded together, there is no reason not to be impressed. Fortunately, the reality of society is not considered monoculture. If we don't like the general story, that's not the case. < SPAN> Odysseus first listened to Siren's song and survived, but he was not the first to pass through the Siren graveyard without sound. This honor was given to Jason and Algonote, who sailed the islands to get the golden wool. As a group of heroes approached the mountains, they decided to arrange everything in an ol d-fashioned way. When Siren began to sing, the famous artist Orpheus took out his golden lyre, played this fun song, and actually put it on their spells. In return to boast of yourself and other new actions, it's much easier to parachute a group that distinguishes our ambitions. If you can be surrounded by a hero's team similar to Orpheus, their infectious ballads will turn the siren squeak into a dull. Nothing started when I was going to forcibly get involved with my alumni. One of my special skills was to introduce Olympic athletes and powerlifter adults to the club and focus on a group of "carnivorous". Friendship, knowledge, and attitude toward work were wonderful. If a 7 5-yea r-old bus driver is kneaded together, there is no reason not to be impressed. Fortunately, the reality of society is not considered monoculture. If we don't like the general story, that's not the case. Odysseus first listened to Siren's song and survived, but he was not the first to pass through the Siren graveyard without sound. This honor was given to Jason and Algonote, who sailed the islands to get the golden wool. As a group of heroes approached the mountains, they decided to arrange everything in an ol d-fashioned way. When Siren began to sing, the famous artist Orpheus took out his golden lyre, played this fun song, and actually put it on their spells. In return for boasting yourself and other new actions, it's much easier to parachute to a group that distinguishes our ambitions. If you can be surrounded by a hero's team similar to Orpheus, their infectious ballad will turn the siren squeak into a dull. Nothing started when I was going to forcibly get involved with my alumni. One of my special skills was that I introduced the Olympic athlete and the adults of the powerlifter to the club and focused on a group of "carnivorous". Friendship, knowledge, and attitude toward work were wonderful. If a 7 5-yea r-old bus driver is kneaded together, there is no reason not to be impressed. Fortunately, the reality of society is not considered monoculture. If we don't like the general story, that's not the case.

The fact that you do not become an absolute atheist, "is a concrete man who does not try to make a sound about that fact, facing the fact that" God is probably not for eating ". It is an image. While many of us grow up from the atheist, some have been trapped in the body of the 1 4-yea r-old edge road forever. They stand up their index fingers and say the word "actually" every day. In addition to ridiculing the generally recognized means, they feel great joy and go beyond that. It's pretty unpleasant to become an enemy because of yourself. But the most unacceptable is that it is actually meaningless. Because of course, mistakes occur almost every time. Otherwise, we would have a chance to make Anti Vax and Flat Earth Society more important. On the other hand, it is not enough to follow. If the rebuttal is correct, it is really correct. No matter how exciting birds, who have abolished slavery, they praise these freedom-people. Or, the universal dream of Martin Luther King Jr. was actually destroyed because it was so dangerous. Or Emerelin Punk Hurst and suffrage players. < SPAN> I won't be an absolute atheist, "says young people who do not try to make a sound about that fact, facing the fact that" God is probably not for eating ". It is a specific image. While many of us grow up from the atheist, some have been trapped in the body of the 1 4-yea r-old edge road forever. They stand up their index fingers and say the word "actually" every day. In addition to ridiculing the generally recognized means, they feel great joy and go beyond that. It's pretty unpleasant to become an enemy because of yourself. But the most unacceptable is that it is actually meaningless. Because of course, mistakes occur almost every time. Otherwise, we would have a chance to make Anti Vax and Flat Earth Society more important. On the other hand, it is not enough to follow. If the rebuttal is correct, it is really correct. No matter how exciting birds, who have abolished slavery, they praise these freedom-people. Or, the universal dream of Martin Luther King Jr. was actually destroyed because it was so dangerous. Or Emerelin Punk Hurst and suffrage players. He doesn't become an absolute atheist, "means that" God is probably not for eating "but is a concrete man who does not try to make a sound about that fact. It is an image. While many of us grow up from the atheist, some have been trapped in the body of the 1 4-yea r-old edge road forever. They stand up their index fingers and say the word "actually" every day. In addition to ridiculing the generally recognized means, they feel great joy and go beyond that. It's pretty unpleasant to become an enemy because of yourself. But the most unacceptable is that it is actually meaningless. Because of course, mistakes occur almost every time. Otherwise, we would have a chance to make Anti Vax and Flat Earth Society more important. On the other hand, it is not enough to follow. If the rebuttal is correct, it is really correct. No matter how exciting birds, who have abolished slavery, they praise these freedom-people. Or, the universal dream of Martin Luther King Jr. was actually destroyed because it was so dangerous. Or Emerelin Punk Hurst and suffrage players.

The artists who were electrocuted screamed and begged for mercy. It may not seem like human nature has changed for the better in recent decades, but British illusionist Derren Brown recently repeated Milgram's experiment. Herd feeling runs deep within us, and we are willing to commit murder if ordered to do so. If you or I were to appear in Nazi Germany, we would certainly line up with them. This is where the first rule of counternationalism comes from. If your conversation drifts to acts that prevent harm to others, inviting carefully considered premises, and why this is justified, you can learn the declamations of the freaks from the fringes here. It's no good to hurt yourself for following the pretenses of the masses, but you can become a moral monster if you hurt others. 2 The second rule is to follow in the footsteps of the masses without shame, when there are no consequences for being wrong, or when there are no consequences for being "wrong." The main reason we dance together, eat together, march in beehives, wear uniforms, and exchange jokes and memes is because it's actually pretty awesome o

Building your own heresy, "building a social capital is much easier to luxuriously abandon the role of games with bad signals. When your happiness, wealth, and sel f-governor are in danger, you will be a weird unpromial. In these fields, incorporating the desires of others leads to unfortunate. It's no longer a matter of taste, you are now in a crowded room filled with smoke. You need to get out of it before suffocating, and you don't care what others are doing. If you are an unnatural person, one of the best ways to save your personal social capital is to act with people with similar characteristics. This is often a good idea, but be careful not to stipulate your personality in a group. You should go well with ordinary people without relying on accurate sect or calling people "normal". As soon as you classify yourself as X, Y, and Z, your brain begins to turn into cabbage. If you are tied to ideology, it will be more and more difficult to overcome it. It is becoming more and more difficult to overcome ideologic bondage. Help yourself with safe and vague aesthetic thinking. Don't be ashamed of enjoying pop culture. If others have seen it, you should see it. I will keep my zigzag for a really important case.

One man's reflection, and the irony of the Lord

A man declared toward space. "But the galaxy answered." "This previous example did not cause me to have a sense of duty."

According to Idish proverbs, "Der Mensh Trakht Un Got Lakht": People get pregnant, but the Lord ironing. Even if you do a perfect job, you can't control the results. The accidental element is inevitable. Even if you train like a madman and act with all your heart, you may lose to a more happy rival, or you may be frustrated by failure. < SPAN> Preaching your own heresy "building a social capital makes it much easier to luxuriously abandon the role in games with bad signals. When your happiness, wealth, and sel f-governor are in danger, you will be a weird unpromial. In these fields, incorporating the desires of others leads to unfortunate. It's no longer a matter of taste, you are now in a crowded room filled with smoke. You need to get out of it before suffocating, and you don't care what others are doing. If you are an unnatural person, one of the best ways to save your personal social capital is to act with people with similar characteristics. This is often a good idea, but be careful not to stipulate your personality in a group. You should go well with ordinary people without relying on accurate sect or calling people "normal". As soon as you classify yourself as X, Y, and Z, your brain begins to turn into cabbage. If you are tied to ideology, it will be more and more difficult to overcome it. It is becoming more and more difficult to overcome ideologic bondage. Help yourself with safe and vague aesthetic thinking. Don't be ashamed of enjoying pop culture. If others have seen it, you should see it. I will keep my zigzag for a really important case.

One man's reflection, and the irony of the Lord

A man declared toward space. "But the galaxy answered." "This previous example did not cause me to have a sense of duty."

According to Idish proverbs, "Der Mensh Trakht Un Got Lakht": People get pregnant, but the Lord ironing. Even if you do a perfect job, you can't control the results. The accidental element is inevitable. Even if you train like a madman and act with all your heart, you may lose to a more happy rival, or you may be frustrated by failure. Building your own heresy, "building a social capital is much easier to luxuriously abandon the role of games with bad signals. When your happiness, wealth, and sel f-governor are in danger, you will be a weird unpromial. In these fields, incorporating the desires of others leads to unfortunate. It's no longer a matter of taste, you are now in a crowded room filled with smoke. You need to get out of it before suffocating, and you don't care what others are doing. If you are an unnatural person, one of the best ways to save your personal social capital is to act with people with similar characteristics. This is often a good idea, but be careful not to stipulate your personality in a group. You should go well with ordinary people without relying on accurate sect or calling people "normal". As soon as you classify yourself as X, Y, and Z, your brain begins to turn into cabbage. If you are tied to ideology, it will be more and more difficult to overcome it. It is becoming more and more difficult to overcome ideolog y-like binding. Help yourself with safe and vague aesthetic thinking. Don't be ashamed of enjoying pop culture. If others have seen it, you should see it. I will keep my zigzag for a really important case.

One man's reflection, and the irony of the Lord

A man declared toward space. "But the galaxy answered." "This previous example did not cause me to have a sense of duty."

According to Idish proverbs, "Der Mensh Trakht Un Got Lakht": People get pregnant, but the Lord ironing. Even if you do a perfect job, you can't control the results. The accidental element is inevitable. Even if you train like a madman and act with all your heart, you may lose to a more happy rival, or you may be frustrated by failure.

Dilbert's manga artist Scott Adams claims that his goal is literally "for losing dogs." If you are linked to reaching a distant milestone, you are always a failure if you can't reach it. If you can't achieve your goals due to Aquaracia or bad luck, your impression will be even stronger. Even if you succeed, all goals have the terminal. Give a celebration for a while, then? And it becomes a "losing dog" again. Or you may return to your previous habits, but in that case the result is the same. This is a typical "y o-yo" schedule for those who always diet. If you want to achieve sustainable weight loss, there is no "diet". The only thing is to find a way to have a healthy diet for a lifetime. Optionality is a systematic approach. Instead of the results, we will systematically collect asymmetric options and invite us to see what will happen. If you use a nudge to form a selection architecture, it is a system. It is also a system to automate everyday and lo w-level behavior. It is also a system to be surrounded by appropriate people. As Scott Adams states, every day to act according to the system is the winner. Focus on what you can control. If you want to be an athlete, you can lose to the race, Scott Adams in < SPAN> Dilbert "claims that the goal is literally" for the losing dog. " If you are linked to reaching a distant milestone, you are always a failure if you can't reach it. If you can't achieve your goals due to Aquaracia or bad luck, your impression will be even stronger. Even if you succeed, all goals have the terminal. Give a celebration for a while, then? And it becomes a "losing dog" again. Or you may return to your previous habits, but in that case the result is the same. This is a typical "y o-yo" schedule for those who always diet. If you want to achieve sustainable weight loss, there is no "diet". The only thing is to find a way to have a healthy diet for a lifetime. Optionality is a systematic approach. Instead of the results, we will systematically collect asymmetric options and invite us to see what will happen. If you use a nudge to form a selection architecture, it is a system. It is also a system to automate everyday and lo w-level behavior. It is also a system to be surrounded by appropriate people. As Scott Adams states, every day to act according to the system is the winner. Focus on what you can control. If you want to be an athlete, you can lose to the race, Dilbert, "Dilbert", Scott Adams, literally claims that the goal is for the loser. If you are linked to reaching a distant milestone, you are always a failure if you can't reach it. If you can't achieve your goals due to Aquaracia or bad luck, your impression will be even stronger. Even if you succeed, all goals have the terminal. Give a celebration for a while, then? And it becomes a "losing dog" again. Or you may return to your previous habits, but in that case the result is the same. This is a typical "y o-yo" schedule for those who always diet. If you want to achieve sustainable weight loss, there is no "diet". The only thing is to find a way to have a healthy diet for a lifetime. Optionality is a systematic approach. Instead of the results, we will systematically collect asymmetric options and invite us to see what will happen. If you use a nudge to form a selection architecture, it is a system. It is also a system to automate everyday and lo w-level behavior. It is also a system to be surrounded by appropriate people. As Scott Adams states, every day to act according to the system is the winner. Focus on what you can control. If you want to be an athlete, you can lose to the race,

The turnover loop is very inconvenient to change our behavior. We don't get visibly thicker when we absorb a big muck, nor do we reverse what we impulsively acquire afterwards. As a rule, it takes many incomprehensible conclusions before the long-term results finally catch up with us. We accumulate silent risk for years without any external symptoms of threat, and then it seems under a blow. If you want to be saved from the "sirens", a major change in motivation is unlikely. Life is worse than anything else, even at its fastest. The first close-work results, which are most important for flourishing, often occur with dislike. Almost everything is actually difficult to create. Walking and weightlifting interfere with physiological pain. Creating can be exhausting. Certainly introspection is unsettling. The second and ninth results carry this baggage, but again, the turnover loop is not so incomprehensible as to motivate. We never get slimmer than one point later, and then we never get the first tentative conclusions about cost richness. We have to do this again and again, we will notice the results. Sometimes there is no reverse association in general: we work for years without external symptoms of splash, and then the g

The issues of the three reassured views Acradazia are becoming more and more complicated. But if my job is completed correctly, I can finish reading this part of this book with optimistic feelings. Let's summarize some encouraging views and summarize: 1. In order to achieve specific goals that do not need to worry about the future, there is usually a chain of interconnection. If one of the links does not work, the entire chain will be broken. In contrast, an optional approach is a net of a weakly bound system. There is no beginning or end, and there is no point of disconnection. Even if one thread is cut, the remaining part of the system supplements looseness. Our personality is not tied to one narrow area, and success or failure is not affected by the results of the event. Even if you stick to the system, you will win in the next game. Or the next game. The next game is fine. This method removes a lot of anxiety. It has been a "systematic approach" for mental health for thousands of years, and it is interesting that it has reached the Renaissance today. Oriental tradition (Buddhism / meditation) and Western traditions (store / cognitive behavioral therapy) include the coincidence of the universe and focuses on what we are subject to. Leave yourself in the breeze of fate and avoid breaking into two. It is because of the weakness of one's own will or the mischief of God. Wa < Span> The three reassuring views of Aquazia are becoming more and more complicated. But if my job is completed correctly, I can finish reading this part of this book with optimistic feelings. Let's summarize some encouraging views and summarize: 1. In order to achieve specific goals that do not need to worry about the future, there is usually a chain of interconnection. If one of the links does not work, the entire chain will be broken. In contrast, an optional approach is a net of a weakly bound system. There is no beginning or end, and there is no point of disconnection. Even if one thread is cut, the remaining part of the system supplements looseness. Our personality is not tied to one narrow area, and success or failure is not affected by the results of the event. Even if you stick to the system, you will win in the next game. Or the next game. The next game is fine. This method removes a lot of anxiety. It has been a "systematic approach" for mental health for thousands of years, and it is interesting that it has reached the Renaissance today. Oriental tradition (Buddhism / meditation) and Western traditions (store / cognitive behavioral therapy) include the coincidence of the universe and focuses on what we are subject to. Leave yourself in the breeze of fate and avoid breaking into two. It is because of the weakness of one's own will or the mischief of God. Wow three reassuring views Aquagia's problem is becoming more and more complicated. But if my job is completed correctly, I can finish reading this part of this book with optimistic feelings. Let's summarize some encouraging views and summarize: 1. In order to achieve specific goals that do not need to worry about the future, there is usually a chain of interconnection. If one of the links does not work, the entire chain will be broken. In contrast, an optional approach is a net of a weakly bound system. There is no beginning or end, and there is no point of disconnection. Even if one thread is cut, the remaining part of the system supplements looseness. Our personality is not tied to one narrow area, and success or failure is not affected by the results of the event. Even if you stick to the system, you will win in the next game. Or the next game. The next game is fine. This method removes a lot of anxiety. It has been a "systematic approach" for mental health for thousands of years, and it is interesting that it has reached the Renaissance today. Oriental tradition (Buddhism / meditation) and Western traditions (store / cognitive behavioral therapy) include the coincidence of the universe and focuses on what we are subject to. Leave yourself in the breeze of fate and avoid breaking into two. It is because of the weakness of one's own will or the mischief of God. Wow

Think of the most difficult task of the acratic task-you are trying to be free from heroin dependence. He was recruited by an unfair war and became a witnessing of terrible atrocities. 10, 000 hunters who returned from the Vietnam War collided with a similar story. All the soldiers of the South American 5th troops were drowning in the most dru g-like stomach as far as humans knew. But then, when they dried up and returned to South America, 95 % survived purely. This disappointing result was all researched in the field of drug addiction. Did the huntsman have the muscles of the willingness to fly to get home at some point? Was the morals dwelling in them? Did they paint their goals painfully or apply thre e-step tricks for habits? Of course, that is not the case. This was the first important confirmation to confirm that the choice architecture was much more important than sel f-control. Which of the veterans has recovered from drug addiction is not the only one. But their environment, affection, public groups and faces changed overnight. Instead, he came to his cheeks with his friend addicts and became surrounded by friends, family and close people. They witnessed the discomfort associated with drug dependence. < SPAN> Let's think about the most difficult task of the acratic tasks-you are trying to be free from heroin dependence. He was recruited by an unfair war and became a witnessing of terrible atrocities. 10, 000 hunters who returned from the Vietnam War collided with a similar story. All the soldiers of the South American 5th troops were drowning in the most dru g-like stomach as far as humans knew. But then, when they dried up and returned to South America, 95 % survived purely. This disappointing result was all researched in the field of drug addiction. Did the huntsman have the muscles of the willingness to fly to get home at some point? Was the morals dwelling in them? Did they paint their goals painfully or apply thre e-step tricks for habits? Of course, that is not the case. This was the first important confirmation to confirm that the choice architecture was much more important than sel f-control. Which of the veterans has recovered from drug addiction is not the only one. But their environment, affection, public groups and faces changed overnight. Instead, he came to his cheeks with his friend addicts and became surrounded by friends, family and close people. They witnessed the discomfort associated with drug dependence. Think of the most difficult task of the acratic task-you are trying to be free from heroin dependence. He was recruited by an unfair war and became a witnessing of terrible atrocities. A 10, 000 hunters returned from the Vietnam War collided with a similar story. All the soldiers of the South American 5th troops were drowning in the most dru g-like stomach as far as humans knew. But then, when they dried up and returned to South America, 95 % survived purely. This disappointing result was all researched in the field of drug addiction. Did the huntsman have the muscles of the willingness to fly to get home at some point? Was the morals dwelling in them? Did they paint their goals painfully or apply thre e-step tricks for habits? Of course, that is not the case. This was the first important confirmation to confirm that the choice architecture was much more important than sel f-control. Which of the veterans has recovered from drug addiction is not the only one. But their environment, affection, public groups and faces changed overnight. Instead, he came to his cheeks with his friend addicts and became surrounded by friends, family and close people. They witnessed the discomfort associated with drug dependence.

We are catastrophically special, but not special enough to get the release from reality. We cannot exceed the limits of biology, as we can decide on a clear day to walk on the ceiling against the laws of physics. Yes, this is not what you want to want. Our animal part is an intriguing, considering that it is a relic and a life without a life that hinders the true possibilities. But someday, when we have become a castrated transhumanist or a blissful wire worm, I'm going to turn. If you think that the nature of humans should be eradicated, walk slowly on a street with a lot of traffic and look at everything with a bright look. Hig h-rise building. Company. Art work, fashion, design. It is considered to be an unusual shrinkage of human efforts, including discarded plastic shells (crafts made from old aquatic plants and are drawn in abundant colors and characters with a lot of information). I am. We want thousands of strangers to interact like friends and friends, and witness the mysterious sight of everyday games for each other's benefit. Students preparing for the exam in the park. In the playground, infants try their physiological limits and learn new social signals. The monkey wearing pants did all of them. If you take out monkeys that have pants, you can see the social role of the monkey.

Finally returns to the "Fool's Ship" running through the wide sea. Many of the tasks are performed mechanically thanks to the hesitation sails. When the whirlpool changes, the sailors do not go to the vortex, but around the vortex. < SPAN> We are catastrophically special, but not special enough to get the release from reality. We cannot exceed the limits of biology, as we can decide on a clear day to walk on the ceiling against the laws of physics. Yes, this is not what you want to want. Our animal part is an intriguing, considering that it is a relic and a life without a life that hinders the true possibilities. But someday, when we have become a castrated transhumanist or a blissful wire worm, I'm going to turn. If you think that the nature of humans should be eradicated, walk slowly on a street with a lot of traffic and look at everything with a bright look. Hig h-rise building. Company. Art work, fashion, design. It is considered to be an unusual shrinkage of human efforts, including discarded plastic shells (crafts made from old aquatic plants and are drawn in abundant colors and characters with a lot of information). I am. We want thousands of strangers to interact like friends and friends, and witness the mysterious sight of everyday games for their benefits. Students preparing for the exam in the park. In the playground, infants try their physiological limits and learn new social signals. The monkey wearing pants did all of them. If you take out monkeys that have pants, you can see the social role of the monkey.

Finally returns to the "Fool's Ship" running through the wide sea. Many of the tasks are performed mechanically thanks to the hesitation sails. When the whirlpool changes, the sailors do not go to the vortex, but around the vortex. We are catastrophically special, but not special enough to get the release from reality. We cannot exceed the limits of biology, as we can decide on a clear day to walk on the ceiling against the laws of physics. Yes, this is not what you want to want. Our animal part is an intriguing, considering that it is a relic and a life without a life that hinders the true possibilities. But someday, when we have become a castrated transhumanist or a blissful wire worm, I'm going to turn. If you think that the nature of humans should be eradicated, walk slowly on a street with a lot of traffic and look at everything with a bright look. Hig h-rise building. Company. Art work, fashion, design. It is considered to be an unusual shrinkage of human efforts, including discarded plastic shells (crafts made from old aquatic plants and are drawn in abundant colors and characters with a lot of information). I am. We want thousands of strangers to interact like friends and friends, and witness the mysterious sight of everyday games for their benefits. Students preparing for the exam in the park. In the playground, infants try their physiological limits and learn new social signals. The monkey wearing pants did all of them. If you take out monkeys that wear pants, you can see the social role of the monkey.

Finally returns to the "Fool's Ship" running through the wide sea. Many of the tasks are performed mechanically thanks to the hesitation sails. When the whirlpool changes, the sailors do not go to the vortex, but around the vortex.

Occasionally, the team occupies the belt, but in such a case they unite. Fool's and others are surrounded by adventur e-loving friends, encourage each other, support those who are delayed, and sing a glossy ballad that stirs the siren singing voice. The monkey talks to his friends and performs a new original navigation system. Reptiles take sunbathing. When the ship needs to fight pirates or avoid obstacles, their terrible nails and muscles appear in front, and a huge banquet is held for their honor. The captain settled for the first time. He referring to his map, measuring the dimensions, and holding it with confidence. Elder is no longer whispering rude sentences in his ears. The ship may be off the course, attacked by a storm, or being temporarily captured by an incapacitated crew. The captain just smiles and returns to the rudder. A fool's ship requires a new name.

Praxis (noun) From ancient Greek πƕƕ: The process of practicing or realizing doctrine and experience. Use thinking for practice.

It is not enough to just know. Aspirations are not enough. -The field of Johann Wolfgang Gate

For example, the time to spend a cunning strategy or explore your contents is not so large. After a certain stage, you have to create something.

Startup's founder Alyssa Vance emphasizes how important it is to concentrate on the met a-level to enhance your efforts in your essay, "Level of Action." If you take time to improve your skills and explore new strategies, you can increase the results by 10. There is a possibility that you can return to the next level 100 times your achievements. However, as Bance warns, if you do not do your best at the lowest action level, the power mult i-pliers will not actually have any effect. 100 is zero-everything is exactly the same zero. In the first volume, we worked on the highest meta level, "why." In Volume 2, we lowered one level and worked on "how". In the third book, proceed to "what actually happens", which is the lowest level of impact (Fig. 3.)

Figure 3. 1: The meaning of impact: Why, how, and what? < SPAN> Occasionally, the team may occupy the belt, but in such a case, unite. Fool's and others are surrounded by adventur e-loving friends, encourage each other, support those who are delayed, and sing a glossy ballad that stirs the siren singing voice. The monkey talks to his friends and performs a new original navigation system. Reptiles take sunbathing. When the ship needs to fight pirates or avoid obstacles, their terrible nails and muscles appear in front, and a huge banquet is held for their honor. The captain settled for the first time. He referring to his map, measuring the dimensions, and holding it with confidence. Elder is no longer whispering rude sentences in his ears. The ship may be off the course, attacked by a storm, or being temporarily captured by an incapacitated crew. The captain just smiles and returns to the rudder. A fool's ship requires a new name.

Praxis (noun) From ancient Greek πƕƕ: The process of practicing or realizing doctrine and experience. Use thinking for practice.

It is not enough to just know. Aspirations are not enough. -The field of Johann Wolfgang Gate

For example, the time to spend a cunning strategy or explore your contents is not so large. After a certain stage, you have to create something.

Startup's founder Alyssa Vance emphasizes how important it is to concentrate on the met a-level to enhance your efforts in your essay, "Level of Action." If you take time to improve your skills and explore new strategies, you can increase the results by 10. There is a possibility that you can return to the next level 100 times your achievements. However, as Bance warns, if you do not do your best at the lowest action level, the power mult i-pliers will not actually have any effect. 100 is zero-everything is exactly the same zero. In the first volume, we worked on the highest meta level, "why." In Volume 2, we lowered one level and worked on "how". In the third book, proceed to "what actually happens", which is the lowest level of impact (Fig. 3.)

Figure 3. 1: The meaning of impact: Why, how, and what? Occasionally, the team occupies the belt, but in such a case they unite. Fool's and others are surrounded by adventur e-loving friends, encourage each other, support those who are delayed, and sing a glossy ballad that stirs the siren singing voice. The monkey talks to his friends and performs a new original navigation system. Reptiles take sunbathing. When the ship needs to fight pirates or avoid obstacles, their terrible nails and muscles appear in front, and a huge banquet is held for their honor. The captain settled for the first time. He referring to his map, measuring the dimensions, and holding it with confidence. Elder is no longer whispering rude sentences in his ears. The ship may be off the course, attacked by a storm, or being temporarily captured by an incapacitated crew. The captain just smiles and returns to the rudder. A fool's ship requires a new name.

Praxis (noun) From ancient Greek πƕƕ: The process of practicing or realizing doctrine and experience. Use thinking for practice.

It is not enough to just know. Aspirations are not enough. -The field of Johann Wolfgang Gate

For example, the time to spend a cunning strategy or explore your contents is not so large. After a certain stage, you have to create something.

Startup's founder Alyssa Vance emphasizes how important it is to concentrate on the met a-level to enhance your efforts in your essay, "Level of Action." If you take time to improve your skills and explore new strategies, you can increase the results by 10. There is a possibility that you can return to the next level 100 times your achievements. However, as Bance warns, if you do not do your best at the lowest action level, the power mult i-pliers will not actually have any effect. 100 is zero-everything is exactly the same zero. In the first volume, we worked on the highest meta level, "why." In Volume 2, we lowered one level and worked on "how". In the third book, proceed to "what actually happens", which is the lowest level of impact (Fig. 3.)

Figure 3. 1: The meaning of impact: Why, how, and what?

Each of the four fields: financial capital, healthy capital, social capital, and knowledge capital gained the opportunity to create optional properties. From the spirit of eating my dog ​​food myself, I only posted the strategy I used. Looking at these phrases and wrinkling the nose is not bad. It is impossible to give universal advice with such lo w-level actions. Instead, please consider the principle of options to be the source of inspiration to make a compromise. In the words of Bruce Lee, "incorporate useful things, throw away the rest, and add something that looks like."

Asymmetry of financial capital

The Bala Holsikov family My parents are literary jellyfish, and have never encountered articles that can not be piled up with aging paper chopped. They also collected art, crafts, architectural materials, exotic plants, seeds, dresses and children. Their descendants were occupied in cluttered free space, where they immediately began to make their own collections. < SPAN> In each of the four fields: financial capital, healthy capital, social capital, and knowledge capital, it has the opportunity to create optional properties. From the spirit of eating my dog ​​food myself, I only posted the strategy I used. Looking at these phrases and wrinkling the nose is not bad. It is impossible to give universal advice with such lo w-level actions. Instead, please consider the principle of options to be the source of inspiration to make a compromise. In the words of Bruce Lee, "incorporate useful things, throw away the rest, and add something that looks like."

Asymmetry of financial capital

The Bala Holsikov family My parents are literary jellyfish, and have never encountered articles that can not be piled up with aging paper chopped. They also collected art, crafts, architectural materials, exotic plants, seeds, dresses and children. Their descendants were occupied in cluttered free space, where they immediately began to make their own collections. Each of the four fields: financial capital, healthy capital, social capital, and knowledge capital gained the opportunity to create optional properties. From the spirit of eating my dog ​​food myself, I only posted the strategy I used. Looking at these phrases and wrinkling the nose is not bad. It is impossible to give universal advice with such lo w-level actions. Instead, please consider the principle of options to be the source of inspiration to make a compromise. In the words of Bruce Lee, "incorporate useful things, throw away the rest, and add something that looks like."

Asymmetry of financial capital

The Bala Holsikov family My parents are literary jellyfish, and have never encountered articles that can not be piled up with aging paper chopped. They also collected art, crafts, architectural materials, exotic plants, seeds, dresses and children. Their descendants were occupied in cluttered free space, where they immediately began to make their own collections.

In fact, I think that this early acquaintance may have been vaccinated against his family. To this day, you can see the goose bumps when you look at the photo of the cardboard box folded in the corridor. When I moved abroad, my luggage fell in a 2 2-liter bag. Before having the courage to add it to the absolute and unusual luggage carrying on the back, I had to learn all the new things carefully. Ultra Light Travel's adventure teaches that similar luggage basically runs around the border between stupid masochism, like a caricature between minimalists. He gave me. Is there another rope stick? Uh, "If you are fair, the disgust for my winding machine is largely due to aesthetic consideration, that is, my personal preference. My family is a real junk collector. At the same time, they are collecting training materials. Most of their merciful ones with their own nail clippers boxes are not expensive to buy them. The difference from them is that the movement of the miniature rhythm is usually associated with the great or elegant Swedish furniture. < SPAN> I think that this is a photo of the corridor to the opposite of my family. When I looked at it, I moved abroad, and I had all the new luggage on my back to the back of my back. The adventure of Ultra Light Travel had to be learned, like a caricature between minimalists, a similar luggage runs around the border between stupid masochism. He told me that there was another rope, "If you want to be fair, your disgust is due to your personal tastes. At the same time, they are not the kind of junk collector, and they don't have their own nail clippers. Most of them were not expensive to buy them, and the differences in miniature or elegant Sweden were usually hidden in the thrift spirit. I have been associated with a designer magazine that has been associated with this luggage very much. When I look at the cardboard box in the corridor, I moved overseas. Before having the courage to add it to an unusual luggage, I had to learn all the new things carefully. Ultra Light Travel's adventure teaches that similar luggage basically runs around the border between stupid masochism, like a caricature between minimalists. He gave me. Is there another rope stick? Uh, "If you are fair, the disgust for my winding machine is largely due to aesthetic consideration, that is, my personal preference. My family is a real junk collector. At the same time, they are collecting training materials. Most of their merciful ones with their own nail clippers boxes are not expensive to buy them. The difference from them is that the movement of the miniature rhythm is usually associated with the great or elegant Swedish furniture. I have to admit that.

Depreciation assets cost a certain cost, such as maintenance, insurance, and storage. But this is just a corner of the iceberg. The size of the house is determined by the amount of personal storage garbage, and as a result, the payment of mortgages, rent, heating, maintenance, and insurance premiums are determined. If there is a vacant room where garbage is scattered, you will not have the opportunity to post it to Airbnb and use it as a home office or a bedroom for visitors. Everything must be carried from home to home, organized, and placed in a prescribed place. If you believe in what psychologists and ecologyists say, the environment is literally hindering clear thoughts. Based on all of these, we can review the relationship between people and property. Average American families have about 300. 000 things, and the sel f-service industry is very wide, so that all Americans can be accommodated under its canopy. As Peter Diamandis mentioned in the book "Abundance", if everyone else switched to such a lifestyle, five resources to realize it. You will need a planet. Even if Mars is colonized, we will not be able to colonize Mars.

Occupation, rent, request, stealing < SPAN> depreciable assets also cost a certain cost, such as maintenance, insurance, and storage. But this is just a corner of the iceberg. The size of the house is determined by the amount of personal storage garbage, and as a result, the payment of mortgages, rent, heating, maintenance, and insurance premiums are determined. If there is a vacant room where garbage is scattered, you will not have the opportunity to post it to Airbnb and use it as a home office or a bedroom for visitors. Everything must be carried from home to home, organized, and placed in a prescribed place. If you believe in what psychologists and ecologyists say, the environment is literally hindering clear thoughts. Based on all of these, we can review the relationship between people and property. Average American families have about 300. 000 things, and the sel f-service industry is very wide, so that all Americans can be accommodated under its canopy. As Peter Diamandis mentioned in the book "Abundance", if everyone else switched to such a lifestyle, five resources to realize it. You will need a planet. Even if Mars is colonized, we will not be able to colonize Mars.

Occupation, lease, demands, and stealing depreciation assets cost a certain cost, such as maintenance, insurance, and storage. But this is just a corner of the iceberg. The size of the house is determined by the amount of personal storage garbage, and as a result, the payment of mortgages, rent, heating, maintenance, and insurance premiums are determined. If there is a vacant room where garbage is scattered, you will not have the opportunity to post it to Airbnb and use it as a home office or a bedroom for visitors. Everything must be carried from home to home, organized, and placed in a prescribed place. If you believe in what psychologists and ecologyists say, the environment is literally hindering clear thoughts. Based on all of these, we can review the relationship between people and property. Average American families have about 300. 000 things, and the sel f-service industry is very wide, so that all Americans can be accommodated under its canopy. As Peter Diamandis states in the book "Abundance", if everyone else switched to such a lifestyle, five resources to realize it. You will need a planet. Even if Mars is colonized, we will not be able to colonize Mars.

Occupation, rent, request, stealing

Maybe not the last one. But any deal that gives you the benefits of ownership without the responsibilities should be taken advantage of. Take car ownership. On the one hand, a car represents freedom of choice, giving you the right to go wherever you want, whenever you want, without the obligation to follow someone else's schedule. Having grown up in a remote rural town, I understand the importance of that autonomy. But car ownership also comes with huge, permanent costs to our health and our economic capital (especially debt). Passenger cars spend 97% of their lives quietly rusting away, with only a short time spent using their two-ton metal body to transport a 150-pound man and a few bags of groceries to the supermarket. Forcing every household to buy and maintain one or more of these behemoths is a hopelessly ineffective solution that creates as many problems as it does solutions. Uber's market turned out to be much larger than anyone expected, because Uber's goal wasn't "cheap taxi fares" but "to make car ownership unnecessary." We now have the elegant set of technologies necessary to eliminate the need for personal cars.

If you need something in front of the items that can be arrested almost free, get used. And if it gets tired for you, throw it again. There is a possibility that many of the value paid, and if you are conscious of the bottom of writing marketing copies, you will notice that it will be in the red. These conclusions simply can be reversed. If you refuse a universal product, it is also necessary for you, and you can find it every time. Basically, at the technical level, the only thing that is required to be owned without separation is the one that is considered to be original or suga r-rich luggage. The most convincing reason for owning things is that borrowing things systematically is the vertical if you want a large amount of time and segment. It would be arrogant to put it on CRAIGSLIST as soon as it falls on a plate with a fork. As a result, we need a hulistic like the first year's standard: If you don't use that small one in the past 12 months, throw it in a trash. This rule can be changed in any direction, depending on how you use your time and how much space you have. This is not the story of becoming a minimalist, but a method of avoiding the story when you start approaching your skills too large. If everyone is Z

Smooth plane, symmetrical parts, and realistic paintings were urgently demanded at the highest cost. In the past, luxurious people had the opportunity to make their own dining rooms prepared by craftsmen and craftsmen, but it turned out that the Lumpen bowl was a rumper. Such a situation has been more than permanent for 1000 years for 1000 years, until the Industrial Revolution has come and destroyed everything. With the support of a newly improved clear machine, the factory has the ability to produce a perfect product literally, for example, inexpensive people, including the lower population, solve good luggage for themselves. He had the ability to do. Luxur y-oriented people had to be noticeable by switching to a new status signal. < SPAN> If you need something in front of the item that can be arrested almost free, get it used. And if it gets tired for you, throw it again. There is a possibility that many of the value paid, and if you are conscious of the bottom of writing marketing copies, you will notice that it will be in the red. These conclusions simply can be reversed. If you refuse a universal product, it is also necessary for you, and you can find it every time. Basically, at the technical level, the only thing that is required to be owned without separation is the one that is considered to be original or suga r-rich luggage. The most convincing reason for owning things is that borrowing things systematically is the vertical if you want a large amount of time and segment. It would be arrogant to put it on CRAIGSLIST as soon as it falls on a plate with a fork. As a result, we need a hulistic like the first year's standard: If you don't use that small one in the past 12 months, throw it in a trash. This rule can be changed in any direction, depending on how you use your time and how much space you have. This is not the story of becoming a minimalist, but a method of avoiding the story when you start approaching your skills too large. If everyone is Z

Smooth plane, symmetrical parts, and realistic paintings were urgently demanded at the highest cost. In the past, luxurious people had the opportunity to make their own dining rooms prepared by craftsmen and craftsmen, but it turned out that the Lumpen bowl was a rumper. Such a situation has been more than permanent for 1000 years for 1000 years, until the Industrial Revolution has come and destroyed everything. With the support of a newly improved clear machine, the factory has the ability to produce a perfect product literally, for example, inexpensive people, including the lower population, solve good luggage for themselves. He had the ability to do. Luxur y-oriented people had to be noticeable by switching to a new status signal. If you need something in front of the items that can be arrested almost free, get used. And if it gets tired for you, throw it again. There is a possibility that you will return many of the paid value, and if you are conscious of the bottom of writing a marketing copy, you will notice that it will be in the red. These conclusions simply can be reversed. If you refuse a universal product, it is also necessary for you, and you can find it every time. Basically, at the technical level, the only thing that is required to be owned without separation is the one that is considered to be original or suga r-rich luggage. The most convincing reason for owning things is that borrowing things systematically is the vertical if you want a large amount of time and segment. It would be arrogant to put it on CRAIGSLIST as soon as it falls on a plate with a fork. As a result, we need a hulistic like the first year's standard: If you don't use that small one in the past 12 months, throw it in a trash. This rule can be changed in any direction, depending on how you use your time and how much space you have. This is not the story of becoming a minimalist, but a method of avoiding the story when you start approaching your skills too large. If everyone is Z

Smooth plane, symmetrical parts, and realistic paintings were urgently demanded at the highest cost. In the past, luxurious people had the opportunity to make their own dining rooms prepared by craftsmen and craftsmen, but it turned out that the Lumpen bowl was a rumper. Such a situation has been more than permanent for 1000 years for 1000 years, until the Industrial Revolution has come and destroyed everything. With the support of a newly improved clear machine, the factory has the ability to produce a perfect product literally, for example, inexpensive people, including the lower population, solve good luggage for themselves. He had the ability to do. Luxur y-oriented people had to be noticeable by switching to a new status signal.

