Q3 2021 revenue[1] in line with full-year trajectory

The popular World Line [EURONEXT: WLN] in the settlement industry has announced its achievements in the third quarter of 2021. As planned at the time of the acquisition of Ingenico, the Board of Directors introduced a new group of the group, appointed Bernard Brige and Jill Grapina as the CEO.

Robust organic growth of 8.3%

The profit in the third quarter was 960 million euros.

Divestment strategy of the payment terminal business validated [2]

Shor t-term scenario: Resale negotiations are in line with their intentions.

2021 objectives for continued operations [3] in line with full year guidance

The increase in organic remedies has improved the margin-200bp OMDA, at least 6 %. Converting to FCF within OMD A-42 % compared to the 2020 patronage (23, 1 %) (stable for comparison of 2020 [4])

New governance in place

Chairman: Bernard Bulsho General Director: Jill Grappan

[1] Explosion of TSS [2] Target of corresponding social processes [3] Excluding TSS on January 1, 2021 [4] Not considered

Related links

• Download a presentation with PDF
• Download the PDF format press release
• Participate in the web broadcast

Gilbi Grapina and the Managing Director of the World Line said, "During the third quarter, the World Line can guarantee the Group to ensure a stronger increase in the annual consultation with our main scenario. It is assumed that the current trends are actually performed for subsequent acceleration of the business scale in the domestic market. Thus, we now eliminate corporate payment terminals and approve the target of 2021.

As part of the review of the payment terminal, the Board of Directors approved the introduction strategy. As a result, the Group has completed the definition of all important elements to make TSS a completely independent no n-tenant business. In real time, the group provides the value of a short circuit scenario, and has the intention of adjusting the implementation.

Finally, the next day, the World Line will hold an investor day from 2021, where the top three years of vision will be adopted.

"For me, I was appointed chairman of the WORLLINE Board of Directors at a very important time for me to execute the strategic intentions of the new group for three years. Along with the members, Gile Grapin, and the managers of his team, it is a great honor and pride to support Worldline's vision of creating a huge payment champion for all stakeholders and society as a whole. is.

New governance in place

As it was announced in the press release on April 14, 2021 in connection with Ingenico and a proven track record of Worldline, Sobarnard Brizzen, an independent director of October 28, 2020, 2021. He became the chairman of the WORLLINE Board of Directors on October 25, 2010.

Jill Grapin, who has been the highest executive of the group since April 30, 2014, and became Chairman of the Director on October 24, 2019, will continue to manage the group's executive department as the highest executive officer.

Payment terminals business strategic review

The Board of Directors approved TSS (Terminals, Solutions & Amp; Amp; Services) [6]. Along with this, the group has completed the definition of all the components that are important for the establishment of the TSS AL L-Abundant and No n-ITIATION business, and has been tested structures that have been contracted with the correction path, the next business structure, paid and World. And also covers a detailed retirement plan that has been documented.

In real time, the group has the value of a shor t-term scenario, and the current resale negotiations are in line with the intention.

Regarding TSS data, it will be provided as a finished product based on IFRS (International Financial Report Standards). In this way, all functions set in the press release to eliminate TSS-FEATURES.

2021 revenue trend scenario confirmed

After the script expected by the group for 9 months in the first half of 2021, the World Line will adopt a unique guess for the latter half of 2021:

• Space｝ Stop blocking shops that are not related to category product 1, weaken internal restrictions, and stop restrictions on borders with commanders;
• Space｝ Travel in Europe and the flow of tourists gradually return to the normal level;
• Space｝ Significant lack of interpretal trip.

All 2021 objectives for continued operations [7] in line with full year guidance

The goal of 2021 is based on the driving force of the high profits described, and is considered correct:

• Space｝ Organic increase in rescue: Not at least 6 %
• OMD A-Margin: Compared to the 2020 Margin OMDA, more than 200 Basis point s-Promotion, 23, 1 %
• Empty currency flow: Approximately 42 % OMD A-Converted coefficient (Comparison with 2020 is stable [8)

Q3 2021 revenue performance per Global Business Line

In order to analyze the performance of the group, the profit of the third quarter of 2021 was compared with the profit of the third quarter of FY2020, which does not change the scale and exchange course.

In the third quarter of 2021, the World Line profits reached 960 million euros, increasing the scale of payment transactions, which actually reflects a sustainable 18, 3 % sustainable organic increase. The organic relief for the mass business in the third quarter of FY2021 is likely to continue:

Millions of euros

Organic change

Mobility and electrical trading

* Certain size and foreign exchange course

Merchant Services

In the third quarter of 2021, trade service business gross profit reached 639 million euros, achieving 9, 2%of organic growth. These high indicators were achieved by positive dynamics in the domestic market, despite the important foundation for comparison. In the third quarter of 2020, the economy recovered significantly in the summer after Cavid's first wave, and the payment was greatly recovered.

The main factors that influenced each unit in the third quarter of 2021 are as follows:

• Space｝ Commercial acquisition: Growing two digits in almost all regions and customer segments, especially in Switzerland and Nordic SME segments.
• Payment reception: Significant growth in all regions and customer segments. In particular, despite the fact that the recovery of the tourism and airlines is still limited, it sacrificed digital customers due to the influence of global sales and vertical markets.
• Digital service: The indicators vary depending on the region, but plus growth. Especially in Germany, both small and mediu m-sized business segments and larg e-scale retail segments showed active recovery, but in Belgium, the situation was softened.

The merchant service category continued to support the trading company's digitalization plan. In particular, the fly play airline has a contract to provide a complete E-com decision in the aviation transport division, and Porter Airlines is to reserve air tickets through the aircraft website. We have signed a contract to provide a general digital wallet called WeChat Pay and Paypal. The World Line also provides online payment gateway to Madeiramadira (Brazil home production company) to manage all cards and schemes in the company.

Furthermore, after the World Line became a British-based European payment provider, DNA-Payments partner, the World Line provided support at stores.

Finally, the World Line extended the existing 1 0-year contract for four years and supplied a settlement gateway to major British financial institutions.

Financial Services

In the third quarter of 2021, operating revenue in the financial service division reached € 234 million, gaining 5. 0%on existing business bases, and it was demonstrated that the profit dynamics had further improved in the fourth quarter of 2020. The main factors that influenced the indicators of each unit in the quarter are as follows:

• Space} Exhaust processing: An increase in new projects contracted in 2020, an increase in quantity based on contracts with Komertz Bank and Comdirect, did not completely offset construction and design activities.
• Acquisition of the processing business: The momentum of the scale recovery continued and succeeded in implementing a new contract in France.
• Digital Banking: The highest level for the quarterly is the continuation of the tw o-digit increase in the size of the new phrase in a reliable authentication field, especially the expansion of the scale, and the release of new phrases in the standard for speeding up online transactions. It was combined with the energetic design of.
• Payment in account: It has increased significantly by expanding the size of the case based on a contract with the UNICGAID and enhanced the range of large contracts in Germany.

ABN Amuro has concluded a lon g-term outsourcing agreement that transfers important parts of the World Line, cash offering, from issuing and digitizing, calculation and calculation of immediate payment, credit remittance SEPA, and even digital proposals. The important part of the line cash offering was transferred.

The World Line Quarter has also expanded its unique FinTech partner's ecosystem with a new partner, French French, French, French, A3BC. A3BC has combined the conclusion of the World Line Authentication to execute a no n-enhanced dro p-access mobile phone terminal for the conclusion of a biometric digital personal number and data storage protocol. The World Line is also partnered with EcOLYTIQ, and Berlin's Finch-Companion has a sustainability based on a payment transaction application that raises bank customers on the impact on their environment and starts more stable actions. Invited a conclusion of AAA service.

Mobility & e-Transactional Services

In the third quarter of 2021, the E-Transaction Service reached 88 million euros, an increase in existing business profits by 10, 9%with the recovery of transactions and the launch of multiple plans. The breakdown by department is based on the preceding indicator:

• Space}: New planning and scale in France, expansion of digital healthcare in Latin America, expanding energy projects in Germany, and new conclusions of cash traverse It has increased.
• Ticket e-mail resale: The intensive development of the transportation gates in Europe, the increase in travel rates in Latin America, and the formation plan in the UK and France have shown relatively highest rates.
• E-ConSumer & Amp; amp; amp; Mobility: Top Features, the functional development of "Connected Living & Amp; Amp; Mobility" and the unproductive design work on the EHEALTH encryption service, the powerful contact contract. Thank you for the paid dynamics.

The World Line has also extended a thre e-year contract with Thalys. The contract provides the conclusion of the payment of the train and the i n-car control of the train, covers the new paid conclusions.

Finally, in order to respond to customs clearance after Brexit, the World Line supports the import of products from the EU to the United Kingdom with the support of Credit-A-Service (CaaS). Participating in the launch of a digital conclusion to provide an unprecedented economic method to submit customs tax returns for imports for imports for imports.

Appendices

2021 Characteristics of explanatory accountability for 9 months in global business lines

For 9 months of 2021, the organic dynamics of the world line in the direction of the mass business appear to be ridiculous:

Millions of euros

Organic change

Mobility and electrical trading

* Certain size and foreign exchange course

The rescue amount in the third quarter of 2020 is deferred, and the exchange course with the relief amount in the third quarter of 2020 is stipulated by law.