In the world of strategic imperfections, photos killed realism and caused a chain of abstraction. The family industry became active again, and organic silk, custo m-made jewelry, and on e-time handmade kombucha were sold. If you go to a pottery class or open a local beer brewery in a garage, you will see the next evolution step. As Jeffrey Miller states in Spent, if we own things only with practical value, it will hardly be meaningful to make it ourselves. Imagine that people in the Bangladesh factory can make jumper 1 million times more efficiently, but that corporate lawyers are learning how to knit ugly cables for weeks. From a limited economic point of view, this is ridiculous. It's much better to use her huge hourly wage to dispatch a personal secretary to J. Crew. But as usual, what is irrational is a limited economic point of view. First of all, learning to make things on your own is a strategy that has repeated trial and error to strengthen economic shock. As described in Chapter 16, there are skills that cannot be outsourced and rewarding skills.

Suppose you buy a cheap plastic laptop designed for a strategic child for a barbell thing. Now, let's imagine the following: < SPAN> In the world of strategic imperfections, photos killed realism and caused a chain of abstraction. The family industry became active again, and organic silk, custo m-made jewelry, and on e-time handmade kombucha were sold. If you go to a pottery class or open a local beer brewery in a garage, you will see the next evolution step. As Jeffrey Miller states in Spent, if we own things only with practical value, it will hardly be meaningful to make it ourselves. Imagine that people in the Bangladesh factory can make jumper 1 million times more efficiently, but that corporate lawyers are learning how to knit ugly cables for weeks. From a limited economic point of view, this is ridiculous. It's much better to use her huge hourly wage to dispatch a personal secretary to J. Crew. But as usual, what is irrational is a limited economic point of view. First of all, learning to make things on your own is a strategy that has repeated trial and error to strengthen economic shock. As described in Chapter 16, there are skills that cannot be outsourced and rewarding skills.

Suppose you buy a cheap plastic laptop designed for a strategic child for a barbell thing. Now, let's imagine the following: In the world of strategic imperfections, photos killed realism and caused a chain of abstraction. The family industry became active again, and organic silk, custo m-made jewelry, and on e-time handmade kombucha were sold. If you go to a pottery class or open a local beer brewery in a garage, you will see the next evolution step. As Jeffrey Miller states in Spent, if we own things only with practical value, it will hardly be meaningful to make it ourselves. Imagine that people in the Bangladesh factory can make jumper 1 million times more efficiently, but that corporate lawyers are learning how to knit ugly cables for weeks. From a limited economic point of view, this is ridiculous. It's much better to use her huge hourly wage to dispatch a personal secretary to J. Crew. But as usual, what is irrational is a limited economic point of view. First of all, learning to make things on your own is a strategy that has repeated trial and error to strengthen economic shock. As described in Chapter 16, there are skills that cannot be outsourced and rewarding skills.

Suppose you buy a cheap plastic laptop designed for a strategic child for a barbell thing. Now, let's imagine the following:

As a fiction writer, this gachagacha is the primary tool you use for a certain amount of time every day. Imagine how stupid it is to endure so many disappointments and waste so much time for a few hundred dollars. I was this person, so I don't have to imagine. Then in 2016, at the peak of my pathological greed, I started to understand which items were worth paying for. Sometimes huge resources. But at first, it was not easy to reconcile my increasing inclination towards elegant things with economic ethics, this was due to the fact that I had not yet recovered from the listless version of when I behaved like a lifeless person. Minimax clearly calls for the erasure of heaps of nonsense from life. There is no reason to arbitrarily exclude "material assets" from the latter category. In fact, I am trying to own more and more nice things, and I am willing to pay high prices for them. There is an argument that buying quality things will save you money in the long run. This is best explained by the late, great novelist Terry Pratchett. Buy the best in class for a few products, the cheapest version for the rest, and beware of intermediate variations.

Figure 3. 2 A “barbell” strategy for things

At the end of the "Best in their own class" bar, there are two product categories. The first is the luggage you use every day: laptops, tables, phones, keyboards, work tools, etc. If you cook a lot, you might go for high-quality knives and pans. You spend a third of your life in bed, so don't settle for a poor mattress. The same goes for artworks and objects you come into contact with every day. Category 2 refers to things that can deteriorate. Don't regret the funds for helmets, protective ammunition, bald tires, condoms, and everything else, which in fact have the potential to be disastrous for your life and freedom. Sam Vaims boots are a great (but no t-presentable) model, as a result they fit both categories: you are likely to wear your daily shoes, and poor shoes have the ability to make you look different and attractive in a good way. If we transfer these two circles to a venation diagram, it is worth paying special attention to the one in the middle (Figure 3. 3).

Figure 3. Venna - Diagram for getting the fine things

... This, after all, is perfectly in line with the age-old advice to "invest in the baggage that exists between you and the earth." Great! What's on the other end of the bar? I say this: having expensive things still gets you frosting. It's not the price that matters, it's all the commitment that comes with it. I once met a South American tourist who dragged his $400 designer shoes everywhere he went, afraid that he would leave them on the balcony of the hostel like the other travelers. There's a real significance to the fact that people who own expensive things have a chain that ties them down. Imagine the constant stress that comes with having to think about security, making sure insurance policies are important, worrying about how to lend something to a friend or colleague.

Bisabi, affordable and interesting. When you arrive in a new city or country, I usually get a set of clothes that can walk around slums. The difference from my main lane set in technical clothing is that I do it for sufficient efforts and funds in this spinning composition of secondary characters: I often have a store for economic. I buy them and return them when I leave. What if I secretly kidnap them in their sharp sauce, or if someone kidnap them from the hanger? This problem was made so that one of the two worlds would not be in the middle of giving itself. This is a brand kingdom, where costs begin to rampage from quality. I have paid $ 60 to Merinos wool shirts and $ 6 to cotton T-shirts. But you don't pay $ 30 to cotton T-shirts. At the fastest point, they are manufactured in the same factory, and the main difference is whether the swoosh logo or something is included. If you are not clear, start what you actually bu y-quality and low cost, then inexpensive options. If you have never been a task, it's excellent! You have just saved a lot of money. If it gets broken or finds it doesn't fit your purpose, you can buy it again.

A little while ago, my friend ended my long tour of my hometown, spent a long time, and asked her a question: What do you think of New Zealad? < SPAN> Bisabi, affordable and interesting. When you arrive in a new city or country, I usually get a set of clothes that can walk around slums. The difference from my main lane set in technical clothing is that I do it for sufficient efforts and funds in this spinning composition of secondary characters: I often have a store for economic. I buy them and return them when I leave. What if I secretly kidnap them in their sharp sauce, or if someone kidnap them from the hanger? This problem was made so that one of the two worlds would not be in the middle of giving itself. This is a brand kingdom, where costs begin to rampage from quality. I have paid $ 60 to Merinos wool shirts and $ 6 to cotton T-shirts. But you don't pay $ 30 to cotton T-shirts. At the fastest point, they are manufactured in the same factory, and the main difference is whether the swoosh logo or something is included. If you are not clear, start what you actually bu y-quality and low cost, then inexpensive options. If you have never been a task, it's excellent! You have just saved a lot of money. If it gets broken or finds it doesn't fit your purpose, you can buy it again.

A little while ago, my friend ended my long tour of my hometown, spent a long time, and asked her a question: What do you think of New Zealad? Bisabi, affordable and interesting. When you arrive in a new city or country, I usually get a set of clothes that can walk around slums. The difference from my main lane set in technical clothing is that I do it for sufficient efforts and funds in this spinning composition of secondary characters: I often have a store for economic. I buy them and return them when I leave. What if I secretly kidnap them in their sharp sauce, or if someone kidnap them from the hanger? This problem was made so that one of the two worlds would not be in the middle of giving itself. This is a brand kingdom, where costs begin to rampage from quality. I have paid $ 60 to Merinos wool shirts and $ 6 to cotton T-shirts. But you don't pay $ 30 to cotton T-shirts. At the fastest point, they are manufactured in the same factory, and the main difference is whether the swoosh logo or something is included. If you are not clear, start what you actually bu y-quality and low cost, then inexpensive options. If you have never been a task, it's excellent! You have just saved a lot of money. If it gets broken or finds it doesn't fit your purpose, you can buy it again.

A little while ago, my friend ended my long tour of my hometown, spent a long time, and asked her a question: What do you think of New Zealad?

"Everything was going well," she said. Prima? Was everything going well? You're talking about the kingdom of God, Rayman! But how about this terrible beauty? What are the sheep of these 30 million hairs? An fountain with a bucket where Elija Wood made a toilet? Up to a huge statue of sparkling drinks? Yes, all of these are really beautiful. And a giant bottle of sharp drinks. However, taking into account how much resources she spent, she takes more demons than any other example. As an economic traveler, my friend, basically, would spend more time, even if they were not fair, would spend the time with the lowest advertising. New Zealand is not the core of Hollywood's major subsidies, so they continue to apply us as a colorful background for their bestsellers. Tourism is the most important industry for New Zealand. We are not considering the perfect secret. As a result, when my friend came by car, she had already been waiting for a very interesting spirit, such as open space, shining glaciers, and hobbit hair. In the TV series "Flight of the Concord", a banner of "Ne w-Zealand: Don't Expect Almost Everything, You'll Like It." However, the Tourism Bureau seems to understand that this motto is a mythical. Studies specializing in gaining maximum rewards from memories can be as follows. < SPAN> She said, "Everything was going well." Prima? Was everything going well? You're talking about the kingdom of God, Rayman! But how about this terrible beauty? What are the sheep of these 30 million hairs? An fountain with a bucket where Elija Wood made a toilet? Up to a huge statue of sparkling drinks? Yes, all of these are really beautiful. And a giant bottle of sharp drinks. However, taking into account how much resources she spent, she takes more demons than any other example. As an economic traveler, my friend, basically, would spend more time, even if they were not fair, would spend the time with the lowest advertising. New Zealand is not the core of Hollywood's major subsidies, so they continue to apply us as a colorful background for their bestsellers. Tourism is the most important industry for New Zealand. We are not considering the perfect secret. As a result, when my friend came by car, she had already been waiting for a very interesting spirit, such as open space, shining glaciers, and hobbit hair. In the TV series "Flight of the Concord", a banner of "Ne w-Zealand: Don't Expect Almost Everything, You'll Like It." However, the Tourism Bureau seems to understand that this motto is a mythical. Studies specializing in gaining maximum rewards from memories can be as follows. "Everything was going well," she said. Prima? Was everything going well? You're talking about the kingdom of God, Rayman! But how about this terrible beauty? What are the sheep of these 30 million hairs? An fountain with a bucket where Elija Wood made a toilet? Up to a huge statue of sparkling drinks? Yes, all of these are really beautiful. And a huge bottle of sharp drinks. However, taking into account how much resources she spent, she takes more demons than any other example. As an economic traveler, my friend, basically, would spend more time, even if they were not fair, would spend the time with the lowest advertising. New Zealand is not the core of Hollywood's major subsidies, so they continue to apply us as a colorful background for their bestsellers. Tourism is the most important industry for New Zealand. We are not considering the perfect secret. As a result, when my friend came by car, she had already been waiting for a very interesting spirit, such as open space, shining glaciers, and hobbit hair. In the TV series "Flight of the Concord", a banner of "Ne w-Zealand: Don't Expect Almost Everything, You'll Like It." However, the Tourism Bureau seems to understand that this motto is a mythical. Studies specializing in gaining maximum rewards from memories can be as follows.

Strictly speaking, if the first meal is more incompatible than any other psychology expert, Mihari Chixmi Hi, who is very surprised, improves the attributes of our lives. I believe that we can control our own expectations and arrange more than anything else. This is a layout for experience based on optional principles. In the case of the host, I make a reservation for one delicious alcohol on my birthday and spend time on expensive holidays. If the peak emotions remain like an episode, pleasure addicted gears have no time to rub them into everyday life. If you purchase peak emotions more frequently, you can maintain your own economic capital and maximize what you can call "optional impressions". In addition to creating an artificial origin, research shows that you actually make something that you actually reduce with others, the most prompt and most profitable. Create an unforgettable situation for you, which is related to you, you are an identity feelin g-who you want to be considered, as a result, it is another variation It is not easy to associate, the latter gives us another juicy asymmetry. Most people

A little while ago, my friend and I left Auckland on the weekend of Easter and planned to go to the plausible peninsula a few hours away from the big city. The unbelievable coincidence overlaps, the

Everyone else was thinking the exact same thing at the exact same time, so we got up when no one else was supposed to be awake to beat the traffic. This meant paying a pretty penny for the holiday home we were renting, and being surrounded by a bunch of citizens who, as the graffiti in the public toilets reminds us, should be shot at birth. We visited one of the world's top 10 most beautiful beaches by ourselves, only to find it full of street vendors selling overpriced T-shirts and potato chips. We spent another day visiting the obligatory Hot Water Beach, driving endless laps in search of a park, succumbing to the humiliation of street vendors selling foolish tourists access to their paddocks for $10 each, and running to a tiny stretch of sand full of holidaymakers shoveling their trenches to sunbathe in a few centimetres of granular water that alternates between boiling and freezing cold. New Zealand, by contrast, has one of the longest coastlines in the world, with postcard-perfect scenery everywhere you look. My childhood home is five minutes from a secluded beach with no crowds, no traffic and not a single German in sight.

The principle of "go where the tourists aren't" applies to restaurants, attractions, cities and countries. If you visit a city or attraction that is third most popular, you'll be one of the few foreigners there and won't be bothered by gambling shops or scammers. You'll almost certainly get a more authentic experience at a cheaper cost. You can also set aside the guidebook entirely and open the door to chance. Most of my best memories have come from chance encounters and serendipitous discoveries, rather than from being featured in a glossy brochure. Disclaimer: I rearrange my entire schedule to avoid traffic jams, and the lack of queues at check-in and security is one of the reasons I prefer to travel with just my luggage. So, while there may be some whimsy on my part, I think there is a general principle here, especially given the blind herpes-like infection that makes everything popular.

The Mona Lisa's Mysterious Sparkle The Matthew effect suggests that popular things often become popular by luck, and that early breakthroughs are launched into the stratosphere by social contagion. Our opinions and preferences are gendered, but that doesn't mean we've carefully vetted all our options and come to the same conclusions. We just want to feel close to our peers. In other words, popularity is like herpes. After the first successful attempt, the disease successfully spreads among a few carriers, then it moves along a growth curve until 60% of the population kisses its tender blisters. How do we know that the Mona Lisa is the most worthy work of art to admire? In theory, 1. Study every era and art style and decide that the Renaissance is especially noteworthy,

3. Mone Liza "compared" Mone Liza "with 15 other popular paintings and sketches in Leonardo, 4. Autonomously determined that this type is actually the best without focusing on continuous consideration. do. If tourists in line at the Louvre Museum are not considered hidden by those who support the art, something is wrong. Why we spend a lot of time and money on stroking a pearl with such a little thoughtful ponder, in fact, we can be pondered with a gourmet sel f-portrai t-a stick and a Leonardo brush behind a bulletproof glass. Do you ignore at least beautiful paintings and empty galleries? If our melody is to value art, this is a genuine headline. But if our (hidden) melody indicates that we are one of us, we are one of the art. Many of us have no time or motivation to explore the art, and as a result, the clear consent of "monarisa = solemn arts" is delayed. If you go to the site and take a picture for confirmation, if you are experienced and intelligent, you will notice everything. And now, we basically propose what we have done in the heart of the miserable people, with the immunity of peeling from the world, the talent to consider art fairly. Finish a number of calculations that are hard to understand. < SPAN> 3. Mone Liza "is compared with 15 other popular paintings and sketches in Leonardo, and this type is actually the best without focusing on continuous consideration. Judge that there is. If tourists in line at the Louvre Museum are not considered hidden by those who support the art, something is wrong. Why we spend a lot of time and money on stroking a pearl with such a little thoughtful ponder, in fact, we can be pondered with a gourmet sel f-portrai t-a stick and a Leonardo brush behind a bulletproof glass. Do you ignore at least beautiful paintings and empty galleries? If our melody is to value art, this is a genuine headline. But if our (hidden) melody indicates that we are one of us, we are one of the art. Many of us have no time or motivation to explore art, and as a result, the clear consent of "monarisa = solemn arts" is delayed. If you go to the site and take a picture for confirmation, if you are experienced and intelligent, you will notice everything. And now, we basically propose what we have done in our heart, with the immunity of the miserable people's peeling and the talent to consider art fairly. Finish a number of calculations that are hard to understand. 3. Mone Liza "compared" Mone Liza "with 15 other popular paintings and sketches in Leonardo, 4. Autonomously determined that this type is actually the best without focusing on continuous consideration. do. If tourists in line at the Louvre Museum are not considered hidden by those who support the art, something is wrong. Why we spend a lot of time and money on stroking a pearl with such a little thoughtful ponder, in fact, we can be pondered with a gourmet sel f-portrai t-a stick and a Leonardo brush behind a bulletproof glass. Do you ignore at least beautiful paintings and empty galleries? If our melody is to value art, this is a genuine headline. But if our (hidden) melody indicates that we are one of us, we are one of the art. Many of us have no time or motivation to explore the art, and as a result, the clear consent of "monarisa = solemn arts" is delayed. If you go to the site and take a picture for confirmation, if you are experienced and intelligent, you will notice everything. And now, we basically propose what we have done in the heart of the miserable people, with the immunity of peeling from the world, the talent to consider art fairly. Finish a number of calculations that are hard to understand.

It is doubtful that people actually visit the Mona Lisa and enjoy its exquisite splendor. In fact, you can see thousands of photos of the Mona Lisa for a moment on the Internet without doing anything. If there were only internal benefits, every big city would have a museum filled with perfect clones that are indistinguishable from the real thing. If you want to uncover the secret of this inexplicable smile, you would not have to pay a penny, stand in line, endure elbow vibrations, and endure body odor. The only appropriate comments are the most awkward ones. In fact, we don't want to see the Mona Lisa. We want people to notice when they can see the Mona Lisa. Of course, it should not be completely the opposite. In fact, almost all baggage is considered essentially the aesthetic equivalent of herpes: a 20-fold increase in the cost of a Louis-Vuitton bag contains a fairly reasonable joint with internal benefits, but a rather large number with signals. But the Matthew effect cannot be considered an argument against the plus. There is every chance that some products/people/experiences rise to the top as a result of them being more authentic than all others, and some, among others, will be higher than others. Yes, the Mona Lisa is a "brand power". Like Paris. Like the whole trip. But

It was a 3 0-minute stop in a normal package round, but received the last million people. Of course, this is also meaningful. Corporate experience is a commonly agreed signal, "sticking to Lensa Tower" = money on holidays / thanks to culture / cheerful and lover. I am hungry to be affirmed as others, but this compromise seems to be worth being brought out of the mu d-filled subconscious and exposed to the sun. It may be worthwhile to mow a sweet "like" on the old content farm, even if you endure one million sticks, protrude your elbows, and pay from your nose to take a selfie. However, the separation of experience is inevitable between what you see with your own eyes and what you see through the viewfinder. You can't draw an ideal sign in the story of Instagram. Are you looking for inward joy or external affirmation? If you clearly define a compromise, you can decide how much value you will find.

Minimalism has no virtue, but there is a turning point in which too many things you own will lose your opportunity. Real costs and liabilities include shock absorption, maintenance, storage, insurance, security, and a decrease in mental processing. If you get consumer value, such as rental, leasing, borrowing, and sharing, and is free from your current job, you must never own depreciable assets. When the time and costs of searching begin to increase, it is a chance to use Hulistics such as on e-year rules to think about certain ownership. Buy the finest ones that you use every day, protect you from the risk of deterioration, and those that give joy. Everything < Span> Stop for 30 minutes in a regular package round, but received the last million people. Of course, this is also meaningful. Corporate experience is a commonly agreed signal, "sticking to Lensa Tower" = money on holidays / thanks to culture / cheerful and lover. I am hungry to be affirmed as others, but this compromise seems to be worth being brought out of the mu d-filled subconscious and exposed to the sun. It may be worthwhile to mow a sweet "like" on the old content farm, even if you endure one million sticks, protrude your elbows, and pay from your nose to take a selfie. However, the separation of experience is inevitable between what you see with your own eyes and what you see through the viewfinder. You can't draw an ideal sign in the story of Instagram. Are you looking for inward joy or external affirmation? If you clearly define a compromise, you can decide how much value you will find.

Minimalism has no virtue, but there is a turning point in which too many things you own will lose your opportunity. Real costs and liabilities include shock absorption, maintenance, storage, insurance, security, and a decrease in mental processing. If you get consumer value, such as rental, leasing, borrowing, and sharing, and is free from your current job, you must never own depreciable assets. When the time and costs of searching begin to increase, it is a chance to use Hulistics such as on e-year rules to think about certain ownership. Buy the finest ones that you use every day, protect you from the risk of deterioration, and those that give joy. Everything was a 3 0-minute stop in a regular package round, but received the last million people. Of course, this is also meaningful. Corporate experience is a commonly agreed signal, "sticking to Lensa Tower" = money on holidays / thanks to culture / cheerful and lover. I am hungry to be affirmed as others, but this compromise seems to be worth being brought out of the mu d-filled subconscious and exposed to the sun. It may be worthwhile to mow a sweet "like" on the old content farm, even if you endure one million sticks, protrude your elbows, and pay from your nose to take a selfie. However, the separation of experience is inevitable between what you see with your own eyes and what you see through the viewfinder. You can't draw an ideal sign in the story of Instagram. Are you looking for inward joy or external affirmation? If you clearly define a compromise, you can decide how much value you will find.

Minimalism has no virtue, but there is a turning point in which you lose the opportunity if you own too many things. Real costs and liabilities include shock absorption, maintenance, storage, insurance, security, and a decrease in mental processing. If you get consumer value, such as rental, leasing, borrowing, and sharing, and is free from your current job, you must never own depreciable assets. When the time and costs of searching begin to increase, it is a chance to use Hulistics such as on e-year rules to think about certain ownership. Buy the finest ones that you use every day, protect you from the risk of deterioration, and those that give joy. All things

In an unpleasant business, you buy a cheap and bright version and update it while it doesn't answer the target. The secret of pit berries in the heart is the gap between what we expect from the world and what is actually given. Find the skills to set a low expected value and create a lot of chances to surprise you in a positive direction, focusing on negative aspects. By artificially creating the origin of the deficit, you will be able to maintain systematic surprises and gratitude at a low level, creating an inner sensor that does not solidify the immunity to positive experiences. The intelligence of the original memory, or the lack of study, has many importance. This difference is limited, for example,, for example, as a risk of falling and a high probability of a fall. Brand emotions are often considered to be the result of random public infections, which means that this cost does not depend on its main benefits. If you are not interested in the sound and choose the second or third best option, you will generally get the best technology at the minimum cost. The main value of brand recall is signal. Recognize the compromise of internal pleasure and external proof, and don't get involved in status games that you don't want to talk about.

In an unpleasant business in the capital of goods, buy a cheap and bright version, update it while it is no longer answered. The secret of pit berries in the heart is the gap between what we expect from the world and what is actually given. Find the skills to set a low expected value and create a lot of chances to surprise you in a positive direction, focusing on negative aspects. By artificially creating the origin of the deficit, you will be able to maintain systematic surprises and gratitude at a low level, creating an inner sensor that does not solidify the immunity to positive experiences. The intelligence of the original memory, or the lack of study, has many importance. This difference is limited, for example,, for example, as a risk of falling and a high probability of a fall. Brand emotions are often considered to be the result of random public infections, which means that this cost does not depend on its main benefits. If you are not interested in the sound and choose the second or third best option, you will generally get the best technology at the minimum cost. The main value of brand recall is signal. Recognize the compromise of internal pleasure and external proof, and don't get involved in status games that you don't want to talk about.

In the asymmetrical unpleasant business in the capital of goods, you buy a cheap and bright version, and update it while it does not answer the target. The secret of pit berries in the heart is the gap between what we expect from the world and what is actually given. Find the skills to set a low expected value and create a lot of chances to surprise you in a positive direction, focusing on negative aspects. By artificially creating the origin of the deficit, you will be able to maintain systematic surprises and gratitude at a low level, creating an inner sensor that does not solidify the immunity to positive experiences. The intelligence of the original memory, or the lack of study, has many importance. This difference is limited, for example,, for example, as a risk of falling and a high probability of a fall. Brand emotions are often considered to be the result of random public infections, which means that this cost does not depend on its main benefits. If you are not interested in the sound and choose the second or third best option, you will generally get the best technology at the minimum cost. The main value of brand recall is signal. Recognize the compromise of internal pleasure and external proof, and don't get involved in status games that you don't want to talk about.

Asymmetry in the capital of goods

; '. This life advice is a common rant among Redditors, and is sometimes said with aplomb, but there is a grain of truth in it. Nice people are paid well and are more likely to be hired. The economic disparity between "good-looking" and "non-good-looking" is as undeniable as the gender wage gap, and just as unreasonable. Some people are blessed with heavenly looks, while others fall from ugly trees and hit the branches on the way. It's interesting that this inequality has become unspoken, but I think I can see why it's caused by something ugly. Who wants to be frozen out as a supporter of "People with Aesthetic Problems"? Every time I do an interview on TV, I have to beg my makeup artist to accentuate my worst features. I'm good at being a radio personality, but I'd find it hard to agree to this low-recognition job. No matter how much reasoning you preach in the world, it will never change the reality of human biology, where the same snap judgments are made quickly and intuitively. The halo effect is an even more familiar variant of the Matthew effect of cumulative superiority. If someone has positive traits like beauty, elegance, and charm, we automatically expect them to also have above-average generosity, intelligence, and honesty. This is true for any positive trait, but it turns out that:

They have average height 1 meter 2 inches (about 1. 6 meters) than other players. If you don't think it's as shallow as other sheep, remember that even cool criminals have good treatment. The judge should be a professional who judges a person, but is still invited by a blue-defendant, who is more likely to avoid prison than prisoners who can only like mothers. Obviously, this is unfair and arbitrary. This has a kind of perverted meaning only when the condition of a chimpanzee, which is stuck to the frontal lobe that is always looking for potential comrades and allies, is always obsessed. Looking young is an indicator of fertility. Health tells a strong gene. On average, tall people have a little intelligence. Of course, none of them say anything useful for a specific person. There are many ugly geniuses and tall handsome men who have almost no ears. Moreover, this is unrelated to what is related to us in modern times, far beyond the simple survival and reproductive territory. Yoshif Stalin was a dreamer, but has rebelled a little about the "millions of mass murder." It must be remembered that a selfish gene with a puppet thread does not necessarily pursue the owner's interest. And

Greatness or nothing at all. No amount of money can easily disguise these traits. A fitness model can make a potato sack look like haute couture clothing, and a handsome person can take a stylish selfie without makeup and still have class. If you have a broken-ass personality or are too small to ride a roller coaster, there's nothing you can do about it. You also can't change your body shape surprisingly easily. At the time of writing, there is no surefire way to shrink and subtract huge authority, except through surgery. But this is not fatalism. There are a number of promising ways to lose weight, not to mention what is actually good for happiness, so it's still quite possible. Here's the least superficial part of this guide. Sure, beautiful people have more amazing skills, but not in this sense. It is thought that greatness is an important indicator of monetary resources for happiness, and that the defining feature of monetary resources for happiness is the fact that all of our abilities are limited. Mobility, body composition, energy, and attractiveness act as multipliers for all our other endeavors and are obviously worth possessing, but they are limited by severe limitations. You may be 10 times richer and more informed.~You don't have many chances when it comes to living long and dying professionally. It doesn't matter how much money you have, how many science degrees you have, or how many influential friends you have. Ultimately, you come down to the unenviable conclusion of cremation or burial.

Any five-year-old would tell you that death is bad. As adults, we successfully fool ourselves with sophisticated speculations about its "deeper meaning," but this is a strong candidate for the most irrational case of sour grapes in the history of the universe. Life is the first and most precious opportunity each of us has, ranking it at number one on Martha Nussbaum's list of great opportunities. The second item on this list is "health," especially since we have only a small hope of reversing aging while we're alive. Imagine how foolish we'd feel if we missed out on immortality by a few years. If we're unlucky, God will end our lives for no reason. Cells just divide. But many of the most common diseases, and even some accidents, are preventable. Those who make it through their twenties without suffering from all the scourges of modern times, such as obesity, metabolic syndrome, repeated trauma, back pain, high blood pressure, depression, anxiety, and insomnia, are truly special people. The fact that these diseases were virtually nonexistent for most of human history is somewhat depressing, but also encouraging.

Do you play sports? It takes a special kind of stupidity to shame someone for being fat.

Depending on genetics, environment, accidents, and all sorts of factors, once you take this first step, it becomes increasingly difficult to deviate from there (Figure 3. 4).

Figure 3. 4. Path dependence tells us that "history matters." The solutions presented to us are often contingent on previous decisions and past experiences.

The corpse does not like the change. In other words, if you try to lose weight, you will be involved in the battle between hormones and metabolism. Like Sijifus, you have to lift the stone toward the mountain. If you make a mistake, you will retreat more and more and return to the original place. Conversely, the physical strength is not the most. If you already have the momentum, keeping your body shape is much easier than#Insporno. Famous is the Greek gods, such as sculptures that glide during training and do not wipe out sweat, but those who have unnecessary weight and swing on treadmills are quite heroic. I literally eat some painful foods every day, and occasionally love exercises for more than 3 hours a week, and the corpses that do not count calories are not like changing. In other words, if you try to lose weight, you will be involved in the battle between hormones and metabolism. Like Sijifus, you have to lift the stone toward the mountain. If you make a mistake, you will retreat more and more and return to the original place. Conversely, the physical strength is not the most. If you already have the momentum, keeping your body shape is much easier than#Insporno. Famous is the Greek gods, such as sculptures that glide during training and do not wipe out sweat, but those who have unnecessary weight and swing on treadmills are quite heroic. I literally eat some painful foods every day, and occasionally love exercises for more than 3 hours a week, and the corpses that do not count calories do not like change. In other words, if you try to lose weight, you will be involved in the battle between hormones and metabolism. Like Sijifus, you have to lift the stone toward the mountain. If you make a mistake, you will retreat more and more and return to the original place. Conversely, the physical strength is not the most. If you already have the momentum, keeping your body shape is much easier than#Insporno. Famous is the Greek gods, such as sculptures that glide during training and do not wipe out sweat, but those who have unnecessary weight and swing on treadmills are quite heroic. I literally literally eat some painful foods every day, I love exercises for more than 3 hours a week, and I don't count calories in it.

1990s. But I'm never in better shape! I'd like to say that I blame it on some moral superiority complex, like "sweat trumps inspiration," but the truth is, I'm just lazy and can't force myself to do things I don't want to do. I'm not saying this to brag, but to draw attention to two criminally overlooked moments: 1. Everything is connected 2. Heavy resistance training has a much higher return on investment than aerobic exercise-lifting - this is proof that God sometimes hides cheat codes in our simulators: click start, then press up, down, left, right button. If you can increase strength and muscle mass a little, you launch a positive feedback cycle that makes life easier for you in all possible parameters. A man's healthy levels of the hormone testosterone are closely linked to the amount of fat in his body. In particular, abdominal fat contains flavones, enzymes that convert male hormones into estrogen. As a rule, the leaner you are, the easier you build muscle, burn fat, have better hormone balance, etc. 1 2. Metabolic rate, the more muscle you have, the higher your metabolic rate. Muscles require great maintenance and burn calories constantly. Even if the Pope is right! My basal metabolic rate varies within 400 kcal.

Even if you do the same fraud many times, it will not be counted, but the invitation of Thanksgiving will be canceled. 4. Impact on insulin Next, the liver has only space to save sugar in a short time. Fortunately, your muscles are huge expired glucose and swallow the surplus. It is higher than that affects insulin and has a low risk of freezing with the reserve for diabetes, so the more of these shells. This is one of the reasons that people with high athletic ability have the ability to eat the most scary corn syrup and cheesecake with the highest fructose content. Sometimes ordinary sugar can be useful. As a result, Floyd Mayweather uses a ring during class. There is a debate about whether this is considered the "optimal" (probably not advantageous for him), but this will not literally hurt him. 5. The underestimated strategy for taking vitamins and mineral mineral minerals is to eat more food. If you consume 3, 000 kcal and be considered not an absolute lazy person, you will almost exceed the appropriate standard value of the day without any effort. In this difference, people with 1300-calories, which are not enough to take, need to be very careful to get more strict diets and all calories in calorie medicine without such a lack of meals. There is. 6. Muscle GEH

He rarely asks for sufficient will. Of course, I sometimes skip training. But in the past 10 years, I don't think I was lucky enough to resist for more than a month without a counter action that would not change.

Note that it is not actually functioning separately from the data of the eight moment. After that, you are strong in your hormones and metabolism happiness, you have less fat in your body, you can touch your own meals, and you have more motivation. , You can achieve more cool performance, more confidence is that you need more attachments, and for example, for example, the second infinite loop (Figure 3) ...)

Figure 3. A virtuous cycle with a sloppy resistance. < SPAN> Even if you do a similar fraud many times, it will not be counted, but the invitation of Thanksgiving will be canceled. 4. Impact on insulin Next, the liver has only space to save sugar in a short time. Fortunately, your muscles are huge expired glucose and swallow the surplus. It is higher than that affects insulin and has a low risk of freezing with the reserve for diabetes, so the more of these shells. This is one of the reasons that people with high athletic ability have the ability to eat the most scary corn syrup and cheesecake with the highest fructose content. Sometimes ordinary sugar can be useful. As a result, Floyd Mayweather uses a ring during class. There is a debate about whether this is considered the "optimal" (probably not advantageous for him), but this will not literally hurt him. 5. The underestimated strategy for taking vitamins and mineral mineral minerals is to eat more food. If you consume 3, 000 kcal and be considered not an absolute lazy person, you will almost exceed the appropriate standard value of the day without any effort. In this difference, people with 1300-calories, which are not enough to take, need to be very careful to get more strict diets and all calories in calorie medicine without such a lack of meals. There is. 6. Muscle GEH

He rarely asks for sufficient will. Of course, I sometimes skip training. But in the past 10 years, I don't think I was lucky enough to resist for more than a month without a counter action that would not change.

Note that it is not actually functioning separately from the data of the eight moment. After that, you are strong in your hormones and metabolism happiness, you have less fat in your body, you can touch your own meals, and you have more motivation. , You can achieve more cool performance, more confidence is that you need more attachments, and for example, for example, the second infinite loop (Figure 3) ...)

Figure 3. A virtuous cycle with a sloppy resistance. Even if you do the same fraud many times, it will not be counted, but the invitation of Thanksgiving will be canceled. 4. Impact on insulin Next, the liver has only space to save sugar in a short time. Fortunately, your muscles are huge expired glucose and swallow the surplus. It is higher than that affects insulin and has a low risk of freezing with the reserve for diabetes, so the more of these shells. This is one of the reasons that people with high athletic ability have the ability to eat the most scary corn syrup and cheesecake with the highest fructose content. Sometimes ordinary sugar can be useful. As a result, Floyd Mayweather uses a ring during class. There is a debate about whether this is considered the "optimal" (probably not advantageous for him), but this will not literally hurt him. 5. The underestimated strategy for taking vitamins and mineral mineral minerals is to eat more food. If you consume 3, 000 kcal and be considered not an absolute lazy person, you will almost exceed the appropriate standard value of the day without any effort. In this difference, people with 1300-calories, which are not enough to take, need to be very careful to get more strict diets and all calories in calorie medicine without such a lack of meals. There is. 6. Muscle GEH

He rarely asks for sufficient will. Of course, I sometimes skip training. But in the past 10 years, I don't think I was lucky enough to resist for more than a month without a counter action that would not change.

Note that it is not actually functioning separately from the data of the eight moment. After that, you are strong in your hormones and metabolism happiness, you have less fat in your body, you can touch your own meals, and you have more motivation. , You can achieve more cool performance, more confidence is that you need more attachments, and for example, for example, the second infinite loop (Figure 3) ...)

Figure 3. A virtuous cycle with a sloppy resistance.

Once you give your system the space it needs, you can relax. Nothing terrible will happen if you take a week off from the gym to play a new video game. Each link in the chain may stagnate for a while, but the positive spiral continues to turn. Of the eight benefits listed, only two mental factors (willpower and enjoyment) can be absolutely attributed to cardio fitness. Aerobic exercise burns fewer calories, doesn't build lean body mass, and ends quickly. Unfortunately, aerobic exercise is especially in demand among the three groups that benefit most from working out at the gym: women, the elderly, and overweight people. This has a lot to do with the common misconception that weightlifting is "dangerous." Seriously, badminton causes 10 times more injuries than weightlifting, and these types of sports, like soccer and basketball, generally fall off the charts. The reality is that not lifting weights is dangerous. If longevity seeker Peter Attia could impart one word of wisdom, it would be right: "Weight training, and never stop weight training. Weight training protects you from bad cases, increases your chances of surviving any post-surgery difficulties, and protects you from almost every major cause of death and physical crisis, from Alzheimer's to zoonotic diseases. For older people, especially, strength training can mean the difference between a broken hip and a walk in the park. All these great features are available for very little time and money in one of the best pieces of technology ever invented: the dumbbell. My first pole was a bamboo pole with a bucket of sand on each end. After that, I saved up my own pennies.

Gymnastics

I greatly exceeded the restrictions on the plane, but I guess the crew will not put a bar in the upper locker and put a certain number of plates of a hundred kilometers. In this way, after the trip, I began to seek Kunistenic training. I thought vaguely that it had led to a vibration of 1000 times before the breakfast of Patrick Baitman style. However, listening to the recommendation of Psychopath is a bad idea in principle. As turned out, Calnistenica is a structured power training. The hints are hidden in the title "KALLOS + STHENOS" derived from the ancient Greek "beauty" and "strength". Go through one place, overcome the enemy, and get a great effect from the accumulation of tension and tension. The only difference is to use personal meat fragments instead of iron pieces for resistance. You can start with a pus h-up with your knees.

40 % of the weight of the weight on the horizontal surface, and ultimately push up a push with a rack of both hands.

90 % of weight on the vertical side. The interval allows you to adjust the opposition and opposition to the tenth support for the plane, lever, resistance and hand setting (Thedepdish. org/calisthenics to know the program for beginners. Please see). The fun moment of karunisteniki is that it doesn't actually surrender to the device. In fact, the existence of a horizontal bar for suspension is suitable for the latter, a wooden branch, stairs and doors. Furried training, for example, is not effective in increasing strength and muscles, as in a lazy track, but they are in such a place (property document) as your body movement. It is more significant in improving understanding. The security forces try to move the bar through this "legal" takeoff and move the bar through a slightly more likely movement spectrum. A wise player performs a lot of stretches and extra exercises, but that is not actually essential. If you want to continue rhythmic gymnastics, you will not be able to cheat for you. Movable is considered a moment of the same limit as clumsy strength. This ancient art for 1, 000 years was a hunter, concluded, and supported by military technology masters, which deserves a more broad return. Included

In the miserable cities of Asia and Latin America, there are gym stations in social parks and beaches. In the Russian Federation, people are training naturally in the snow. Installing a shuttle station at one corner is a very expensive urban planning. Until then, it doesn't literally cost money to start yourself. If you are a little fantasy, the whole universe will be your gym. (The included reading list on optionalitybook. com/resources contains my best advice to start gymnastics, weightlifting, or both (wel l-known configuration (a wel l-known configuration is a barbell). , Training the upper body with a barbell).

Barbell research strategy weight lifting was covered. What is aerobic exercise? Resistance training is the basic level of aerobic exercise, but we want to combine both active loads and both smooth and relaxing movements that can be called almost exercises. 。 These exercises, such as walking, regular cycling, and stretching, can improve blood flow, and by moving the joints, they can help "aggressive recovery". In other words, it is a dumbbell strategy that performs a short time exercise on the aggressive "high" side and performs a large amount of low load exercises on the conservative "cheap" side (Figure 3. 6). This distribution is quite asymmetric, so it is a good idea to aim for intense exercise of 2 or 5 hours a week and a calm 25 hours of exercise.

Figure 3. 6. Dumbbell athletic strategy

The best way to increase lo w-strength movement is to be part of your daily life. There is no need to wear a special clothing or think about whether this is actually "training." The simple version of this strategy is to stop walking around as a piece. Similarly, the reason why walking has some mysterious power is probably because humans can move long distances. Everyone has praised the power of walking, from Nietzsche to Sollow, and almost all creative breakthroughs are due to incoherent long walking. Are you calling someone? Let's go for a walk. Are you exploring a fresh city? Let's go for a walk. Did you run out of milk? Let's go for a walk. Is the parking lot at the event venue expensive? Let's go for a walk. It is surprising how much life will be improved from the border.

The radius is 2 km, which is a gentle walk distance. For such a strategy, use the stairs in exchange for the elevator, travel by bicycle, set up an alarm clock, get up every hour, crush it within that restriction, and work on a standing table. There are driving, driving, driving on a stationary TV while watching TV, functioning a functional hobby, and digging with a ball to relieve stress. 3

An approach based on a comprehensive life style wins a special aerobic exercise from two directions. In the first place, we need a large amount of exercise in a day, and we cannot catch up with the same dose: If you do it with a treadmill, you will not be able to compensate for 10 hours on your computer. This is not counted, this is a better thing: After the strategy at the bar, I am a personal V02 Max and the frequency of the heart reduction in a calm state (the highest characteristics of cardiovascular wellbies) a From the spectrum "good", "very good" did not do this, and it was possible to have the first target aerobic exercise. Like me, if you find this unusual task if you hate sour, it will release you from understanding such a thing, it is actually for you in your life. You don't need it. Jogging, treadmills, cros s-leisures, and liar take responsibility for a big deal: In the middle of the bar, mediu m-strength exercises are presented to satisfy what requires much effort. This category also includes an intermediate mixture, such as random radial training and radial training with Patrick Baitman, which connects aerobic exercise and power load. These exercises do not consume a large amount of calories, do not contribute to the increase in dried mass, delete a lot of time, urgently need intensive efforts, and have any possibility to restore them. be. < SPAN> The radius is 2 km, which is a gentle walk distance. For such a strategy, use the stairs in exchange for the elevator, travel by bicycle, set up an alarm clock, get up every hour, crush it within that restriction, and work on a standing table. There are driving, driving, driving on a stationary TV while watching TV, functioning a functional hobby, and digging with a ball to relieve stress. 3

An approach based on a comprehensive life style wins a special aerobic exercise from two directions. In the first place, we need a large amount of exercise in a day, and we cannot catch up with the same dose: If you do it with a treadmill, you will not be able to compensate for 10 hours on your computer. This is not counted, this is a better thing: After the strategy at the bar, I am a personal V02 Max and the frequency of the heart reduction in a calm state (the highest characteristics of cardiovascular wellbies) a From the spectrum "good", "very good" did not do this, and it was possible to have the first target aerobic exercise. Like me, if you find this unusual task if you hate sour, it will release you from understanding such a thing, it is actually for you in your life. You don't need it. Jogging, treadmills, cros s-leisures, and liar take responsibility for a big deal: In the middle of the bar, mediu m-strength exercises are presented to satisfy what requires much effort. This category also includes an intermediate mixture, such as random radial training and radial training with Patrick Baitman, which connects aerobic exercise and power load. These exercises do not consume a large amount of calories, do not contribute to the increase in dried mass, delete a lot of time, urgently need intensive efforts, and have any possibility to restore them. be. The radius is 2 km, which is a gentle walk distance. For such a strategy, use the stairs in exchange for the elevator, travel by bicycle, set up an alarm clock, get up every hour, crush it within that restriction, and work on a standing table. There are driving, driving, driving on a stationary TV while watching TV, functioning a functional hobby, and digging with a ball to relieve stress. 3

An approach based on a comprehensive life style wins a special aerobic exercise from two directions. In the first place, we need a large amount of exercise in a day, and we cannot catch up with the same dose: If you do it with a treadmill, you will not be able to compensate for 10 hours on your computer. This is not counted, this is a better thing: After the strategy at the bar, I am a personal V02 Max and the frequency of the heart reduction in a calm state (the highest characteristics of cardiovascular wellbies) a From the spectrum "good", "very good" did not do this, and it was possible to have the first target aerobic exercise. Like me, if you find this unusual task if you hate sour, it will release you from understanding such a thing, it is actually for you in your life. You don't need it. Jogging, treadmills, cros s-leisures, and liar take responsibility for a big deal: In the middle of the bar, mediu m-strength exercises are presented to satisfy what requires much effort. This category also includes an intermediate mixture, such as random radial training and radial training with Patrick Baitman, which connects aerobic exercise and power load. These exercises do not consume a large amount of calories, do not contribute to the increase in dried mass, delete a lot of time, urgently need intensive efforts, and have any possibility to restore them. be.

The virtual cycle of riding a bicycle not only encourages you to do aerobic exercise twice a day, but also eliminates one of the biggest reasons for the average person's life. 。 Everyday commuting and vice versa are unpleasant things that we can't do. If you travel by public transportation, you will be exposed to schedules and physical pressure, listening to other people's tin music flowing from your colleague's mobile phone. In a car, your fate depends on the flow of transportation and limited parking space. All you can do is sit down, occasionally ring, and add your own disappointing screams to the helpless orchestra. On the other hand, riding a bicycle is a mini adventure. Your efforts and results are immediately feedback. Endorphin is struck with a key. You are fighting the elements. This is not always useful, but comfort is dangerous to be optimized. Cycling has been my main means for the past five years. It is enough to enjoy the joy of crossing the car brake line, but the biggest reason I was enthusiastic about cycling was even more mediocre. The operating cost is almost zero, just a drop of new tubes and oil. Riding a bicycle can easily save $ 1, 000 gasoline and travel expenses per year. < SPAN> The virtual cycle of riding a bicycle not only encourages you to do aerobic exercise twice a day, but also eliminates one of the biggest causes of the average person's life. Will do it. Everyday commuting and vice versa are unpleasant things that we can't do. If you travel by public transportation, you will be exposed to schedules and physical pressure, listening to other people's tin music flowing from your colleague's mobile phone. In a car, your fate depends on the flow of transportation and limited parking space. All you can do is sit down, occasionally ring, and add your own disappointing screams to the helpless orchestra. On the other hand, riding a bicycle is a mini adventure. Your efforts and results are immediately feedback. Endorphin is struck with a key. You are fighting the elements. This is not always useful, but comfort is dangerous to be optimized. Cycling has been my main means for the past five years. It is enough to enjoy the joy of crossing the car brake line, but the biggest reason I was enthusiastic about cycling was even more mediocre. The operating cost is almost zero, just a drop of new tubes and oil. Riding a bicycle can easily save $ 1, 000 gasoline and travel expenses per year. The virtual cycle of riding a bicycle not only encourages you to do aerobic exercise twice a day, but also eliminates one of the biggest reasons for the average person's life. 。 Everyday commuting and vice versa are unpleasant things that we can't do. If you travel by public transportation, you will be exposed to schedules and physical pressure, listening to other people's tin music flowing from your colleague's mobile phone. In a car, your fate depends on the flow of transportation and limited parking space. All you can do is sit down, occasionally ring, and add your own disappointing screams to the helpless orchestra. On the other hand, riding a bicycle is a mini adventure. Your efforts and results are immediately feedback. Endorphin is struck with a key. You are fighting the elements. This is not always useful, but comfort is dangerous to be optimized. Cycling has been my main means for the past five years. It is enough to enjoy the joy of crossing the car brake line, but the biggest reason I was enthusiastic about cycling was even more mediocre. The operating cost is almost zero, just a drop of new tubes and oil. Riding a bicycle can easily save $ 1, 000 gasoline and travel expenses per year.

Expansion of the excellent qualities of physical exercise will fit this with a certain number of times, but if you pay attention to the extreme environment, this is a claimed excitement. The level to take into account this depends on your specific infrastructure and culture of your specific part of the world: Profiles of the risk of larg e-scale riding in Amsterdam are much more attractive than in the Sout h-Americ a-West. If someone moved to two wheels, we would all have something separate, no one had the opportunity to take the first step. As a result, if you want to make a small hero, join your Megalopolis and the avan t-garde of the cycling revolution. The more cyclists running on the road, the more drivers trained to wait for them increase, and the demand for dedicated infrastructure increases. This is a valuable cycle. The new bicycl e-only lane and merger are more valuable than the previous one as a result of the network more than the sum of that part. The great is the center of the transportation system that ultimately crowned private cars from everyday life, which is easy to understand. Automobiles are expensive automatic machinery that turns into fat, atrophy happiness and health, drains carbon, promotes passion and vulnerability. Great is a machine that is hardly heard and is substantially necessary.

The medicine is not a doctor, and this is not a honey advice. However, it is a miso that comes to mind when thinking about "health" and does not easily touch the drug we spend a lot of money. The option filter implies that drugs are bad and understand. In fact, satisfactory drug advice can lead to dependence, overdose, and mental illness. In any case, the possibility of falling into the bottomless swamp is small, but the asymmetrical negative side means that the barrel will never be turned over (unless you are at the entrance of the death). The risk of bankruptcy depends on the genetic moment of the individual, but some drugs are universally scary. Smoking is a rudimentary Russian roulette < SPAN> If you expand the excellent qualities of the physical movement, it will fit this with a certain number of times, but if you pay attention to the extreme environment, this has been claimed. I'm excited. The level to take into account this depends on your specific infrastructure and culture of your specific part of the world: Profiles of the risk of larg e-scale riding in Amsterdam are much more attractive than in the Sout h-Americ a-West. If someone moved to two wheels, we would all have something separate, no one had the opportunity to take the first step. As a result, if you want to make a small hero, join your Megalopolis and the avan t-garde of the cycling revolution. The more cyclists running on the road, the more drivers trained to wait for them increase, and the demand for dedicated infrastructure increases. This is a valuable cycle. The new bicycl e-only lane and merger are more valuable than the previous one as a result of the network more than the sum of that part. The great is the center of the transportation system that ultimately crowned private cars from everyday life, which is easy to understand. Automobiles are expensive automatic machinery that turns into fat, atrophy happiness and health, drains carbon, promotes passion and vulnerability. Great is a machine that is hardly heard and is substantially necessary.

The medicine is not a doctor, and this is not a honey advice. However, it is a miso that comes to mind when thinking about "health" and does not easily touch the drug we spend a lot of money. The option filter implies that drugs are bad and understand. In fact, satisfactory drug advice can lead to dependence, overdose, and mental illness. In any case, the possibility of falling into the bottomless swamp is small, but the asymmetrical negative side means that the barrel will never be turned over (unless you are at the entrance of the death). The risk of bankruptcy depends on the genetic moment of the individual, but some drugs are universally scary. Smoking is a rudimentary Russian roulette, and if you expand the excellent qualities of physical movements, this is a certain number of times, but if you pay attention to the extreme environment, this is a claimed excitement. The level to take into account this depends on your specific infrastructure and culture of your specific part of the world: Profiles of the risk of larg e-scale riding in Amsterdam are much more attractive than in the Sout h-Americ a-West. If someone moved to two wheels, we would all have something separate, no one had the opportunity to take the first step. As a result, if you want to make a small hero, join your Megalopolis and the avan t-garde of the cycling revolution. The more cyclists running on the road, the more drivers trained to wait for them increase, and the demand for dedicated infrastructure increases. This is a valuable cycle. The new bicycl e-only lane and merger are more valuable than the previous one as a result of the network more than the sum of that part. The great is the center of the transportation system that ultimately crowned private cars from everyday life, which is easy to understand. Automobiles are expensive automatic machinery that turns into fat, atrophy happiness and health, drains carbon, promotes passion and vulnerability. Great is a machine that is hardly heard and is substantially necessary.

The medicine is not a doctor, and this is not a honey advice. However, it is a miso that comes to mind when thinking about "health" and does not easily touch the drug we spend a lot of money. The option filter implies that drugs are bad and understand. In fact, satisfactory drug advice can lead to dependence, overdose, and mental illness. In any case, the possibility of falling into the bottomless swamp is small, but the asymmetrical negative side means that the barrel will never be turned over (unless you are at the entrance of the death). The risk of bankruptcy depends on the genetic moment of the individual, but some drugs are universally scary. Smoking is a rudimentary Russian roulette

There is a cheaper and more harmless way to get nicotine. Nicotine, unlike cigarettes, is as dangerous as caffeine, and has an unusual property. Not only is the VAPE pen like a felt cap, but the nicotine advantage is simply not so interesting. This leads to the second point. A handful of drugs are the worst, and a handful of drags are great, but the lumps of sedatives show asymmetry in both directions. Almost all of this category is a border battle unless the drug specialized in the disease has a price tag. It is necessary to solve the average cost and the difficult trading off of benefits, generally rely on poor and biased data, but also depends on the individual physiology. Why are these medicines boring? The blind and stupid Lord has spent billions of years to solve optimization issues. If there is a molecule that makes us wise and healthy without any drawbacks, our body should have already been synthesized or extracted from the surrounding environment. If you read other sentences, there seems to be no free rice.

In particular, this matches a larger pattern. Capital intervention in medical care is becoming more and more promising and is regarded as an example of the "Lindy effect". < SPAN> There is a cheaper and more harmless way to get nicotine. Nicotine, unlike cigarettes, is as dangerous as caffeine, and has an unusual property. Not only is the VAPE pen like a felt cap, but the nicotine advantage is simply not so interesting. This leads to the second point. A handful of drugs are the worst, and a handful of drags are great, but the lumps of sedatives show asymmetry in both directions. Almost all of this category is a border battle unless the drug specialized in the disease has a price tag. It is necessary to solve the average cost and the difficult trading off of benefits, generally rely on poor and biased data, but also depends on the individual physiology. Why are these medicines boring? The blind and stupid Lord has spent billions of years to solve optimization issues. If there is a molecule that makes us wise and healthy without any drawbacks, our body should have already been synthesized or extracted from the surrounding environment. If you read other sentences, there seems to be no free rice.~In particular, this matches a larger pattern. Capital intervention in medical care is becoming more and more promising and is regarded as an example of the "Lindy effect." There is a cheaper and more harmless way to get nicotine. Nicotine, unlike cigarettes, is as dangerous as caffeine, and has an unusual property. Not only is the VAPE pen like a felt cap, but the nicotine advantage is simply not so interesting. This leads to the second point. A handful of drugs are the worst, and a handful of drags are great, but the lumps of sedatives show asymmetry in both directions. Almost all of this category is a border battle unless the drug specialized in the disease has a price tag. It is necessary to solve the average cost and the difficult trading off of benefits, generally rely on poor and biased data, but also depends on the individual physiology. Why are these medicines boring? The blind and stupid Lord has spent billions of years to solve optimization issues. If there is a molecule that makes us wise and healthy without any drawbacks, our body should have already been synthesized or extracted from the surrounding environment. If you read other sentences, there seems to be no free rice.

In particular, this matches a larger pattern. Capital intervention in medical care is becoming more and more promising and is regarded as an example of the "Lindy effect."

LINDY SHADES OUR PATH The main argument of this book is that variability urgently demands the best from us. Our preferences are not measured over time, like the work the world rewards us for. But this is not true in measured fields like human physiology. The mutation that gave my ancestors the ability to digest milk was widespread only 4000 years ago, but the pace of change is extraordinarily slow. The power and limited possibilities of financial welfare tools speak to the fact that we are forced to reach the value of "enough" as quickly as possible and then freeze carefree. I started out with a vague feeling, became a powerlifter, switched to gymnastics, and finally stuck with the hybrid type. Now it's good. I played around a bit more, but the possibility of suddenly switching to camel hurdles or something like that was zero. This is as good as it gets. It's the same for hiking, cycling, and eating. In the early stages, it's important to experiment, but only to discover personal preferences. Generally, we already know what we are going to make: the same thing our great-grandmothers did. The Lindy effect basically means that the longer an idea, development, or university has been around, the longer it will be in the future according to our monitoring.~It is more likely to become a fad, a scam, or a boring "unsung hero" that distracts from what really matters. All recommendations in this chapter are endorsed by Lindy. There are three more ancient practices that I don't have the skill or time to talk about in this book, but that are still worth your interest: psychedelics, fasting, and baths, which are only just beginning to be confirmed by progressive science, are briefly mentioned. The supplementary literature provides advice on these more speculative interventions. Two reassuring constants regarding financial well-being are the power of human physiology and the vast ocean of snake oil that clashes with it daily. When doubts arise, Lindy steps out of the ocean of heresy and shows us the way.

Summary It is not the lack of a task that determines ill health. We can have more energy, great moods, better athletic performance, and a fascinating halo effect, but we cannot be "super healthy". Death is the irreversible destroyer of probability, and disease and disability follow in its wake. While blind failure can lead us to the bottomless pit of doom, most of the diseases of abundance are caused by the accumulation of silent risks. Almost all medical interventions, including drugs, supplements, unusual diets, and physiological exercises, are considered distracting dead ends. These difficult compromises, whether they may convey non-representative excellence, do not show positive asymmetries. It is quite dangerous not to lift weights. Resistance training creates positive reciprocity that protects greatly from the risk of falling and acts as a force multiplier in all areas of life. Best of all, this can be done together with the vast number of low-value movements that are built into daily life. Follow in the footsteps of the dumbbell exercise strategy and you will never need to do it. Another day has passed. Welfare capital is an area that is unusually measured. Experiment for quite a long time to understand what is good for you, and then be a loving human being with the same ability. When you are lost, Lindy will show you the way. Walking, calisthenics, dumbbells, and cycling are techniques that have been tried and tested throughout this era. Other long-standing and promising methods include fasting, sauna therapy, and psychedelic therapy.

Asymmetry in public funding

Was covered by the "trend of loneliness". Thousands of news articles and analysis memos have been posted on this theme. This is a very interesting situation, but only the unpleasant statistics that the loneliness level has not changed over many generations has dropped shadows. What is worse than this journalistic dishonesty is the misunderstanding of the actual meaning of being lonely. You can be lonely in a room with many people. Even if you get married, you can be single. You can live a rich social life even if you are alone. Just getting close to people is different from feeling that you are actually connected. 2. In connection with the myths I believed before, true favor is an absolute favor. In fact, trying to change someone is a worrisome signal, and in fact it is ruthless and selfish to intentionally remove or eliminate people from their lives. The third myth that I caught is the social norm that things should be either naturally successful or not successful. Curationing a person in life is cold and simple, but it is really scary to develop a new personal connection strategically. The latest myths I swallowed are that if we succeed in this unnatural business, there is a risk of being surrounded by the following people: < SPAN> was covered with the "loneliness trend". Thousands of news articles and analysis memos have been posted on this theme. This is a very interesting situation, but only the unpleasant statistics that the loneliness level has not changed over many generations has dropped shadows. What is worse than this journalistic dishonesty is the misunderstanding of the actual meaning of being lonely. You can be lonely in a room with many people. Even if you get married, you can be single. You can live a rich social life even if you are alone. Just getting close to people is different from feeling that you are actually connected. 2. In connection with the myths I believed before, true favor is an absolute favor. In fact, trying to change someone is a worrisome signal, and in fact it is ruthless and selfish to intentionally remove or eliminate people from their lives. The third myth that I caught is the social norm that things should be either naturally successful or not successful. Curationing a person in life is cold and simple, but it is really scary to develop a new personal connection strategically. The latest myths I swallowed are that if we succeed in this unnatural business, there is a risk of being surrounded by the following people: Was covered by the "trend of loneliness". Thousands of news articles and analysis memos have been posted on this theme. This is a very interesting situation, but only the unpleasant statistics that the loneliness level has not changed over many generations has dropped shadows. What is worse than this journalistic dishonesty is the misunderstanding of the actual meaning of being lonely. You can be lonely in a room with many people. Even if you get married, you can be single. You can live a rich social life even if you are alone. Just getting close to people is different from feeling that you are actually connected. 2. In connection with my myths, true favor is an absolute favor. In fact, trying to change someone is a worrisome signal, and in fact it is ruthless and selfish to intentionally remove or eliminate people from their lives. The third myth that I caught is the social norm that things should be either naturally successful or not successful. Curationing a person in life is cold and simple, but it is really scary to develop a new personal connection strategically. The latest myths I swallowed are that if we succeed in this unnatural business, there is a risk of being surrounded by the following people:

Immoral: Living in a "bubble" that does not reflect the wider society is anti-egalitarian. The taboo underlying the four myths is the belief that social capital is handed down to a god in heaven and improperly accumulated or distributed. Perhaps it's ok to have a chance at a change in social status, but it shouldn't be a goal in itself. This is the most limiting belief I've had to overcome personally. No one in their right mind would think that economic capital accumulates without effort, knowledge, or health. You can improve at anything if you a) know how it works, and b) put in focused effort. Unfortunately, for most of my adult life, I've swallowed all four of these myths without a doubt. I've never been a particularly sociable person by nature, and as a result, social capital has proven to be the weakest quadrant in my own optionality index. But I've also been lucky, both in the fact that I rarely encountered sociopaths or other categories of aggressors who could easily make my life unpleasant, and in the fact that I've taken some steps that inadvertently increased my stock of social capital. I do not claim to be an expert in this field. I invite you to observe this chapter in the mind of someone who is still being deprogrammed by Slek.

Crabs in a bucket

Writer Steven Pressfield has a famous parable about a bucket full of crabs. Whenever one of the enterprising crustaceans tries to get out of its plastic prison, its relatives cling to it and drag it down again. "The biggest betrayal you can make is to make an acorn on the edge of the bucket." If you are unlucky, you have people like that in your life. Every time you talk about a small victory or achievement, their eyes light up in anticipation of the possibility of overtaking you. They actively belittle your successes and try to make you feel small. If they don't do it to your face, they do it behind your back.

Push your back. If you fail, they will hardly hide their fun and provide any opportunities to remind you of your shortcomings. These people were addicted to the distorted games of status zero. In their eyes, each of your success is something that threatens your status in Totem Paul. Personal personality strength is not comparable to social infectivity. If you are surrounded by such people, you will be pulled with a 100 % probability. In other words, eliminating fake friends and harmful relationships is the most important action. Romanticists, such as the spirituality of New Age, nationalism, and Hegel, should be answered, but the myth of unconditional love should be their worst heritage. This regression is guilty for those who are only trying to invite us into a cruel human relationship trap, release and grow, and try to get out of relentless binding. Is passed on. How cold! What a strong business soul! Being really loving someone is to help, teach, teach, and avoid stagnation and destruction. This means unpleasant truth and do not silence. < SPAN> Push your back. If you fail, they will hardly hide their fun and provide any opportunities to remind you of your shortcomings. These people were addicted to the distorted games of status zero. In their eyes, each of your success is something that threatens your status in Totem Paul. Personal personality strength is not comparable to social infectivity. If you are surrounded by such people, you will be pulled with a 100 % probability. In other words, eliminating fake friends and harmful relationships is the most important action. Romanticists, such as the spirituality of New Age, nationalism, and Hegel, should be answered, but the myth of unconditional love should be their worst heritage. This regression is guilty for those who are only trying to invite us into a cruel human relationship trap, release and grow, and try to get out of relentless binding. Is passed on. How cold! What a strong business soul! Being really loving someone is to help, teach, teach, and avoid stagnation and destruction. This means unpleasant truth and do not silence. He pushes his back. If you fail, they will hardly hide their fun and provide any opportunities to remind you of your shortcomings. These people were addicted to the distorted games of status zero. In their eyes, each of your success is something that threatens your status in Totem Paul. Personal personality strength is not comparable to social infectivity. If you are surrounded by such people, you will be pulled with a 100 % probability. In other words, eliminating fake friends and harmful relationships is the most important action. Romanticists, such as the spirituality of New Age, nationalism, and Hegel, should be answered, but the myth of unconditional love should be their worst heritage. This regression is guilty for those who are only trying to invite us into a cruel human relationship trap, release and grow, and try to get out of relentless binding. Is passed on. How cold! What a strong business soul! Being really loving someone is to help, teach, teach, and avoid stagnation and destruction. This means unpleasant truth and do not silence.

If they have no attitudes or tricks in their communication, or if they don't expose their supple lower body, they will understand that they are still bargaining to make a profit. This is a shame. But your life will have real friends. When you share small results with them, their eyes shine ecstatic. They love to celebrate your success. If you are in trouble, they will be sincere and encouraged. The next defense step is to eligible for these people and invest in their important ways.

A true buddy is a person who always comes out even if you call at 3 o'clock in the middle of the night, or vice versa. My mobile phone is in manners mode every day, so I like a friend who spent overnight on their sofa for a period that is not very comfortable (a few months) and does not rebel against such an intrusion. This is your "destroyed bank number", and it is not an exaggeration to say that it is a matter of life and death. No matter how reliable you can be trusted, you will be isolated from the abyss with a strike of fate. Instead, we fall more and more until we fall from the cliff to go back. My wife said goodbye on my birthday, all furniture was confiscated, for some reason, the back of the back, and a slowly withered air mattress, and instead of someone who invested in a public support network. In addition, he begins to leave himself to sel f-treatment. For example, you don't need a lot of friends to protect yourself from a similar dangerous scenario, but personally, if there are 5 or less sofas that can nap, you won't feel it. We are content with the first contact destination to destroy the bank, the fact that our parents are our parents. < SPAN> You can understand that they are still bargaining to make a profit, unless their communication is in the communication or han d-handed hand, or if you don't expose their supple lower body to them. See. This is a shame. But your life will have real friends. When you share small results with them, their eyes shine ecstatic. They love to celebrate your success. If you are in trouble, they will be sincere and encouraged. The next defense step is to eligible for these people and invest in their important ways.

A true buddy is a person who always comes out even if you call at 3 o'clock in the middle of the night, or vice versa. My mobile phone is in manners mode every day, so I like a friend who spent overnight on their sofa for a period that is not very comfortable (a few months) and does not rebel against such an intrusion. This is your "destroyed bank number", and it is not an exaggeration to say that it is a matter of life and death. No matter how reliable you can be trusted, you will be isolated from the abyss with a strike of fate. Instead, we fall more and more until we fall from the cliff to go back. My wife said goodbye on my birthday, all furniture was confiscated, for some reason, the back of the back, and a slowly withered air mattress, and instead of someone who invested in a public support network. He begins to leave himself to sel f-treatment. For example, you don't need a lot of friends to protect yourself from a similar dangerous scenario, but personally, if there are 5 or less sofas that can nap, you won't feel it. We are content with the first contact destination to destroy banks, the fact that our parents are our parents. If they have no attitudes or tricks in their communication, or if they don't expose their supple lower body, they will understand that they are still bargaining to make a profit. This is a shame. But your life will have real friends. When you share small results with them, their eyes shine ecstatic. They love to celebrate your success. If you are in trouble, they will be sincere and encouraged. The next defense step is to eligible for these people and invest in their important ways.

A true buddy is a person who always comes out even if you call at 3 o'clock in the middle of the night, or vice versa. My mobile phone is in manners mode every day, so I like a friend who spent overnight on their sofa for a few months (a few months) and does not rebel against such an intrusion. This is your "destroyed bank number", and it is not an exaggeration to say that it is a matter of life and death. No matter how reliable you can be trusted, you will be isolated from the abyss with a strike of fate. Instead, we fall more and more until we fall from the cliff to go back. My wife said goodbye to my birthday, all furniture was confiscated, for some reason broken back, and with a growing expression of agony on an air mattress that slowly withered, instead of believing in someone who invested in a public support network. He begins to leave himself to sel f-treatment. For example, you don't need a lot of friends to protect yourself from a similar dangerous scenario, but personally, if there are 5 or less sofas that can nap, you won't feel it. We are content with the first contact destination to destroy the bank, the fact that our parents are our parents.

In your own bank. This is equivalent to consolidating your insurance risk by making a small payment to the Alteric Fund. If you don't complain about this, great! This basically means that what is extraordinarily finished for you in this Ilga. Remember that what is actually beneficial is the contract to refuse small transactions. (If this contract is misused - because a person only takes and does not discern anything, but he has a way - it is time to declare this gently). If your conditions are such that you are currently taking more than you can pass, the expression of gratitude is to increase the public capital again. Everyone loves when they affirm their efforts and what they do not want to experience, in fact, they are seen as smooth. Gratitude notes, messages and other forms of gratitude are incredibly asymmetric and do not require options: they cost nothing and, for example, earn benefits as a donor and gifted. As we will see in the right section, expressions of gratitude to strangers include a sudden plus. Public capital is saved in others. If you don't know where to invest, start with your oldest relationships. Governments endure death, employers lock, but family and friends are with you every time: this is a very old and reliable security system for everyone who should be. Old friends and relatives - get on the ground floor more

The popular infection creates grotesque inequality to creeping interest. Famous people have much more praise than they understand, in fact they need to create them with her, but our praise is not more frequently aware. That means. Every time, the greatest qualities are received by those who do not need it most. It is highly likely that public capital will be redistributed to professional people who have not yet received a dignified evaluation. Young artists, students, and merchants have no army of worshipers and supporters. Perhaps they are particular about balance. The praise and encouragement of the lyrics selected for a certain number of successes have the potential to change everything. Economist Tyler Kawen recommended his most professional students to go straight to graduate school without taking a master's degree. They didn't think they were ready to make such a leap, or were generally not aware that they were likely. Kwen believes that increasing the ambition of others in such a dangerous factor is one of the most valuable things that can be arranged in his life. This is the necessary cause to invest on the first floor.

Muy Buts Brian < SPAN> Mass infection creates grotesque inequality on creeping interest. Famous people have much more praise than they understand, in fact they need to create them with her, but our praise is not more frequently aware. That means. Every time, the greatest qualities are received by those who do not need it most. It is highly likely that public capital will be redistributed to professional people who have not yet received a dignified evaluation. Young artists, students, and merchants have no army of worshipers and supporters. Perhaps they are particular about balance. The praise and encouragement of the lyrics selected for a certain number of successes have the potential to change everything. Economist Tyler Kawen recommended his most professional students to go straight to graduate school without taking a master's degree. They didn't think they were ready to make such a leap, or were generally not aware that they were likely. Kwen believes that increasing the ambition of others in such a dangerous factor is one of the most valuable things that can be arranged in his life. This is the necessary cause to invest on the first floor.

Moo Buts Buts Brian's infection creates grotesque inequality on creeping interest. Famous people have much more praise than they understand, in fact they need to create them with her, but our praise is not more frequently aware. That means. Every time, the greatest qualities are received by those who do not need it most. It is highly likely that public capital will be redistributed to professional people who have not yet received a dignified evaluation. Young artists, students, and merchants have no army of worshipers and supporters. Perhaps they are particular about balance. The praise and encouragement of the lyrics selected for a certain number of successes have the potential to change everything. Economist Tyler Kawen recommended his most professional students to go straight to graduate school without taking a master's degree. They didn't think they were ready to make such a leap, or were generally not aware that they were likely. Kwen believes that increasing others' ambitions in such a dangerous factor is one of the most valuable things that can be arranged in his life. This is the necessary cause to invest on the first floor.

Muy Buts Brian

At first glance, warnings on the formation of "bubble" by similar people and the isolation of a group with different views seem rational. However, this is also an unconditional myth of love, only spread throughout society. And society is not very loved. I no longer feel a sense of duty that society continues to be ugly under my name, but to be faithful to that side. Instead, I was reluctant to be in the position of Economicist Brian Capran, which recommends breeding with each other's agreement. Kaplan fulfilled his life dream of living in a beautiful bubble, just before his 40th birthday. Now he is surrounded by respect. You don't have to hear ads. Forget the existence of professional sports for several months. As a truffle pig, I look for the best thing that society can provide. I try. As a truffle pig, I look for the best thing that my society can provide. We believe we have an obligation to improve the world outside our bubble, and Caplan thinks so. But even if you strongly desire society reform, he says: < SPAN> At first glance, the warnings for the formation of "bubble" by similar people and the isolation of a group with different views seem reasonable. However, this is also an unconditional myth of love, only spread throughout society. And society is not very loved. I no longer feel a sense of duty that society continues to be ugly under my name, but to be faithful to that side. Instead, I was reluctant to be in the position of Economicist Brian Capran, which recommends breeding with each other's agreement. Kaplan fulfilled his life dream of living in a beautiful bubble, just before his 40th birthday. Now he is surrounded by respect. You don't have to hear ads. Forget the existence of professional sports for several months. As a truffle pig, I look for the best thing that society can provide. I try. As a truffle pig, I look for the best thing that my society can provide. We believe we have an obligation to improve the world outside our bubble, and Caplan thinks so. But even if you strongly desire society reform, he says: At first glance, warnings on the formation of "bubble" by similar people and the isolation of a group with different views seem rational. However, this is also an unconditional myth of love, only spread throughout society. And society is not very loved. I no longer feel a sense of duty that society continues to be ugly under my name, but to be faithful to that side. Instead, I was reluctant to be in the position of Economicist Brian Capran, which recommends breeding with each other's agreement. Kaplan fulfilled his life dream of living in a beautiful bubble, just before his 40th birthday. Now he is surrounded by respect. You don't have to hear ads. Forget the existence of professional sports for several months. As a truffle pig, I look for the best thing that society can provide. I try. As a truffle pig, I look for the best thing that my society can provide. We believe we have an obligation to improve the world outside our bubble, and Caplan thinks so. But even if you strongly desire society reform, he says:

Every day, the brain wipes out the opposition and searches for something that confirms his transaction. When this is a part of your personality, strangely, any politician notices that you are in favor of all politicians and your team's position, not by personal advantages. Finding new ideas and controversy ideas, becoming more and more difficult, completely stunned, and cannot be escaped from the twisted hell picture. Once a politician becomes part of your personality, your brain will fall out of your nose. On the other hand, values ​​have the potential to be more than just politicians. In a time when transgender was not yet natural, the weightlifting club to which I belonged had a transgender from men to women. They immediately adopted her new name, including unfamiliar "young people and workers from the worker class, and treated them as before. Our club's common purpose was to raise the weight, and our collective values ​​were to create a similar way of life to promote weight. It is also possible to own a bubble based on values ​​that clearly act on politics. My favorite blogs are visited by Catholics, athletes, physicists, distribution work, liberatarian, lef t-wing liberal, and Trump supporters. The only main reason that bundles all of this is to share loyalty to extraordinary norms that are unofficially accepted. < SPAN> The brain wipes out the opposition every day and looks for something that confirms your transaction. When this is a part of your personality, strangely, any politician notices that you are in favor of all politicians and your team's position, not by personal advantages. Finding new ideas and controversy ideas, becoming more and more difficult, completely stunned, and cannot be escaped from the twisted hell picture. Once a politician becomes part of your personality, your brain will fall out of your nose. On the other hand, values ​​have the potential to be more than just politicians. In a time when transgender was not yet natural, the weightlifting club to which I belonged had a transgender from men to women. They immediately adopted her new name, including unfamiliar "young people and workers from the worker class, and treated them as before. Our club's common purpose was to raise the weight, and our collective values ​​were to create a similar way of life to promote weight. It is also possible to own a bubble based on values ​​that clearly act on politics. My favorite blogs are visited by Catholics, athletes, physicists, distribution work, liberatarian, lef t-wing liberal, and Trump supporters. The only main reason that bundles all of this is to share loyalty to extraordinary norms that are unofficially accepted. Every day, the brain wipes out the opposition and searches for something that confirms his transaction. When this is a part of your personality, strangely, any politician notices that you are in favor of all politicians and your team's position, rather than judging by personal advantages. Finding new ideas and controversy ideas, becoming more and more difficult, completely stunned, and cannot be escaped from the twisted hell picture. Once a politician becomes part of your personality, your brain will fall out of your nose. On the other hand, values ​​have the potential to be more than just politicians. In a time when transgender was not yet natural, the weightlifting club to which I belonged had a transgender from men to women. They immediately adopted her new name, including unfamiliar "young people and workers from the worker class, and treated them as before. Our club's common purpose was to raise the weight, and our collective values ​​were to create a similar way of life to promote weight. It is also possible to own a bubble based on values ​​that clearly act on politics. My favorite blogs are visited by Catholics, athletes, physicists, distribution work, liberatarian, lef t-wing liberal, and Trump supporters. The only main reason that bundles all of this is to share loyalty to extraordinary norms that are unofficially accepted.