In order to analyze the performance of the group, the profit of the third quarter of 2021 and the relief amount (unchanged and metabolic course) in the third quarter of 2020 will be compared. The following compares the salvage amount in the third quarter of 2020 with the salvage amount (in the larg e-scale guidance of the company) in the third quarter of 2020.

Millions of euros

Scale effect

Effect of metabolism course

Mobility and electrical trading

* When the scale and the average exchange rate in September 2021 are constant * When the average exchange rate in December 2020 is constant

Its size is related to Ingenico and at least the integration of Gope.

[5] The autobiography of Citizen Bernard Briti is described in the 2020 worl d-class universal registration document G. 2. 3. [6] Excluding TSS from January 1, 2021 [8] Extra TSS Energy Energy with the main conversion coefficient from January 1, 2021.

Conference call

The World Line Leadership will invite everyone to an international conference on the third quarter of the group on Tuesday, October 26, 2021 (Ces t-Paris).

You can participate in the web broadcast of the meeting:

• Located in the "Investor" section of the World Line. com website.
• Use this link for smartphones or tablets.
• Inquiries by phone

UK (city):+44 (0) 8444 819 752 France, Paris (city):+33 (0) 1 70 70 07 81 Germany, Frankfurt (city):+49 069 2222 USA, New York (city) Inside):+1 646 741 3167 Standard International: +44 (0) 20 7192 8338

Confirm code: 5584809

After the meeting, you can see the web broadcast replays in the "Investor" section of the Worldline. com website.

Forthcoming events

• October 27, 2021 Investor Day
• 22 February 2022 2021 financial results announcement
• Profit for April 27, 2022 and the first quarter of 2022.
• July 27, 2022, the first half of 2022
• October 25, 2022 Sales in the third quarter of 2022

About Worldline

World Line [EURONEXT: WLN] -The European leader in the Payment and transaction service, the world's fourt h-largest player. With its global coverage and intention to innovate, the world line has been selected as a technology partner for companies, banks, thir d-party acquisitions, public transport, national organizations, and companies in all industries. The World Line, which has more than 20, 000 employees in more than 50 countries around the world, provides customers with stable, reliable secure solutions in all chains that generate payment costs and contribute to the growth of customer business wherever they are. I'm doing it. For the service provided by the World Line in the field of trade services, terminals, solutions, financial services, mobility, and electronic commercial services, trade relocation across stores and online, highly defended settlement transaction processing, Includes a wide portfolio of settlement terminals, electronic tickets, and digital services in industrial environment. In 2020, the World Line revenue was 4. 8 billion euros. Worldcom

The world line's business goal is to guarantee sustainable economic growth, develop and implement advanced digital payments and transaction decisions that enhance the trust and security of society. The World Line is environmentally friendly, widely available, and supports social change.

Disclaimer

In this document, there is a description of risk and uncertainty, related to the relatively expected performance and profitability of the group in the future, but in fact, it is expected to be shown in the predictive description. It may have a significant impact on the characteristics. These dangers and uncertainties are related to reasons that cannot be evaluated without relying on the Company, such as the market environment and rival behavior. All types of predictive descriptions described in the provided document are considered as described as a description of global views and expectations, and are a type. Predicated statements include World Line intentions, issues, strategies, goals, future events, future interests, synergy effects, and other information, and other information that is not historically regarded. Includes. The actual actions and results are the risks and failures described in the risk and intensity of uncertainty in the universal registration document 2020 submitted to the France Market (AMF) on April 13, 2021. It may be distinguished from certainty.

The organic increase of salvage and the increase in operating margin (OMDA) deducted consumables and depreciation expenses (OMDA) are displayed without changing the scale and metabolic course. The OMDA indicators are displayed in accordance with the definitions listed in the 2020 Universal Registration Document. All amounts are displayed in a million euros, and there are no fractions below the decimal point. In some cases, a trivial mismatch may occur between the total number and the measurement result shown in the table. The goal of 2021 is clearly indicated on the unpleasant scale and on a foreign exchange course, and coordinates with group stereotypes.

The World Line will intentionally abandon any promises or responsibilities for updating or changing the above information, unless it is obliged by law.

Note: This document does not work part of the investment recruitment of any securities. When making an investment, please be sure to look at the new stock issuance, the outlook for the stock sale notification, and the correction certificate (when created), and make sure that the investors will be determined. 。 In the United States, securities cannot be recruited or sold, except for registration of securities based on the 1933 US Securities Law or being exempted from registration. Securities that may be proposed in the context of transactions are not registered or registered under US Securities Law or South American Securities Law.