When passionate, like-minded people come together in the same space, the whole becomes much more than the sum of its parts. Despite the myth of the lone genius, almost all great achievements in these situations have come from communities of people who pick up each other's work, exchange fresh ideas, and support each other. Think Bloomsbury Group, Renaissance Florence, 1920s Paris, the pioneering greenhouses of Xerox Parc, or the modern enclaves of Silicon Plain. Scenius is a magnificent bottleneck that only occurs in special situations, with friendly competition and appreciation, a quick turnaround with fresh thinking, mutual sharing of anger, and, indeed, most importantly, a buffer against the outside world, making room for violations and accumulated idiosyncrasies. For those of us who think it is unlikely that we can change the universe on our own, this is very encouraging. By supporting good ideas and helping other members of society, we can help create an ecosystem in which great things can flourish. I have never made it a point to join a society, but a soft version of this strategy has worked well for me. One of my lucky moments was accidentally joining a tribe called "digital nomads". When passionate, like-minded people gather in the same space, the whole becomes much more than the sum of its parts. Despite the myth of the lone genius, almost all great achievements in this context have come from communities of people who pick up each other's work, exchange fresh ideas, and support each other. Think of the Bloomsbury Group, Renaissance Florence, 1920s Paris, the pioneering greenhouses of Xerox Parc, or the modern settlements of the Silicon Plain. Scenius is an epic bottleneck that only occurs in special circumstances, with friendly competition and gratitude, a quick exchange of fresh thoughts, mutual sharing of anger, and, indeed, most importantly, a buffer against the outside world, making room for violations and accumulated idiosyncrasies. This is very encouraging for those of us who think it is unlikely that we can change the universe on our own. By supporting good ideas and helping other members of society, you can help create an ecosystem where great things can flourish. I've never made it a point to join a society, but a soft version of this strategy has worked well for me. One of my lucky moments was accidentally joining a tribe called "digital nomads." When passionate, like-minded people gather in the same space, the whole becomes much more than the sum of its parts. Despite the myth of the lone genius, almost all great achievements in this context have come from communities of people who pick up each other's work, exchange fresh ideas, and support each other. Think of the Bloomsbury Group, Renaissance Florence, 1920s Paris, the pioneering greenhouses of Xerox Parc, or the modern settlements of the Silicon Plain. Scenius is a grand bottleneck that only occurs in special situations, where friendly competition and gratitude, rapid exchange of fresh thoughts, mutual sharing of anger, and, indeed, most importantly, buffer against the outside world and make room for violations and accumulated idiosyncrasies. This is very encouraging for those of us who think it is unlikely that we can change the universe on our own. By supporting good ideas and helping other members of society, we can help create an ecosystem in which great things can flourish. I have never made it a point to join a society, but a soft version of this strategy has worked well for me. One of my lucky moments was accidentally joining a tribe called "digital nomads."

You are free to interact with people you click with but can hardly break through to, and meet them in the scenes where they were born. Getting out there depends on the opportunities already there. It requires a supply of cash, a minimalist approach to things, and no long-term commitments. For many, this is unrealistic and undesirable, so let's look at some strategies to find your tribe.

The cheap option for serialization is that it's not enough to be in one place with potential members of your tribe. You also need to create space for Sergey. That means saying "yes" from every possible situation where you're with interesting people. One of my most fruitful and fateful friendships came about thanks to a conscious effort to make the most of serendipity opportunities. I accepted a group of coach surfers from my flat, most of whom eventually became fun lonely friends. One of them insisted that I should meet my boyfriend, and invited me to India later that same year. I was a minimalist, so I was able to grab any interesting opportunity. So I retreated, and of course her boyfriend and I found a common language. As a result, I ended up working on the same project as him, spending summers at his house, and was drawn into a whole new circle of interesting people. I can remember at least three other unfortunate friendships that began thanks to a similarly unlikely chain of events. To maximize the potential of serendipity, you don't need to order a ticket to India. No matter what point in the world you are in, there is almost certainly a meetup or interest group in your area that leads to India.

Anyway, what if the coffee date doesn't happen? It's an hour of your time in exchange for a slim chance of meeting someone who will change the course of your life. Once you find a place or group of people you want to meet, it's a pure numbers game. If you don't put yourself out there, your chances are always zero. There are people who are monstrously capable of this apparent asymmetry, going home feeling happy 95 percent of the time and rarely meeting someone who will change their life. Maybe you live in the remote Siberian tundra, or you have limited hobbies and no like-minded people around you, or you're stuck in high school with no way to move. If you're the only gay out person in your tribe, the third best option is to look for a community on the Internet.

I didn't understand the appeal of online communities until I started blogging. It was second-hand luck for me. For many years, Deep Dish acted as a thin selection filter to draw Meditai people into my orbit. Everyone who has contacted me has already encountered my secret thoughts and interests, and not only did they not reject me out of fear, they found something that connected them. Blogging expands my meeting pool in ways that real life never could. It's like meeting interesting people from all over the world at parties all the time. A friend suggested that blogging is an extension of our phenotype, and the image of a digital peacock's tail sprinting relentlessly through cyberspace stuck in my mind. It's hard to believe, but it works. People write to me, share their triumphs and failures, exchange testimonials, challenge my thinking, and invite me to amazing seafood dinners. I've met some of my closest peers and friends thanks to blogging.

My friend was one of the first readers of Deep Dish. Like a certain number of people who could help me make this book. But I actually succeeded that a certain number of hurtful articles went viral on a blog where you basically pour your heart out and get nothing with a response that doesn't count crickets. To create your own audience, this requires a lot of time and effort, but it means that it is a footprint that any public capital considers as a blessed product of a significant purpose (for me, it is an exercise in clarifying the fact that I think of it as an improvement of the message). Not everyone should start a blog. But everyone who is interested in developing a public capital is obliged to arrange something to expand their own phenotype, whether it be a portfolio site, a soundcloud, or a plan with an unfortunate first code. For a long time, I basically thought that Twitter was a cancer, and that if it was applied straight out of the box, it would be, for example. But then I saw how these experienced users, how Sonya-Mann and Visakan Verases gathered a team of fellow-travelers and I actually picked it up, I'm actually doing it wrong: I've never been lucky enough to overcome the usual options - smarting and "hot double" - and set it up in this way so that it answers my ambitions. Platform Follow celebrities and big-name accounts, use the Modest/Lock button at will, don't change your interest in the latest trends that cause dissatisfaction, simulate a small plausible BUTE with people who have the same meanings and interests as you.

Dumbver's lonely return of about 10 people has no best friend. The spread of loneliness is incredible. There is virtually no evidence that modern times have worsened history. However, for example, everything is quite unpleasant, for example, many people are waiting for communication. I think this is actually caused by the combination of the right reason: a lack of time to invest in things for the shor t-vision focus on income and harmful public measures related to "mountain climbing". Use of creep to increase public capital (for example, (for example, celebrity worship). Functional public life increases longevity and boosts the immune system. We are considered to be the most important prediction factors of experimental happiness, and in our own bass monkeys, including sel f-proclaimed male rehabilitation. If you talk about a systematic dose of social medicine, you can see a lot of doses with a bad person. All new things are accumulated, but the accumulation of people who are likely to be a collaborator is as follows. Push out Nomo.

Distorted Robin Dumbber's research results. In fact, there is a certain amount of dumbbar, and a concentri c-shaped connection has been formed (Fig. 3. 7).

Fig. 3. 7. The amount of dumbbar forms a stronger bond and a weak bond in a concentric manner.

Another not wel l-known conclusion is that these connections are uneven. This is because a handful of supe r-shaken people defeated the average significance, which was deceptively discovered that it was the best compared to the median (typical) amount. And we will see the symptoms of the Matthew effect. < SPAN> Dumbver's lonely return of about 10 people has no best friend. The spread of loneliness is incredible. There is virtually no evidence that modern times have worsened history. However, for example, everything is quite unpleasant, for example, many people are waiting for communication. I think this is actually caused by the combination of the right reason: a lack of time to invest in things for the shor t-vision focus on income and harmful public measures related to "mountain climbing". Use of creep to increase public capital (for example, (for example, celebrity worship). Functional public life increases longevity and boosts the immune system. We are considered to be the most important prediction factors of experimental happiness, and in our own bass monkeys, including sel f-proclaimed male rehabilitation. If you talk about a systematic dose of social medicine, you can see a lot of doses with a bad person. All new things are accumulated, but the accumulation of people who are likely to be a collaborator is as follows. Push out Nomo.

Distorted Robin Dumbber's research results. In fact, there is a certain amount of dumbbar, and a concentri c-shaped connection has been formed (Fig. 3. 7).

Fig. 3. 7. The amount of dumbbar forms a stronger bond and a weak bond in a concentric manner.

Another not wel l-known conclusion is that these connections are uneven. This is because a handful of supe r-shaken people defeated the average significance, which was deceptively discovered that it was the best compared to the median (typical) amount. And we will see the symptoms of the Matthew effect. Dumbver's lonely return of about 10 people has no best friend. The spread of loneliness is incredible. There is virtually no evidence that modern times have worsened history. However, for example, everything is quite unpleasant, for example, many people are waiting for communication. I think this is actually caused by the combination of the right reason: a lack of time to invest in things for the shor t-vision focus on income and harmful public measures related to "mountain climbing". Use of creep to increase public capital (for example, (for example, celebrity worship). Functional public life increases longevity and boosts the immune system. We are considered to be the most important prediction factors of experimental happiness, and in our own bass monkeys, including sel f-proclaimed male rehabilitation. If you talk about a systematic dose of social medicine, you can see a lot of doses with a bad person. All new things are accumulated, but the accumulation of people who are likely to be a collaborator is as follows. Push out Nomo.

Distorted Robin Dumbber's research results. In fact, there is a certain amount of dumbbar, and a concentri c-shaped connection has been formed (Fig. 3. 7).

Fig. 3. 7. The amount of dumbbar forms a stronger bond and a weak bond in a concentric manner.

Another not wel l-known conclusion is that these connections are uneven. A handful of supe r-shaped people defeated the average significant significance, which was deceptively discovered that it was the highest compared to the median (typical) amount. And we will see the symptoms of the Matthew effect.

Distribution of such laws creates extreme inequality between those who can and have no choice. Super connectors are literally valuable that their names are listed in the list, such as politics, entertainment, media, and finance. Their social capital is accumulated by a new acquaintance's network effect, but is not a completely passive investment. I don't think this is a good way to use it for ordinary people, and it's certainly not attractive. If the dumber numbers are correct, anyone who is not a superconnected person will quickly reach the harvest. Surveys have shown that services such as Twitter and Facebook do not actually increase circle throughput. As Dumbers point out, the amount of social capital we can use freely is eventually limited by our time and attention. As far as I have seen people working in Extreme Online, it's very easy to spread the bread too thinly. This is a scale problem, but it is inevitable to trade off the time spent on building social capital.

Dunber's precious slot focuses on celebrities and big things that you can't get your affection or return. < SPAN> Distribution of these laws creates extreme inequality between those who can and have no people. Super connectors are literally valuable that their names are listed in the list, such as politics, entertainment, media, and finance. Their social capital is accumulated by a new acquaintance's network effect, but is not a completely passive investment. I don't think this is a good way to use it for ordinary people, and it's certainly not attractive. If the dumber numbers are correct, anyone who is not a superconnected person will quickly reach the harvest. Surveys have shown that services such as Twitter and Facebook do not actually increase circle throughput. As Dumbers point out, the amount of social capital we can use freely is eventually limited by our time and attention. As far as I have seen people working in Extreme Online, it's very easy to spread the bread too thinly. This is a scale problem, but it is inevitable to trade off the time spent on building social capital.

Dunber's precious slot focuses on celebrities and big things that you can't get your affection or return. Distribution of such laws creates extreme inequality between those who can and have no choice. Super connectors are literally valuable that their names are listed in the list, such as politics, entertainment, media, and finance. Their social capital is accumulated by a new acquaintance's network effect, but is not a completely passive investment. I don't think this is a good way to use it for ordinary people, and it's certainly not attractive. If the dumber numbers are correct, anyone who is not a superconnected person will quickly reach the harvest. Surveys have shown that services such as Twitter and Facebook do not actually increase circle throughput. As Dumbers point out, the amount of social capital we can use freely is eventually limited by our time and attention. As far as I have seen people working in Extreme Online, it's very easy to spread the bread too thinly. This is a scale problem, but it is inevitable to trade off the time spent on building social capital.

Dunber's precious slot focuses on celebrities and big things that you can't get your affection or return.

In summary, if you have harmful people in your life, the most important thing you can do is go to a place where their tenacious magic is out of reach. You don't have to completely abandon people, but you can clarify that friendship is conditional. Social support network is black swan insurance. Donate to this fund and use all opportunities to help people. If you don't present a claim, you won't be better than that. If you get lost, first invest in the oldest and stable relationship. Family and old friends are approved by Lindy and are not subject to money laundering. Praise and thank s-For ridiculously cheap options with infinite possibilities. Instead of supporting celebrities who do not need that and never gave back, why not invest in young or talented people who are not yet famous? This unfair decision will benefit you, them, and the whole world. A gentle separation independence is accepted as a form of citizen dismissal. The secret to maintaining the sanity and effectiveness is to create a "bubble" for similar people. It is not an ideology or a common contempt, but the belonging is determined based on common values ​​and interests. Being a parachute to the "site" and becoming part of the ecosystem. If that is not possible, maximize your superficial area.

Do not inject social capital casually. Feared to spend time developing many weak online communications until sacrificing the main circles of Dumbber.

In summary, if there are people who are harmful to your life, the most important thing you can do is to go to a place where their persistent magic is out of reach. You don't have to completely abandon people, but you can clarify that friendship is conditional. Social support network is black swan insurance. Donate to this fund and use all opportunities to help people. If you don't present a claim, you won't be better than that. If you get lost, first invest in the oldest and stable relationship. Family and old friends are approved by Lindy and are not subject to money laundering. Praise and thank s-For ridiculously cheap options with infinite possibilities. Instead of supporting celebrities who do not need that and never gave back, why not invest in young or talented people who are not yet famous? This unfair decision will benefit you, them, and the whole world. A gentle separation independence is accepted as a form of citizen dismissal. The secret to maintaining the sanity and effectiveness is to create a "bubble" for similar people. It is not an ideology or a common contempt, but the belonging is determined based on common values ​​and interests. Being a parachute to the "site" and becoming part of the ecosystem. If that is not possible, maximize your superficial area.

Do not inject social capital casually. Feared to spend time developing many weak online communications until sacrificing the main circles of Dumbber.

To summarize the asymmetry of knowledge capital, if there are people who are harmful to your life, the most important thing you can do is to go to a place where their tenacious magic is out of reach. You don't have to completely abandon people, but you can clarify that friendship is conditional. Social support network is black swan insurance. Donate to this fund and use all opportunities to help people. If you don't present a claim, you won't be better than that. If you get lost, first invest in the oldest and stable relationship. Family and old friends are approved by Lindy and are not subject to money laundering. Praise and thank s-For ridiculously cheap options with infinite possibilities. Instead of supporting celebrities who do not need that and never gave back, why not invest in young or talented people who are not yet famous? This unfair decision will benefit you, them, and the whole world. A gentle separation independence is accepted as a form of citizen dismissal. The secret to maintaining the sanity and effectiveness is to create a "bubble" for similar people. It is not an ideology or a common contempt, but the belonging is determined based on common values ​​and interests. Being a parachute to the "site" and becoming part of the ecosystem. If that is not possible, maximize your superficial area.

Do not inject social capital casually. Feared to spend time developing many weak online communications until sacrificing the main circles of Dumbber.

Asymmetry of knowledge capital

Television emits an alpha wave that destroys the brain, video games support violence, social networks destroy their attention, news media only makes us foolish, and the spinner fiddet is probably a heroin with black resin. Equivalent to. These passive leisure should not be called the bottomless swamp. They may be dangerous, but only for deadlocks that keep them away from valuable options. Just as what is in the "Sticky Middle" is the same, the real prize is to miss a chance. According to Nielsen, the average Americans watch TV 34 hours a week. In other words, he sat in front of the television at the end of January, and did not sleep or sleep until the zombie's body rebelled from the coffin on Easter's Sunday. If this period is extended to a lifetime, the average person's TV viewing time will be 100. 000 hours. What exactly is this huge se a-free passive leisure? Perhaps we have lost some of the social capital. These classes are useless to create and maintain intimate bonds, and urge them to spend valuable dumbber slots for a pseud o-like meal with fictitious people and celebrities. Healthy capital is also a small sacrifice. Netflix has confirmed that a true competitor is a "dream", which is probably the closest to recognizing the evil of the company openly. < SPAN> TV emits alpha waves that destroy the brain, video games support violence, social networks destroy their attention, news media only makes us foolish, and the spinner fiddet is probably black resin. Equivalent to entering heroin. These passive leisure should not be called the bottomless swamp. They may be dangerous, but only for deadlocks that keep them away from valuable options. Just as what is in the "Sticky Middle" is the same, the real prize is to miss a chance. According to Nielsen, the average Americans watch TV 34 hours a week. In other words, he sat in front of the television at the end of January, and did not sleep or sleep until the zombie's body rebelled from the coffin on Easter's Sunday. If this period is extended to a lifetime, the average person's TV viewing time will be 100. 000 hours. What exactly is this huge se a-free passive leisure? Perhaps we have lost some of the social capital. These classes are useless to create and maintain intimate bonds, and urge them to spend valuable dumbber slots for a pseud o-like meal with fictitious people and celebrities. Healthy capital is also a small sacrifice. Netflix has confirmed that a true competitor is a "dream", which is probably the closest to recognizing the evil of the company openly. Television emits an alpha wave that destroys the brain, video games support violence, social networks destroy their attention, news media only makes us foolish, and the spinner fiddet is probably a heroin with black resin. Equivalent to. These passive leisure should not be called the bottomless swamp. They may be dangerous, but only for deadlocks that keep them away from valuable options. Just as what is in the "Sticky Middle" is the same, the real prize is to miss a chance. According to Nielsen, the average Americans watch TV 34 hours a week. In other words, he sat in front of the television at the end of January, and did not sleep or sleep until the zombie's body rebelled from the coffin on Easter's Sunday. If this period is extended to a lifetime, the average person's TV viewing time will be 100. 000 hours. What exactly is this huge se a-free passive leisure? Perhaps we have lost some of the social capital. These classes are useless to create and maintain intimate bonds, and urge them to spend valuable dumbber slots for a pseud o-like meal with fictitious people and celebrities. Healthy capital is also a small sacrifice. Netflix has confirmed that a true competitor is a "dream", which is probably the best to openly recognize the company's evil.

But above all, we lose our knowledge capital, the span of all our skills, qualifications, thoughts, and ideas about the world. Cash-generating is the composition of intense entertainment. What if we had the opportunity to relearn something, even if it was just a small part of this vast ocean of passivity? This is the "100, 000 hours" opportunity. In one life, you can become a pianist, a chess grandmaster, an athlete with second and third languages, an amateur chef, a poet and publicist, a knitting master, a software developer, a nonviolent communication specialist, and a crowd favorite. Or you can watch a lot of TV. Every experience and knowledge you gain is valuable. An institute degree reveals a wide range of skills for you, not just the ability to cook testicles. In this chapter, we set up an option price estimation model to find out what skills, knowledge, and practice you should invest in. Extensive skills are revealed thanks to the coincidence of three unprecedented events: in the free zone, we have more information than ever before in the situation, in our decrees, we have more free time than in a day, and the accumulation of extensive skills and knowledge is more valuable than ever before. We start with the everyday, with protective skills that increase stability.

This desert peninsula's responsibility zone was first inhabited in the 13th century, when the Maori made an extraordinary journey across the sea to conquer a land that had been untouched for a million years. Europeans and Chinese began to arrive here from the 18th century onwards. Each wave of settlers was thousands of kilometers away from their homeland. When difficulties appeared, they had to improvise and apply all the means at hand. As tradition has it, a real Kiwi has the ability to fix anything, in fact, with a single piece of paper with the number 8 on it.

In this case, it is necessary to elucidate the secret of the tractor's defective ignition plug. In New Zealand's cultural consciousness, most of this innovative ingenuity was a fun memory, but still live in crafts lovers and ol d-timers. Because my father is one of them. He built a house where I grew up. He can fix almost anything, feed animals, propagate plants, program websites, write essays, wield a hammer, cut down trees, prepare ordinary dinner, and change diapers. can. A fathe r-like person is emitting the power field of ability and is very healed. I can imagine how great it is to feel this ability to adjust your life as you will. To put it more mediocre, it also produces a protective cushioning material, an option. The wider you have your skills, the less you need to rely on others, and you can live a more stable life. In some cases, the important border of life can shrink and lead to crime. When I came to college, I knew an exchange student who didn't know how to use a microwave oven. dependence

Optional skill price model < SPAN> In this case, it is necessary to elucidate the secret of the tractor's defective ignition plug. In New Zealand's cultural consciousness, most of this innovative ingenuity was a fun memory, but still live in crafts lovers and ol d-timers. Because my father is one of them. He built a house where I grew up. He can fix almost anything, feed animals, propagate plants, program websites, write essays, wield a hammer, cut down trees, prepare ordinary dinner, and change diapers. can. A fathe r-like person is emitting the power field of ability and is very healed. I can imagine how great it is to feel this ability to adjust your life as you will. To put it more mediocre, it also produces a protective cushioning material, an option. The wider you have your skills, the less you need to rely on others, and you can live a more stable life. In some cases, the important border of life can shrink and lead to crime. When I came to college, I knew an exchange student who didn't know how to use a microwave oven. dependence

Options and skill price model In this case, the secret of the tractor's defective ignition plugs must be elucidated. In New Zealand's cultural consciousness, most of this innovative ingenuity was a fun memory, but still live in crafts lovers and ol d-timers. Because my father is one of them. He built a house where I grew up. He can fix almost anything, feed animals, propagate plants, program websites, write essays, wield a hammer, cut down trees, prepare ordinary dinner, and change diapers. can. A fathe r-like person is emitting the power field of ability and is very healed. I can imagine how great it is to feel this ability to adjust your life as you will. To put it more mediocre, it also produces a protective cushioning material, an option. The wider you have your skills, the less you need to rely on others, and you can live a more stable life. In some cases, the important border of life can shrink and lead to crime. When I came to college, I knew an exchange student who didn't know how to use a microwave oven. dependence

Optional skill price model

The first step in determining which skills are worth "insourcing" (paying yourself to do tasks instead of someone else) is to determine the value of your time. For example, let's say you're thinking about preparing lunches at home. It might take you an hour to prepare a week's worth of meals, saving you a net $15. Instead of comparing this hourly rate to your salary or wages, compare it to your marginal income. Saving $15 on lunch is equivalent to going out and making money. Because if you make $20 the normal way, any "work" you pay yourself is tax-free. So if you can make more than $20 margin (perhaps by taking on other more profitable work), you're better off doing it. The second question is, from which bucket does this time come out? Paying your own taxes removes "hard mental effort" from the bucket that is traded for other knowledge-based work. But mowing the lawn and cooking are more like leisure activities that you can do even if you're mentally exhausted. The ideal situation is to pay yourself to do something that brings you inner joy and satisfaction. Because mowing the lawn feels half as hard as a "real" job, gets your heart pumping, and gives you a Clint Eastwood-esque sense of pride in caring for your property, you happily agree to pay half as much. Here's a formula for valuing your time: Figure out what hourly rate you could make by outsourcing Adjust that hourly rate by 33% (or your tax rate) If outsourcing would be more expensive, apply a partial discount It's more enjoyable than your regular job Compare it to other opportunities (holidays, work, outsourcing other work) The first step in determining which skills are worth "insourcing" (paying yourself to do a task instead of someone else) is to determine the value of your time. For example, let's say you're thinking about preparing lunches at home. It might take you an hour to prepare a week's worth of meals, saving you a net $15. Instead of comparing this hourly rate to your salary or wages, compare it to your marginal income. Saving $15 on lunch is equivalent to going out and making money

If you earn $20 the normal way, any "work" you pay yourself is tax-free. So if you can make more than $20 margin (perhaps by taking on other more profitable work), you're better off doing it. The second question is, which bucket does this time come out of? Paying your own taxes removes "hard mental effort" from the bucket that gets traded for other knowledge-based work. But mowing the lawn and cooking are more like leisure activities that you can do even if you're mentally exhausted. The ideal situation is to pay yourself to do something that brings you inner joy and satisfaction. You happily agree to pay half as much for mowing the lawn because it feels half as hard as "real" work, it gets your heart pumping, and you feel a Clint Eastwood-esque pride in taking care of your property. Now you have a formula for valuing your time: Calculate the hourly rate you can make by outsourcing. Adjust that hourly rate by 33% (or whatever your tax rate is). If it would be more expensive to outsource, apply a partial discount. It's more fun than a regular job. Compare it to other opportunities (holidays, work, outsourcing other work). The first step in determining which skills are worth "insourcing" (paying yourself to do a task instead of someone else) is to determine the value of your time. For example, let's say you're thinking about preparing lunches at home. It might take you an hour to prepare a week's worth of meals, saving you a net $15. Don't compare this hourly rate to your salary or wages, but to your marginal income. Saving $15 on lunch is the equivalent of going out and making money. Because if you earn $20 the normal way, any "work" you pay yourself is tax-free. So if you can make more than $20 margin (perhaps by taking on other more profitable work), you're better off doing it. The second question is, which bucket does this time come out of? Paying your own taxes removes the "hard mental effort" from the bucket that gets traded for other knowledge-based work. But mowing the lawn and cooking are more like leisure activities that you can do even when you're mentally exhausted. The ideal situation is to pay yourself to do something that brings you inner joy and satisfaction. You happily agree to pay half as much because mowing the lawn feels half as hard as a "real" job, it gets your heart pumping and you feel a Clint Eastwood-esque pride in caring for your property. Now you have a formula for valuing your time: Calculate the hourly rate you could get by outsourcing Adjust this hourly rate by 33% (or your tax rate) If outsourcing would be more expensive, apply a partial discount It's more enjoyable than your regular job Compare it to other opportunities (holidays, work, outsourcing other work)

Repair is greatly possible to borrow with a new number of hours, and the first batch of domestic beer looks like yeast mud. At one point, you will be disappointed, you will need to start over all zero dots, and you will regret not relying on experts. And in most cases, you will be instructed! In order to complete a bold model with optional prices, it is necessary to consider the price to buy experience, the cost of studying, and the number of time spent to achieve professionalism. Finally, add the profits of what can be gained by taking advantage of the experience in practice and how much probability it is. For example, my founder, when he was young, probably laid a board to learn how to use a chainsaw (Table 3. 1).

Table 3. Rewards of options to buy such experiences and other experiences

For example, my founder's initial prediction was out of my expectations, and even if the option was not paid, the possibility of winning was very high, so the conclusion was definitely correct. Of course, he saved a slight position by diverting this technology to outsourcing. Urban people like me are not alone. < SPAN> Repair is greatly possible to borrow with a new number of hours, and the first batch of domestic beer looks like yeast mud. At one point, you will be disappointed, you will need to start over all zero dots, and you will regret not relying on experts. And in most cases, you will be instructed! In order to complete a bold model with optional prices, it is necessary to consider the price to buy experience, the cost of studying, and the number of time spent to achieve professionalism. Finally, add the profits of what can be gained by taking advantage of the experience in practice and how much probability it is. For example, my founder, when he was young, probably laid a board to learn how to use a chainsaw (Table 3. 1).

Table 3. Rewards of options to buy such experiences and other experiences

For example, my founder's initial prediction was out of my expectations, and even if the option was not paid, the possibility of winning was very high, so the conclusion was definitely correct. Of course, he saved a slight position by diverting this technology to outsourcing. Urban people like me are not alone. Repair is greatly possible to borrow with a new number of hours, and the first batch of domestic beer looks like yeast mud. At one point, you will be disappointed, you will need to start over all zero dots, and you will regret not relying on experts. And in most cases, you will be instructed! In order to complete a bold model with optional prices, it is necessary to consider the price to buy experience, the cost of studying, and the number of time spent to achieve professionalism. Finally, add the profits of what can be gained by taking advantage of the experience in practice and how much probability it is. For example, my founder, when he was young, probably laid a board to learn how to use a chainsaw (Table 3. 1).

Table 3. Rewards of options to buy such experiences and other experiences

For example, my founder's initial prediction was out of my expectations, and even if the option was not paid, the possibility of winning was very high, so the conclusion was definitely correct. Of course, he saved a slight position by diverting this technology to outsourcing. Urban people like me are not alone.

There is little chance to work as a chainsaw, much more likely to pull something or tie a tree to a private house. Similarly, a man is susceptible to all the "do it yourself" things. When some dark economic event falls on my head, I unconsciously try to save the accounting office and think how to overcome it autonomously. I'm smart! I'm a smart man! I can handle money! But moving forward would show that I'm neither of those. The launch of the option pricing model reminds me that, in fact, buying data of very specific knowledge is disliked, laborious, and without having the ability to reapply them, in fact, I would turn everything upside down, plausible. The price of the option here is negative. I'm not much different from the other to remain ignorant and to be swayed by the experts. The inability to correctly consider the price of the option leads to what you are actually acting on the principle of "a penny is more foolish than a pound": if you do it, do not like it, to leave the bucks only if there is a real risk of bankruptcy. Others to form other skills, joint skills in the area of ​​responsibility fall into boredom. They often have positive option prices, but even if you are a talented person who is unusually highly valued from a certain era, you cannot outsource everything. There are two classes of skills that you have to learn yourself.

Derek Parfit meant the skills necessary to analyze the narrowest problems of moral philosophy. As the years passed and the sense of urgency grew, Parfit streamlined everything in his life to devote his free time to work. He ate the same Spartan meals every day, drank cold brew coffee from the tap so he didn't spend extra time boiling the kettle, and kept a book on his dresser from which he recited philosophy while putting on his socks. Parfit was otherwise a specialist in minimaxing. In God's name, he didn't waste his precious brain juice learning to build a retaining wall. But in most recent cases, narrow expertise contains its own limitations. So for the last ten years of Parfit's life, he anxiously pedaled a stationary bicycle for only an hour. Sports and physiological exercise cover a class of selective skills that cannot be outsourced. I'm not going to analyze Chapter 14 anew, but it's surprising how many sensible people don't question this insanely obvious asymmetry. Its share of difficulties consists, likewise, of the mistaken belief that those who develop their personal material potential are vain.

Arnold Schwarzenegger grew up in a poor village under the father of alcoholic alcoholism. He moved to the United States, which was substantially ignored, established many companies, became rich, and reached the highest peak as the bodybuilding world, film and politicians. The type of robo t-like body is what he intentionally created to register people and underestimate him. Dolph Rondeglen, Walking Block Muscle, Rocky 4 He is familiar with the role of Ivan Drago, but is a ful l-bright scholar, speaks six languages, and a master's degree of chemical engineering. Not only is he a more healthy person who walks on the earth of the green god, but also a shiny Dr. Oliver Sax, who is also a wonderful essay about mortality, neurology, and music. The record holder is called the nickname "Doctor Squading". Maria Curley was a special cyclist. Alan Tuuling was a good runner in the distance of claiming the role of the Olympics. And so on. Basically, Derek Purfit was probably involved in something good and the great thing. In addition to the formation of physiological potential, we can still belong to not only any skill in interpersonal communication, but also to the category of ability O.

Talent Set

People could arrange only six new discoveries for breakfast as a result of failing to plant low-hanging fruit-like plants. By the current standards of these grandiose thinkers, almost every competent student would have. The facets of human knowledge are expanding, so that it now takes years or decades to arrange a real contribution, and there comes a time when it is no longer free to freeze: it goes without saying that it is very difficult to achieve a boundary in one narrow field, let alone two or more. The good news is that, in fact, you don't have to be the best in the world to make big waves. Including not even being 10% of the best. Scott Adams, developer of the comic strip Dilbert, outlines himself as "a rich and famous caricaturist who draws crappy pictures." By his own admission, his artistic skills are average, and in secular settings, he sometimes seems the funniest person in the room. Instead, in Adams' judgment, he had MBA-level, years of office work skills, attention to Internet culture, and a decent sense of humor. The number of young cartoonists at the center of this almost impossible vein diagram was just one thing: "If you think about it, its extraordinary talent and manic charm are covered for an impeccable splash, I would say that this is just one time

The accumulation of talent has all the potential to expand human knowledge, but still has the potential to be applied to achieve the most insufficient career ambitions. Like Charlie Mangel's legend, most of us cannot be professional tennis players and chess ground masters. However, we all can spread the ripples, expand the circle of their responsibilities, and to create an impregnable advantage. For many of us, this game is like trying to freeze the best water construction company in Vemiji. When developing a talented stack, in footprints to find skills that have a multiplication effect on your efforts. Alyssa Vance is a model in a book "Action Level", showing a model in typewriting training: If you understand the 1 0-time class to improve your ability by 20 %, you are printing Print 6 more than any other. This is a much more effective way to use the same 10 hours behind the keyboard. This leads us to mathematical discussions that support you that you should be a stationery store. For example, you may have heard about parate laws and 80/20 laws. However, in fact, this is not the rules, and the general idea is that a small number of input is justified in fields that are controlled by the laws of power.

Figure 3. 8 The principle of the parate basically means that 20 % of these actually leads to 80 % results.

No n-specialists, like Tim Ferris, have used the principle of parates to enhance their accelerated study to art. For example, if you look at the guitar code with the progress of each pulse of i-IV-V, you will see thousands of songs immediately. If you want to make your second foreign language your own, you have focused on a small group of major sentences and grammatical rules, and you have reached the "conversation" quite quickly. Newcomers who go to the gym apply muscle strength and muscles in a very short period of time, and do some simple whole body exercise. Then, as the first 20 % of the target efforts are accumulated, they begin to face the laws of decreasing harvesting. The more you go along the curve, the more difficult it is to progress. Therefore, in order to increase the total weight of the selected security guard a certain amount, it has the ability to need the entire 12 weeks of training cycle, but new security guards will achieve such progress in one training. I have the ability. If you follow the footprints of an effective route, you can get a significant profit before you invest 20 % of your efforts in a certain field. Website

What this means is that mastering one experience takes as long and effort as exercising in five fields. Is it really different between becoming an advanced technical writer who can memorize Strank & White, and being familiar with marketing and web design, speaking Chinese, and learning anthropology? This is what I came up with in 5 seconds. The important thing is that talent stack skills not only create added value, but doubled. Some candidates for receiving the talent stack include writing abilities, time management, public concerts, sales and marketing, accounting, statistics, programming, and design. All of these may be able to demonstrate an undeniable advantage, even in combination with any firs t-class occupation. Again, there is no need to go to a big game in these fields, and it should be something different from other plumbing of Vemiji. Some of these skills are strategically planned and gained from above, but they may be born from your interests and aptitude.

Intrigies: "Where do you get your own ideas?" This is a mysterious and enviable question, and young novelists who have to ask this question are destined to fail. Every small frontier in the world is so interesting that you can't hear it, you can't hear it, and you won't notice it. If you want to be exciting, get exciting. Being inability to access the internal precautions is a very worried sign in learning any experience. In the case of responsibility, if something is regarded as routine work, the formula to conclude whether it is worth outsourcing is much more attractive. In the case of an unonforced ability, everything depends on its charm. You have to find something you really like or something that can be integrated into your overall sense. < SPAN> This means that mastering one experience takes the same time and effort as exercising in five fields. Is it really different between becoming an advanced technical writer who can memorize Strank & White, and being familiar with marketing and web design, speaking Chinese, and learning anthropology? This is what I came up with in 5 seconds. The important thing is that talent stack skills not only create added value, but doubled. Some candidates for receiving the talent stack include writing abilities, time management, public concerts, sales and marketing, accounting, statistics, programming, and design. All of these may be able to show an undeniable advantage, even in combination with any firs t-class occupation. Again, there is no need to go to a big game in these fields, and it should be something different from other plumbing of Vemiji. Some of these skills are strategically planned and gained from above, but they may be born from your interests and aptitude.

Intrigies: "Where do you get your own ideas?" This is a mysterious and enviable question, and young novelists who have to ask this question are destined to fail. Every small frontier in the world is so interesting that you can't hear it, you can't hear it, and you won't notice it. If you want to be exciting, get exciting. Being inability to access the internal precautions is a very worried sign in learning any experience. In the case of responsibility, if something is regarded as routine work, the formula to conclude whether it is worth outsourcing is much more attractive. In the case of an unonforced ability, everything depends on its charm. You have to find something you really like or something that can be integrated into your overall sense. What this means is that mastering one experience takes as long and effort as exercising in five fields. Is it really different between becoming an advanced technical writer who can memorize Strank & White, and being familiar with marketing and web design, speaking Chinese, and learning anthropology? This is what I came up with in 5 seconds. The important thing is that talent stack skills not only create added value, but doubled. Some candidates for receiving the talent stack include writing abilities, time management, public concerts, sales and marketing, accounting, statistics, programming, and design. All of these may be able to demonstrate an undeniable advantage, even in combination with any firs t-class occupation. Again, there is no need to go to a big game in these fields, and it should be something different from other plumbing of Vemiji. Some of these skills are strategically planned and gained from above, but they may be born from your interests and aptitude.

Intrigies: "Where do you get your own ideas?" This is a mysterious and enviable question, and young novelists who have to ask this question are destined to fail. Every small frontier in the world is so interesting that you can't hear it, you can't hear it, and you won't notice it. If you want to be exciting, get exciting. Being inability to access the internal precautions is a very worried sign in learning any experience. In the case of responsibility, if something is regarded as routine work, the formula to conclude whether it is worth outsourcing is much less attractive. In the case of an unonforced ability, everything depends on its charm. You have to find something you really like or something that can be integrated into your overall sense.

Have an identity. Sports where you compete against yourself, including singles, have a strong connotation other than "physical exercise". For a mountain of talent, the perfect option is to build a career that intersects with one or more of your hobbies and place the concept of work-life balance irrelevant. By following your interests and hobbies, you are not obliged to climb the career ladder or get a certain reaction from the outside. I have no doubt how to apply my skills as an amateur - guitarists do not have the opportunity to finish a song to the end, not forgetting, but ever chords. Last but not least, music classes have definitely helped me develop a sense for arithmetic more than any other class. Music classes have expanded the range and response of my work. I have become closer to people I would not have been able to associate with otherwise. I guess my brain plasticity has improved to some extent. Most importantly, it's interesting. For example, let's think for a moment about strategic things. If you were living a deficit life in this world and your only goal was to obtain the ultimate pleasure, how would you decide to spend your time? In fact, even a selfish person will end up buying some kind of technology. This can be explained to some extent by the act.

Books are pocket portals in time and space that let you get inside someone else's brain and try out completely different ideas, strategies, emotional states, and lifestyles. You've wasted your time and money. You've wasted your time and money. Few things will give you what economist Tyler Cowen calls a "concussion." These are ideas so absurd they shake and wobble your grey matter, send your brain into a frenzy. When the vibrations stop, everything starts to seem the same. If you read Ayn Rand or Karl Marx as an impressionable teenager, you risk starting to freeze your foundations. For now, the only answer is constant creative destruction. With a library card and an internet connection, you can get the transformative effects of reading a book for the low price of $0. Even if you buy a book -- and you should, for reasons that will become clear -- the return on your investment is unprecedented. I estimate that I have spent about $2000 on books to date, and that I am at least 100 times, and in some cases three orders of magnitude, richer. Until a few hundred years ago, books were a very expensive commodity, out of reach for everyone.

In such an era, someone was almost a valuable treasure and was guided by a method of respecting it. In the $ 10 of different properties and smooth cover books for masochism, we need new and universal measures. The asymmetry of reading is that if we treat books as inexpensive options, they are considered and remained juicy. In fact, we actually throw reading with the same abilities, inverted through it, think that we cannot read our own appetite, and abandon the infinite sweep for the end. It means that you are obliged. Netflix's comfort is comfortable for the fact that they don't have any opportunities to force themselves by looking at the great foresight eyes of Joyce, which is really important on the bedside table Imagine as many people as you turn. We haven't started reading books at the physical level yet. Librarian reopens your ears: If you are regarded as the owner of the book, you need to ruin the route and pull the bone marrow at least in any wa y-pull the page with your dog's ears. It is displayed, saturates them with bread and coffee dirt, and place them under the pillow. Reading is an interaction between the creator and the reader, not a passive street that moves unilaterally. This actually leads us to the second obstacle. In many cases, they actually speak the attached file

Income from difficult ideas < Span> In such an era, someone was almost a valuable treasure and was led by a way to respect it. In the $ 10 of different properties and smooth cover books for masochism, we need new and universal measures. The asymmetry of reading is that if we treat books as inexpensive options, they are considered and remained juicy. In fact, we actually throw reading with the same abilities, inverted through it, think that we cannot read our own appetite, and abandon the infinite sweep for the end. It means that you are obliged. Netflix's comfort is comfortable for the fact that they don't have any opportunities to force themselves by looking at the great foresight eyes of Joyce, which is really important on the bedside table Imagine as many people as you turn. We haven't started reading books at the physical level yet. Librarian reopens your ears: If you are regarded as the owner of the book, you need to ruin the route and pull the bone marrow at least in any wa y-pull the page with your dog's ears. It is displayed, saturates them with bread and coffee dirt, and place them under the pillow. Reading is an interaction between the creator and the reader, not a passive street that moves unilaterally. This actually leads us to the second obstacle. In many cases, they actually speak the attached file

Income from difficult ideas In such an era, someone was almost a valuable treasure and was led by a way to respect it. In the $ 10 of different properties and smooth cover books for masochism, we need new and universal measures. The asymmetry of reading is that if we treat books as inexpensive options, they are considered and remained juicy. In fact, we actually throw reading with the same ability, inverted through it, think that we cannot read our own appetite, and abandon the endless sweep for the end. It means that you are obliged. Netflix's comfort is comfortable for the fact that they don't have any opportunities to force themselves by looking at the great foresight eyes of Joyce, which is really important on the bedside table Imagine as many people as you turn. We haven't started reading books at the physical level yet. Librarian reopens your ears: If you are regarded as the owner of the book, you need to ruin the route and pull the bone marrow at least in any wa y-pull the page with your dog's ears. It is displayed, saturates them with bread and coffee dirt, and place them under the pillow. Reading is an interaction between the creator and the reader, not a passive street that moves unilaterally. This actually leads us to the second obstacle. In many cases, they actually speak the attached file

Income from difficult ideas

If you are told you can choose something that can be saved from the fire, you will not have to think. The most valuable thing I have is my "ordinary book". It is an old, huge, painful book, which is a combination of thousands of ideas, mistakes, and unresolved questions, far exceeding that part. The life of the critical volume has lived in the book himself. I will be happy to be anthropomorphized and paid a small amount of six digits to save from the oblivion. In the dark era before Google (B. G.) appeared, people could not sit in the toilet and search for the collective results of human civilization. Instead, they had to make their own handmade Internet. It is a blanket like a collected quotation, text, articles, memo, and ideas patchwork, which is scattered with your own thoughts and reactions. This book functions as a cool but universal storage, which is a "mediator". It may seem unnatural to keep your thoughts and ideas cluttered like this, but everything is the opposite. Each generation is destined to simulate the brain according to the model of the stat e-o f-th e-art technology of that era. Aristotle and their brothers thought their brain was an ice box. < SPAN> If you are told you can choose something that can be saved from the fire, you will not need to think. The most valuable thing I have is my "ordinary book". It is an old, huge, painful book, which is a combination of thousands of ideas, mistakes, and unresolved questions, far exceeding that part. The life of the critical volume has lived in the book himself. I will be happy to be anthropomorphized and paid a small amount of six digits to save from the oblivion. In the dark era before Google (B. G.) appeared, people could not sit in the toilet and search for the collective results of human civilization. Instead, they had to make their own handmade Internet. It is a blanket like a collected quotation, text, articles, memo, and ideas patchwork, which is scattered with your own thoughts and reactions. This book functions as a cool but universal storage, which is a "mediator". It may seem unnatural to keep your thoughts and ideas cluttered like this, but everything is the opposite. Each generation is destined to simulate the brain according to the model of the stat e-o f-th e-art technology of that era. Aristotle and their brothers thought their brain was an ice box. If you are told you can choose something that can be saved from the fire, you will not have to think. The most valuable thing I have is my "ordinary book". It is an old, huge, painful book, which is a combination of thousands of ideas, mistakes, and unresolved questions, far exceeding that part. The life of the critical volume has lived in the book himself. I will be happy to be anthropomorphized and paid a small amount of six digits to save from the oblivion. In the dark era before Google (B. G.) appeared, people could not sit in the toilet and search for the collective results of human civilization. Instead, they had to make their own handmade Internet. It is a blanket like a collected quotation, text, articles, memo, and ideas patchwork, which is scattered with your own thoughts and reactions. This book functions as a cool but universal storage, which is a "mediator". It may seem unnatural to keep your thoughts and ideas cluttered like this, but everything is the opposite. Each generation is destined to simulate the brain according to the model of the stat e-o f-th e-art technology of that era. Aristotle and their brothers thought their brain was an ice box.

As if a beaver had built a pendant 4-dimensional dam out of a pile of acid. Psychedelic beaver dams not only help new ideas get a foothold, but also increase the opportunities for original combinations of knowledge. When something juicy comes down the river of knowledge, we have plenty of hooks. This reminds me of Dr. Z O A's concept, but the main difference here seems to be in V: "This is called 'associative knowledge', which better reflects how the brain actually works. The mind does not have clear categories, just a lot of weak or strong connections and patterns. This gives us a general principle to structure ideas. To find a way to put it into practice, let's look at a prolific German professor and his 'slip box'.

Niklas Luhmann is one of the greatest sociologists and systems theorists of the 20th century. He wrote more than 70 books and hundreds of papers, many of which became classics almost effortlessly. The secret of Luhmann's extraordinary productivity was in his research method. If he read something interesting, he wrote it down in a notebook. And it went into his paper box (Zettelkasten in German). The place where the map is placed is not determined by the subject, but by how it correlates with his own data, thoughts and existing notes. A single map can contain dozens of elaborate threads and threads. Leman realized that starting from scratch and wandering in search of inspiration is like working the creative process backwards. Building chains of thoughts and interconnected ideas for years gives you more material.

It demands pages that will shoot through your skull like a kettle and stick with you for the rest of your life. In a perfect case, it's just a formality to turn the contents of a slipbox into finished prose. In my case, this is not entirely true. I always do a lot of new work during final editing, but as a rule, I do most of my work months or years before I put pen to paper. As a rule, if I have to Google for anything other than precedent testing, I'm probably not ready to write about the subject yet. If I have a secret sauce, it's this. 1. As you read, highlight ideas that appeal to you. But don't insist on seeing them with your own eyes, and don't worry about which highlight paint you use. Most recommendations on how to write articles are worthless because they focus on this first step. Let your notes breathe for a few months, then look back at them with bright eyes. Throw out all the obvious ones and choose the ideas that are worthy of inclusion in a long-term collection. 2. Break it down Break each article down into its components. I like to give it a catchy title that captures the essence of the idea, and then write all the subcomponents and supporting sentences on top of it, if necessary.

Is it isomorphic (same shape/position) to this other baggage? Or is it orthogonal (placed at right angles)? Does it seem like a subset rather than a rough template? Or is it super mundane? 4. Listen for dissonance: How does this match my experience? What are the best dangers? Does it go against my existing world model? It is likely that one thought will destroy another. The quickest way to do this is to realize that they are actually hitting different situations and applications. Again, this will definitely help more than anything else to take a sense of, say, an old one and a new thought, for example. Don't settle the case in space, especially if it's a difficult problem that requires tons of additional research. I can just vaguely assume something is wrong here, something elementary, and arrange the article to compare with other sources. 5. Remixing Sort was created to store atomic blocks of thoughts that can be reconstructed indefinitely, and collect them in the form that I need. Sometimes an article can be supported in a sudden context for years. But if you find yourself actually using acquired knowledge in real life, it means something is wrong.

Everybody is a student, every researcher, everyone has founded something. Why is it that ordinary books, from which everything is derived, from Julia Caesar to Virginia Woolf, are, for example, at a distance from us? Why did Zettelkasten not enter into everyday life?

In fact, I think it was a reason why there was no rudimentary tool. In that sense, the Internet has given a great deal of disappointment: Google is called a marine content marketing to enable impossible, and the Wiki and the article maintenance application are linked by file boxes, Teda Nelson. The first vision of Hyper Text was calcified in the summer and turned into a luxurious dusty dream with a fool with stars. Zettel Casten's unique way of using esoteric numbering systems and physiological index cards has a very rudimentary friction. I don't intend to flutter the bundle of the fireproof safe, and I don't like graffiti by hand. I have somehow gained the right of the handle at the school, and since then, everything has been entered. In recent years, one of my most attractive side plans was the support of the Roam Research; Startup. ROAM is intentionally built like psychedelic bebardam. At the block level, there is a graph of knowledge of original thinking, and they can be doubled to the new context, double-direction links, and links that make it easy to connect between them. Roam was initially developed by researchers who study the origin of artificial hearts, but are now in various contexts.

The 100, 000 hours of renovation outlines the vast sea of ​​passive leisure time, and we have the ability to reconsider more functional classes. The ability of the community area is created by a buffer of freedom to protect yourself from uncertainty. The more you have your skills, the less you have to benefit from experts. < SPAN> In fact, I think it was a certain cause that there was no rudimentary tool. In that sense, the Internet has given a great deal of disappointment: Google is called a marine content marketing to enable impossible, and the Wiki and the article maintenance application are linked by file boxes, Teda Nelson. The first vision of Hyper Text was calcified in the summer and turned into a luxurious dusty dream with a fool with stars. Zettel Casten's unique way of using esoteric numbering systems and physiological index cards has a very rudimentary friction. I don't intend to flutter the bundle of the fireproof safe, and I don't like graffiti by hand. I have somehow gained the right of the handle at the school, and since then, everything has been entered. In recent years, one of my most attractive side plans was the support of the Roam Research; Startup. ROAM is intentionally built like psychedelic bebardam. At the block level, there is a graph of knowledge of original thinking, and they can be doubled to the new context, double-direction links, and links that make it easy to connect between them. Roam was initially developed by researchers who study the origin of artificial hearts, but are now in various contexts.

The 100, 000 hours of renovation outlines the vast sea of ​​passive leisure time, and we have the ability to reconsider more functional classes. The ability of the community area is created by a buffer of freedom to protect yourself from uncertainty. The more you have your skills, the less you have to benefit from experts. In fact, I think it was a reason why there was no rudimentary tool. In that sense, the Internet has given a great deal of disappointment: Google is called a marine content marketing to enable impossible, and the Wiki and the article maintenance application are linked by file boxes, Teda Nelson. The first vision of Hyper Text was calcified in the summer and turned into a luxurious dusty dream with a fool with stars. Zettel Casten's unique way of using esoteric numbering systems and physiological index cards has a very rudimentary friction. I don't intend to flutter the bundle of the fireproof safe, and I don't like graffiti by hand. I have somehow gained the right of the handle at the school, and since then, everything has been entered. In recent years, one of my most attractive side plans was the support of the Roam Research; Startup. ROAM is intentionally built like psychedelic bebardam. At the block level, there is a graph of knowledge of original thinking, and they can be doubled to the new context, double-direction links, and links that make it easy to connect between them. Roam was initially developed by researchers who study the origin of artificial hearts, but are now in various contexts.

The 100, 000 hours of renovation outlines the vast sea of ​​passive leisure time, and we have the ability to reconsider more functional classes. The ability of the community area is created by a buffer of freedom to protect yourself from uncertainty. The more you have your skills, the less you have to benefit from experts.

And what you are more stable is a shock to come. We can use bold options and models to evaluate the options, and decide which skills to buy based on our time, preparation costs, and profitable benefits. If you can't think of the price of the option, you'll have to take meaningless actions that you have never actually experienced. Incorporating a clumsy test called common sense can protect us by investing in united skills. We should not exist in human manners, but we have the ability to consider physiological potential, the ability of interpersonal communication, and attention to ourselves. It is the formation of physiological potential, interpersonal communication skills, and interest in themselves. No one can arrange it for you, and they will make your life better at every level. Lasons for universalism are much heavier for ordinary Joe and Jane. If you cultivate a wide range of skills and interests, it can be combined with the period in the mountains of talent, which will give you an unusual advantage. Books are inexpensive options, but only for this. Look, scroll, read a certain number of books at once, and throw for time without guilt. The difficult ratio of knowledge capital is not a burden in passive reading. It requires a space that preserves knowledge like a normal book and an investment strategy like Setelka's method.

Rigicon. (Noun) Derived from ancient Greek ῥῥό ό ό ό ό ό : : : : : : : : : : : : < SPAN> And what you are more stable is a shock to come. We can use bold options and models to evaluate the options, and decide which skills to buy based on our time, preparation costs, and profitable benefits. If you can't think of the price of the option, you'll have to take meaningless actions that you have never actually experienced. Incorporating a clumsy test called common sense can protect us by investing in united skills. We should not exist in human manners, but we have the ability to consider physiological potential, the ability of interpersonal communication, and attention to ourselves. It is the formation of physiological potential, interpersonal communication skills, and interest in themselves. No one can arrange it for you, and they will make your life better at every level. Lasons for universalism are much heavier for ordinary Joe and Jane. If you cultivate a wide range of skills and interests, it can be combined with a period of a mountain of talent, which will give you an unusual advantage. Books are inexpensive options, but only for this. Look, scroll, read a certain number of books at once, and throw for time without guilt. The difficult ratio of knowledge capital is not a burden in passive reading. You need a space that preserves knowledge like a normal book and an investment strategy like Ceterca's method.

Rigicon. (Noun) Derived from ancient Greek ῥῥό ό ό ό ό ό : : : : : : : : : : : : And what you are more stable is a shock to come. We can use bold options and models to evaluate the options, and decide which skills to buy based on our time, preparation costs, and profitable benefits. If you can't think of the price of the option, you'll have to take meaningless actions that you have never actually experienced. Incorporating a clumsy test called common sense can protect us by investing in united skills. We should not exist in human manners, but we have the ability to consider physiological potential, the ability of interpersonal communication, and attention to ourselves. It is the formation of physiological potential, interpersonal communication skills, and interest in themselves. No one can arrange it for you, and they will make your life better at every level. Lasons for universalism are much heavier for ordinary Joe and Jane. If you cultivate a wide range of skills and interests, it can be combined with a period of a mountain of talent, which will give you an unusual advantage. Books are inexpensive options, but only for this. Look, scroll, read a certain number of books at once, and throw for time without guilt. The difficult ratio of knowledge capital is not a burden in passive reading. You need a space that preserves knowledge like a normal book and an investment strategy like Ceterca's method.

Rigicon. (Noun) Derived from ancient Greek ῥῥό ό ό ό ό ό : : : : : : : : : : : :

From the tangled roots of a fig tree that hangs over a narrow strait. Right below him, the terrible whirlpool of Charybdis sucks the raft into its bed with a terrifying sound. The figure slowly and painfully makes his way along the roots to the opposite end of the passage. At one point, six huge snake-like heads emerge from the spray, their jaws inches from his face, their breath smelling of rotting flesh. The darkness disappears for a moment and rises again, revealing the gigantic form of Scylla, the ferocious monster guarding another strait. In the commotion, the figure returns to the center of the passage and finds himself between Satan and the blue sea. The carrot falls and is picked up again, and a small avalanche of earth falls on the hanging figure. We approach the heavy face of Odysseus. The hero has safely sailed through the blaring sirens, but now he is in even more difficult circumstances. The whole crew was drowned, his ship was destroyed in retaliation for killing the sun god's livestock, and now his personal life hangs by a thread. It had been a pretty rotten week. At least Odysseus's suffering was not in vain. Odysseus' misfortune taught us the concept of risk. The etymology of risk goes back to rhiza or rhizikon.

For Crow, the problem did not end there. The Greeks, even with their great insight, did not have a hard appreciation of risk. 1 In their view, in earthly affairs, it is practically no pattern, and man must essentially come to terms with his own destiny. The Greek concept of "risk management" extends to burning victims before a voyage, or, for example, eating expensive livestock, so as not to anger the gods. The thought was with Odysseus from the moment he set out on his fateful voyage, but we are connected to him by the universal human technique of risky bathing. Fear draws us to heroes and adventurers through the situations of the world's population, leaving us hanging on the tip of a knife between duty and threat, but we must not forget, in fact, the cause that makes our hands tremble and the flow of adrenaline in our veins consists in the fact that risk can lead to death. Odysseus got a beneficial opportunity for the gods, but he was still responsible that he actually sent an entire ship of young people to destruction. Our destiny is no longer in the hands of the gods. We are quite aware of the nature of risk other than Odysseus and can draw suspended conclusions. Fundamentally, in fact, we are still aware.~Fate is worse than debt.

Pay all your obligations as if God had written them. - Ralph Waldo Emerson

A fatal disease that narrows one's life choices. We often describe it as a "millstone" around the neck, a pair of "shackles", or a form of "slave", but similar words are much less metaphorical than that. The first written text on the idea of ​​freedom is the Amagi text, written in the mud in ancient Sumerian cuneiform 5000 years ago.

AMA-GI glyph written in traditional Sumerian cuneiform.

AMA-GI - another translation of "freedom from debt". This symbol consists of the text "mother" (AMA) and "recovery" or "return" (GI): One way for an indentured slave to return to his family was to be freed from debt. The lack of freedom that appears because of debt is fundamentally different from an honest slave. This practice remains today in the recesses of some fetal cultures. But this nightmare is only necessary to strengthen the resolve not to repeat the mistakes of the past and not to dismiss them as a lesser evil. Socially organized debt hell and slavish work still cause countless sufferings and misery in the 21st century. To be obligated is to be "owned" by someone, or some of someones. The lender has the right to repair the obligation or otherwise complicate your life. Servicing the loan obligates you to earn some form of income. Now you have two owners: your lender and your employer. Do you hate your job? It didn't take 50 - they don't pay the bills. It's actually ordered to make something that goes against your values? The highest standards are scattered in ruins when the bank threatens you with the deprivation of your assets. Do you want to retreat into such a prison?

Stupid sexy debt Have you ever bought tickets to a show at an advance resale or booked a vacation months in advance? As the big day finally begins, you start thinking about what you actually need.

The price has been erased from memory, and is actually considered a heartfelt gift from the former "I". Happy Money, as explained by the author of Bihobiolist Elizabeth Dan, is more clear from the distress from the need to pay the price. Debt follows the footprints of what the principle is, but in a revolutionary direction, instead of gaining a "gift" from your past "I", you throw it to the back gas. Forced another stupid to pay another stupid. In an important metaphorous sense, this is really a different person. The only contradiction is to wake up with this person's body and curse the person's selfishness instead of enjoying the warm gratitude of the past "I". Debt is a weird fund. Because I do not feel real, I can forcibly make a meaningless sel f-production. Scientists have asked a group to bet on selling basketball tickets. The average person who paid for cash the next day was $ 28, and the average of $ 60 to pay with a credit card paid more than doubled to the same ticket. Where the < Span> fee has long been erased from the memory, it is actually considered a heartfelt gift from the former "I". Happy Money, as explained by the author of Bihobiolist Elizabeth Dan, is more clear from the distress from the need to pay the price. Debt follows the footprints of what the principle is, but in a revolutionary direction, instead of gaining a "gift" from your past "I", you throw it to the back gas. Forced another stupid to pay another stupid. In an important metaphorous sense, this is really a different person. The only contradiction is to wake up with this person's body and curse the person's selfishness instead of enjoying the warm gratitude of the past "I". Debt is a weird fund. Because I do not feel real, I can forcibly make a meaningless sel f-production. Scientists have asked a group to bet on selling basketball tickets. The average person who paid for cash the next day was $ 28, and the average of $ 60 to pay with a credit card paid more than doubled to the same ticket. The price has been erased from memory, and it is actually considered a heartfelt gift from the former "I". Happy Money, as explained by the author of Bihobiolist Elizabeth Dan, is more clear from the distress from the need to pay the price. Debt follows the footprints of what the principle is, but in a revolutionary direction, instead of gaining a "gift" from your past "I", you throw it to the back gas. Forced another stupid to pay another stupid. In an important metaphorous sense, this is really a different person. The only contradiction is to wake up with this person's body and curse the person's selfishness instead of enjoying the warm gratitude of the past "I". Debt is a weird fund. Because I do not feel real, I can forcibly make a meaningless sel f-production. Scientists have asked a group to bet on selling basketball tickets. The average person who paid for cash the next day was $ 28, and the average of $ 60 to pay with a credit card paid more than doubled to the same ticket. Where

The obligation to paid something in advance and get the fruit of expectation in this way, ruining the spirit approaching the correct account of the credit card. Just being able to borrow money is trained to accept meaningless conclusions. And when you borrow, the organizational destruction that covers us makes us even more immovable. In fact, scientists at Princeton University have pointed out that financial difficulties are increasingly occupying our hearts, leaving other ideas, and reducing the space to do important work. 。 As a result, those who have experienced financial difficulties have lost 13 points of IQ. Not only knowledge is suffering. Debt leads to an increase in blood pressure and is considered to be one of the main causes of stress. It may promote ulcers, indigestion, lack of sleep, anxiety, depression, and marital relationships. About half of adults who have debt problems still have psychological problems. The causal relationship is unknown, but people with psychological disabilities are often in the middle.

In order to cut off the chain, the followers have long understood their obligations. Daddy-Ref-Bolshoi has accused rusting as early as our era of 440, and percentage payments are not allowed by Islamic law. To confirm a way that all has the ability to freeze, let's assume that $ 100 from the trap will actually be taken, reach the right wage at a 20 % monthly interest rate. This is, for example, $ 20, a large number. However, just repairing the car begins a day when you can't take out funds. < SPAN> The obligation to paid something in advance and get the fruit of expectation in this way, ruining the spirit approaching the correct credit card. Just being able to borrow money is trained to accept meaningless conclusions. And when you borrow, the organizational destruction that covers us makes us even more immovable. In fact, scientists at Princeton University have pointed out that financial difficulties are increasingly occupying our hearts, leaving other ideas, and reducing the space to do important work. 。 As a result, those who have experienced financial difficulties have lost 13 points of IQ. Not only knowledge is suffering. Debt leads to an increase in blood pressure and is considered to be one of the main causes of stress. It may promote ulcers, indigestion, lack of sleep, anxiety, depression, and marital relationships. About half of adults who have debt problems still have psychological problems. The causal relationship is unknown, but people with psychological disabilities are often in the middle.

In order to cut off the chain, the followers have long understood their obligations. Daddy-Ref-Bolshoi has accused rusting as early as our era of 440, and percentage payments are not allowed by Islamic law. To confirm a way that all has the ability to freeze, let's assume that $ 100 from the trap will actually be taken, reach the right wage at a 20 % monthly interest rate. This is, for example, $ 20, a large number. However, just repairing the car begins a day when you can't take out funds. The obligation to paid something in advance and get the fruit of expectation in this way, ruining the spirit approaching the correct account of the credit card. Just being able to borrow money is trained to accept meaningless conclusions. And when you borrow, the organizational destruction that covers us makes us even more immovable. In fact, scientists at Princeton University have pointed out that financial difficulties are increasingly occupying our hearts, leaving other ideas, and reducing the space to do important work. 。 As a result, those who have experienced financial difficulties have lost 13 points of IQ. Not only knowledge is suffering. Debt leads to an increase in blood pressure and is considered to be one of the main causes of stress. It may promote ulcers, indigestion, lack of sleep, anxiety, depression, and marital relationships. About half of adults who have debt problems still have psychological problems. The causal relationship is unknown, but people with psychological disabilities are often in the middle.

In order to cut off the chain, the followers have long understood their obligations. Daddy-Ref-Bolshoi has accused rusting as early as our era of 440, and percentage payments are not allowed by Islamic law. To confirm a way that all has the ability to freeze, let's assume that $ 100 from the trap is to actually take in, reach the right wage at a 20 % monthly interest rate. This is, for example, $ 20, a large number. However, just repairing the car begins a day when you cannot take out funds.

together. The lender accumulates 20 % and the walls are even higher. If you do not take action, it will leak in a year, and this $ 20 will be reborn as an unpaid interest of nearly $ 1000. If you do not pay the payment, the kne e-like reaction may be an unexpected interview with Louisville Sura. In many states, a random and original way to eliminate debt is virtually prohibited. A decent creditor fled to a long game. In return for squeezing everything from you, they are basically to be able to repay your first influential, pay for unlimited percentage, and turn you to a small dairy cow. Develop The mortgage period was previously 15 or 20 years, but now it has been 30 years, and the tremendous mortgage issuing company will soon announce the "affordable" 4 0-year situation. 。 The perfect option is to never work on debt, but this is not intentional, including better (see credit-right shoulder section). If your account has a personal debt, you need to eradicate with a huge anger. The first step is to clearly attach the methods saved to reduce costs and clean the accounting books. But how to solve any credit value in the first place? Generally < Span> together. The lender accumulates 20 % and the walls are even higher. If you do not take action, it will leak in a year, and this $ 20 will be reborn as an unpaid interest of nearly $ 1000. If you do not pay the payment, the kne e-like reaction may be an unexpected interview with Louisville Sura. In many states, a random and original way to eliminate debt is virtually prohibited. A decent creditor fled to a long game. In return for squeezing everything from you, they are basically to be able to repay your first influential, pay for unlimited percentage, and turn you to a small dairy cow. Develop The mortgage period was previously 15 or 20 years, but now it has been 30 years, and the tremendous mortgage issuing company will soon announce the "affordable" 4 0-year situation. 。 The perfect option is to never work on debt, but this is not intentional, including better (see credit-right shoulder section). If your account has a personal debt, you need to eradicate with a huge anger. The first step is to clearly attach the methods saved to reduce costs and clean the accounting books. But how to solve any credit value in the first place? Generally together. The lender accumulates 20 % and the walls are even higher. If you do not take action, it will leak in a year, and this $ 20 will be reborn as an unpaid interest of nearly $ 1000. If you do not pay the payment, the kne e-like reaction may be an unexpected interview with Louisville Sura. In many states, a random and original way to eliminate debt is virtually prohibited. A decent creditor fled to a long game. In return for squeezing everything from you, they are basically to be able to repay your first influential, pay for unlimited percentage, and turn you to a small dairy cow. Develop The mortgage period was previously 15 or 20 years, but now it has been 30 years, and the tremendous mortgage issuing company will soon announce the "affordable" 4 0-year situation. 。 The perfect option is to never work on debt, but this is not intentional, including better (see credit-right shoulder section). If your account has a personal debt, you need to eradicate with a huge anger. The first step is to clearly attach the methods saved to reduce costs and clean the accounting books. But how to solve any credit value in the first place? Generally

Unusual. Ramsay has a great talent for exploring what actually works in the real world. If the increased motivation is enough to intensify your debt repayment efforts, this may indeed be the "best" strategy. 1 The final step is to consider whether you can turn your personal responsibility into a more profitable form. Transferring your credit card balance to another card with a promotional low or zero interest rate can also free you from angry payments. You may be able to consolidate several different loans into a low-interest consolidation loan or a flat purchase loan. Be mindful of the repayment period. For example, if you take out a 30-year mortgage, you are likely to pay more in interest than if you take out a higher interest rate for a shorter period.

DEBITUM DELENDA EST The Carthaginian government of ancient North Africa was a constant thorn in Rome's side. The Republic suffered multiple humiliating defeats at the hands of the brilliant strategist Hannibal Barca, famous for leading an army of war elephants through the Alps. The elder Cato, a veteran of many battles against Hannibal's armies, had no time to relax. Even after winning the war, he began the habit of ending his speeches in the senate with a tirade, regardless of the nature of the speech: ceterum censeo Carthaginem esse delendam ("If not, Carthage must be destroyed"). Sometimes it is necessary to name an old enemy and not lose sight of the significance of the victory: Debitum delenda est! Consumer responsibility is the enemy and must be eradicated. Debt encourages impulse buying and robs us of the joy we expect. Debt makes us lie and makes us spend more than we can afford. It makes us empty, stressed, and depressed. It destroys marriages. It destroys our capabilities and freedom of choice. It is bad to try to restore consumer responsibility and sell it to the weak.

The borrowed method can be a powerful strategy to increase your net worth.

The Dangers and Liability of Leverage

Give me a pretty long lever and a fulcrum on which to place it, and I will move the universe out of the universe. - Archimedes

In my savings, I announced an "emerging" essay about an unpretentious life, there was a flood of reports that similar people had exchanged the most important celender. Among them, I had a friend of my school days I hadn't met since I went to the fleet. My friend gained all of my unconditional efforts and became rich at the age of 24. But my friend was not ashamed of repeating debt. In this leader, let's go back to his situation and explain the difference between the chief and the credit shoulder. Simply put, debt is a borrowing from public works, and Leverida is a borrowing from investment trusts. Almost all companies are paying debt and raising funds to their own work, not because they are really irresponsible, they are planning to make high profits through loans. After borrowing foreign funds, they have a chance to borrow more profitable than what they had to achieve with personal funding. Leverous is usually related to business, but if you have a student loan, mortgage, or investment real estate, you still adopt it.

Invest. These three are better known as our own money. < SPAN> Under the announcement of "emerging" essays for unpretentious life, there was a flood of reports that similar people had exchanged the most important selender. Among them, I had a friend of my school days I hadn't met since I went to the fleet. My friend gained all of my unconditional efforts and became rich at the age of 24. But my friend was not ashamed of repeating debt. In this leader, let's go back to his situation and explain the difference between the chief and the credit shoulder. Simply put, debt is a borrowing from public works, and Leverida is a borrowing from investment trusts. Almost all companies are paying debt and raising funds to their own work, not because they are really irresponsible, they are planning to make high profits through loans. After borrowing foreign funds, they have a chance to borrow more profitable than what they had to achieve with personal funding. Leverous is usually related to business, but if you have a student loan, mortgage, or investment real estate, you still adopt it.

Invest. These three are better known as our own money. In my savings, I announced an "emerging" essay about an unpretentious life, there was a flood of reports that similar people had exchanged the most important celender. Among them, I had a friend of my school days I hadn't met since I went to the fleet. My friend gained all of my unconditional efforts and became rich at the age of 24. But my friend was not ashamed of repeating debt. In this leader, let's go back to his situation and explain the difference between the chief and the credit shoulder. Simply put, debt is a borrowing from public works, and Leverida is a borrowing from investment trusts. Almost all companies are paying debt and raising funds to their own work, not because they are really irresponsible, they are planning to make high profits through loans. After borrowing foreign funds, they have a chance to borrow more profitable than what they had to achieve with personal funding. Leverous is usually related to business, but if you have a student loan, mortgage, or investment real estate, you still adopt it.

Invest. These three are better known as our own money.

The capital of knowledge, that is, all of your skills, abilities, education, and qualifications, will usually determine the possibility of income that is usually deemed to be your most valuable assets. The accumulation of knowledge capital at the damaged stage has the potential to double, triple, or ten times the income for life. On average, college graduates are welcomed by more than $ 1 million for their career. The highest school also promotes valuable public funds to acquire solemn and good people and to build communication between friendship and lifetime. Access to the research institute reveals the full range of associated opportunities that are difficult to achieve. If you are looking for a typical model of "good debt", there is no way to use a student loan. In recent years, this version has begun to collapse. The fact that the degree of the research institute increases your opportunity is virtually there is no fluctuation. To some extent, because of the fact that it is a qualification and the fact that you prepare you more than the necessary workers, it can actually lead to a gate for more and more hig h-wage work. You can do it for the fact of giving you a degree. Other texts are all subsequent flock habits and signal games. < SPAN> The capital of knowledge, that is, all your skills, abilities, education, and qualifications, will usually determine the possibility of income that is considered to be your most valuable assets. The accumulation of knowledge capital at the damaged stage has the potential to double, triple, or ten times the income for life. On average, college graduates are welcomed by more than $ 1 million for their career. The highest school also promotes valuable public funds to acquire solemn and good people and to build communication between friendship and lifetime. Access to the research institute will clarify the full range of associated opportunities, which will be difficult to achieve. If you are looking for a typical model of "good debt", there is no way to use a student loan. In recent years, this version has begun to collapse. The fact that the degree of the research institute increases your opportunity is virtually there is no fluctuation. To some extent, because of the fact that it is a qualification and the fact that you prepare you more than the necessary workers, it can actually lead to a gate for more and more hig h-wage work. You can do it for the fact of giving you a degree. Other texts are all subsequent flock habits and signal games. The capital of knowledge, that is, all of your skills, abilities, education, and qualifications, will usually determine the possibility of income that is usually deemed to be your most valuable assets. The accumulation of knowledge capital at the damaged stage has the potential to double, triple, or ten times the income for life. On average, college graduates are welcomed by more than $ 1 million for their career. The highest school also promotes valuable public funds to acquire solemn and good people and to build communication between friendship and lifetime. Access to the research institute will clarify the full range of associated opportunities, which will be difficult to achieve. If you are looking for a typical model of "good debt", there is no way to use a student loan. In recent years, this version has begun to collapse. The fact that the degree of the research institute increases your opportunity is virtually there is no fluctuation. To some extent, because of the fact that it is a qualification and the fact that you prepare you more than the necessary workers, it can lead to a gate to a highe r-wage work. You can do it for the fact of giving you a degree. Other texts are all subsequent flock habits and signal games.

I started studying to get the bachelor's degree, but the host was returned to the eyes of a dying cultural theorist for a long time, shaking fist on the clouds. The formal education does not mean that the game should not be played, including the case that contains a huge signal component. The problem is whether the presence of the highest educational background brings the freedom of choice necessary to offset the oppression that is likely to be crushed. In the United States, the average balance of student loans at the time of completion of educational institutions has doubled since the 1990s, but graduates have not changed. In other texts, compromise with the period is done by the most persuasive person, which is the average result. The highest educational background is uneven, and basically, those who have acquired six debt by the local refusal without finding the appropriate salary, as a result, find themselves in a big mistake. 。 The opportunity to announce yourself is that zero is one of the most unprecedented civilization. It functions as a trigger without permission to take us hostage, and all our future "me" is actually such an indirect perception of such precedent. There is no opinion as a measured "you". However, in this state, as in the United States, student loans have no chance < Span> I started studying to get the bachelor's degree, but the host is long, shaking fist on the clouds. It was returned to the presentation of the dying cultural theorists. The formal education does not mean that the game should not be played, including the case that contains a huge signal component. The problem is whether the presence of the highest educational background brings the freedom of choice necessary to offset the oppression that is likely to be crushed. In the United States, the average balance of student loans at the time of completion of educational institutions has doubled since the 1990s, but graduates have not changed. In other texts, compromise with the period is done by the most persuasive person, which is the average result. The highest educational background is uneven, and basically, those who have acquired six debt by the local refusal without finding the appropriate salary, as a result, find themselves in a big mistake. 。 The opportunity to announce yourself is that zero is one of the most unprecedented civilization. It functions as a trigger without permission to take us hostage, and all our future "me" is actually such an indirect perception of such precedent. There is no opinion as a measured "you". However, in these conditions, as in the United States, I had no chance of student loans, and I started studying to get a bachelor's degree, but the host died for a long time while shaking fist on the clouds. It was returned to the presentation of the cultural theorists. The formal education does not mean that the game should not be played, including the case that contains a huge signal component. The problem is whether the presence of the highest educational background brings the freedom of choice necessary to offset the oppression that is likely to be crushed. In the United States, the average balance of student loans at the time of completion of educational institutions has doubled since the 1990s, but graduates have not changed. In other texts, compromise with the period is done by the most persuasive person, which is the average result. The highest educational background is uneven, and basically, those who have acquired six debt by the local refusal without finding the appropriate salary, as a result, find themselves in a big mistake. 。 The opportunity to announce yourself is that zero is one of the most unprecedented civilization. It functions as a trigger without permission to take us hostage, and all our future "me" is actually such an indirect perception of such precedent. There is no opinion as a measured "you". However, in these conditions, student loans have no chance in principle, like the United States.

Death: suicide is the last resort for those who have experienced it, and the guilt is actually very daunting. All this does not mean that raising money with the obligation to acquire the best education is actually a bad option. Elementary he grows, rather thorough thinking. How venture capitalist Peter Till finds, do you take the conclusion on use - a four-year feast, where you indulge in your interests? Or make investment decisions yourself? Or take insurance? Or a competition of ingenuity with peers? All this baggage is connected under the sentence "education", which is definitely not it. And the institute, of course, is not an option at all. Till, following in the footsteps of Richard Branson, Bill Gates and Oprah Winfrey, is raising commercial scholarships so that professional young people can miss the institute and quickly ignite their entrepreneurial spirit. Of course, most of those who left the institute were not made by businessmen who built empires. More and more companies are finding that degrees are irrelevant, coding courses, trades where you are paid while studying in a workspace, military, and sometimes even paying for formal qualifications. Almost all plumbers, electricians, and builders receive six-figure sums, and in fact, they never get paid for that long.

Buying or renting a house is obligatory for those with a decent income. Another commonly accepted axiom lies in the fact that housing is ruinously expensive. Most people don't have even $100, 000.

From the Bank In theory, the rewards of owning a home are higher than the interest they would pay each month. That means they're using debt to put themselves in a better position in life. But they're not necessarily in the best financial situation. Imagine some shady type comes to you and offers you the following investment opportunity: "Put all your money in one illiquid investment. Buy and sell for weeks or months, incurring exorbitant transaction costs. Pay current costs in the form of commission, insurance, and maintenance, because the asset is constantly deteriorating. And then you've got decades of ear-splitting debt. Any questions? "From a strict accounting perspective, home finance is stupid. But, as always, the stupidity lies in the strict accounting. People buy houses because they want the right (not the obligation) to paint the walls canary yellow, expand the kitchen, and keep a dog whose urine is acidic and whose lawn is largely unrepairable. They want the security and stability of their abode, without the threat of a 30-day life-altering threat. They want to educate their children in a place where they feel at home and part of the local community. The benefits of housing and property are all these vague things.

Decades: After you pay the bank back, all you can do is enjoy what's left. Of course, you can sell the property, close the difference, and invest, but many people are not so scrupulous. As a result, the buy vs. rent debate is inconsistent, both because you confuse means with benefits, and also because you want a truly universal answer. Borrowing money to buy a house is absolutely justifiable by leverage, even if the economics of the problem are unclear, because money is not really at stake. If you change the space of "money" and "utility", you get a little bit out of the usual definition of leverage. When my friend went to the bank, he didn't buy a house out of warm feelings. Utility, simutility! He lived on ships and naval bases, traveling the world on a salary. He didn't need a house. Instead, he borrowed money to make huge economic gains. The way borrowing to invest in monetary assets is a very pure composition of borrowed funds, and at the same time, it is very critical. HEFBOOM INVESTMENTS While my friend was preparing to join the Navy, he worked a long time as a shelf stacker at a local hypermarket. And when he was found out, he continued to withdraw a large portion of his paycheck, not minding that he was earning a level of income close to subsistence. So when he walked into the bank at 19, he already had tens of thousands of dollars in his bank account. Not enough to buy a house, for example, but enough to get prep work done for a loan. One day, he walked out the door and his purchasing power suddenly increased fivefold. And this is where leverage becomes unimaginable. Let's say you put a 20% down payment on a $5 million home and covered the rest with a mortgage. For every dollar of your personal wealth, the bank allocates $4 for you. If the price of your home rises,

Not just for the small chunk of money you own, but for a much larger chunk of the bank. The benefits can be almost 400 percent. Between 2011 and 2017, most people in my hometown of Oakland got rich this way. Like my friends, they took a chance and it paid off. Such investment benefits are hard to come by without the credit shoulder. The credit shoulder identifies the probability of getting a significant increase, but this is not an asymmetric probability. If the bazaar falls, the miscellaneous expenses will increase several times. If real estate prices fall by 20%, in our scenario, you will lose $100. 000. Years of sweat and labor will disappear for free. If the market bazaar continues to weaken, you will need more than just housing costs. In the last housing collapse in the United States, legions of devastated borrowers left their homes and sent the keys to the banks. Investments that deploy borrowed funds are significantly less reliable than student loans or homeownership. In these cases

In short, you have taken steps to reduce the risk of bankruptcy. If you are debt-free or have an ambitious project to pay it off, this is not a bad start. But it is hard to say that you are out of the woods.

Bankruptcy risk

Incomprehensible! Iñigo Montaoya: You keep applying this sentence. In fact, I don't believe the meaning of what you actually think. - The Princess Bride In fact, we live with a vague sense that bad baggage is only for other people. This misunderstanding accumulates to the point where we discover the opposite, and in the meantime it is already too late to solve anything. In fact, having gone through all the hardships in this rally, we generally become more vigilant in relation to what we have actually burned, but we cannot extend this work to other areas. In fact, if we consider it unrealistic to crack on a bike, lose your job, or bring a rare tropical parasite into your lower intestinal tract, there are few examples of dictionary scattering like Vizzini. Similar accidents occur due to this fact, which hedge fund manager Ray Dalio calls "risk of ruin". It is not a bad thing to lose sometimes. In fact, this is a hot potato. But do not lose, for example, because you do not acknowledge that you will return. Whatever risks you take in life, you are never obliged to expose yourself to the risk of falling into a bottomless pit. An expired credit card is not associated with the risk of bankruptcy. If you get sick, you can make a chart on an electronic bulletin board. This is a famous variable

It usually contains a narrow range. But this is not the only risk we face. The legendary rant of former US Secretary of Defense Donald Ramsfeldo is more appropriate than any other words to create a virtuous cycle classification. In other words, we actually know that we have luggage we do not know. However, there are unknown unknowns. "There is an unknown number we don't know, we don't know. The duty is familiar. The situation is concrete and predictable, but car tragedies, divorce, market crashes, floods. It is still impossible to protect us directly from unknown facts, such as fire, pandemic, and locusts. They know that they can take their fingers into their ears, as they can take their fingers into the ears, as they may be in the ears to cope with the unknown situation. This is the best thing that the ancient Greeks came up with to accept their status. Socrates and their ages were deeply enthusiastic about what was equivalent to ancient students. < SPAN> Usually contains a narrow range. But this is not the only risk we face. The legendary rant of former US Secretary of Defense Donald Ramsfeldo is more appropriate than any other words to create a virtuous cycle classification. In other words, we actually know that we have luggage we do not know. However, there are unknown unknowns. "There is an unknown number we don't know, we don't know. The duty is familiar. The situation is concrete and predictable, but car tragedies, divorce, market crashes, floods. It is still impossible to protect us directly from unknown facts, such as fire, pandemic, and locusts. They know that they can take their fingers into their ears, as they can take their fingers into the ears, as they may be in the ears to cope with the unknown situation. This is the best thing that the ancient Greeks came up with to accept their status. Socrates and their ages were deeply enthusiastic about what was equivalent to ancient students. It usually contains a narrow range. But this is not the only risk we face. The legendary rant of former US Secretary of Defense Donald Ramsfeldo is more appropriate than any other words to create a virtuous cycle classification. In other words, we actually know that we have luggage we do not know. However, there are unknown unknowns. "There is an unknown number we don't know, in fact, the obligation is familiar. The situation is concrete and predictable, but car tragedies, divorce, market crashes, floods. It is still impossible to protect us directly from unknown facts, such as fire, pandemic, and locusts. They know that they can take their fingers into their ears, as they can take their fingers into the ears, as they may be in the ears to cope with the unknown situation. This is the best thing that the ancient Greeks came up with to accept their status. Socrates and their ages were deeply enthusiastic about what was equivalent to ancient students.

As an unfortunate example of a technical life that swallows dead rats, sometimes you have to swallow dead rats. This wonderful ethnic wisdom, which is transmitted to New Zealand, means that for an amateur, he has fallen into an unfortunate story that he has no choice but to meet. Let's look at life insurance as an example. If you live long and prosper, all the premium you paid will be wasted. The only way to win is to die at a young age, and in fact, it can be called Puros's victory. Insurance theory itself cannot be easily swallowed. Calculating the possibility of receiving insurance money will make the expected dollar prices for joining an insurance contract are negative. On average, the house wins every time. Insurance companies have to collect more insurance premiums than complaints, otherwise they will go out of business soon. Insurance is a perfect example that the utility of funds (utility value) is not the same as the normal dollar price. Many of us can easily accept a certain amount of predictable costs with a small amount to avoid the terrible cost of killing themselves. And this is completely true and correct! I want you to keep in mind that bad things are stronger than good things. The cost, for example, psychologically and from the viewpoint of the elimination method, sometimes died as an unfortunate precedent of a technical life that swallows dead rats. Sometimes you have to swallow rats. This wonderful ethnic wisdom, which is transmitted to New Zealand, means that for an amateur, he has fallen into an unfortunate story that he has no choice but to meet. Let's look at life insurance as an example. If you live long and prosper, all the premium you paid will be wasted. The only way to win is to die at a young age, and in fact, it can be called Puros's victory. Insurance theory itself cannot be easily swallowed. Calculating the possibility of receiving insurance money will make the expected dollar prices for joining an insurance contract are negative. On average, the house wins every time. Insurance companies have to collect more insurance premiums than complaints, otherwise they will go out of business soon. Insurance is a perfect example that the utility of funds (utility value) is not the same as the normal dollar price. Many of us can easily accept a certain amount of predictable costs with a small amount to avoid the terrible cost of killing themselves. And this is completely true and correct! I want you to keep in mind that bad things are stronger than good things. The cost is, for example, from the psychological and the elimination method, it gives a big blame that is incomparable to us. Sometimes you have to do it. This wonderful ethnic wisdom, which is transmitted to New Zealand, means that for an amateur, he has fallen into an unfortunate story that he has no choice but to meet. Let's look at life insurance as an example. If you live long and prosper, all the premium you paid will be wasted. The only way to win is to die at a young age, and in fact, it can be called Puros's victory. Insurance theory itself cannot be easily swallowed. Calculating the possibility of receiving insurance money will make the expected dollar prices for joining an insurance contract are negative. On average, the house wins every time. Insurance companies have to collect more insurance premiums than complaints, otherwise they will go out of business soon. Insurance is a perfect example that the utility of funds (utility value) is not the same as the normal dollar price. Many of us can easily accept a certain amount of predictable costs with a small amount to avoid the terrible cost of killing themselves. And this is completely true and correct! I want you to keep in mind that bad things are stronger than good things. Costs, for example, psychological and elimination methods, gives a big hitting that is incomparable to us.

If you have dependents who rely on you, life insurance is worth thinking. Otherwise, it will be almost meaningless money. 3. Loss of livelihood protection will be able to cover the medical examinations and prescriptions of daily doctors with pocket money, but you can easily easily surgery, unhappy cases, acquired illnesses, and special medicines for several hundred thousand yen. It may take. 4. Housing lost housing is the most important asset that almost everyone has. The loss due to fire and natural disasters will be a good and serious disaster, and if it is bad, it will be an irreparable economic accident. 5. Loss of liability. Even if you do not own something worthwhile to insurance, if you do damage to other property, for example, jaguar, burn the owner's house, or from the buyer. It is also necessary to protect it in case of complaint. Car insurance and business insurance often have a specific liability cover, and there are also very special industries that provide occupational liability insurance. Insurance choices are determined by your initial assets, your own risk tolerance, whether or not you have a dependent family, and the support networks of local regions and local governments. For example, in New Zealand, there are systems that integrate poverty and free medical insurance, and are free of charge. < SPAN> If you have a dependent who rely on you, life insurance is worth thinking. Otherwise, it will be almost meaningless money. 3. Loss of livelihood protection will be able to cover the medical examinations and prescriptions of daily doctors with pocket money, but you can easily easily surgery, unhappy cases, acquired illnesses, and special medicines for several hundred thousand yen. It may take. 4. Housing lost housing is the most important asset that almost everyone has. The loss due to fire and natural disasters will be a good and serious disaster, and if it is bad, it will be an irreparable economic accident. 5. Loss of liability. Even if you do not own something worthwhile to insurance, if you do damage to other property, for example, jaguar, burn the owner's house, or from the buyer. It is also necessary to protect it in case of complaint. Car insurance and business insurance often have a specific liability cover, and there are also very special industries that provide occupational liability insurance. Insurance choices are determined by your initial assets, your own risk tolerance, whether or not you have a dependent family, and the support networks of local regions and local governments. For example, in New Zealand, there are systems that integrate poverty and free medical insurance, and are free of charge. If you have dependents who rely on you, life insurance is worth thinking. Otherwise, it will be almost meaningless money. 3. Loss of livelihood protection will be able to cover the medical examinations and prescriptions of daily doctors with pocket money, but you can easily easily surgery, unhappy cases, acquired illnesses, and special medicines for several hundred thousand yen. It may take. 4. Housing lost housing is the most important asset that almost everyone has. The loss due to fire and natural disasters will be a good and serious disaster, and if it is bad, it will be an irreparable economic accident. 5. Loss of liability. Even if you do not own something worthwhile to insurance, if you do damage to other property, for example, jaguar, burn the owner's house, or from the buyer. It is also necessary to protect it in case of complaint. Car insurance and business insurance often have a specific liability cover, and there are also very special industries that provide occupational liability insurance. Insurance choices are determined by your initial assets, your own risk tolerance, whether or not you have a dependent family, and the support networks of local regions and local governments. For example, in New Zealand, there are systems that integrate poverty and free medical insurance, and are free of charge.

Collision insurance. Instead, save insurance premiums and pay the repair fee if necessary. However, if you rely on this rampage for commuting and there is no other savings, the story is different. Even if you suddenly lose your car, you will no longer be a disaster until you get thousands of dollars, and you will be able to insurance yourself. On the other hand, I will not run on the road without taking out a thir d-party insurance. If I caused a major damage accident, it could cause catastrophic results. Insurance is as small as possible, but less than 1 yen. This is often similar to eliminating unnecessary decorations and additions for basic insurance, and taking risks for lo w-value assets. If you have savings, you can ignore the sales clerk trying to sell your iPhone insurance at the Apple Store or an airline trying to bully an insurance if you missed an airplane. You may lose once or twice, but what happened? The $ 200 exchange ticket is not a big deal compared to all the premiums you pay for your lifetime. Another way to take out insurance is to increase the amount of exemption and excess money as much as you can, and lower your insurance. For example, if you take out overseas travel insurance, you can collision insurance. Instead, save insurance premiums and pay the repair fee if necessary. However, if you rely on this rampage for commuting and there is no other savings, the story is different. Even if you suddenly lose your car, you will no longer be a disaster until you get thousands of dollars, and you will be able to insurance yourself. On the other hand, I will not run on the road without taking out a thir d-party insurance. If I caused a major damage accident, it could cause catastrophic results. Insurance is as small as possible, but less than 1 yen. This is often similar to eliminating unnecessary decorations and additions for basic insurance, and taking risks for lo w-value assets. If you have savings, you can ignore the sales clerk trying to sell your iPhone insurance at the Apple Store or an airline trying to bully an insurance if you missed an airplane. You may lose once or twice, but what happened? The $ 200 exchange ticket is not a big deal compared to all the premiums you pay for your lifetime. Another way to take out insurance is to increase the amount of exemption and excess money as much as you can, and lower your insurance. For example, if you take out overseas travel insurance, you can collision insurance. Instead, save insurance premiums and pay the repair fee if necessary. However, if you rely on this rampage for commuting and there is no other savings, the story is different. Even if you suddenly lose your car, you will no longer be a disaster until you get thousands of dollars, and you will be able to insurance yourself. On the other hand, I will not run on the road without taking out a thir d-party insurance. If I caused a major damage accident, it could cause catastrophic results. Insurance is as small as possible, but less than 1 yen. This is often similar to eliminating unnecessary decorations and additions for basic insurance, and taking risks for lo w-value assets. If you have savings, you can ignore the sales clerk trying to sell your iPhone insurance at the Apple Store or an airline trying to bully an insurance if you missed an airplane. You may lose once or twice, but what happened? The $ 200 exchange ticket is not a big deal compared to all the premiums you pay for your lifetime. Another way to take out insurance is to increase the amount of exemption and excess money as much as you can, and lower your insurance. For example, if you have overseas travel insurance,

Shrug

Leave everything to fate. Evaluate all the risks in your life. Measure what you can. Count the numbers. And take appropriate action. As Charlie Munger says, "The only thing I want to know is where I'm going to die. Your ultimate fate is still in the hands of the gods, and you still have to sail with the winds of fate, but you'll be much better prepared for any storm. We're two-thirds of the way home now. All the questions of the known and the unknown have been answered. But what about the unknown? How do we protect ourselves from the unimaginable?

Black Swan and Uncertainty Our knowledge of how things work in society and in nature comes with a cloud of uncertainty. Believing in certainty has caused enormous problems.- Kenneth Strell

For the past 2000 years, everyone in the West has known that black-winged swans don't exist. It was such an unusual idea that the term "black swan" came to mean impossible. Until the Europeans arrived in Australia and realized they had been wrong all along. The Black Swan is Nassim Taleb's most famous idea, and his book of the same name is about it. As Taleb also states, this simple fallacy disappoints experts every day, especially in the world of finance. No one can predict what is inherently unpredictable. All past data can produce great trend lines that can be extrapolated to infinity, but one impactful event makes a mockery of it all. Taleb gives the example of a turkey on the day before Thanksgiving. She gets all the grain she wants, has lots of friends, and sleeps in a warm barn. Every day proves that life is good. When the axe falls on her, she will believe as much as possible in her vast and inaccurate view of the world.

The fatalistic alignment of "pray and see off" suggests a failure to gather data, consider danger, and take appropriate action. This is not a new problem. Economist Frank Knight formulated the difference between risk and uncertainty in his paper over 100 years ago, with the main difference being that risk can be quantitatively considered and measured, whereas actual uncertainty does not. 2 Knight belonged to the laissez-faire Chicago School of Finance, but found an almost impossible advocate in John Maynard Keynes, who still despised the "life expectancy view." These titans hated the friend of their friend, but they found the language of art in denouncing the arrogance of those who, in the neat specter of opportunity, drag the unstable into their own nature. It was Keynes who wrote in 1937: "The game of roulette is not subject to uncertainty in this sense. Uncertainty, in the sense in which I use the word, is the possibility of a European war, or the cost and interest rate of copper in twenty years, or the obsolescence of a new invention. There is no "pray and see" fatalistic alignment, which suggests a failure to gather data, consider the danger, and take appropriate action. This is not a new problem. Economist Frank Knight formulated the difference between risk and uncertainty in his paper more than 100 years ago, with the main difference being that risk can be quantitatively considered and measured, whereas actual uncertainty is not. 2 Knight belonged to the laissez-faire Chicago School of Finance, but found an almost impossible advocate in John Maynard Keynes, who still despised the "life expectancy view." These titans hated the friend of their friend, but they found the language of art in denouncing the arrogance of those who, in the neat specter of opportunity, drag the unstable into their own essence. It was Keynes who wrote in 1937: "The game of roulette is not subject to uncertainty in this sense. Uncertainty, in the sense in which I use the word, is the possibility of a European war, or the cost of copper and interest rates in twenty years, or the obsolescence of a new invention. There is no such thing as a "pray and see" fatalistic alignment, which suggests a failure to gather data, consider the danger, and take appropriate action. This is not a new problem. Economist Frank Knight formulated the difference between risk and uncertainty in his paper over 100 years ago, with the main difference being that risk can be quantitatively considered and measured, whereas actual uncertainty is not. 2 Knight belonged to the laissez-faire Chicago School of Finance, but found an almost impossible advocate in John Maynard Keynes, who still despised the "life expectancy view." These titans hated the friend of their friend, but they found the language of art in denouncing the arrogance of those who, in the neat specter of opportunity, drag the unstable into their own nature. It was Keynes who wrote in 1937: "The game of roulette is not subject to uncertainty in this sense. Uncertainty, in the sense in which I use the word, is the possibility of a European war, or the cost of copper and interest rates for twenty years, or the obsolescence of a new invention.

The day before Thanksgiving, we cannot be nobles or become a turkey. I don't know if what happened in the past is really in the future. I don't know if our best intentions will be realized. None are suitable for calculation. It is not easy for a physicist to calculate the movement of three simple objects. Furthermore, 8 billion souls and their innovation, victory, problems, wars, unions, thoughts, intentions, and tastes are all about. When "Talking Head" cares about geopolitics on TV or monitoring the stock market, I want you to remember Keynes's teachings! Definitely, we cannot determine the price of Black Swan event. For example, how can you prepare for Black One? I would like to say: For you, there are luggage that you will never need to see what kind of surprise you are in your life. If you can hide in the story of the crisis in your life, this is a strong explosion and exit on the other side. If you are not unhealthy, this is the difference between escape from the tragedy and the death from the operating table. If you have a wide range of skills and abilities, this is the difference between whether or not you can see the way to do this.

One of the most necessary things that can be arranged to prepare for unknown events is to keep cash. I want to keep $ 10, 000 in cash or the current account. I worked in an unscientific way of "large round number" and chose this amount, but for me it is correct: I can cover all the unexpected expenses in the space. (This excitement can be insurance for anything.) Literally, I try to return to reward to apply the duty. < SPAN> The day before thanksgiving, we cannot be nobles or become a turkey. I don't know if what happened in the past is really in the future. I don't know if our best intentions will be realized. None are suitable for calculation. It is not easy for a physicist to calculate the movement of three simple objects. Furthermore, 8 billion souls and their innovation, victory, problems, wars, unions, thoughts, intentions, and tastes are all about. When "Talking Head" cares about geopolitics on TV or monitoring the stock market, I want you to remember Keynes's teachings! Definitely, we cannot determine the price of Black Swan event. For example, how can you prepare for Black One? I would like to say: For you, there are luggage that you will never need to see what kind of surprise you are in your life. If you can hide in the story of the crisis in your life, this is a strong explosion and exit on the other side. If you are not unhealthy, this is the difference between escape from the tragedy and the death from the operating table. If you have a wide range of skills and abilities, this is the difference between whether or not you can see the way to do this.

One of the most necessary things that can be arranged to prepare for unknown events is to keep cash. I want to keep $ 10, 000 in cash or the current account. I worked in an unscientific way of "large round number" and chose this amount, but for me it is correct: I can cover all the unexpected expenses in the space. (This excitement can be insurance for anything.) Literally, I try to return to reward to apply the duty. The day before Thanksgiving, we cannot be nobles or become a turkey. I don't know if what happened in the past is really in the future. I don't know if our best intentions will be realized. None are suitable for calculation. It is not easy for a physicist to calculate the movement of three simple objects. Furthermore, 8 billion souls and their innovation, victory, problems, wars, unions, thoughts, intentions, and tastes are all about. When "Talking Head" cares about geopolitics on TV or monitoring the stock market, I want you to remember Keynes's teachings! Definitely, we cannot determine the price of Black Swan event. For example, how can you prepare for Black One? I would like to say: For you, there are luggage that you will never need to see what kind of surprise you are in your life. If you can hide in the story of the crisis in your life, this is a strong explosion and exit on the other side. If you are not unhealthy, this is the difference between escape from the tragedy and the death from the operating table. If you have a wide range of skills and abilities, this is the difference between whether or not you can see the way to do this.

One of the most necessary things that can be arranged to prepare for unknown events is to keep cash. I want to keep $ 10, 000 in cash or the current account. I worked in an unscientific way of "large round number" and chose this amount, but for me it is correct: I can cover all the unexpected expenses in the space. (This excitement can be insurance for anything.) Literally, I try to return to reward to apply the duty.

If all my profits dried up overnight, I could lie at the bottom for about a year and live off my own bum, my surplus funds really showed themselves during the coronavirus pandemic when I lost a single measured source of income overnight. Almost all my positions were associated with illiquid investments, but I did not have the opportunity to panic or narrowly, including correcting my own expenses: I calculated that I could live as a minimum of six months, but what is the number of burns, and if I cannot weld more, in the meantime I will be able to eliminate some assets. There are various formulas to calculate the amount of emergency funds, but none of them take into account this important variable - mental leeway. I did not care about emergency funds when I worked on a per diem basis as an absolute proletarian. At least I had the opportunity to apply credit cards to overcome some irregularities in the currency radius, and if the work faded out, withdrawals to reduce the state and accrued vacation would give more than the buffer necessary to float - more of my cheap kind of life. Being in simple preferences is an important strategy to increase resistance to "black swans". To put it in an unflattering way, a skinny person is like a strong cockroach,

make nothing, get nothing

If you attack the king, you can't miss another one. - Omar Little

He is slightly sweating behind the promise. He is trying to be courageous to become the most popular secon d-year student in a school called Stage. Various scenarios are unfolded in his imagination, but the humiliation that has been rejected in public tightens rather than the happiness that succeeded in the dance. He believes that it is better not to challenge. That's why he observes what will happen from a relatively safe place called the punch zone. Losing seems to be worse than winning. This is often depicted as "irrational" actions. In the sense that specific options are placed, we have consistent reactions. However, it makes sense as a general Hulistics to survive, even if it is not good to refuse to lose in a specific case. Just because you missed a chance doesn't mean that. There are always more opportunities. However, if you use that opportunity to ruin quite strongly, it may be the end of yourself. Children with the ball instinctively know it. You may be a coward. Alternatively, it may be reasonably maintained a limited social capital. Wait a minute. Was it a chapter of how to boldly take risks? If evil is stronger than good, you can't avoid reality. The first step is to always protect your back, slightly sweating behind the

It is not only unpleasant sensations that are installed on the chart. Let's introduce the standards that Warren Buffett, the most famous investor in the world, to us: rules No. 1: Rules that do not lose money No. 2: Not applicable to any of the rules. Losing money is much worse than getting the same amount. To some extent, as mentioned in Chapter 5, it can be explained by the maximum amount of funds. However, there are mathematical comments, which are modest at the same time as having no doubt. Let's start with $ 1000 and follow the personal minimum amount: If you take 20 % damage, that is, if you add $ 800, you have to get a 25 % profit to return to the initial state. If you receive 50 % damage, that is, if you attach $ 500, you have to get 100 % profit to return to the initial state, that is, $ 100. If it does not, you have to get 900 % profits to return to the initial state This asymmetry tells you two: If you lose, the priority of victory is meaningful, and you will lose. It is more harmful to you than equivalent victor y-this meaning, so it does not lose resources. And still ... Buffete 'rule' is something that seems to be written and is an absolute heretical. They follow footprints to SE

Avoid the risk of bankruptcy is extremely basic. Anyone is so. But do you completely ignore the risk? it's not. In fact, being unable to access the risk is one of the most dangerous things you can manage. < SPAN> It is not only unpleasant sensations that are installed on the chart. Let's introduce the standards that Warren Buffett, the most famous investor in the world, to us: rules No. 1: Rules that do not lose money No. 2: Not applicable to any of the rules. Losing money is much worse than getting the same amount. To some extent, as mentioned in Chapter 5, it can be explained by the maximum amount of funds. However, there are mathematical comments, which are modest at the same time as having no doubt. Let's start with $ 1000 and follow the personal minimum amount: If you take 20 % damage, that is, if you add $ 800, you have to get a 25 % profit to return to the initial state. If you receive 50 % damage, that is, if you attach $ 500, you have to get 100 % profit to return to the initial state, that is, $ 100. If it does not, you have to get 900 % profits to return to the initial state This asymmetry tells you two: If you lose, the priority of victory is meaningful, and you will lose. It is more harmful to you than equivalent victor y-this meaning, so it does not lose resources. And still ... Buffete 'rule' is something that seems to be written and is an absolute heretical. They follow footprints to SE

Avoid the risk of bankruptcy is extremely basic. Anyone is so. But do you completely ignore the risk? it's not. In fact, being unable to access the risk is one of the most dangerous things you can manage. It is not only unpleasant sensations that are installed on the chart. Let's introduce the standards that Warren Buffett, the most famous investor in the world, to us: rules No. 1: Rules that do not lose money No. 2: Not applicable to any of the rules. Losing money is much worse than getting the same amount. To some extent, as mentioned in Chapter 5, it can be explained by the maximum amount of funds. However, there are mathematical comments, which are modest at the same time as having no doubt. Let's start with $ 1000 and follow the personal minimum amount: If you take 20 % damage, that is, if you add $ 800, you have to get a 25 % profit to return to the initial state. If you receive 50 % damage, that is, if you attach $ 500, you have to get 100 % profit to return to the initial state, that is, $ 100. If it does not, you have to get 900 % profits to return to the initial state This asymmetry tells you two: If you lose, the priority of victory is meaningful, and you will lose. It is more harmful to you than equivalent victor y-this meaning, so it does not lose resources. And still ... Buffete 'rule' is something that seems to be written and is an absolute heretical. They follow footprints to SE

Avoid the risk of bankruptcy is extremely basic. Anyone is so. But do you completely ignore the risk? it's not. In fact, being unable to access the risk is one of the most dangerous things you can manage.

Tarant's parable was a considerable amount of money in the losing era, about 36 kilograms of silver coins, or for 20 years of workers' salaries. In Matthew's Gospel, Christ depicts the situation of a man who entrusted his status to three servants during a long journey and given it according to his abilities. The first one was 5 tarants, the second was 2 king, and the third was only one tarant. The returned master noticed that the first and second servants doubled their tarants with skillful investments and generated generously. However, the third Shimabe was afraid and buried his uniform tarant in the soil. The owner threw the villain into holes in hell, took his king, and already gave him with 10 ratants. The morality of this situation is that in life, it is necessary to take advantage of your talents in your job, whether it is economical or different. To understand the basics, we will look at the anime "Futura", the source of wisdom to respect. If you missed this gem TV, it is important that the person carrying a pizza actually enters the video camera of the frozen refrigerator and wakes up in the millennium stage for 3000 years. In the episode of a Fishful of Dollars, you find a bank account where the fly CV is no longer used. When it was frozen in the 21st century, the following were included. < Span> Tarant. In the losing era, in the case of a small amount of silver coins, or a small amount of money equivalent to 20 years of worker salaries, Christ was on a long journey. He entrusted his status to the three servants, and the first man who gave the man who gave it to his abilities, the second man who returned to the second man. His first and second servants doubled their tarants with skillful investments, but the third Shimoba was afraid. The owner has been filled with his hell, and his transe has already been given to this situation. We have another fact that it is necessary to make use of our talents in their work, whether it is economical or another. If you overlook this gemning TV, let's go to the video camera of the pizza, which is the source of the respectful wisdom. In the episode of A Fishful of Dollars, it is the first to wake up in the stage. When it was frozen in the 21st century, the following were included. Tarant's parable was a considerable amount of money in the losing era, about 36 kilograms of silver coins, or for 20 years of workers' salaries. In Matthew's Gospel, Christ depicts the situation of a man who entrusted his status to three servants during a long journey and given it according to his abilities. The first one was 5 tarants, the second was 2 king, and the third was only one tarant. The returned master noticed that the first and second servants doubled their tarants with skillful investments and generated generously. However, the third Shimabe was afraid and buried his uniform tarant in the soil. The owner threw the villain into holes in hell, took his king, and already gave him with 10 ratants. The morality of this situation is that in life, it is necessary to take advantage of your talents in your job, whether it is economical or different. To understand the basics, we will look at the anime "Futura", the source of wisdom to respect. If you missed this gem TV, it is important that the person carrying a pizza actually enters the video camera of the frozen refrigerator and wakes up in the millennium stage for 3000 years. In the episode of "A Fishful of Dollars", a bank account where the fly CV is no longer used is that when it was frozen in the 21st century, the following were included.

As an applicable mathematician, he devised the theorem just to solve another episode, and eventually published it in a scientific magazine. Such talented artists will not use manga numbers. Yes, 93 cents will be $ 4. 3 billion for 2, 25 % in 1, 000 years. If you want to quibble, it is exactly $ 4 $ 449 $ 449 $ 71. 449, 71. Even if intuition shouts that it is not, it is not just you. We are programmed to capture the world with a simple straight line. If one seed is planted, one roots can be made. If you sell dongle, it will be $ 1 again. The hair grows steadily, 1 mm comma every day. When I woke up one morning, I didn't say that Tom Cerek and Wolfman were created. I can understand intuitive straight growth, but it is difficult to understand complicated growth. As Mark Zuckerberg said, "People do not understand the exponential growth. If they fold the paper 50 times, they will fly to the moon." This is a great example, not only because the visuals are impressive, but also because Zack misunderstood. -Not only because Zack misunderstands. When a single piece of paper is folded 50 times, it is not a miserable journey to return to the moon, but to the bloody sun. People do not really understand exponential growth. This is the last sample.

17: A person who does not understand what compound interest is a bad fate than in debt. Those who understand what a nonlinear formation length can make a great profit. However, as the fly did, it is not enough to just leave the money in the bank and sit. In fact, the fly has filled his talent in the soil. < SPAN> As an applied mathematician, he devised the theorem just to solve another episode, and eventually published it in a scientific magazine. Such talented artists will not use manga numbers. Yes, 93 cents will be $ 4. 3 billion for 2, 25 % in 1, 000 years. If you want to quibble, it is exactly $ 4 $ 449 $ 449 $ 71. 449, 71. Even if intuition shouts that it is not, it is not just you. We are programmed to capture the world with a simple straight line. If one seed is planted, one roots can be made. If you sell dongle, it will be $ 1 again. The hair grows steadily, 1 mm comma every day. When I woke up one morning, I didn't say that Tom Cerek and Wolfman were created. I can understand intuitive straight growth, but it is difficult to understand complicated growth. As Mark Zuckerberg said, "People do not understand the exponential growth. If they fold the paper 50 times, they will fly to the moon." This is a great example, not only because the visuals are impressive, but also because Zack misunderstood. -Not only because Zack misunderstands. When a single piece of paper is folded 50 times, it is not a miserable journey to return to the moon, but to the bloody sun. People do not really understand exponential growth. This is the last sample.

17: A person who does not understand what compound interest is a bad fate than in debt. Those who understand what a nonlinear formation length can make a great profit. However, as the fly did, it is not enough to just leave the money in the bank and sit. In fact, the fly has filled his talent in the soil. As an applicable mathematician, he devised the theorem just to solve another episode, and eventually published it in a scientific magazine. Such talented artists will not use manga numbers. Yes, 93 cents will be $ 4. 3 billion for 2, 25 % in 1, 000 years. If you want to quibble, it is exactly $ 4 $ 449 $ 449 $ 71. 449, 71. Even if intuition shouts that it is not, it is not just you. We are programmed to capture the world with a simple straight line. If one seed is planted, one roots can be made. If you sell dongle, it will be $ 1 again. The hair grows steadily, 1 mm comma every day. When I woke up one morning, I didn't say that Tom Cerek and Wolfman were created. I can understand intuitive straight growth, but it is difficult to understand complicated growth. As Mark Zuckerberg said, "People do not understand the exponential growth. If they fold the paper 50 times, they will fly to the moon." This is a great example, not only because the visuals are impressive, but also because Zack misunderstood. -Not only because Zack misunderstands. When a single piece of paper is folded 50 times, it is not a miserable journey to return to the moon, but to the bloody sun. People do not really understand exponential growth. This is the last sample.

17: A person who does not understand what compound interest is a bad fate than in debt. Those who understand what a nonlinear formation length can make a great profit. However, as the fly did, it is not enough to just leave the money in the bank and sit. In fact, the fly has filled his talent in the soil.

Inflation, a calm kidnapper, focuses on the fan of the currency-exchange rate mass, which means that it is actually made the most worthless bit - on average, it contains within 2%. Including these non-continuous indicators, inflation is a silent kidnapper in your wallet, preparing you poorer every day. Suppose your grandfather drove $100 in his youth and put them under his mattress, where the tax authorities would not have been able to find them. In 1969, it was a reasonable amount. With the short-term option, he would not find a price reduction. For a year, his hard-earned funds remain with almost the same purchasing legal capacity. But the daily compounding effect increases the scale of destruction. If we move the clock forward 50 years, the inflation rate is 628 percent. Grandfather still has a $100 bill, but it stands negligible enough compared to when he hid her - it is worth about $13. This is why old people complain every time that in the old days, you could buy a bag of berries and a chicken for 17 cents. In fact, the reality is that every BAX you cancel will fall in cost about two to three decades - and this is determined by inflation working perfectly, which is not guaranteed. Ask Zimbabwe.

My daughter-in-law and her family headed to the airport in Zimbabwe with suitcases full of cash.

As a result, Fry's position would have been destroyed by inflation if it weren't for the rare stage of a monetary politician lasting 1000 years. With an average inflation rate of 2 percent per year, he would have been kept after getting out of bed with the equivalent of $11. 29, a slightly more exciting amount than $4. 3 billion in fact. And since he didn't hide his money under the mattress like his grandfather did, the tax inspector would also have his own sticky fingers, but that means the first 93 cents would have disappeared into the void long ago. Good news! Combined Income is still a great and wonderful little thing. It focuses on the momentum needed to free itself from the opposing forces of inflation and taxes. Saving your own funds in the bank means actually losing money in absolute security. This is the behavior of gifted people. To beat inflation and taxes, you are obliged to transfer a share of your savings to assets that charge higher returns, which discourages good risks. This is the difference between saving and investing.

Extremely strong power in the universe, when Fry invested his own money on the stock market? If it is convicted by profitability in the subsequent, inflation and taxes, we let it become conservative and in fact the "real" profitability was closer to 6 percent. Now, in exchange for 11, 29 dollars, Fry has a position that is so fantastic, in fact I can't understand how to express texts, but I don't doubt it, it seems in fact about 18. 800. 000., 000, 000 000 000 000., 000 000., 000., 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000, 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000

図 4. 1 100 ドル 毎月 、 毎 週 、 毎日 拠出 する 場合 の 複利 効果 と と 回限り の 拠出 と の 比較。。。。。。。。。。。。。。。。。。。。。。。。。。 比較 比較

In fact, this savings level was so astronomical that I happened to take up his huge share in Fig. 4. 1. 4. 1, but in any case, it is wide, for example, it is meaningless to spread i t-most of the people, as soon as they collect 1 million or 2, they will be embezzled from a strict investment system. However, this will borrow graphics as you do 15 years or this limit. Finally, let's go to authority: If the manga is definitely helping you, have you ever heard about a man called Albert-Einstein? According to all his beloved genius lyrics, not only the difficult interest, but also the "biggest discovery in the situation of mankind" (acquired, a vaccine of polio bone marritis!) "Not only" the eighth light of light. Not only magic "(biting me, Machu Picchu!), And ...

In fact, it is "the strongest power in the universe". It is called ambiguous. Well, the excellent Einstein probably did not actually read these texts, but has never been forged more than honestly quotes. The composition is really a natural power, and for you, you do not need to be an astronomical physicist with IQ 160 to use its advantag e-Pizz a-Pizz a-Pastry overcomes data. I have the ability.

Investment for lazy people

Lazy lethargic continues to be the cornerstone of our investment method. -Warren Buffett

They released their savings syringes and filled their pockets in cash. What do you spend on this wonderful money? We know that we have to ignore the risk of bankruptcy. I also know that they have no obligation to fill their talents in the soil. Between the two extremes, there is an entire universe of investment, and it is wrapped in an array that can be embarrassed by poor classes, strategies, terms, and special knowledge. However, investing seems to be difficult when viewed from the side, but there are only a certain number of main approaches to be learned: 1. We already have the utility of non-linear resources (consumer value). I know that it is a utility (consumer value) and depends on the amount we already have. While the same exclusive bed has the opportunity to resolve or ruin LERSION, the rich will place $ 10. 000 in darkness without a change in his own material when he goes to the casino. I have the opportunity. However, it also includes the same starting level of Welbying and risk tolerance of different people.

One of them is the nervous "Nelly", and they wear protective clothing before leaving their security ensemble to grasp the post. The other edge is a free climbing, wrestling with bears, and unprotected sex with strangers. Most of us are in the middle. When a market crash comes, and it will definitely come, can we deal with 30 % of the crash without hesitation? What if it happens within a few days? How do you sleep at night? Will it be an ulcer? No, what do you want to do? Those who take risks more than they can be convinced are likely to accept the wrong conclusion. Traders often rush into the demand when the market falls, not only lose losses, but also miss all delicious profits at the recovery. This is a place where true rescue is made for courageous people who do not look. It crashes during the selling bath, which is only once every 10 or two, and buys a bargain price at a bargain price. Which assets to be invested depends on your risk tolerance, but the time you can use. 2. Investment period: The longer the investment period, the better, < Span> one of them is nervous "Nelly", and they wear protective clothing before leaving their security ensemble to grasp the post. The other edge is a free climbing, wrestling with bears, and unprotected sex with strangers. Most of us are in the middle. When a market crash comes, and it will definitely come, can we deal with 30 % of the crash without hesitation? What if it happens within a few days? How do you sleep at night? Will it be an ulcer? No, what do you want to do? Those who take risks more than they can be convinced are likely to accept the wrong conclusion. Traders often rush into the demand when the market falls, not only lose losses, but also miss all delicious profits at the recovery. This is a place where true rescue is made for courageous people who do not look. It crashes during the selling bath, which is only once every 10 or two, and buys a bargain price at a bargain price. Which assets to be invested depends on your risk tolerance, but the time you can use. 2. Investment period: The longer the investment period, the better, the more nervous "Nelly", and they wear protective clothing before leaving their security ensemble to grasp the post. The other edge is a free climbing, wrestling with bears, and unprotected sex with strangers. Most of us are in the middle. When a market crash comes, and it will definitely come, can we deal with 30 % of the crash without hesitation? What if it happens within a few days? How do you sleep at night? Will it be an ulcer? No, what do you want to do? Those who take risks more than they can be convinced are likely to accept the wrong conclusion. Traders often rush into the demand when the market falls, not only lose losses, but also miss all delicious profits at the recovery. This is a place where true rescue is made for courageous people who do not look. It crashes during the selling bath, which is only once every 10 or two, and buys a bargain price at a bargain price. Which assets to be invested depends on your risk tolerance, but the time you can use. 2. Investment period, the longer the investment period, the better

Urgent deposits, bonds, and other fixed interest rates are generally suitable for shor t-term goals. The reward is low, but the volatility is low. 3. Distributed investment may go backwards and should go backwards. I want to avoid the pain as much as possible when that happens, which means that it is dispersed in the city like a thriving child of the 1960s. This is the principle of distributed investment. Diversified investments in many brands, industries, and regions can avoid falling when a sector is struggling. 4. The most underestimated element of investment is to avoid all jaguar notes in your pocket. If you trade tickets every time you buy and sell, and actively buy and sell, the cost will quickly increase. Of course, trading is a duck lesson: Even if you think you are doing great movements, the person on the other side of the transaction has the same and opposite opinions. Only one is right. Don't be discouraged. The same problem has also influenced the professionals. Investment managers choose notable shares and sector instead of you to make exorbitants, but there is no evidence that they can consistently exceed the average rate of market (most managers are in the market. It can hardly exceed the average profit margin). raw

Additional cost. As described in the following section, this possibility is extremely low. < SPAN> Urgent deposits, bonds, and other fixed interest rate investments are generally suitable for shor t-term goals. The reward is low, but the volatility is low. 3. Distributed investment may go backwards and should go backwards. I want to avoid the pain as much as possible when that happens, which means that it is dispersed in the city like a thriving child of the 1960s. This is the principle of distributed investment. Diversified investments in many brands, industries, and regions can avoid falling when a sector is struggling. 4. The most underestimated element of investment is to avoid all jaguar notes in your pocket. If you trade tickets every time you buy and sell, and actively buy and sell, the cost will quickly increase. Of course, trading is a duck lesson: Even if you think you are doing great movements, the person on the other side of the transaction has the same and opposite opinions. Only one is right. Don't be discouraged. The same problem has also influenced the professionals. Investment managers choose notable shares and sector instead of you to make an impressive commission, but there is no evidence that they can consistently exceed the average rate of rate of market (most managers are in the market. It can hardly exceed the average profit margin). raw

Additional costs. As described in the following section, this possibility is extremely low. Urgent deposits, bonds, and other fixed interest rates are generally suitable for shor t-term goals. The reward is low, but the volatility is low. 3. Distributed investment may go backwards and should go backwards. I want to avoid the pain as much as possible when that happens, which means that it is dispersed in the city like a thriving child of the 1960s. This is the principle of distributed investment. Diversified investments in many brands, industries, and regions can avoid falling when a sector is struggling. 4. The most underestimated element of investment is to avoid all the jaguar notes in your pocket. If you trade tickets every time you buy and sell, and actively buy and sell, the cost will quickly increase. Of course, trading is a duck lesson: Even if you think you are doing great movements, the person on the other side of the transaction has the same and opposite opinions. Only one is right. Don't be discouraged. The same problem has also influenced the professionals. Investment managers choose notable shares and sector instead of you to make an impressive commission, but there is no evidence that they can consistently exceed the average rate of rate of market (most managers are in the market. It can hardly exceed the average profit margin). raw

Additional costs. As described in the following section, this possibility is extremely low.

Lui Person's Investment Strategy These four elements-risk tolerance, time frames, distributed investments, and costs generally determine which assets to be invested. But we face more mediocre issues. In order to start real estate investment, a down payment and stable job are required, and it is difficult to buy individual stocks. Starting real estate investment requires a down payment and a solid job. This is one of the only investment methods I recommend in this book. Before that, something a little crazy. The following sections are for education and entertainment only. Regardless of life and death, it is a coincidence that there is something similar to a real financial advisor. Do not read while driving a car or heavy machine. So which investment should you buy? All! A serious story, just buy stocks from listed companies around the world. When should I buy stock and when to let go of the stock? No one! I just keep buying steadily every year. The loser is eliminated and the winner continues to win. You don't have to be a billionaire. If you combine your savings, my savings, and the savings of many other people, we can collect thousands of dollars. < SPAN> Lui Person's Investment Strategy These four elements-risk tolerance, time frame, distributed investment, costs generally determine which assets to be invested. But we face more mediocre issues. To start real estate investment, you need a down payment and a stable job, and it is difficult to make enough diversified investment to buy individual stocks. Starting real estate investment requires a down payment and a solid job. This is one of the only investment methods I recommend in this book. Before that, something a little crazy. The following sections are for education and entertainment only. Regardless of life and death, it is a coincidence that there is something similar to a real financial advisor. Do not read while driving a car or heavy machine. So which investment should you buy? All! A serious story, just buy stocks from listed companies around the world. When should I buy stock and when to let go of the stock? No one! I just keep buying steadily every year. The loser is eliminated and the winner continues to win. You don't have to be a billionaire. If you combine your savings, my savings, and the savings of many other people, we can collect thousands of dollars. Lui Person's Investment Strategy These four elements-risk tolerance, time frames, distributed investments, and costs generally determine which assets to be invested. But we face more mediocre issues. To start real estate investment, you need a down payment and a stable job, and it is difficult to make enough diversified investment to buy individual stocks. Starting real estate investment requires a down payment and a solid job. This is one of the only investment methods I recommend in this book. Before that, something a little crazy. The following sections are for education and entertainment only. Regardless of life and death, it is a coincidence that there is something similar to a real financial advisor. Do not read while driving a car or heavy machine. So which investment should you buy? All! A serious story, just buy stocks from listed companies around the world. When should I buy stock and when to let go of the stock? No one! I just keep buying steadily every year. The loser is eliminated and the winner continues to win. You don't have to be a billionaire. By combining your savings, my savings, and the savings of many other people, we can collect thousands of dollars.

We. Such an investment form is called an investment trust, and the barriers to entry are quite low. From $ 500, you can start from less than that, and you can step up. Is it really me that I can't get caught up to manage the fund and can't be called by monkeys that hang on other poops? Yes, that's right. All management funds are monkey, but some have the elegance of accepting their simulation defects. These "passive" managers do not try to capture market time or choose hot promotions, and they do not receive valuable prizes for the results. In fact, what they do is to adapt to the entire Bazaar, stock price index, and rest on the floor. Passive investment trusts respond to all claims: great decentralization, all types of risk values, minimum fees, low-entry barriers and funds-a chance to configure the appropriate drop-off. 。 The most famous and wel l-known Internet is a vanguard and a giant company with $ 6. 2 trillion. Thanks to the economy and membership system structure, it is very low cost: 0, 04 % of the index funds in the stock market are 3 or more South American companies with 3 or more South American companies. You can access it. This is mythical news for lazy people. Investment has the ability to do the same as usual

When you come across these six small sentences, there are few people who realize what it means. The efficiency of each specific market and the concept of the "edge" related to it has been greatly released, and in fact, the share of the remaining leaders is time to refute these errors. (If you do not need insurance, boldly run around Chapter 22 "Chase Dark Swan"). < SPAN> We. Such an investment form is called an investment trust, and the barriers to entry are quite low. From $ 500, you can start from less than that, and you can step up. Is it really me that I can't get caught up to manage the fund and can't be called by monkeys that hang on other poops? Yes, that's right. All management funds are monkey, but some have the elegance of accepting their simulation defects. These "passive" managers do not try to capture market time or choose hot promotions, and they do not receive valuable prizes for the results. In fact, what they do is to adapt to the entire Bazaar, stock price index, and rest on the floor. Passive investment trusts respond to all claims: great decentralization, all types of risk values, minimum fees, low-entry barriers and funds-a chance to configure the appropriate drop-off. 。 The most famous and wel l-known Internet is a vanguard and a giant company with $ 6. 2 trillion. Thanks to the economy and membership system structure, it is very low cost: 0, 04 % of the index funds in the stock market are 3 or more South American companies with 3 or more South American companies. You can access it. This is mythical news for lazy people. Investment has the ability to do the same as usual

When you come across these six small sentences, you may not be able to realize what it means. The efficiency of each specific market and the concept of the "edge" related to it has been greatly released, and in fact, the share of the remaining leaders is timing to refuse these errors. (If you do not need insurance, boldly run around Chapter 22 "Chase Dark Swan"). We. Such an investment form is called an investment trust, and the barriers to entry are quite low. From $ 500, you can start from less than that, and you can step up. Is it really me that I can't get caught up to manage the fund and can't be called by monkeys that hang on other poops? Yes, that's right. All management funds are monkey, but some have the elegance of accepting their simulation defects. These "passive" managers do not try to capture market time or choose hot promotions, and they do not receive valuable prizes for the results. In fact, what they do is to adapt to the entire Bazaar, stock price index, and rest on the floor. Passive investment trusts respond to all claims: great decentralization, all types of risk values, minimum fees, low-entry barriers and funds-a chance to configure the appropriate drop-off. 。 The most famous and wel l-known Internet is a vanguard and a giant company with $ 6. 2 trillion. Thanks to the economy and membership system structure, it is very low cost: 0, 04 % of the index funds in the stock market are 3 or more South American companies with 3 or more South American companies. You can access it. This is mythical news for lazy people. Investment has the ability to do the same as usual

When you come across these six small sentences, there are few people who realize what it means. The efficiency of each specific market and the concept of the "edge" related to it has been greatly released, and in fact, the share of the remaining leaders is time to refute these errors. (If you do not need insurance, boldly run around Chapter 22 "Chase Dark Swan").

Ankle George O-Sit Effective Market Market Market George probably really likes the new iPhone. The dancing poop emoticons are really pleasant! George emphasizes this perception, calls his broker and buys Apple's promotion. People who sell promotions to George have the opposite idea. Both customers and traders think they have done "trading", and others are ducks. He is right only once. Uncle George can plan to win half of the transaction and lose half of the remaining half in his choice. Of course, I understand that this chance does not apply to me. Because I'm smarter than ducks on the other side of the transaction. Do you not doubt this or George? The major agencies' offices are full of Wharton graduates. Their brain is actively mounted on Reuters' terminals, shining the red and greenish numbers reflected on 14 monitors scattered in each workplace. The CEOs talk with each other on the 18th hall on Sunday morning and talk about a little homosexual joke. The Trading Platform has the best personal trading software and the latest technology. The private room of the toilet contains a catalyst that is effective for nasal septum curvature. Still, experts cannot win every day. The important thing is that they are not intelligent. Their brain protrudes from the nose. < SPAN> Ankle George Oppositive Effective Market Market Market George may really like the new iPhone. The dancing poop emoticons are really pleasant! George emphasizes this perception, calls his broker and buys Apple's promotion. People who sell promotions to George have the opposite idea. Both customers and traders think they have done "trading", and others are ducks. He is right only once. Uncle George can plan to win half of the transaction and lose half of the remaining half in his choice. Of course, I understand that this chance does not apply to me. Because I'm smarter than ducks on the other side of the transaction. Do you not doubt this or George? The major agencies' offices are full of Wharton graduates. Their brain is actively mounted on Reuters' terminals, shining the red and greenish numbers reflected on 14 monitors scattered in each workplace. The CEOs talk with each other on the 18th hall on Sunday morning and talk about a little homosexual joke. The Trading Platform has the best personal trading software and the latest technology. The private room of the toilet contains a catalyst that is effective for nasal septum curvature. Still, experts cannot win every day. The important thing is that they are not intelligent. Their brain protrudes from the nose. Ankle George O-Sit Effective Market Market Market George probably really likes the new iPhone. The dancing poop emoticons are really pleasant! George emphasizes this perception, calls his broker and buys Apple's promotion. People who sell promotions to George have the opposite idea. Both customers and traders think they have done "trading", and others are ducks. He is right only once. Uncle George can plan to win half of the transaction and lose half of the remaining half in his choice. Of course, I understand that this chance does not apply to me. Because I'm smarter than ducks on the other side of the transaction. Do you not doubt this or George? The major agencies' offices are full of Wharton graduates. Their brain is actively mounted on Reuters' terminals, shining the red and greenish numbers reflected on 14 monitors scattered in each workplace. The CEOs talk with each other on the 18th hall on Sunday morning and talk about a little homosexual joke. The Trading Platform has the best personal trading software and the latest technology. The private room of the toilet contains a catalyst that is effective for nasal septum curvature. Still, experts cannot win every day. The important thing is that they are not intelligent. Their brain protrudes from the nose.

Uncle George is really a specialist. Everything is much worse. All traders are directly competing with the stock market itself, which is the most supe r-i n-trexes for Earthlings, whether a bonded trader or the highest level trader. Bazaar is a major integration of all surveillance, in which new information, such as geopolitical behavior, corporate reports, Spain weather, trade energy, consumer cost reports, and other 1 billion data, in real time. be. Trader's job is to make a price in this big meta perspective, in which direction. Apple's promotion rises by 15 % toward the right year, and the sweep S & AP; P 500 index is only 10 %. George is unable to endure at home dinner when knowing his ability to predict his promotion. Similarly, bazaar is not like "effective", oh! For example, Uncle Winte George Market? In a narrow sense: Yes. What is the way they want to connect the text together as they mean something: No, of course. A simple critic who is the opposite of EMH says that if Bazar moves in almost any direction, it must have been seen before! According to this definition, whatever the conspiracy, it leads to the following: < SPAN> Uncle George is really a specialist. Everything is much worse. All traders are directly competing with the stock market itself, which is the most supe r-i n-trexes for Earthlings, whether a bonded trader or the highest level trader. Bazaar is a major integration of all surveillance, in which new information, such as geopolitical behavior, corporate reports, Spain weather, trade energy, consumer cost reports, and other 1 billion data, in real time. be. Trader's job is to make a price in this big meta perspective, in which direction. Apple's promotion rises by 15 % toward the right year, and the sweep S & AP; P 500 index is only 10 %. George is unable to endure at home dinner when knowing his ability to predict his promotion. Similarly, bazaar is not like "effective", oh! For example, Uncle Winte George Market? In a narrow sense: Yes. What is the way they want to connect the text together as they mean something: No, of course? A simple critic who is the opposite of EMH says that if Bazar moves in almost any direction, it must have been seen before! According to this definition, whatever the conspiracy, it leads to the following: Uncle George is really a specialist. Everything is much worse. All traders are directly competing with the stock market itself, which is the most supe r-i n-trexes for Earthlings, whether a bonded trader or the highest level trader. Bazaar is a major integration of all surveillance, in which new information, such as geopolitical behavior, corporate reports, Spain weather, trade energy, consumer cost reports, and other 1 billion data, in real time. be. Trader's job is to make a price in this big meta perspective, in which direction. Apple's promotion rises by 15 % toward the right year, and the sweep S & AP; P 500 index is only 10 %. George is unable to endure at home dinner when knowing his ability to predict his promotion. Similarly, bazaar is not like "effective", oh! For example, Uncle Winte George Market? In a narrow sense: Yes. What is the way they want to connect the text together as they mean something: No, of course? A simple critic who is the opposite of EMH says that if Bazar moves in almost any direction, it must have been seen before! According to this definition, whatever the conspiracy, it leads to the following:

I want you to remember these six sentences. Accessing information that has not yet been evaluated and using this asymmetry can proceed a little in the direction of productivity. The asymmetry of this information is called an edge. If EMH is true, it doesn't mean you can't beat Bazar. This means the following: There is no obligation to wait, and in fact, you can provide bazaars without excellent quality, which is really coincidence. In principle, this is simplified as "you cannot beat the market." In most cases, this simplification is very good: for you, you may be lucky, and you will win like your uncle George, but your whole life Investment is most likely to return you to the average value (and keep in mind that there is no market profitability and coincidence, it is a deceleration). Uncle Georgie has no outstanding quality. All their thoughts have already been expressed by someone else, perhaps millions of others. Instead, their fate is swaying under the influence of other power hosts that determine the value of promotion: Tim Cook's voting intonation to the last call of profits, opened in Belarus last Thursday. Up to the power of copper mine. The stock market issues a corporate board, and then processes all of these input layers, but for us humans, the internal work remains the "black box". Uncle George actually sees only what he actually bet and Apple's promotion was age. I was literally poisoned by EMOJI! And he spends his days, spreads hot recommendations on the Internet Forum, and does not focus on the fact that it is actually there.

Including advantage

You are facing a young man who has declared that there is nothing to worry about. < SPAN> I want you to remember these six sentences. Accessing information that has not yet been evaluated and using this asymmetry can proceed a little in the direction of productivity. The asymmetry of this information is called an edge. If EMH is true, it doesn't mean you can't beat Bazar. This means the following: There is no obligation to wait, and in fact, you can provide bazaars without excellent quality, which is really coincidence. In principle, this is simplified as "you cannot beat the market." In most cases, this simplification is very good: for you, you may be lucky, and you will win like your uncle George, but your whole life Investment is most likely to return you to the average value (and keep in mind that there is no market profitability and coincidence, it is a deceleration). Uncle Georgie has no outstanding quality. All their thoughts have already been expressed by someone else, perhaps millions of others. Instead, their fate is swaying under the influence of other power hosts that determine the value of promotion: Tim Cook's voting intonation to the last call of profits, opened in Belarus last Thursday. Up to the power of copper mine. The stock market issues a corporate board, and then processes all of these input layers, but for us humans, the internal work remains the "black box". Uncle George actually sees only what he actually bet and Apple's promotion was age. I was literally poisoned by EMOJI! And he spends his days, spreads hot recommendations on the Internet Forum, and does not focus on the fact that it is actually there.

Including advantage

You are facing a young man who has declared that there is nothing to worry about. I want you to remember these six sentences. Accessing information that has not yet been evaluated and using this asymmetry can proceed a little in the direction of productivity. The asymmetry of this information is called an edge. If EMH is true, it doesn't mean you can't beat Bazar. This means the following: There is no obligation to wait, and in fact, you can provide bazaars without excellent quality, which is really coincidence. In principle, this is simplified as "you cannot beat the market." In most cases, this simplification is very good: for you, you may be lucky, and you will win like your uncle George, but your whole life Investment is most likely to return you to the average value (and keep in mind that there is no market profitability and coincidence, it is a deceleration). Uncle Georgie has no outstanding quality. All their thoughts have already been expressed by someone else, perhaps millions of others. Instead, their fate is swaying under the influence of other power hosts that determine the value of promotion: Tim Cook's voting intonation to the last call of profits, opened in Belarus last Thursday. Up to the power of copper mine. The stock market issues a corporate board, and then processes all of these input layers, but for us humans, the internal work remains the "black box". Uncle George actually sees only what he actually bet and Apple's promotion was age. I was literally poisoned by EMOJI! And he spends his days, spreads hot recommendations on the Internet Forum, and does not focus on the fact that it is actually there.

Including advantage

You are facing a young man who has declared that there is nothing to worry about.

100 years ago, investors noticed that using a very simple formula for the stock price calculation could always find a bargain stock. The most famous of these Anomalies is the Value Investment Law developed by Ben Graham and spread by Warren Buffett. The market was old and inefficient, and they were very pleased to use it. When you are eager to study Intelligent Investor and dig into the stock price rate, it is this image that many people think of it. But it's like trying to use a stone ax for a fighter. The asymmetry of the information proposed by Ben Graham has been gone long ago! When the formula became commonly known, it no longer work. Investors have developed more complex versions, more mathematics, and more price models. As soon as they became known, they stopped working. Nowadays, even the most complex things have a great debate whether the market principle works. < SPAN> 100 years ago, investors noticed that using a very simple formula for calculating stock prices could always find stocks. The most famous of these Anomalies is the Value Investment Law developed by Ben Graham and spread by Warren Buffett. The market was old and inefficient, and they were very pleased to use it. When you are eager to study Intelligent Investor and dig into the stock price rate, it is this image that many people think of it. But it's like trying to use a stone ax for a fighter. The asymmetry of the information proposed by Ben Graham has been gone long ago! When the formula became commonly known, it no longer work. Investors have developed more complex versions, more mathematicals, and more price models. As soon as they became known, they stopped working. Nowadays, even the most complex things have a great debate whether the market principle works. 100 years ago, investors noticed that using a very simple formula for the stock price calculation could always find a bargain stock. The most famous of these Anomalies is the Value Investment Law developed by Ben Graham and spread by Warren Buffett. The market was old and inefficient, and they were very pleased to use it. When you are eager to study the Intelligent Investor, dig into stock prices, etc., and think about how to "win the market", it is this image that many people think of it. But it's like trying to use a stone ax for a fighter. The asymmetry of the information proposed by Ben Graham has been gone long ago! When the formula became commonly known, it no longer work. Investors have developed more complex versions, more mathematics, and more price models. As soon as they became known, they stopped working. Nowadays, even the most complex things have a great debate whether the market principle works.

The offspring of value investing may die out entirely, in which case the anomaly will officially disappear forever. In any case, Buffett, for example, does not receive the nod, and has not for decades. That's actually what his buddy Charlie Munger talks about: "The problem with the traditional Ben Graham concept is that these little pointers in the universe, these really trivial trades, disappear. You can put a Geiger counter on the pieces, but it doesn't work. Buffett's most notable achievement is that he has created a folk legend that he is actually a frog in a well, a lapdog, beating the market and backing blue chip companies. Let's see if a trader who beats the bazaar actually has an edge. Over the past few decades, Buffett has read Warren Buffett's halo and made some juicy personal trades that are simply unattainable to the average trader. For example, the $3 billion pathos driver's license and the $6 billion deal for a dividend guarantee. For example, the government lobbying for banks and then cutting off a big part of it. For example, the chance to do business with Berkshire Hathaway - the insurance promotion for the $115 billion required amount. Buffett's brand has become so strong that his victories are now considered self-fulfilling props.

Track the movement of carts in real time. Or send infantry into a bakery chain's branches at the end of the business day. Because the numbered journals start at zero and contain sales data that is difficult for the market to access. Hedge fund manager Michael Steinhardt was once asked what the average trader could learn most from him. He replied, "I'm their competition." Finally, almost all hedge funds underperform. Hedge funds are not necessarily trying to fund the market. If many people have access to the same information, the speed at which it gets to the market still makes sense. For example, it has been observed that high-frequency investors make their own fortunes through skillful trading, which is very possible at the physical level. One company spent $300 million to lay a direct cable from Chicago to New Jersey. They laid the cable through mountains and across rivers. The cable was 1, 331 kilometers long. To reduce data transmission time by 4 milliseconds. And yet. The possibility of transmitting information via microwaves made the whole plan seem outdated. Oops. Having an advantage is of great value. The will and desire to cross borders. And Amba

So... what is your advantage?

If you tweeted "I have a good hunch" or "I subscribe to the Wall Street Journal," you can count yourself Uncle George. If your answer meant "fundamental analysis" or "Fibonacci retracement," you're still in Uncle George country. Performing difficult rituals simplifies the internal justification of the delusion that you actually understand a secret that no one else does, but it's still (most of the time) a delusion.

His personal connections, funds, and patent technology can save some time, even if it is given to the people. However, most superiors should not be loud, so that they do not disappear. On the third Thursday of every month, the constant promotion grows only when the moon is out, and if someone publishes this invention online, you can kiss this parting. Corporate information in the stock market sucks it up by its own explosion to lie down and disappears forever. EMH is probably the only doctrine that becomes stronger each time it is attacked. The surprising tragedy lies in the fact that nobody is formed as her sincere empiricalism. Each time a hole is opened in her skin, she prepares her more reliable prophecy. She looks like a rare monster Shogot. He doesn't want. To die. To be honest, the only cause that EMH has the opportunity to do such a trick is that it is not actually considered a real science. This is because it is unlikely to be affected by the warrant. In response to criticism, she says: "Okay, great, but I have to believe my concept even more as long as I pointed out." And ... should I really do that? One way to think about EMH without crazy is the fact that EMH actually identifies us the right Hulistics for us. Dice

I lost my prediction and was already too late, probably lost some money. The difference is that EMH is reliabl e-yes, fuzzy, but still good. In fact, we know that the inefficiency of the market is ultimately absorbed by a differen t-b y-kind coat. But it hasn't happened so far. Finally, we are approaching the last test. Is it really the most likely to admit whether you really found an advantage in the market or how to deceive yourself like Uncle George?

Coincidentally, we hold a state coin throwing contest in the state. And 1 5-round < Span> personal connections, funds, and patent technology can save some time, even if they are given to the people. However, most superiors should not be loud, so that they do not disappear. On the third Thursday of every month, the constant promotion grows only when the moon is out, and if someone publishes this invention online, you can kiss this parting. Corporate information in the stock market sucks it up by its own explosion to lie down and disappears forever. EMH is probably the only doctrine that becomes stronger each time it is attacked. The surprising tragedy lies in the fact that nobody is formed as her sincere empiricalism. Each time a hole is opened in her skin, she prepares her more reliable prophecy. She looks like a rare monster Shogot. He doesn't want. To die. To be honest, the only cause that EMH has the opportunity to do such a trick is that it is not actually considered a real science. This is because it is unlikely to be affected by the warrant. In response to criticism, she says: "Okay, great, but I have to believe my concept even more as long as I pointed out." And ... should I really do that? One way to think about EMH without crazy is the fact that EMH actually identifies us the right Hulistics for us. Dice

I lost my prediction and was already too late, probably lost some money. The difference is that EMH is reliabl e-yes, fuzzy, but still good. In fact, we know that the inefficiency of the market is ultimately absorbed by a differen t-b y-kind coat. But it hasn't happened so far. Finally, we are approaching the last test. Is it really the most likely to admit whether you really found an advantage in the market or how to deceive yourself like Uncle George?

Coincidentally, we hold a state coin throwing contest in the state. And the 1 5-round personal connection, funding, and patented advantage can save some time, even if it is given to the people. However, most superiors should not be loud, so that they do not disappear. On the third Thursday of every month, the constant promotion grows only when the moon is out, and if someone publishes this invention online, you can kiss this parting. Corporate information in the stock market sucks it up by its own explosion to lie down and disappears forever. EMH is probably the only doctrine that becomes stronger each time it is attacked. The surprising tragedy lies in the fact that nobody is formed as her sincere empiricalism. Each time a hole is opened in her skin, she prepares her more reliable prophecy. She looks like a rare monster Shogot. He doesn't want. To die. To be honest, the only cause that EMH has the opportunity to do such a trick is that it is not actually considered a real science. This is because it is unlikely to be affected by the warrant. In response to criticism, she says: "Okay, great, but I have to believe my concept even more as long as I pointed out." And ... should I really do that? One way to think about EMH without crazy is the fact that EMH actually identifies us the right Hulistics for us. Dice

I lost my prediction and was already too late, probably lost some money. The difference is that EMH is reliabl e-yes, fuzzy, but still good. In fact, we know that the inefficiency of the market is ultimately absorbed by a differen t-b y-kind coat. But it hasn't happened so far. Finally, we are approaching the last test. Is it really the most likely to admit whether you really found an advantage in the market or how to deceive yourself like Uncle George?

Coincidentally, we hold a state coin throwing contest in the state. And 15 rounds

32. 800 people correctly named each political party and perfectly predicted this order! Well, only in a world where we don't know the power of probability. In this world, we might be pretty stupid and mistake chance for professionalism. The lucky winners were called hometown heroes and interviewed by breathless TV hosts who explained that it's all about precise wrist movements. Young flippers lined up to buy the obligatory "Flip Me Off" book and pay exorbitant amounts to get personal training from flipping gurus. Unfortunately, this is exactly what happens in the world of investing. While past wins are not a good omen for future gains, traders flock to managers who exude the aura of market favorites. This herding behavior encourages fund managers to strive for victory, increasing the likelihood of beating the market in a fairly noticeable way in a short period of time. Our passion for survival allows us to only listen to stories of people who take risks and win. They are the talk of the investment community and do almost everything.

The interviews with economic magazines are heavy. For example, a flock of traders with a stereotype stepping on the Begonia in a vacant lot in front of the house. Are legendary investors, such as Warren Buffett, considered the happiest coin flipper in the world? I like those who sit on a huge gold mountain and have endless skills to work well, but it is noteworthy that we can never be a noble. The only thing we actually have is Hulistics. You may not know who you are in this room, but you are yourself. If you have an advantage in the active market, you are Uncle George. You are convinced that you have an advantage, but at the same time you may be wrong if you realize that you are not on a large gold mountain. If you're so smart, why can't you be rich? EMH is widely disliked and ridiculed because it is inconsistent with our psychology. We have been taught that there are more or wiser than anyone else. In fact, the best traders are likely to be lazy to choose cheap funds. < SPAN> Economic magazine interviews are heavy. For example, a flock of traders with a stereotype stepping on the Begonia in a vacant lot in front of the house. Are legendary investors, such as Warren Buffett, considered the happiest coin flipper in the world? I like those who sit on a huge gold mountain and have endless skills to work well, but it is noteworthy that we can never be a noble. The only thing we actually have is Hulistics. You may not know who you are in this room, but you are yourself. If you have an advantage in the active market, you are Uncle George. You are convinced that you have an advantage, but at the same time you may be wrong if you realize that you are not on a large gold mountain. If you're so smart, why can't you be rich? EMH is widely disliked and ridiculed because it is inconsistent with our psychology. We have been taught that there are more or wiser than anyone else. In fact, the best traders are likely to be lazy to choose cheap funds. The interviews with economic magazines are heavy. For example, a flock of traders with a stereotype stepping on the Begonia in a vacant lot in front of the house. Are legendary investors, such as Warren Buffett, considered the happiest coin flipper in the world? I like those who sit on a huge gold mountain and have endless skills to work well, but it is noteworthy that we can never be a noble. The only thing we actually have is Hulistics. You may not know who you are in this room, but you are yourself. If you have an advantage in the active market, you are Uncle George. You are convinced that you have an advantage, but at the same time you may be wrong if you realize that you are not on a large gold mountain. If you're so smart, why can't you be rich? EMH is widely disliked and ridiculed because it is inconsistent with our psychology. We have been taught that there are more or wiser than anyone else. In fact, the best traders are likely to be lazy to choose cheap funds.

You can go into new areas and use boring, ineffective skills. But it's not applicable to any particular area, and it's not harmless. This is the voice of skill. I managed to fool myself in all the usual ways, and some more unusual ones. I still make smart moves that go against personal advice. And on rare occasions, my hubris is sufficiently rewarded that I start to think I'm a good investment guru. After this, I force myself to calculate the profitability of my public investments, compare them with the correct sample, and succeed in putting the nail in the coffin again to the boring old reality. The reason I was able to do this as a trader, and did so very well, is because I was forced to accept the central prophecy of the EMH. It has a wonderful, underappreciated superiority. Occasionally, I manage to shift my attention to other areas where I have a real advantage.

Overlooking a tough environment The municipal investment market is boring. It's pretty effective, there's virtually no superiority to be found, and no unlimited upside potential. Buying index funds is a nearly symmetrical option, with neither representative risk nor representative return. By definition, it will never achieve a return that is more significant than any other, nor will it achieve a return that is worse than the average return. Active promotion selection reveals more opportunities for both upside and downside, but at the same time contains small negative asymmetries. This is by no means an extremely fertile area for finding lifelong choices. Most public companies are mature companies, with quarterly performance monitoring and well-established business models. Volatility tends to cause problems:

It is virtually impossible for a sudden action to have such a big impact that it will increase in value 100-fold. One of the best things we can do is to allow collective thinking to make investment decisions for us, and then focus our attention elsewhere. Understanding with a focused strategy is not a "bad thing", it is faster than a quick and scattered intellect. If you are really going to play tricks, do it where there is a chance to make really huge money, not in the market to play tricks on someone. For example, let's actually hunt dark swans.

Hunting the Dark Swan When the situation becomes incomprehensible, the extraordinary is created by the experts. - Hunter S. Thompson

There was a validation of non-linear ascent in the context of the global population. An incredibly non-integrative shock that brought a billion people out of poverty, bottled up by billionaires, stigmatized by Zuckerberg, and created a huge chasm between those who suffered the wave and those who were saved afterwards. Underlying any wealth creation, whatever it may be, is the susceptibility of non-linear ascent. The most "safe" and winning-option is the effect of compound interest that appears for decades in measured investments, but there are a host of other paths: speculation in asset bubbles to launch economic pyramids or ponztsi-work schemes investing in companies charging career jobs or part-time jobs with scalable commitments, working at start-ups, most of these strategies are risky, some are incompetent or bad, but with the highest probability all of them will not lead to happiness. I turned to this chapter only because of the fact that it would not be hypocritical not to mention this, but my retirement accounts are entirely invested in passive index funds and I made almost all my own money chasing dark swans. When the Dark Swan flaps its terrible wings, epic destruction and skill emerge from the same mess. Nassim Taleb got a huge advantage during the great financial downturn when everyone else was blowing up. Not because of the fact that he reacted, as what actually happens, but as a result of actually positioning himself to benefit from such family behavior. Catch in the Dark Swan is a game with no promised prize, the advantage is shared unequally among a relatively few favorites, each man and his dog tries to realize a strategy that will "win" for you. For example, what is the difference between such an investment method and an honest gambling game? In the case of illness - in general, nothing.

Once circles from the way to achieve non-linear profitability - these are rampant speculations. Sometimes the cost of assets begins to rage at its fundamental price, the top is taken, greed and impulse. Customers pay more and more, believing that they will find the biggest bargain they can realize through real estate every time. Then the music freezes, the price crashes and falls to the ground. Such speculative bubbles play a cyclical melody throughout the whole situation, starting with the tulip mania in the Netherlands in the 17th century, to the failure of the dotcoms of the new millennium, and to the current cycle of cryptocurrency boys. A few people become very rich, and many people become poor. The mystery of the turmoil lies in daring to stop, so that everything falls, but of course everyone else thinks, for example, literally. According to Isaac Newton, after losing his position in the South Sea stock bubble, he said, "I can calculate the movement of the stars, but not man." How do wise people participate in such a speculative game? One answer is mimetic greed (I try to play with my brother's toys).

As a result of desired this). Another answer is an instinct of distorting human relationships (I am trying to answer my colleagues, including whether to work calmly in a smok e-filled room). However, the most restless answer is that the bubble members act absolutely correctly. Suppose we are at the auction venue and the mysterious dark box is away from the hammer. I put a $ 50 rate to get pure attention. You also have no opinion in this box, but even if I even borrow something aristocratic, I present $ 100. The third enters the gallery, seeing ourselves in a fierce battle over the mysterious box, concluding that we must have information about the contents of the box, and $ 400 dollars. Prepare a rate. In fact, we do not understand that no one promises more and more weird amounts for boxes with feces of old grass and rat. This is an "information cascade" and is an important commentary for explaining in other popular fare cases. There is a sense of focusing on the influence of others and paying attention to the market price. However, when someone looks at his neighbor and no one has substantially ignorant information, everything is turned into a large radial lie. As Brian Christian told me

Expectations and the plural universe We have talked about making decisions that will make the best results for all of the future. Here, let's add another dimension. We need to make the best results for us beyond the plump universe. Parallel world is not just a science fiction plot device. The idea that our universe is constantly branching into many worlds is a common interpretation of quantum mechanics, which is now common among physicists. Aside from whether it is correct, the mult i-universe is a very useful model in considering investment. Suppose you buy lottery winning tickets by chance or make a jackpot with similar speculative transactions. This seems like a great "investment", but it's a biased view! In all worlds won in the power ball, you will lose 292. 337 parallel self. At first glance, the lottery looks like an asymmetric option we are interested in. The downside is small and fixed, but the upside can change life. However, it is actually necessary to check the numbers. Counting all the results that can occur in the mult i-universe can see that buying a ticket has a negative expected value (EV). Power ball ticket

Table 4. 1. Expected probability of acquiring 1. 000 euros with 100 euros. < SPAN> Expected value and mult i-universe We have talked about making decisions that will make the best results for all the future. Here, let's add another dimension. We need to make the best results beyond the plump universe. Parallel world is not just a science fiction plot device. The idea that our universe is constantly branching into many worlds is a common interpretation of quantum mechanics, which is now common among physicists. Aside from whether it is correct, the mult i-universe is a very useful model in considering investment. Suppose you buy lottery winning tickets by chance or make a jackpot with similar speculative transactions. This seems like a great "investment", but it's a biased view! In all worlds won in the power ball, you will lose 292. 337 parallel self. At first glance, the lottery looks like an asymmetric option we are interested in. The downside is small and fixed, but the upside can change life. However, it is actually necessary to check the numbers. Counting all the results that can occur in the mult i-universe can see that buying a ticket has a negative expected value (EV). Power ball ticket

Table 4. 1. Expected probability of acquiring 1. 000 euros with 100 euros. Expectations and the plural universe We have talked about making decisions that will make the best results for all of the future. Here, let's add another dimension. We need to make the best results for us beyond the plump universe. Parallel world is not just a science fiction plot device. The idea that our universe is constantly branching into many worlds is a common interpretation of quantum mechanics, which is now common among physicists. Aside from whether it is correct, the mult i-universe is a very useful model in considering investment. Suppose you buy a lottery winning ticket by chance or make a big hit with similar speculative transactions. This seems like a wonderful "investment", but it's a biased view! In all worlds won in the power ball, you will lose 292. 337 parallel self. At first glance, the lottery looks like an asymmetric option we are interested in. The downside is small and fixed, but the upside can change life. However, it is actually necessary to check the numbers. Counting all the results that can occur in the mult i-universe can see that buying a ticket has a negative expected value (EV). Power ball ticket

Table 4. 1. Expected probability of acquiring 1. 000 euros with 100 euros.

EVs in similar games are +100 dollars, bet and lose. I will lose. A certain number of hands pointed out the same probability. You are losing again. You are upset. Once again. You are losing! This is the right conclusion, even if it seems "wrong" four times out of five times. Every time you bet, you double your money in the whole universe. Regardless of the result, you can hold your head. Because you have created millions of reckless parallel self. Venture capitalists make money in a situation that contrary to this intuition. On the other hand, they rarely lose. This is because random investment has more impressive benefits than that cost. EVs that are not good for flattering are necessary for good investment, but not enough. For example, suppose you bet 100 euros to get a "table" of "3 or 0" when you turned the coin over. You lose 100 euros in half of all possible universes. With the other half, you get $ 300. The EV spends $ 200 and you bet on your bet. < SPAN> EVs in a similar game are $ 100, bet and lose. I will lose. A certain number of hands pointed out the same probability. You are losing again. You are upset. Once again. You are losing! This is the right conclusion, even if it seems "wrong" four times out of five times. Every time you bet, you double your money in the whole universe. Regardless of the result, you can hold your head. Because you have created millions of reckless parallel self. Venture capitalists make money in a situation that contrary to this intuition. On the other hand, they rarely lose. This is because random investment has more impressive benefits than that cost. EVs that are not good for flattering are necessary for good investment, but not enough. For example, suppose you bet 100 euros to get a "table" of "3 or 0" when you turned the coin over. You lose 100 euros in half of all possible universes. With the other half, you get $ 300. The EV spends $ 200 and you bet on your bet. EVs in similar games are +100 dollars, bet and lose. I will lose. A certain number of hands pointed out the same probability. You are losing again. You are upset. Once again. You are losing! This is the right conclusion, even if it seems "wrong" four times out of five times. Every time you bet, you double your money in the whole universe. Regardless of the result, you can hold your head. Because you have created millions of reckless parallel self. Venture capitalists make money in a situation that contrary to this intuition. On the other hand, they rarely lose. This is because random investment has more impressive benefits than that cost. EVs that are not good for flattering are necessary for good investment, but not enough. For example, suppose you bet 100 euros to get a "table" of "3 or 0" when you turned the coin over. You lose 100 euros in half of all possible universes. With the other half, you get $ 300. The EV spends $ 200 and you bet on your bet.

You won! A unimaginable position is presented again. This time EV-problem + 600 dollars. You win again, EV jumps to $ 1800. At the theoretical level, there is no obligation to stop this bet. In fact, you will go bankrupt with a 100 % probability. At some points on this path, you need to lose your pace and choose money from the table, but EVs say you should really continue the game each time. As a result, the masters come to think separately between "home money" and their initial rate. The expected value is a distraction. We are even worried about the expected use of investment. It's more impressive with everyone else in this handicap, rather than arranging your 1st, "I", which is "I", which is "I", which is "I", which is "I", which is "I". Remember Ray-Dario's Hulistics: The risk of bankruptcy should actually be equal to zero every time for you. If they find themselves in one of the universe that does not bear fruit, and because they have a huge flat EV, they have low victory odds, for the fact that they have no return. Do not make a bet in. In a similar story, there is a formula that tells you how much you need to put to maximize your bankroll, but you have won in a more unpleasant way! A unimaginable position is presented again. This time EV-problem + 600 dollars. You win again, EV jumps to $ 1800. At the theoretical level, there is no obligation to stop this bet. In fact, you will go bankrupt with a 100 % probability. At some points on this path, you need to lose your pace and choose money from the table, but EVs say you should really continue the game each time. As a result, the masters come to think separately between "home money" and their initial rate. The expected value is a distraction. We are even worried about the expected use of investment. It's more impressive with everyone else in this handicap, rather than arranging your 1st, "I", which is "I", which is "I", which is "I", which is "I", which is "I". Remember Ray-Dario's Hulistics: The risk of bankruptcy should actually be equal to zero every time for you. If they find themselves in one of the universe that does not bear fruit, and because they have a huge flat EV, they have low victory odds, for the fact that they have no return. Do not make a bet in. In a similar story, there is a formula that tells you how much you need to put to maximize your bankroll, but you have won in a way that is more unkind! A unimaginable position is presented again. This time EV-problem + 600 dollars. You win again, EV jumps to $ 1800. At the theoretical level, there is no obligation to stop this bet. In fact, you will go bankrupt with a 100 % probability. At some points on this path, you need to lose your pace and choose money from the table, but EVs say you should really continue the game each time. As a result, the masters come to think separately between "home money" and their initial rate. The expected value is a distraction. We are even worried about the expected use of investment. It's more impressive with everyone else in this handicap, rather than arranging your 1st, "I", which is "I", which is "I", which is "I", which is "I", which is "I". Remember Ray-Dario's Hulistics: The risk of bankruptcy should actually be equal to zero every time for you. If they find themselves in one of the universe that does not bear fruit, and because they have a huge flat EV, they have low victory odds, for the fact that they have no return. Do not make a bet in. In a similar story, there is a formula that tells you how much you need to put to maximize your bankroll, but in a way that is more unkind.

Out-of-the-box options In terms of risk management, options contracts are great. For hundreds of years, options contracts have helped to overcome uncertainty. Both farmers who grow potatoes and suppliers who buy them benefit from the ability to buy or resell at a specific price on a specific date. This ability to compare turbulence to what can be overcome by other means is considered one of the greatest innovations in money. But options trading for profit is a whole other story. It has exploded in recent years, fueled by record levels of volatility in money markets and new platforms that allow anyone to trade. A common strategy for beginners is to buy cheap out-of-the-box (OTM) options that have no intrinsic price at the time of purchase, but have the potential to move big when a big wave of volatility hits the market. Here, there is an asymmetry of limited downside and unlimited upside potential, but it is already built into the price. Unlike the other options we have covered in this book, written options contracts are very difficult to make interesting.

Venture Capital If you're used to seeing headlines about Silicon Valley unicorns, you might think that being a venture capitalist is a license to print money. Markets are inefficient, and they can make huge profits. But venture capitalists have underperformed the S& P 500, despite taking on far more risk than the S& P 500. As the market has become more competitive, average returns have fallen sharply since the glory days. But this average can be misleading. In fact, the top companies still perform very well. They have brand power, network effects, and deal flow that smaller companies don't have, meaning the profits aren't evenly distributed. The bottom three-quarters of the industry is made up of serious new entrants trying to get ahead, and worn-out companies blatantly making money off rich people who want to jump on the hype train. Venture firms typically invest very little of their own money, but receive extremely high fees for losing investors' money. The top companies take almost all of the profits. They're always busy, and I or you don't have access to them. And even if you do have access, those opportunities are only available to accredited investors with large net worths.

Angel Investing

I made my first investment with an angel, now the darling of Silicon Valley. The experience was amusing in many ways and completely rejected my notion that professional venture capitalists are brilliant, controversial talent scouts. For a long time, no one was willing to give us the time of day. The beta version of the product was the same one that would later attract hundreds of thousands of users. All the information was there. Investors

The chances of capital entry were pretty low once the company had enough backing. But once Venture Trader #1 got going, someone took notice. You've never seen a mountain of lemmings quite like the fearless retort from the Silicon Plains. From the outside, the information cascade looks pointless, but I'm not actually criticizing corporate traders. Their job, roughly speaking, is to look left to right and guess which companies will be available to introduce to other traders. Being "angels" - they support founders to get interest in funds from big companies, wounded stage investors are furniture chances from venture-dealers with their personal IRGE. Here, a real asymmetry can be applied: you have an information advantage in relation to people you understand very well, and there is a huge inefficiency in the interest of crawling. Everyone wants to ride the wave, and no one wants to support professional people. For structural reasons, most professional traders are the same. The founder of a company I backed was the most rational and charismatic person I have ever met. I knew him well enough to be sure he meant something, and I knew enough about his personality to be sure he would return to the river truck if necessary. And yet he~Spending years studying the art of startup investing will likely get you success, but if you go down this path, follow your studies and use whatever index you can: don't try to pick favorites, but make all your bets on whatever is going to be hot next. Almost anyone can tell you that you should approach life in a fundamental way and not be swayed by the caliber of angels that show up in the space you know well, or make deals based on your personal relationships. But translating this into a functional strategy is not easy. You might find a deal, but you might be unlucky when you find it. POSSIBILITIES TO START PROMOTIONS “What do you do if you want to get rich? I think there is no better way than to start or join a startup.” For example, Paul Graham’s legendary essay on the virtues of entrepreneurship. Microsoft made over 10, 000 rich people from its first employees, but today it seems like a sales pitch designed to entice young people to trade their personal work for false hope. Promotion options in startups are becoming less and less representative every year. The best conditions and pretentious promotions are only for traders and founders. Employees need a big escape route if they want to avoid the consequences of preference erosion and liquidation, and are often prohibited from seeking promotion themselves. A friend of mine once waited almost 10 years until he could get his hands on a hypothetical million dollars, while the company he undoubtedly built thwarted all his attempts to get at least some liquidity. It seems that every startup wants to hire employees for a second time. You don't necessarily treat them like the gentleman of your species, but even if you get a good deal, it's a gamble on anything. In 1% of possible universes, you might be magically lavish, but in the rest of the universe, you'll have the best years of your life.~Then, a part of this fund is turned into an angel investment or a side job that provides an infinite option. The only good reason to work in a startup is the opportunity to make a small contribution to the development of the universe. Chips with a sense of mission are often used as an employment strategy, but if you really want to do what you really want to do, make friends with wonderful people, learn new skills, and contribute to the future formation. This is almost the best in the world.~Above all, investing in yourself first is a stale thing and at the same time understood. Because no one knows you more than you. Your skills, trends, and personality are not only considered in the super local opportunity you can use, but in EMH. So far, the revenue distribution contract has not been a reality, and it is literally cannot use these inefficient opportunities. Everything is up to you. Open new doors, qualifications, academic work, and challenge speculative side projects, cash out the surplus time, do the same (for example, work par t-time), buy or start a business. Other options are not in the category of "Black Swan", but they are still very attractive. In the next book, I would like to think about a strategy to choose such a game. < SPAN> And a part of this fund is a side job that provides an angel investment or a portfolio with infinite options. The only good reason to work in a startup is the opportunity to make a small contribution to the development of the universe. Chips with a sense of mission are often used as an employment strategy, but if you really want to do what you really want to do, make friends with wonderful people, learn new skills, and contribute to the future formation. This is almost the best in the world.

Above all, investing in yourself first is a stale thing and at the same time understood. Because no one knows you more than you. Your skills, trends, and personality are not only considered in the super local opportunity you can use, but in EMH. So far, the revenue distribution contract has not been a reality, and it is literally cannot use these inefficient opportunities. Everything is up to you. Open new doors, qualifications, academic work, and challenge speculative side projects, cash out the surplus time, do the same (for example, work par t-time), buy or start a business. Other options are not in the category of "Black Swan", but they are still very attractive. In the next book, I would like to think about a strategy to choose such a game. Then, a part of this fund is turned into an angel investment or a side job that provides an infinite option. The only good reason to work in a startup is the opportunity to make a small contribution to the development of the universe. Chips with a sense of mission are often used as an employment strategy, but if you really want to do what you really want to do, make friends with wonderful people, learn new skills, and contribute to the future formation. This is almost the best in the world.

Above all, investing in yourself first is a stale thing and at the same time understood. Because no one knows you more than you. Your skills, trends, and personality are not only considered in the super local opportunity you can use, but in EMH. So far, the revenue distribution contract has not been a reality, and it is literally cannot use these inefficient opportunities. Everything is up to you. Open new doors, qualifications, academic work, and challenge speculative side projects, cash out the surplus time, do the same (for example, work par t-time), buy or start a business. Other options are not in the category of "Black Swan", but they are still very attractive. In the next book, I would like to think about a strategy to choose such a game.

Bird directors rather than other swan hunting, I think it's actually a more feasible probability for "Black One": You understand a lot, but still an angel. Assets at the stage of the excitement of the New Year, speculative with new class You are a person who understands the acquisition of a growth business that can fully bring you the price, or invests in related companies, or a corporate ranger Toliki is buying for a startup, if you are not closed on a standard, you are ecstatic for the mission to invest in fresh, skill and speculative side plan, except for "investment in yourself". If you are, these paths are not suitable for most people, and you want a specific level of serum. It's not the fact that everything is actively looking for Dark Swa n-the fastest, bad idea. I like the more inactive claims of "bird watching" that follow your own motivatio n-work, internal talent that brings attention to the worl d-and are attentive to these random opportunities. As it is. I assume that you notice a dark swan through your life to collect the no n-noticeable portfolio. In fact, I know this is not a completely sexy confinement. I intentionally did not promote my luck in this book, and I did not accept this first example for this lead < Span> Bird directors rather than other sedes, I actually Is a more feasible probability for "Blacks One": You understand a lot, but you still have the assets and new classes at the stage of the excitement of the new year's New Year. Who understands the acquisition of a growth business that can be completely added, investing in an affiliated company, or a corporate ranger Toliki, buys it for startups, you have to be closed on a basis. If you are ecstatic for most people, except for "investment in yourself", if you are ecstatic if you are ecstatic for the mission that invests in the redemption of time to work on fresh, skill and speculative side plan. I do not want to be a specific level of serum. It's not the fact that everything is actively looking for Dark Swa n-the fastest, bad idea. I like the more inactive claims of "bird watching" that follow your own motivatio n-work, internal talent that brings attention to the worl d-and are attentive to these random opportunities. As it is. I assume that you notice a dark swan through your life to collect the no n-noticeable portfolio. In fact, I know this is not a completely sexy confinement. I intentionally did not promote my own luck in this book, and I did not accept this case for this lead, but I actually said "Black" I think it's a more feasible probability for Swan: You understand a lot, but the assets, new classes that are still at the stage of angel's new year's excitement You are completely complete If you understand the acquisition of a growth business that can bring the additional price, or invest in an affiliated company, or buy a company's ranger Toliki, you are not closed based on the startup. If you are ecstatic for the mission to invest in fresh, skilled and speculative side plan, except for "investment in yourself", these passes are almost not suitable for most people. I would like a specific level of serum. It's not the fact that everything is actively looking for Dark Swa n-the fastest, bad idea. I like the more inactive claims of "bird watching" that follow your own motivatio n-work, internal talent that brings attention to the worl d-and are attentive to these random opportunities. As it is. I assume that you notice a dark swan through your life to collect the no n-noticeable portfolio. In fact, I know this is not a completely sexy confinement. I intentionally did not promote my luck in this book and did not accept this first example for this lead

And memories, in fact, even in very unpretentious situations, it is every time it is possible to find a splash and a survivor situation. Lottery favorites tell us that "to win, you have to win," or give advice on how to choose the amount of luck. Fundamentally, how the strategy is reproduced. Some people who sell books and enriching courses perfectly understand that they are actually fulfilling false hopes. But most often these are ignorant Georgie uncles, who are actually sincerely convinced that real estate deals, cryptocurrencies, monetary units are the secret of wealth, and who are submissive to incredible internal pressures and trust in the fact that they are good investment masters. If their pupils did not mysteriously achieve such success, it must be because they did not have a faithful emergence thought. I actually have no doubt about it, but once I left my breed, I would have paid off its fruits through regular investments of my life in flames, but who knows? I can't figure out how things are going, all my multi-sizes, I'm afraid I'll accidentally get fooled and stay and blow up the dark swan hunt, so I'm not really trying to, so who's taking this book out of there. If you're anything like me, you'll listen very carefully to similar warnings and think, "OK, Chasing the Dark Swans Fishing for dark swans is not an "all or nothing" option. Backed by the old familiar "bar" strategy, we can take risk off the table while intentionally exposing ourselves to volatility. On the one hand, the bar is a basket of risky speculative trades. On the other, it is a basket of restricted investments. The authority is split into two extremes, with nothing in the middle. In return for maintaining a certain amount of restrictive or brutal investment strategy, you get to be ultra-conservative and ultra-aggressive at the same time. This limits the danger, while at the same time differentiating the opportunity to rise without limit. Both ends of the bar do not have to be of equal weight. In his book Anti-Crows, Nassim Taleb outlines a bar that is 85-90% composed of ultra-conservative assets such as cash and Treasury bills, with the remaining 10-15% composed of small amounts of speculative assets (FIG. 4). Figure 4. An investment strategy backed by a bar

If you notice "Black Swan" and become a solar eclipse, you need to reduce your bankruptcy from 10 % to 15 %. On the other hand, if your bet 1 is justified, you can make some money. I find a security illusion, but in fact, this is a painful version of the two worlds: You are still a shyness of the earth's face "Blacks One", and at the same time, they Is not susceptible to the profits of the stratular spines that come from confusion. Taleba-bar is unrealistic for most people. If your huge share of your funding is stored in cash or other similar financial products, you will be lucky for you if you do not delay inflation. At the theoretical level, dangerous interest rates will stagnate at the end of the bar, only when you can arrange a fairly large number. A person with a property of $ 10 million has the ability to permit $ 1 to 5 million in a very spectacular basket, meaning that there is actually plausible opportunity. I do, but those 1 plow the jackpot. For small investors, this hig h-risk basket has the potential to hold only $ 15. 000, which is definitely not enough for games. Website

It is very likely that the winning lottery owner will freeze, but it is almost likely that nothing will remain while other funds are flowing into the bank. I haven't spoken, in fact, Taleb a-bar is not suitable. If you want to go to the gym and arrest the same bar with your hands, you can actually kiss your vertebra at night, in the corner. Instead, you need to apply inventory that suits your abilities and tastes. It is not a specific weight associated, but a joint base: You are looking forward to the risk of falling at the risk of falling and giving you the ability to take off from the middle. Masu. In the revealed area, I call her 'ass in the hole. This is a category of inexpensive index funds, while on the other hand, a hig h-risk speculative rate (Figure 4. 3).

Figure 4. Benzy spikes

In terms of safety, we have some cash in preparation for liquidity and unexpected events, and before the rest of the bag, we invest in the inexpensive and comprehensive diversified investment index fund that I can buy. 。 Hot promotions are not selected, and they do not earn higher (or low) profits than the average profitable market. For decades, I will maintain this portfolio and invest every day. In terms of danger, speculative assets such as personal emerging companies, companies that are getting up, cryptocurrency, etc. are incorporated into the portfolio. Over time, I intend to reduce my own percentage of this bag according to my tolerance for the risk. This is the corruption of the bar, thawing, and the title review. I'm not immediately worried that my precedent is actually existing in a no n-secure zone in Black One. I own a Toliki of almost all people who have public places for listed companies. The uniform technique to wipe out my portfolio can freeze events that kill all companies on the earth, and during this time, from my black scorched skeleton, meat will divert me from financial work. 。 For my purpose, inactivated index funds are almost the same "safe" tools like lon g-term opportunities: In the first 20 years, Waa < Span> Safe. I have some cash in preparation for fluidity and unexpected events, and before the rest of the bag, I invest in the inexpensive and comprehensive diversified investment index fund I can buy. Hot promotions are not selected, and they do not earn higher (or low) profits than the average profitable market. For decades, I will maintain this portfolio and invest every day. In terms of danger, speculative assets such as personal emerging companies, companies that are getting up, cryptocurrency, etc. are incorporated into the portfolio. Over time, I intend to reduce my own percentage of this bag according to my tolerance for the risk. This is the corruption of the bar, thawing, and the title review. I'm not immediately worried that my precedent is actually existing in a no n-secure zone in Black One. I own a Toliki of almost all people who have public places for listed companies. The uniform technique to wipe out my portfolio can freeze events that kill all companies on the earth, and during this time, from my black scorched skeleton, meat will divert me from financial work. 。 For my purpose, inactivated index funds are almost the same "safe" tools, like lon g-term opportunities: Waa safety in the first 20 years. I have some cash in preparation for unexpected events, and before the remaining bags, I invest in the cheap and comprehensive diversified investment index fund I can buy. Hot promotions are not selected, and they do not earn higher (or low) profits than the average profitable market. For decades, I will maintain this portfolio and invest every day. In terms of danger, speculative assets such as personal emerging companies, companies that are getting up, cryptocurrency, etc. are incorporated into the portfolio. Over time, I intend to reduce my own percentage of this bag according to my tolerance for the risk. This is the corruption of the bar, thawing, and the title review. I'm not immediately worried that my precedent is actually existing in a no n-secure zone in Black One. I own a Toliki of almost all people who have public places for listed companies. The uniform technique to wipe out my portfolio can freeze events that kill all companies on the earth, and during this time, from my black scorched skeleton, meat will divert me from financial work. 。 For my purpose, inactivated index funds are almost the same "safe" tools, like lon g-term opportunities: Waa for the first 20 years.

Focusing on the small things of investment is like an uncertain solar eclipse. Anyone who is affected by Paranoia notices that the galaxy has a chance to deceive all our detailed intentions. Both investment strategies are not guaranteed to produce desirable results-including "safe" passive investment, which is preached by injured retirement supporters. Now, when the movement of the fire goes to the mainstream, it is possible to take a closer look at the bass and the speculation of investment with a wide range of value. This is my bonus leader for my paranoid colleagues: It's a bit more techno, and if you want to run it on the right book, you can boldly miss it.

Note the unusualness of the formula

Investors are skeptical to touch the model according to the situation. These models, built by clergy with botanical sound, introduced esoteric definitions such as beta, pallets, and sigma, are impressive. But very frequently, traders begin to learn the prospect worthy of these signs. Our advice: Be careful about the eccentricity using mathematical formulas. -Warren Buffett

On top of that, I prefer to hang upside down on the territory. All durable straps on the ring are designed for 270 kg. Gymnasts are not distinguished by heavyweight. I am heavie r-75 kg, but all the belts are stronger than I needed to endure almost eight. I like to keep my head from getting out of the inside of the skull, so it is organized by this excessive redundancy. Engineers, shipbuilding technicians, and architects follow this principle. They are not all about 99. 9 % of the 99. 9 percent, but in the last case where coffee falls in the wind, such as floods, earthquakes, or storms that occur only in an era. It is impossible to explain the crow, a funny hanging up on a concrete, holds the fortes needed to withstand the individual's weight, and explain bankers, finance and investors who are not for IoT. more.

The history of money is the state of the brain painted on asphalt. Once upon a time, we really believed in the predictions in the first stage of the imperfect model. Once upon a time, they break under some "impossible" actions. For example, we will understand unimaginable actions in August 2007. The Great Credit Recession became ful l-scale, and the flagship hedge fund Goldman Sachs was actually only faded.

30 % of our company price in one week. In an attempt to justify this large cost, David Vinniers, CFO, told the Financial Times. For example, if you are concerned about arithmetic classes, the eyebrows only turn up and basically disappear into the hairy cover. For those who need a short certificate: Bel l-shaped curves indicate how a wide range of symptoms are distributed in "normal" -IQ, blood pressure, penis size, atomic at the gas. Speed ​​(Fig. 4.

Figure 4. Fig. 4. 4. Bell type curves, probability normal approval and intellectual.

We are actually looking for 68%of the scales of the average arithmetic and the scope of the first regular deviation, which means σ (sigma) of Greek beans. 99 % exist in two regular deviations, and 99 % or more exist in three regular deviations. In fact, when the limit of 3σ exceeds the limit, everything disappears because the tail of the creiping reduces the exposure. The more monsters, the lower the possibility, but the younger people who are registered with the tinder are more likely to exaggerate their characteristics. What is the probability that an event with a 25 sigma coefficient will surprise your investment portfolio? We have to wait. In fact, the event 4σ occurs twice in our lifetime. Event 5σ occurs once in about 5000 years, that is, once after the situation has begun. Event 6σ can occur twice in millions of years since Homo Sapiens separated from other primates. Event 7σ has occurred four times since our planet appears in the interstellar dust cloud, only in the 1 billion years or within that range. The large explosion is in the area of ​​8σ depending on the location. In the 20th explosion, we raised the number of years we had to wait. < SPAN> 30 % of its own price in one week. In an attempt to justify this large cost, David Vinniers, CFO, told the Financial Times. For example, if you are concerned about arithmetic classes, the eyebrows only turn up and basically disappear into the hairy cover. For those who need a short certificate: Bel l-shaped curves indicate how a wide range of symptoms are distributed in "normal" -IQ, blood pressure, penis size, atomic at the gas. Speed ​​(Fig. 4.

Figure 4. Fig. 4. 4. Bell type curves, probability normal approval and intellectual.

We are actually looking for 68%of the scales of the average arithmetic and the scope of the first regular deviation, which means σ (sigma) of Greek beans. 99 % exist in two regular deviations, and 99 % or more exist in three regular deviations. In fact, when the limit of 3σ exceeds the limit, everything disappears because the tail of the creiping reduces the exposure. The more monsters, the lower the possibility, but the younger people who are registered with the tinder are more likely to exaggerate their characteristics. What is the probability that an event with a 25 sigma coefficient will surprise your investment portfolio? We have to wait. In fact, the event 4σ occurs twice in our lifetime. Event 5σ occurs once in about 5000 years, that is, once after the situation has begun. Event 6σ can occur twice in millions of years since Homo Sapiens separated from other primates. Event 7σ has occurred four times since our planet appears in the interstellar dust cloud, only in the 1 billion years or within that range. The large explosion is in the area of ​​8σ depending on the location. In the 20th explosion, we raised the number of years we had to wait. 30 % of our company price in one week. In an attempt to justify this large cost, David Vinniers, CFO, told the Financial Times. For example, if you are concerned about arithmetic classes, the eyebrows only turn up and basically disappear into the hairy cover. For those who need a short certificate: Bel l-shaped curves indicate how a wide range of symptoms are distributed in "normal" -IQ, blood pressure, penis size, atomic at the gas. Speed ​​(Fig. 4.

Figure 4. Fig. 4. 4. Bell type curves, probability normal approval and intellectual.

We are actually looking for 68%of the scales of the average arithmetic and the scope of the first regular deviation, which means σ (sigma) of Greek beans. 99 % exist in two regular deviations, and 99 % or more exist in three regular deviations. In fact, when the limit of 3σ exceeds the limit, everything disappears because the tail of the creiping reduces the exposure. The more monsters, the lower the possibility, but the younger people who are registered with the tinder are more likely to exaggerate their characteristics. What is the probability that an event with a 25 sigma coefficient will surprise your investment portfolio? We have to wait. In fact, the event 4σ occurs twice in our lifetime. Event 5σ occurs once in about 5000 years, that is, once after the situation has begun. Event 6σ can occur twice in millions of years since Homo Sapiens separated from other primates. Event 7σ has occurred four times since our planet appears in the interstellar dust cloud, only in the 1 billion years or within that range. The large explosion is in the area of ​​8σ depending on the location. In the 20th explosion, we raised the number of years we had to wait.

10 more than the number of particles in the universe. Until we reach 25σ, there is no similarity that our brain can be realized without melting in the slime puddle. lastly. I want you to imagine the unimaginable failure of Winirian and his friends! They were not only overtaken by 25 sigma events, but also gained some rankings. And, of course, Goldman Sachs is not affected at all. It has the ability, did Galaxy make Sweden food from an event that doesn't require a life of 10 billion trillion trillion? Or more likely it was actually an unusual model of Wall Street and the financial company ... was it wrong? The great mathematician Bunowa-Mandelbro seems to be one of the first people to discover every day in the money market. The collapse, recession and daily turbulence are full of "random incidents", "problems" and "billion years" events.

One of the graduate students in Mandelbro, known as EMH, wrote a dissertation dedicated to the exterior. In fact, Fama pointed out that in 2000, the rate of movement of the average 5 or more was more than a normal model porting. Events with 5 Sigma need to cause almost the same excitement as trims that threaten civilization that may occur throughout the situation. In fact, these actions take 3-4 years. Other textbooks, any money, do not have the ability to keep a beautiful bel l-shaped curve you learned in the second grade of junior high school. The model has finally begun to face reality, but has not been able to destroy many people's lives. The only small comfort is that despite the fact that they were often impressive, almost all scholars who cracked tracks on traders are still blasted. In 1st and here, it is basically "irrational" that fear of the market is basically "irrational". Experts have a terrible confidence every day, but the incredible ethnic wisdom is often right. All models are wrong, but some are useful. The problem is the problem today. How the money is wrong is it? Finally, I want you to overtake the unimaginable failures that can be realized without melting. Not only, but of course, Galdman Sax has not been affected by Galaxy. Did you make a food or more? It seems that the first one to discover everyday, the recession and the daily turbulence are full of "random incidents" and "hundreds of millions".

One of the graduate students in Mandelbro, known as EMH, wrote a dissertation dedicated to the exterior. In fact, Fama pointed out that in 2000, the rate of movement of the average 5 or more was more than a normal model porting. Events with 5 Sigma need to cause almost the same excitement as trims that threaten civilization that may occur throughout the situation. In fact, these actions take 3-4 years. Other textbooks, any money, do not have the ability to keep a beautiful bel l-shaped curve you learned in the second grade of junior high school. The model has finally begun to face reality, but has not been able to destroy many people's lives. The only small comfort is that despite the fact that they were often impressive, almost all scholars who cracked tracks on traders are still blasted. In 1st and here, it is basically "irrational" that fear of the market is basically "irrational". Experts have a terrible confidence every day, but the incredible ethnic wisdom is often right. All models are wrong, but some are useful. The problem is the problem today. How the money is wrong is it not the number of particles in the universe? There is no similarity that can be realized without melting. And, of course, Galdman Sax is not affected by Galaxy, of course. Is it more likely to be made? It seems to be the first one that is the first person to collapse, the random incident, and the hundreds of millions.

One of the graduate students in Mandelbro, known as EMH, wrote a dissertation dedicated to the exterior. In fact, Fama pointed out that in 2000, the rate of movement of the average 5 or more was more than a normal model porting. Events with 5 Sigma need to cause almost the same excitement as trims that threaten civilization that may occur throughout the situation. In fact, these actions take 3-4 years. Other textbooks, any money, do not have the ability to keep a beautiful bel l-shaped curve you learned in the second grade of junior high school. The model has finally begun to face reality, but has not been able to destroy many people's lives. The only small comfort is that despite the fact that they were often impressive, almost all scholars who cracked tracks on traders are still blasted. In 1st and here, it is basically "irrational" that fear of the market is basically "irrational". Experts have a terrible confidence every day, but the incredible ethnic wisdom is often right. All models are wrong, but some are useful. The problem is the problem today. How is it safe?

Tested by flames, this is the best model on the present day: instead of trying to select hot promotions and sections, invest in an index fund that speaks the whole bazaar. Instead, invest in an index fund. This basically advises many years. These are expanded to the right equation and are one of the main theories of fire movements: inexpensive passive index funds that do not spend all your own savings, the market, and the market. Don't guess the time

Without the depletion of funds, the annual cost 25 of your wallet is 25, and the amount of money you need in your investment once, Warren-Buffett is skepticism and the center of their models. Call to explore the speculation in. Finally, what are the guesses in the fire database? The fire model works if you have enough mental resistance to save peace during the serious market retreat. The fire model works if you do not have any "support points" with all the possibilities that you have to realize at an inappropriate time. Let's look at one of them in order: 1. Mental endurance is a normal route due to the fact that crackers in the market for lon g-term traders do not make a slight meaning. You concentrate on the title of the printed publisher and do not accidentally draw volatility. Those who continue to buy during regression will receive the opportunity to buy a promotion to promote sales at a discounted price that occurs only once every 10 or 20 years. In Chapter 21, I repeated the large volume of one ordinary advice with volume. At the technical level, this is the best advice. However, there is a difference between the model tested based on the sterile laboratory and the fact that he is working in a really filthy real world. When the bazaar collapses, it falls on average for more than a year, causing a loss. < SPAN> Tested by flames, this is the best model on the present day: instead of trying to select hot promotions or sections, invest in an index fund that speaks the whole bazaar. Instead, invest in an index fund. This basically advises many years. These are expanded to the right equation and are one of the main theories of fire movements: inexpensive passive index funds that do not spend all your own savings, the market, and the market. Don't guess the time

Without the depletion of funds, the annual cost 25 of your wallet is 25, and the amount of money you need in your investment once, Warren-Buffett is skepticism and the center of their models. Call to explore the speculation in. Finally, what are the guesses in the fire database? The fire model works if you have enough mental resistance to save peace during the serious market retreat. The fire model works if you do not have any "support points" with all the possibilities that you have to realize at an inappropriate time. Let's look at one of them in order: 1. Mental endurance is a normal route due to the fact that crackers in the market for lon g-term traders do not make a slight meaning. You concentrate on the title of the printed publisher and do not accidentally draw volatility. Those who continue to buy during regression will receive the opportunity to buy a promotion to promote sales at a discounted price that occurs only once every 10 or 20 years. In Chapter 21, I repeated the large volume of one ordinary advice with volume. At the technical level, this is the best advice. However, there is a difference between the model tested based on the sterile laboratory and the fact that he is working in a really filthy real world. When the bazaar collapses, it falls on average for more than a year, causing a loss. Tested by flames, this is the best model on the present day: instead of trying to select hot promotions and sections, invest in an index fund that speaks the whole bazaar. Instead, invest in an index fund. This basically advises many years. These are expanded to the right equation and are one of the main theories of fire movements: inexpensive passive index funds that do not spend all your own savings, the market, and the market. Don't guess the time

Without the depletion of funds, the annual cost 25 of your wallet is 25, and the amount of money you need in your investment once, Warren-Buffett is skepticism and the center of their models. Call to explore the speculation in. Finally, what are the guesses in the fire database? The fire model works if you have enough mental resistance to save peace during the serious market retreat. The fire model works if you do not have any "support points" with all the possibilities that you have to realize at an inappropriate time. Let's look at one of them in order: 1. Mental endurance is a normal route due to the fact that crackers in the market for lon g-term traders do not make a slight meaning. You concentrate on the title of the printed publisher and do not accidentally draw volatility. Those who continue to buy during regression will receive the opportunity to buy a promotion to promote sales at a discounted price that occurs only once every 10 or 20 years. In Chapter 21, I repeated the large volume of one ordinary advice with volume. At the technical level, this is the best advice. However, there is a difference between the model tested based on the sterile laboratory and the fact that he is working in a really filthy real world. When the bazaar collapses, it falls on average for more than a year, causing a loss.

As a result, you need to be honest about how you react in a crisis story. It is fundamentally, perhaps unequivocally, trying to go for yourself in these scenarios and 'feel' them. It has the ability, it includes the value of arresting stock funds from the table or making a portfolio that is not 100% through promotions - even if, on a technical level, this is not exclusively the best strategy. 2. Uncle Glasses Even if you have no doubt, that in fact you only have the heart to survive, life catches up with you fast. In fact, what would you make if your job or wedding faded away, your house burned down, or you ended up begging for money from your nearest neighbors? It would be great if we could give a solid answer to similar questions, such as what such a sentence would require to exist as an "insurance" or an "emergency fund". But it cannot completely eliminate confusion. Fire means that we are actually ready to generate ourselves as Mr. Spock during a recession, and we are not providing what investors actually call "ompunten". When someone twists your hand out of the nest, the moment begins to hurt for you, for example, and you don't really have any other options, you don't count how to shout "Uncle!" and exit the trade autonomously from your well-thought-out intentions to tear down. 3. 3. Bazaar timing, of course, includes profitable h in the past.

Figure 4. Alice retires in 1973, Bob in 1974, and Carol in 1975.

Figure 4. 5. The impact of small market timing options on retirement outcomes.

Bob's was discounted, Carol's was perfectly good, and Alice's portfolio was rudimentary. Surprisingly, even with minor differences in time, the results are radically different. Let's narrow the sample a bit more. Maintaining a "safe" removal rate of 4% means spending $30. 000 per year. Website~In Figure 4. 6 we have created how this portfolio established us for all periods starting from 1871.~Figure 4. Results of the pension satellite for a huge sample of periods.

Each path on the graph gives different results. A large rain balance during the period minus 4, 25 million dollars, the average is 1, 4 million dollars. There are also paths below the zero mark, and the worst result is a balance of the amount of 300. 000 dollars. In this way, the speculation that the bazaar period is actually illogical is wrong. It contains a large meaning. The spread of results due to luck is large. Once indisputable conclusion, it is the fact that you radically diversify your own investments over time. If you do not invest a huge required amount immediately, this happens naturally: you continue to save and invest gradually every year. If you do this for 20 years, you will have 20 different investment windows and 20 different lines on the graph. By spreading the risk over time, you can freeze something closer to the "average investor".

In other texts, the wisdom "by and hold" is actually done at the beginning of the accumulation. Until you click on the point without return, you will not pass your personal capital while resilience. And while keeping your heart room, you can keep buying at a profitable price! However, the window after retirement cannot be distributed. This is a on e-time event. From such a stage, while you are stopping brewing, only one highway is displayed on the graph chart. Instead of drinking capital in good times and bad times, good and bad things burn. Four percent of "safe" bets have the opportunity to go bankrupt about once every 20 times. And this has decided what the past tells us about the future. For example, what is it? 4. The past achievements are not considered to be the key to future profits, which is a 3 0-yea r-old investment winter or death compared to the tragedy we are not enough to take. It may be. Bull Bazaar will be rampaging thousands of days. As Keynes said, we do not know the rudimentary! In this case, all carefully planned models and harmless bets for deleting the fund SRC are in the trash can.

The final theory of the risk that not all weird people worth this is what a brush is riding on a single bottle. Early retirement people have no common points with bankers and financiers who take foreign funds, personalize profits, and receive down payments when they are ruined. If the priest's fire makes a mistake, they will be injured first, most of them are completely familiar with this chapter. As far as I know, Balta Beard has decided to deliver the President's Liberal Medal. The model that was extinguished for everyone would have actually ignited for many other people. But when I hear someone unconditional about the acquisition and maintenance of the index fund, I immediately or modestly mention. < SPAN> In other texts, the wisdom "by and hold" is actually done at the beginning of the accumulation. Until you click on the point without return, you will not pass your personal capital while resilience. And while keeping your heart room, you can keep buying at a profitable price! However, the window after retirement cannot be distributed. This is a on e-time event. From such a stage, while you are stopping brewing, only one highway is displayed on the graph chart. Instead of drinking capital in good times and bad times, good and bad things burn. Four percent of "safe" bets have the opportunity to go bankrupt about once every 20 times. And this has decided what the past tells us about the future. For example, what is it? 4. The past achievements are not considered to be the key to future profits, which is a 3 0-yea r-old investment winter or death compared to the tragedy we are not enough to take. It may be. Bull Bazaar will be rampaging thousands of days. As Keynes said, we do not know the rudimentary! In this case, all carefully planned models and harmless bets for deleting the fund SRC are in the trash can.

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Elim Poon - Journalist, Creative Writer

Last modified: 27.08.2024

Report copyright / DMCA form for Optionality: How to Survive and Thrive in a Volatile World , , * Please fill this. At worst, you're trapped. Locked into decisions that funnel you towards the abyss. Your brain is stewing in fear and adrenaline. Every decision is reactive. Optionality: How to Survive and Thrive in a Volatile World , · Author / Uploaded · Richard Meadows.

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